Find mortgage loan statistics, lending data, and loan application totals for North Dakota.
The mortgage statistics and data below are specific to mortgage loan applications for Bell Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Bell Bank 3100 13Th Ave S Fargo, ND 58103 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 6,718 |
Total Mortgage Loan Application Amount | $1,296,736,000 |
Average Mortgage Loan Application Amount | $148,000 |
Highest Mortgage Loan Application Amount | $10,300,000 |
Average Applicant Income | $95,333 |
Highest Applicant Income | $2,795,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in ND, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Hennepin County Minnesota | 1,615 | $ 361,159,000 | $ 223,000 | $ 112,000 |
Cass County North Dakota | 669 | $ 119,318,000 | $ 178,000 | $ 103,000 |
Maricopa County Arizona | 610 | $ 105,625,000 | $ 173,000 | $ 99,000 |
Dakota County Minnesota | 525 | $ 96,633,000 | $ 184,000 | $ 81,000 |
Anoka County Minnesota | 483 | $ 81,604,000 | $ 168,000 | $ 73,000 |
Ramsey County Minnesota | 460 | $ 80,974,000 | $ 176,000 | $ 88,000 |
Washington County Minnesota | 335 | $ 72,249,000 | $ 215,000 | $ 98,000 |
Clay County Minnesota | 265 | $ 43,884,000 | $ 165,000 | $ 77,000 |
Scott County Minnesota | 242 | $ 55,405,000 | $ 228,000 | $ 98,000 |
Otter Tail County Minnesota | 190 | $ 25,885,000 | $ 136,000 | $ 118,000 |
Becker County Minnesota | 183 | $ 25,510,000 | $ 139,000 | $ 96,000 |
Carver County Minnesota | 141 | $ 32,178,000 | $ 228,000 | $ 107,000 |
Wright County Minnesota | 125 | $ 21,781,000 | $ 174,000 | $ 68,000 |
Sherburne County Minnesota | 79 | $ 12,559,000 | $ 158,000 | $ 72,000 |
Douglas County Minnesota | 75 | $ 11,633,000 | $ 155,000 | $ 98,000 |
Chisago County Minnesota | 51 | $ 8,691,000 | $ 170,000 | $ 79,000 |
Richland County North Dakota | 48 | $ 4,648,000 | $ 96,000 | $ 70,000 |
Pinal County Arizona | 42 | $ 4,474,000 | $ 106,000 | $ 68,000 |
Rice County Minnesota | 33 | $ 5,785,000 | $ 175,000 | $ 79,000 |
St. Croix County Wisconsin | 25 | $ 5,534,000 | $ 221,000 | $ 99,000 |
Wilkin County Minnesota | 22 | $ 1,690,000 | $ 76,000 | $ 50,000 |
Isanti County Minnesota | 20 | $ 2,810,000 | $ 140,000 | $ 56,000 |
Cass County Minnesota | 19 | $ 3,951,000 | $ 207,000 | $ 145,000 |
Crow Wing County Minnesota | 17 | $ 5,277,000 | $ 310,000 | $ 236,000 |
Le Sueur County Minnesota | 17 | $ 2,311,000 | $ 135,000 | $ 45,000 |
Goodhue County Minnesota | 14 | $ 2,208,000 | $ 157,000 | $ 61,000 |
St. Louis County Minnesota | 13 | $ 3,055,000 | $ 235,000 | $ 121,000 |
Stearns County Minnesota | 11 | $ 7,711,000 | $ 701,000 | $ 78,000 |
Mille Lacs County Minnesota | 10 | $ 2,375,000 | $ 237,000 | $ 157,000 |
Grand Forks County North Dakota | 10 | $ 2,265,000 | $ 226,000 | $ 171,000 |
Grant County Minnesota | 8 | $ 985,000 | $ 123,000 | $ 181,000 |
Hubbard County Minnesota | 7 | $ 1,532,000 | $ 218,000 | $ 181,000 |
Burleigh County North Dakota | 7 | $ 904,000 | $ 129,000 | $ 84,000 |
Barron County Wisconsin | 7 | $ 790,000 | $ 112,000 | $ 101,000 |
Itasca County Minnesota | 6 | $ 1,685,000 | $ 280,000 | $ 141,000 |
Mahnomen County Minnesota | 6 | $ 1,099,000 | $ 183,000 | $ 89,000 |
McLeod County Minnesota | 6 | $ 549,000 | $ 91,000 | $ 65,000 |
Olmsted County Minnesota | 6 | $ 3,394,000 | $ 565,000 | $ 91,000 |
Burnett County Wisconsin | 6 | $ 772,000 | $ 128,000 | $ 90,000 |
Pima County Arizona | 5 | $ 591,000 | $ 118,000 | $ 109,000 |
Meeker County Minnesota | 5 | $ 842,000 | $ 168,000 | $ 121,000 |
Pope County Minnesota | 5 | $ 582,000 | $ 116,000 | $ 59,000 |
Sibley County Minnesota | 5 | $ 712,000 | $ 142,000 | $ 78,000 |
Todd County Minnesota | 5 | $ 558,000 | $ 111,000 | $ 86,000 |
Traill County North Dakota | 5 | $ 562,000 | $ 112,000 | $ 48,000 |
Washburn County Wisconsin | 5 | $ 922,000 | $ 184,000 | $ 157,000 |
Navajo County Arizona | 4 | $ 689,000 | $ 172,000 | $ 128,000 |
Aitkin County Minnesota | 4 | $ 767,000 | $ 191,000 | $ 129,000 |
Blue Earth County Minnesota | 4 | $ 753,000 | $ 188,000 | $ 176,000 |
Kandiyohi County Minnesota | 4 | $ 971,000 | $ 242,000 | $ 182,000 |
Norman County Minnesota | 4 | $ 340,000 | $ 85,000 | $ 82,000 |
Pine County Minnesota | 4 | $ 724,000 | $ 181,000 | $ 437,000 |
Polk County Minnesota | 4 | $ 365,000 | $ 91,000 | $ 111,000 |
Brown County South Dakota | 4 | $ 4,400,000 | $ 1,100,000 | $ 0 |
Bayfield County Wisconsin | 4 | $ 1,618,000 | $ 404,000 | $ 485,000 |
Pierce County Wisconsin | 4 | $ 403,000 | $ 100,000 | $ 49,000 |
Faribault County Minnesota | 3 | $ 204,000 | $ 68,000 | $ 35,000 |
Kanabec County Minnesota | 3 | $ 602,000 | $ 200,000 | $ 96,000 |
Renville County Minnesota | 3 | $ 333,000 | $ 111,000 | $ 87,000 |
Polk County Wisconsin | 3 | $ 594,000 | $ 198,000 | $ 111,000 |
Graham County Arizona | 2 | $ 170,000 | $ 85,000 | $ 52,000 |
Yavapai County Arizona | 2 | $ 515,000 | $ 257,000 | $ 203,000 |
Cook County Minnesota | 2 | $ 815,000 | $ 407,000 | $ 118,000 |
Morrison County Minnesota | 2 | $ 305,000 | $ 152,000 | $ 113,000 |
Nicollet County Minnesota | 2 | $ 385,000 | $ 192,000 | $ 85,000 |
Traverse County Minnesota | 2 | $ 187,000 | $ 93,000 | $ 39,000 |
Barnes County North Dakota | 2 | $ 133,000 | $ 66,000 | $ 37,000 |
McLean County North Dakota | 2 | $ 237,000 | $ 118,000 | $ 59,000 |
Steele County North Dakota | 2 | $ 118,000 | $ 59,000 | $ 68,000 |
Walsh County North Dakota | 2 | $ 232,000 | $ 116,000 | $ 82,000 |
Codington County South Dakota | 2 | $ 450,000 | $ 225,000 | $ 0 |
Minnehaha County South Dakota | 2 | $ 2,364,000 | $ 1,182,000 | $ 0 |
Eau Claire County Wisconsin | 2 | $ 219,000 | $ 109,000 | $ 32,000 |
Coconino County Arizona | 1 | $ 309,000 | $ 309,000 | $ 179,000 |
Polk County Iowa | 1 | $ 1,620,000 | $ 1,620,000 | $ 0 |
Beltrami County Minnesota | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
Big Stone County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 87,000 |
Brown County Minnesota | 1 | $ 273,000 | $ 273,000 | $ 72,000 |
Carlton County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
Clearwater County Minnesota | 1 | $ 182,000 | $ 182,000 | $ 72,000 |
Freeborn County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 86,000 |
Kittson County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 78,000 |
Mower County Minnesota | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
Steele County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 48,000 |
Stevens County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
Swift County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
Wadena County Minnesota | 1 | $ 103,000 | $ 103,000 | $ 90,000 |
Winona County Minnesota | 1 | $ 126,000 | $ 126,000 | $ 116,000 |
Yellowstone County Montana | 1 | $ 4,713,000 | $ 4,713,000 | $ 0 |
Benson County North Dakota | 1 | $ 26,000 | $ 26,000 | $ 75,000 |
Cavalier County North Dakota | 1 | $ 42,000 | $ 42,000 | $ 56,000 |
Griggs County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
McHenry County North Dakota | 1 | $ 101,000 | $ 101,000 | $ 75,000 |
Sargent County North Dakota | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
Ward County North Dakota | 1 | $ 646,000 | $ 646,000 | $ 0 |
Williams County North Dakota | 1 | $ 9,155,000 | $ 9,155,000 | $ 0 |
Brookings County South Dakota | 1 | $ 4,960,000 | $ 4,960,000 | $ 0 |
Davison County South Dakota | 1 | $ 3,125,000 | $ 3,125,000 | $ 0 |
Pennington County South Dakota | 1 | $ 1,436,000 | $ 1,436,000 | $ 0 |
Yankton County South Dakota | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
Chippewa County Wisconsin | 1 | $ 193,000 | $ 193,000 | $ 71,000 |
Dunn County Wisconsin | 1 | $ 262,000 | $ 262,000 | $ 80,000 |
Milwaukee County Wisconsin | 1 | $ 417,000 | $ 417,000 | $ 155,000 |
Oneida County Wisconsin | 1 | $ 360,000 | $ 360,000 | $ 692,000 |
Outagamie County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
Ozaukee County Wisconsin | 1 | $ 350,000 | $ 350,000 | $ 81,000 |
Sawyer County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
Laramie County Wyoming | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Dakota,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,955 | $736,484,000 | $186,000 | $10,300,000 | $88,000 | $2,795,000 |
Refinancing | 2,523 | $550,553,000 | $218,000 | $5,013,000 | $110,000 | $1,741,000 |
Home Improvement | 240 | $9,699,000 | $40,000 | $1,029,000 | $88,000 | $1,402,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 6,096 | $1,097,138,000 | $179,000 | $3,125,000 | $98,000 | $2,795,000 |
Not Provided | 194 | $36,257,000 | $186,000 | $800,000 | $107,000 | $971,000 |
Asian | 150 | $23,467,000 | $156,000 | $408,000 | $75,000 | $278,000 |
Hispanic | 110 | $16,059,000 | $145,000 | $368,000 | $64,000 | $213,000 |
Black or African American | 77 | $12,332,000 | $160,000 | $417,000 | $60,000 | $421,000 |
Not applicable | 66 | $107,872,000 | $1,634,000 | $10,300,000 | $0 | $0 |
American Indian or Alaskan Native | 14 | $1,732,000 | $123,000 | $312,000 | $70,000 | $200,000 |
Native Hawaiian or Other Pacific Islander | 11 | $1,879,000 | $170,000 | $417,000 | $111,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,234 | $891,731,000 | $210,000 | $10,300,000 | $116,000 | $2,795,000 |
FHA-insured (Federal Housing Administration) | 2,180 | $354,159,000 | $162,000 | $369,000 | $63,000 | $658,000 |
VA-guaranteed (Veterans Administration) | 217 | $40,644,000 | $187,000 | $459,000 | $68,000 | $200,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $10,202,000 | $117,000 | $231,000 | $42,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 5,144 | $1,008,715,000 | $196,000 | $10,300,000 | $97,000 | $2,795,000 |
Application Withdrawn By Applicant | 1,020 | $210,956,000 | $206,000 | $1,496,000 | $105,000 | $1,173,000 |
Application Denied By Financial Institution | 319 | $45,774,000 | $143,000 | $1,200,000 | $74,000 | $1,200,000 |
Preapproval Denied by Financial Institution | 162 | $20,018,000 | $123,000 | $400,000 | $57,000 | $540,000 |
Application Approved But Not Accepted | 43 | $7,189,000 | $167,000 | $1,500,000 | $87,000 | $547,000 |
File Closed For Incompleteness | 30 | $4,084,000 | $136,000 | $255,000 | $90,000 | $258,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 198 | $24,590,000 | $124,000 | $460,000 | $65,000 | $1,200,000 |
Debt-To-Income Ratio | 127 | $18,240,000 | $143,000 | $417,000 | $56,000 | $250,000 |
Collateral | 63 | $7,496,000 | $118,000 | $417,000 | $85,000 | $366,000 |
Other | 35 | $6,919,000 | $197,000 | $1,200,000 | $90,000 | $341,000 |
Employment History | 18 | $2,230,000 | $123,000 | $221,000 | $56,000 | $180,000 |
Insufficient Cash (Downpayment, Closing Cost) | 17 | $2,696,000 | $158,000 | $341,000 | $86,000 | $230,000 |
Credit Application Incomplete | 13 | $2,241,000 | $172,000 | $417,000 | $115,000 | $263,000 |
Unverifiable Information | 9 | $1,321,000 | $146,000 | $375,000 | $54,000 | $120,000 |
Mortgage Insurance Denied | 1 | $59,000 | $59,000 | $59,000 | $46,000 | $46,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in ND, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information at your convenience.