State Employees' Credit Union
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees' Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Employees' Credit Union P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 17,548 |
| Total Mortgage Loan Application Amount | $2,297,537,000 |
| Average Mortgage Loan Application Amount | $99,666 |
| Highest Mortgage Loan Application Amount | $950,000 |
| Average Applicant Income | $63,333 |
| Highest Applicant Income | $888,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 2,169 | $ 352,652,000 | $ 162,000 | $ 76,000 |
| Buncombe County North Carolina | 780 | $ 118,048,000 | $ 151,000 | $ 65,000 |
| Guilford County North Carolina | 758 | $ 98,163,000 | $ 129,000 | $ 68,000 |
| Mecklenburg County North Carolina | 710 | $ 103,316,000 | $ 145,000 | $ 75,000 |
| Durham County North Carolina | 556 | $ 83,103,000 | $ 149,000 | $ 71,000 |
| Orange County North Carolina | 462 | $ 80,655,000 | $ 174,000 | $ 87,000 |
| Johnston County North Carolina | 429 | $ 55,757,000 | $ 129,000 | $ 69,000 |
| New Hanover County North Carolina | 404 | $ 63,301,000 | $ 156,000 | $ 80,000 |
| Burke County North Carolina | 345 | $ 38,042,000 | $ 110,000 | $ 60,000 |
| Forsyth County North Carolina | 343 | $ 44,460,000 | $ 129,000 | $ 74,000 |
| Pitt County North Carolina | 342 | $ 41,205,000 | $ 120,000 | $ 68,000 |
| Brunswick County North Carolina | 333 | $ 54,293,000 | $ 163,000 | $ 69,000 |
| Alamance County North Carolina | 262 | $ 35,167,000 | $ 134,000 | $ 61,000 |
| Cumberland County North Carolina | 261 | $ 25,430,000 | $ 97,000 | $ 65,000 |
| Iredell County North Carolina | 246 | $ 32,171,000 | $ 130,000 | $ 66,000 |
| Union County North Carolina | 235 | $ 34,518,000 | $ 146,000 | $ 69,000 |
| Catawba County North Carolina | 224 | $ 25,423,000 | $ 113,000 | $ 64,000 |
| Chatham County North Carolina | 211 | $ 32,305,000 | $ 153,000 | $ 69,000 |
| Randolph County North Carolina | 211 | $ 23,723,000 | $ 112,000 | $ 58,000 |
| Gaston County North Carolina | 210 | $ 22,572,000 | $ 107,000 | $ 61,000 |
| Robeson County North Carolina | 206 | $ 16,844,000 | $ 81,000 | $ 56,000 |
| Cabarrus County North Carolina | 205 | $ 26,298,000 | $ 128,000 | $ 65,000 |
| Rowan County North Carolina | 196 | $ 21,328,000 | $ 108,000 | $ 63,000 |
| Wilson County North Carolina | 195 | $ 20,426,000 | $ 104,000 | $ 65,000 |
| Wayne County North Carolina | 191 | $ 18,237,000 | $ 95,000 | $ 58,000 |
| Nash County North Carolina | 190 | $ 19,598,000 | $ 103,000 | $ 58,000 |
| Carteret County North Carolina | 184 | $ 31,194,000 | $ 169,000 | $ 84,000 |
| Davidson County North Carolina | 181 | $ 21,187,000 | $ 117,000 | $ 67,000 |
| Henderson County North Carolina | 180 | $ 26,012,000 | $ 144,000 | $ 60,000 |
| Harnett County North Carolina | 179 | $ 18,785,000 | $ 104,000 | $ 65,000 |
| Surry County North Carolina | 179 | $ 18,295,000 | $ 102,000 | $ 62,000 |
| Wilkes County North Carolina | 171 | $ 17,995,000 | $ 105,000 | $ 59,000 |
| Moore County North Carolina | 163 | $ 20,490,000 | $ 125,000 | $ 66,000 |
| Haywood County North Carolina | 156 | $ 21,042,000 | $ 134,000 | $ 67,000 |
| Macon County North Carolina | 154 | $ 19,532,000 | $ 126,000 | $ 65,000 |
| Stanly County North Carolina | 154 | $ 16,991,000 | $ 110,000 | $ 60,000 |
| Watauga County North Carolina | 149 | $ 24,132,000 | $ 161,000 | $ 78,000 |
| Franklin County North Carolina | 144 | $ 17,278,000 | $ 119,000 | $ 63,000 |
| Caldwell County North Carolina | 140 | $ 15,364,000 | $ 109,000 | $ 62,000 |
| Granville County North Carolina | 137 | $ 15,393,000 | $ 112,000 | $ 64,000 |
| McDowell County North Carolina | 136 | $ 14,899,000 | $ 109,000 | $ 59,000 |
| Edgecombe County North Carolina | 131 | $ 10,151,000 | $ 77,000 | $ 58,000 |
| Cherokee County North Carolina | 130 | $ 17,383,000 | $ 133,000 | $ 55,000 |
| Jackson County North Carolina | 128 | $ 17,209,000 | $ 134,000 | $ 62,000 |
| Craven County North Carolina | 125 | $ 14,256,000 | $ 114,000 | $ 59,000 |
| Montgomery County North Carolina | 124 | $ 10,416,000 | $ 84,000 | $ 53,000 |
| Rutherford County North Carolina | 123 | $ 12,770,000 | $ 103,000 | $ 57,000 |
| Rockingham County North Carolina | 119 | $ 12,073,000 | $ 101,000 | $ 56,000 |
| Cleveland County North Carolina | 116 | $ 12,283,000 | $ 105,000 | $ 62,000 |
| Mitchell County North Carolina | 116 | $ 12,335,000 | $ 106,000 | $ 54,000 |
| Yancey County North Carolina | 113 | $ 12,060,000 | $ 106,000 | $ 57,000 |
| Hertford County North Carolina | 108 | $ 8,959,000 | $ 82,000 | $ 56,000 |
| Columbus County North Carolina | 104 | $ 9,290,000 | $ 89,000 | $ 55,000 |
| Beaufort County North Carolina | 103 | $ 10,723,000 | $ 104,000 | $ 64,000 |
| Onslow County North Carolina | 103 | $ 12,293,000 | $ 119,000 | $ 59,000 |
| Sampson County North Carolina | 97 | $ 9,246,000 | $ 95,000 | $ 62,000 |
| Bertie County North Carolina | 94 | $ 7,334,000 | $ 78,000 | $ 55,000 |
| Pender County North Carolina | 94 | $ 13,255,000 | $ 141,000 | $ 68,000 |
| Scotland County North Carolina | 93 | $ 8,021,000 | $ 86,000 | $ 55,000 |
| Horry County South Carolina | 92 | $ 16,886,000 | $ 183,000 | $ 113,000 |
| Lincoln County North Carolina | 86 | $ 11,028,000 | $ 128,000 | $ 67,000 |
| Vance County North Carolina | 85 | $ 7,780,000 | $ 91,000 | $ 60,000 |
| Halifax County North Carolina | 83 | $ 6,917,000 | $ 83,000 | $ 59,000 |
| Person County North Carolina | 83 | $ 9,653,000 | $ 116,000 | $ 57,000 |
| Pasquotank County North Carolina | 81 | $ 9,518,000 | $ 117,000 | $ 63,000 |
| Richmond County North Carolina | 80 | $ 6,926,000 | $ 86,000 | $ 55,000 |
| Duplin County North Carolina | 78 | $ 4,986,000 | $ 63,000 | $ 47,000 |
| Lenoir County North Carolina | 73 | $ 5,726,000 | $ 78,000 | $ 52,000 |
| Swain County North Carolina | 72 | $ 8,635,000 | $ 119,000 | $ 66,000 |
| Dare County North Carolina | 71 | $ 13,409,000 | $ 188,000 | $ 70,000 |
| Ashe County North Carolina | 69 | $ 8,397,000 | $ 121,000 | $ 69,000 |
| Graham County North Carolina | 66 | $ 8,854,000 | $ 134,000 | $ 66,000 |
| Lee County North Carolina | 66 | $ 8,298,000 | $ 125,000 | $ 58,000 |
| Hoke County North Carolina | 64 | $ 5,596,000 | $ 87,000 | $ 62,000 |
| Bladen County North Carolina | 62 | $ 5,143,000 | $ 82,000 | $ 53,000 |
| Avery County North Carolina | 60 | $ 7,051,000 | $ 117,000 | $ 68,000 |
| Davie County North Carolina | 53 | $ 7,134,000 | $ 134,000 | $ 59,000 |
| Alexander County North Carolina | 50 | $ 5,567,000 | $ 111,000 | $ 61,000 |
| Madison County North Carolina | 48 | $ 6,400,000 | $ 133,000 | $ 63,000 |
| Caswell County North Carolina | 47 | $ 4,836,000 | $ 102,000 | $ 59,000 |
| Currituck County North Carolina | 41 | $ 5,851,000 | $ 142,000 | $ 62,000 |
| Martin County North Carolina | 41 | $ 2,916,000 | $ 71,000 | $ 52,000 |
| Stokes County North Carolina | 36 | $ 3,948,000 | $ 109,000 | $ 65,000 |
| York County South Carolina | 36 | $ 5,716,000 | $ 158,000 | $ 76,000 |
| Anson County North Carolina | 34 | $ 2,393,000 | $ 70,000 | $ 50,000 |
| Warren County North Carolina | 34 | $ 3,279,000 | $ 96,000 | $ 55,000 |
| Northampton County North Carolina | 33 | $ 2,540,000 | $ 76,000 | $ 58,000 |
| Chowan County North Carolina | 31 | $ 4,559,000 | $ 147,000 | $ 71,000 |
| Clay County North Carolina | 31 | $ 3,937,000 | $ 127,000 | $ 48,000 |
| Greene County North Carolina | 31 | $ 2,697,000 | $ 87,000 | $ 51,000 |
| Gates County North Carolina | 29 | $ 2,971,000 | $ 102,000 | $ 58,000 |
| Transylvania County North Carolina | 29 | $ 3,487,000 | $ 120,000 | $ 67,000 |
| Yadkin County North Carolina | 29 | $ 3,223,000 | $ 111,000 | $ 58,000 |
| Polk County North Carolina | 21 | $ 3,009,000 | $ 143,000 | $ 60,000 |
| Washington County North Carolina | 21 | $ 1,481,000 | $ 70,000 | $ 53,000 |
| Spartanburg County South Carolina | 17 | $ 1,933,000 | $ 113,000 | $ 57,000 |
| Alleghany County North Carolina | 16 | $ 2,331,000 | $ 145,000 | $ 74,000 |
| Pamlico County North Carolina | 16 | $ 1,567,000 | $ 97,000 | $ 64,000 |
| Perquimans County North Carolina | 16 | $ 2,113,000 | $ 132,000 | $ 57,000 |
| Hyde County North Carolina | 15 | $ 1,397,000 | $ 93,000 | $ 47,000 |
| Jones County North Carolina | 15 | $ 1,328,000 | $ 88,000 | $ 59,000 |
| Greenville County South Carolina | 15 | $ 2,604,000 | $ 173,000 | $ 80,000 |
| Camden County North Carolina | 14 | $ 1,042,000 | $ 74,000 | $ 67,000 |
| Charleston County South Carolina | 14 | $ 2,929,000 | $ 209,000 | $ 110,000 |
| Richland County South Carolina | 14 | $ 2,485,000 | $ 177,000 | $ 97,000 |
| Johnson County Tennessee | 12 | $ 1,607,000 | $ 133,000 | $ 61,000 |
| Fulton County Georgia | 10 | $ 2,478,000 | $ 247,000 | $ 88,000 |
| Gwinnett County Georgia | 9 | $ 2,021,000 | $ 224,000 | $ 108,000 |
| Tyrrell County North Carolina | 9 | $ 1,225,000 | $ 136,000 | $ 62,000 |
| Sevier County Tennessee | 8 | $ 1,034,000 | $ 129,000 | $ 103,000 |
| Carroll County Virginia | 8 | $ 858,000 | $ 107,000 | $ 65,000 |
| Virginia Beach County Virginia | 8 | $ 1,968,000 | $ 246,000 | $ 88,000 |
| Lancaster County South Carolina | 7 | $ 1,213,000 | $ 173,000 | $ 98,000 |
| Carter County Tennessee | 7 | $ 500,000 | $ 71,000 | $ 25,000 |
| DeKalb County Georgia | 6 | $ 1,165,000 | $ 194,000 | $ 118,000 |
| Berkeley County South Carolina | 6 | $ 1,070,000 | $ 178,000 | $ 67,000 |
| Knox County Tennessee | 6 | $ 656,000 | $ 109,000 | $ 76,000 |
| Hall County Georgia | 5 | $ 873,000 | $ 174,000 | $ 88,000 |
| Florence County South Carolina | 5 | $ 948,000 | $ 189,000 | $ 80,000 |
| Chesapeake County Virginia | 5 | $ 740,000 | $ 148,000 | $ 130,000 |
| Henrico County Virginia | 5 | $ 1,051,000 | $ 210,000 | $ 84,000 |
| Stafford County Virginia | 5 | $ 1,804,000 | $ 360,000 | $ 81,000 |
| Suffolk County Virginia | 5 | $ 836,000 | $ 167,000 | $ 79,000 |
| Duval County Florida | 4 | $ 704,000 | $ 176,000 | $ 44,000 |
| Beaufort County South Carolina | 4 | $ 1,192,000 | $ 298,000 | $ 81,000 |
| Chesterfield County South Carolina | 4 | $ 480,000 | $ 120,000 | $ 55,000 |
| Dorchester County South Carolina | 4 | $ 604,000 | $ 151,000 | $ 55,000 |
| Lexington County South Carolina | 4 | $ 704,000 | $ 176,000 | $ 102,000 |
| Pickens County South Carolina | 4 | $ 590,000 | $ 147,000 | $ 71,000 |
| Davidson County Tennessee | 4 | $ 1,072,000 | $ 268,000 | $ 127,000 |
| Shelby County Tennessee | 4 | $ 503,000 | $ 125,000 | $ 76,000 |
| Montgomery County Virginia | 4 | $ 860,000 | $ 215,000 | $ 133,000 |
| Norfolk County Virginia | 4 | $ 949,000 | $ 237,000 | $ 77,000 |
| Richmond City County Virginia | 4 | $ 702,000 | $ 175,000 | $ 111,000 |
| Southampton County Virginia | 4 | $ 568,000 | $ 142,000 | $ 61,000 |
| Lake County Florida | 3 | $ 958,000 | $ 319,000 | $ 100,000 |
| Orange County Florida | 3 | $ 1,092,000 | $ 364,000 | $ 131,000 |
| Pinellas County Florida | 3 | $ 472,000 | $ 157,000 | $ 51,000 |
| Cherokee County Georgia | 3 | $ 632,000 | $ 210,000 | $ 88,000 |
| Union County Georgia | 3 | $ 400,000 | $ 133,000 | $ 51,000 |
| Georgetown County South Carolina | 3 | $ 803,000 | $ 267,000 | $ 170,000 |
| Hamilton County Tennessee | 3 | $ 504,000 | $ 168,000 | $ 100,000 |
| Chesterfield County Virginia | 3 | $ 847,000 | $ 282,000 | $ 76,000 |
| Danville County Virginia | 3 | $ 179,000 | $ 59,000 | $ 62,000 |
| Franklin County Virginia | 3 | $ 958,000 | $ 319,000 | $ 208,000 |
| Galax County Virginia | 3 | $ 126,000 | $ 42,000 | $ 44,000 |
| Halifax County Virginia | 3 | $ 657,000 | $ 219,000 | $ 90,000 |
| Henry County Virginia | 3 | $ 185,000 | $ 61,000 | $ 91,000 |
| Pittsylvania County Virginia | 3 | $ 266,000 | $ 88,000 | $ 57,000 |
| Portsmouth County Virginia | 3 | $ 386,000 | $ 128,000 | $ 67,000 |
| Roanoke County Virginia | 3 | $ 546,000 | $ 182,000 | $ 69,000 |
| Hillsborough County Florida | 2 | $ 482,000 | $ 241,000 | $ 118,000 |
| Indian River County Florida | 2 | $ 285,000 | $ 142,000 | $ 39,000 |
| Lee County Florida | 2 | $ 550,000 | $ 275,000 | $ 71,000 |
| Marion County Florida | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Miami-Dade County Florida | 2 | $ 621,000 | $ 310,000 | $ 79,000 |
| Pasco County Florida | 2 | $ 215,000 | $ 107,000 | $ 85,000 |
| St. Johns County Florida | 2 | $ 874,000 | $ 437,000 | $ 191,000 |
| Volusia County Florida | 2 | $ 240,000 | $ 120,000 | $ 62,000 |
| Chatham County Georgia | 2 | $ 274,000 | $ 137,000 | $ 98,000 |
| Douglas County Georgia | 2 | $ 205,000 | $ 102,000 | $ 55,000 |
| Fannin County Georgia | 2 | $ 124,000 | $ 62,000 | $ 52,000 |
| Towns County Georgia | 2 | $ 466,000 | $ 233,000 | $ 70,000 |
| Cherokee County South Carolina | 2 | $ 171,000 | $ 85,000 | $ 57,000 |
| Oconee County South Carolina | 2 | $ 245,000 | $ 122,000 | $ 44,000 |
| Greene County Tennessee | 2 | $ 226,000 | $ 113,000 | $ 49,000 |
| Williamson County Tennessee | 2 | $ 668,000 | $ 334,000 | $ 111,000 |
| Amherst County Virginia | 2 | $ 141,000 | $ 70,000 | $ 49,000 |
| Arlington County Virginia | 2 | $ 825,000 | $ 412,000 | $ 107,000 |
| Campbell County Virginia | 2 | $ 158,000 | $ 79,000 | $ 96,000 |
| Grayson County Virginia | 2 | $ 128,000 | $ 64,000 | $ 58,000 |
| Greensville County Virginia | 2 | $ 213,000 | $ 106,000 | $ 65,000 |
| Hanover County Virginia | 2 | $ 403,000 | $ 201,000 | $ 100,000 |
| James City County Virginia | 2 | $ 366,000 | $ 183,000 | $ 64,000 |
| Mecklenburg County Virginia | 2 | $ 334,000 | $ 167,000 | $ 76,000 |
| Patrick County Virginia | 2 | $ 184,000 | $ 92,000 | $ 51,000 |
| Roanoke City County Virginia | 2 | $ 195,000 | $ 97,000 | $ 35,000 |
| Rockingham County Virginia | 2 | $ 283,000 | $ 141,000 | $ 74,000 |
| Wythe County Virginia | 2 | $ 144,000 | $ 72,000 | $ 40,000 |
| Jefferson County Alabama | 1 | $ 809,000 | $ 809,000 | $ 256,000 |
| Pike County Alabama | 1 | $ 86,000 | $ 86,000 | $ 147,000 |
| Juneau County Alaska | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Brevard County Florida | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Broward County Florida | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Citrus County Florida | 1 | $ 285,000 | $ 285,000 | $ 161,000 |
| Clay County Florida | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Collier County Florida | 1 | $ 250,000 | $ 250,000 | $ 40,000 |
| Levy County Florida | 1 | $ 120,000 | $ 120,000 | $ 115,000 |
| Manatee County Florida | 1 | $ 560,000 | $ 560,000 | $ 168,000 |
| Osceola County Florida | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Santa Rosa County Florida | 1 | $ 179,000 | $ 179,000 | $ 43,000 |
| St. Lucie County Florida | 1 | $ 300,000 | $ 300,000 | $ 56,000 |
| Baldwin County Georgia | 1 | $ 146,000 | $ 146,000 | $ 53,000 |
| Barrow County Georgia | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Camden County Georgia | 1 | $ 160,000 | $ 160,000 | $ 91,000 |
| Chattooga County Georgia | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Columbia County Georgia | 1 | $ 117,000 | $ 117,000 | $ 78,000 |
| Effingham County Georgia | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Forsyth County Georgia | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 81,000 | $ 81,000 | $ 66,000 |
| Houston County Georgia | 1 | $ 198,000 | $ 198,000 | $ 90,000 |
| Jones County Georgia | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Liberty County Georgia | 1 | $ 87,000 | $ 87,000 | $ 23,000 |
| Paulding County Georgia | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Rabun County Georgia | 1 | $ 301,000 | $ 301,000 | $ 104,000 |
| Sumter County Georgia | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| White County Georgia | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Montgomery County Maryland | 1 | $ 126,000 | $ 126,000 | $ 121,000 |
| Prince George's County Maryland | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Jackson County Missouri | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Dauphin County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 94,000 |
| Aiken County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Anderson County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Fairfield County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 87,000 |
| Laurens County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| Marlboro County South Carolina | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Williamsburg County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 35,000 |
| Blount County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 34,000 |
| Campbell County Tennessee | 1 | $ 220,000 | $ 220,000 | $ 105,000 |
| Cocke County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 66,000 |
| Hancock County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Maury County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 62,000 |
| McMinn County Tennessee | 1 | $ 51,000 | $ 51,000 | $ 63,000 |
| Montgomery County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Perry County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Polk County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Rutherford County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 43,000 |
| Sullivan County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 58,000 |
| Washington County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 72,000 |
| Albemarle County Virginia | 1 | $ 310,000 | $ 310,000 | $ 72,000 |
| Alexandria County Virginia | 1 | $ 320,000 | $ 320,000 | $ 98,000 |
| Augusta County Virginia | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Botetourt County Virginia | 1 | $ 177,000 | $ 177,000 | $ 97,000 |
| Bristol County Virginia | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Brunswick County Virginia | 1 | $ 427,000 | $ 427,000 | $ 190,000 |
| Culpeper County Virginia | 1 | $ 280,000 | $ 280,000 | $ 99,000 |
| Fluvanna County Virginia | 1 | $ 278,000 | $ 278,000 | $ 535,000 |
| Gloucester County Virginia | 1 | $ 110,000 | $ 110,000 | $ 139,000 |
| Hampton County Virginia | 1 | $ 2,000 | $ 2,000 | $ 47,000 |
| Lancaster County Virginia | 1 | $ 138,000 | $ 138,000 | $ 79,000 |
| Nelson County Virginia | 1 | $ 190,000 | $ 190,000 | $ 208,000 |
| New Kent County Virginia | 1 | $ 500,000 | $ 500,000 | $ 175,000 |
| Newport News County Virginia | 1 | $ 374,000 | $ 374,000 | $ 185,000 |
| Orange County Virginia | 1 | $ 199,000 | $ 199,000 | $ 37,000 |
| Prince Edward County Virginia | 1 | $ 238,000 | $ 238,000 | $ 106,000 |
| Prince William County Virginia | 1 | $ 453,000 | $ 453,000 | $ 133,000 |
| Smyth County Virginia | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Warren County Virginia | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Washington County Virginia | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees' Credit Union in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,185 | $1,316,002,000 | $143,000 | $882,000 | $69,000 | $888,000 |
| Refinancing | 7,466 | $955,243,000 | $127,000 | $950,000 | $67,000 | $725,000 |
| Home Improvement | 897 | $26,292,000 | $29,000 | $604,000 | $54,000 | $383,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,900 | $1,880,718,000 | $135,000 | $950,000 | $69,000 | $888,000 |
| Black or African American | 2,477 | $275,877,000 | $111,000 | $809,000 | $58,000 | $439,000 |
| Not Provided | 596 | $63,491,000 | $106,000 | $500,000 | $62,000 | $480,000 |
| Hispanic | 254 | $35,177,000 | $138,000 | $530,000 | $67,000 | $360,000 |
| American Indian or Alaskan Native | 162 | $17,354,000 | $107,000 | $484,000 | $67,000 | $448,000 |
| Asian | 148 | $23,797,000 | $160,000 | $700,000 | $98,000 | $643,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,123,000 | $102,000 | $248,000 | $53,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,548 | $2,297,537,000 | $130,000 | $950,000 | $67,000 | $888,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,932 | $1,606,894,000 | $134,000 | $809,000 | $71,000 | $888,000 |
| Application Denied By Financial Institution | 2,346 | $242,608,000 | $103,000 | $640,000 | $49,000 | $478,000 |
| Application Approved But Not Accepted | 1,634 | $231,745,000 | $141,000 | $750,000 | $70,000 | $480,000 |
| Application Withdrawn By Applicant | 881 | $119,056,000 | $135,000 | $950,000 | $64,000 | $520,000 |
| Loan Purchased By The Institution | 462 | $57,945,000 | $125,000 | $500,000 | $62,000 | $725,000 |
| File Closed For Incompleteness | 293 | $39,289,000 | $134,000 | $738,000 | $74,000 | $643,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,180 | $114,572,000 | $97,000 | $400,000 | $49,000 | $478,000 |
| Debt-To-Income Ratio | 631 | $76,625,000 | $121,000 | $640,000 | $41,000 | $162,000 |
| Collateral | 242 | $23,541,000 | $97,000 | $391,000 | $63,000 | $264,000 |
| Other | 140 | $13,670,000 | $97,000 | $472,000 | $56,000 | $214,000 |
| Credit Application Incomplete | 56 | $1,901,000 | $33,000 | $250,000 | $50,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 45 | $5,506,000 | $122,000 | $372,000 | $51,000 | $140,000 |
| Unverifiable Information | 27 | $4,158,000 | $154,000 | $408,000 | $62,000 | $172,000 |
| Employment History | 25 | $2,635,000 | $105,000 | $180,000 | $41,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.