State Employees' Credit Union
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees' Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Employees' Credit Union P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 29,629 |
| Total Mortgage Loan Application Amount | $3,268,767,000 |
| Average Mortgage Loan Application Amount | $114,466 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $72,800 |
| Highest Applicant Income | $999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 3,775 | $ 500,619,000 | $ 132,000 | $ 69,000 |
| Mecklenburg County North Carolina | 1,325 | $ 166,590,000 | $ 125,000 | $ 62,000 |
| Guilford County North Carolina | 1,130 | $ 122,445,000 | $ 108,000 | $ 57,000 |
| Durham County North Carolina | 1,088 | $ 135,497,000 | $ 124,000 | $ 69,000 |
| Buncombe County North Carolina | 1,053 | $ 122,378,000 | $ 116,000 | $ 53,000 |
| Orange County North Carolina | 1,012 | $ 142,286,000 | $ 140,000 | $ 69,000 |
| Johnston County North Carolina | 761 | $ 81,456,000 | $ 107,000 | $ 60,000 |
| Forsyth County North Carolina | 620 | $ 67,543,000 | $ 108,000 | $ 59,000 |
| New Hanover County North Carolina | 585 | $ 70,573,000 | $ 120,000 | $ 64,000 |
| Burke County North Carolina | 535 | $ 52,575,000 | $ 98,000 | $ 54,000 |
| Pitt County North Carolina | 530 | $ 51,171,000 | $ 96,000 | $ 60,000 |
| Catawba County North Carolina | 522 | $ 57,903,000 | $ 110,000 | $ 51,000 |
| Chatham County North Carolina | 451 | $ 57,148,000 | $ 126,000 | $ 55,000 |
| Cumberland County North Carolina | 435 | $ 38,750,000 | $ 89,000 | $ 61,000 |
| Alamance County North Carolina | 405 | $ 46,309,000 | $ 114,000 | $ 55,000 |
| Union County North Carolina | 361 | $ 45,249,000 | $ 125,000 | $ 64,000 |
| Cabarrus County North Carolina | 353 | $ 41,152,000 | $ 116,000 | $ 64,000 |
| Nash County North Carolina | 337 | $ 34,663,000 | $ 102,000 | $ 64,000 |
| Brunswick County North Carolina | 328 | $ 38,417,000 | $ 117,000 | $ 52,000 |
| Randolph County North Carolina | 320 | $ 31,785,000 | $ 99,000 | $ 49,000 |
| Davidson County North Carolina | 316 | $ 32,176,000 | $ 101,000 | $ 53,000 |
| Rowan County North Carolina | 313 | $ 32,157,000 | $ 102,000 | $ 55,000 |
| Wayne County North Carolina | 285 | $ 25,927,000 | $ 90,000 | $ 54,000 |
| Caldwell County North Carolina | 281 | $ 27,634,000 | $ 98,000 | $ 61,000 |
| Gaston County North Carolina | 281 | $ 29,503,000 | $ 104,000 | $ 56,000 |
| Franklin County North Carolina | 219 | $ 21,613,000 | $ 98,000 | $ 56,000 |
| Edgecombe County North Carolina | 201 | $ 15,083,000 | $ 75,000 | $ 42,000 |
| Onslow County North Carolina | 162 | $ 15,182,000 | $ 93,000 | $ 54,000 |
| Alexander County North Carolina | 125 | $ 12,771,000 | $ 102,000 | $ 48,000 |
| Lincoln County North Carolina | 111 | $ 12,166,000 | $ 109,000 | $ 57,000 |
| Davie County North Carolina | 104 | $ 12,027,000 | $ 115,000 | $ 57,000 |
| Yadkin County North Carolina | 41 | $ 3,798,000 | $ 92,000 | $ 52,000 |
| Madison County North Carolina | 40 | $ 4,154,000 | $ 103,000 | $ 63,000 |
| Stokes County North Carolina | 40 | $ 3,630,000 | $ 90,000 | $ 52,000 |
| Currituck County North Carolina | 39 | $ 4,021,000 | $ 103,000 | $ 63,000 |
| York County South Carolina | 35 | $ 4,301,000 | $ 122,000 | $ 59,000 |
| Robeson County North Carolina | 33 | $ 2,644,000 | $ 80,000 | $ 66,000 |
| Iredell County North Carolina | 29 | $ 2,871,000 | $ 99,000 | $ 57,000 |
| Hoke County North Carolina | 20 | $ 2,259,000 | $ 112,000 | $ 45,000 |
| Duplin County North Carolina | 19 | $ 1,754,000 | $ 92,000 | $ 50,000 |
| Beaufort County North Carolina | 18 | $ 1,165,000 | $ 64,000 | $ 49,000 |
| Henderson County North Carolina | 18 | $ 2,245,000 | $ 124,000 | $ 57,000 |
| Granville County North Carolina | 17 | $ 2,216,000 | $ 130,000 | $ 56,000 |
| Pender County North Carolina | 16 | $ 1,946,000 | $ 121,000 | $ 63,000 |
| Carteret County North Carolina | 15 | $ 3,083,000 | $ 205,000 | $ 139,000 |
| Wilkes County North Carolina | 15 | $ 966,000 | $ 64,000 | $ 63,000 |
| Harnett County North Carolina | 13 | $ 1,170,000 | $ 90,000 | $ 58,000 |
| McDowell County North Carolina | 9 | $ 609,000 | $ 67,000 | $ 48,000 |
| Lee County North Carolina | 8 | $ 924,000 | $ 115,000 | $ 51,000 |
| Moore County North Carolina | 7 | $ 1,003,000 | $ 143,000 | $ 65,000 |
| Watauga County North Carolina | 7 | $ 1,088,000 | $ 155,000 | $ 78,000 |
| Rockingham County North Carolina | 6 | $ 627,000 | $ 104,000 | $ 83,000 |
| Avery County North Carolina | 5 | $ 350,000 | $ 70,000 | $ 94,000 |
| Caswell County North Carolina | 5 | $ 767,000 | $ 153,000 | $ 69,000 |
| Halifax County North Carolina | 5 | $ 521,000 | $ 104,000 | $ 71,000 |
| Sampson County North Carolina | 5 | $ 430,000 | $ 86,000 | $ 62,000 |
| Horry County South Carolina | 5 | $ 495,000 | $ 99,000 | $ 72,000 |
| Chesapeake County Virginia | 5 | $ 586,000 | $ 117,000 | $ 80,000 |
| Cleveland County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 60,000 |
| Northampton County North Carolina | 4 | $ 555,000 | $ 138,000 | $ 95,000 |
| Person County North Carolina | 4 | $ 469,000 | $ 117,000 | $ 53,000 |
| Vance County North Carolina | 4 | $ 267,000 | $ 66,000 | $ 86,000 |
| Warren County North Carolina | 4 | $ 248,000 | $ 62,000 | $ 44,000 |
| Suffolk County Virginia | 4 | $ 525,000 | $ 131,000 | $ 70,000 |
| Alleghany County North Carolina | 3 | $ 354,000 | $ 118,000 | $ 108,000 |
| Dare County North Carolina | 3 | $ 356,000 | $ 118,000 | $ 73,000 |
| Greene County North Carolina | 3 | $ 353,000 | $ 117,000 | $ 105,000 |
| Haywood County North Carolina | 3 | $ 496,000 | $ 165,000 | $ 56,000 |
| Pasquotank County North Carolina | 3 | $ 346,000 | $ 115,000 | $ 178,000 |
| Polk County North Carolina | 3 | $ 379,000 | $ 126,000 | $ 82,000 |
| Scotland County North Carolina | 3 | $ 264,000 | $ 88,000 | $ 111,000 |
| Surry County North Carolina | 3 | $ 473,000 | $ 157,000 | $ 112,000 |
| Wilson County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 85,000 |
| Yancey County North Carolina | 3 | $ 260,000 | $ 86,000 | $ 56,000 |
| York County Virginia | 3 | $ 430,000 | $ 143,000 | $ 50,000 |
| Ashe County North Carolina | 2 | $ 266,000 | $ 133,000 | $ 154,000 |
| Bladen County North Carolina | 2 | $ 306,000 | $ 153,000 | $ 82,000 |
| Cherokee County North Carolina | 2 | $ 186,000 | $ 93,000 | $ 77,000 |
| Columbus County North Carolina | 2 | $ 92,000 | $ 46,000 | $ 44,000 |
| Craven County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 116,000 |
| Hyde County North Carolina | 2 | $ 69,000 | $ 34,000 | $ 37,000 |
| Lenoir County North Carolina | 2 | $ 183,000 | $ 91,000 | $ 47,000 |
| Montgomery County North Carolina | 2 | $ 322,000 | $ 161,000 | $ 93,000 |
| Stanly County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 69,000 |
| Charleston County South Carolina | 2 | $ 434,000 | $ 217,000 | $ 135,000 |
| James City County Virginia | 2 | $ 393,000 | $ 196,000 | $ 73,000 |
| Norfolk County Virginia | 2 | $ 258,000 | $ 129,000 | $ 63,000 |
| Portsmouth County Virginia | 2 | $ 80,000 | $ 40,000 | $ 66,000 |
| Virginia Beach County Virginia | 2 | $ 173,000 | $ 86,000 | $ 44,000 |
| New Castle County Delaware | 1 | $ 41,000 | $ 41,000 | $ 106,000 |
| Lee County Florida | 1 | $ 127,000 | $ 127,000 | $ 49,000 |
| Forsyth County Georgia | 1 | $ 224,000 | $ 224,000 | $ 99,000 |
| Fulton County Georgia | 1 | $ 199,000 | $ 199,000 | $ 110,000 |
| Anson County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 7,000 |
| Clay County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 62,000 |
| Jackson County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Macon County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Pamlico County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 69,000 |
| Perquimans County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 33,000 |
| Swain County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 83,000 |
| Washington County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 96,000 |
| Florence County South Carolina | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
| Spartanburg County South Carolina | 1 | $ 152,000 | $ 152,000 | $ 75,000 |
| Davidson County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Jefferson County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 114,000 |
| Amherst County Virginia | 1 | $ 84,000 | $ 84,000 | $ 126,000 |
| Bedford County Virginia | 1 | $ 190,000 | $ 190,000 | $ 143,000 |
| Chesterfield County Virginia | 1 | $ 159,000 | $ 159,000 | $ 100,000 |
| Fairfax County Virginia | 1 | $ 220,000 | $ 220,000 | $ 392,000 |
| Mecklenburg County Virginia | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Rockbridge County Virginia | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees' Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 20,814 | $2,243,475,000 | $117,000 | $895,000 | $78,500 | $999,000 |
| Home Purchase (one-to-four family) | 8,220 | $999,904,000 | $126,666 | $750,000 | $66,166 | $899,000 |
| Home Improvement (one-to-four family) | 595 | $25,388,000 | $85,000 | $400,000 | $74,666 | $325,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,979 | $2,799,601,000 | $122,000 | $895,000 | $74,750 | $999,000 |
| Black | 3,691 | $363,845,000 | $106,750 | $613,000 | $68,750 | $619,000 |
| American Indian or Alaskan Native | 301 | $28,373,000 | $97,500 | $750,000 | $52,000 | $277,000 |
| Asian or Pacific Islander | 236 | $29,298,000 | $102,333 | $382,000 | $60,333 | $202,000 |
| Hispanic | 189 | $20,112,000 | $103,000 | $350,000 | $51,000 | $192,000 |
| Information not provided by applicant in mail or telephone application | 141 | $16,429,000 | $123,000 | $373,000 | $55,333 | $472,000 |
| Other | 92 | $11,109,000 | $114,000 | $468,000 | $61,500 | $319,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,620 | $3,267,752,000 | $118,500 | $895,000 | $75,250 | $999,000 |
| VA-guaranteed (Veterans Administration) | 6 | $427,000 | $71,000 | $123,000 | $47,500 | $73,000 |
| FHA-insured (Federal Housing Administration) | 3 | $588,000 | $196,000 | $323,000 | $261,000 | $628,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,320 | $2,682,775,000 | $128,333 | $895,000 | $78,500 | $999,000 |
| Application Withdrawn By Applicant | 2,382 | $274,179,000 | $106,400 | $696,000 | $70,200 | $550,000 |
| Application Denied By Financial Institution | 1,943 | $196,359,000 | $159,400 | $520,000 | $55,200 | $360,000 |
| Application Approved But Not Accepted | 865 | $102,209,000 | $97,500 | $500,000 | $61,750 | $628,000 |
| File Closed For Incompleteness | 119 | $13,245,000 | $141,000 | $300,000 | $65,666 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 793 | $77,924,000 | $97,500 | $306,000 | $47,000 | $360,000 |
| Debt-To-Income Ratio | 478 | $50,135,000 | $103,500 | $340,000 | $42,000 | $171,000 |
| Collateral | 228 | $22,586,000 | $110,000 | $325,000 | $65,666 | $193,000 |
| Other | 93 | $10,090,000 | $114,000 | $492,000 | $43,666 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $4,356,000 | $119,000 | $344,000 | $50,500 | $246,000 |
| Unverifiable Information | 23 | $2,115,000 | $88,500 | $245,000 | $52,000 | $347,000 |
| Employment History | 17 | $1,730,000 | $100,500 | $260,000 | $43,000 | $78,000 |
| Credit Application Incomplete | 14 | $1,105,000 | $78,000 | $150,000 | $45,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $106,000 | $106,000 | $106,000 | $55,000 | $55,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.