State Bank Of Lincoln
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank Of Lincoln.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Bank Of Lincoln 508 Broadway Street Lincoln, IL 62656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 843 |
| Total Mortgage Loan Application Amount | $96,157,000 |
| Average Mortgage Loan Application Amount | $123,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $81,666 |
| Highest Applicant Income | $673,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan County Illinois | 112 | $ 11,031,000 | $ 98,000 | $ 95,000 |
| Champaign County Illinois | 69 | $ 9,174,000 | $ 132,000 | $ 79,000 |
| Williamson County Illinois | 57 | $ 8,431,000 | $ 147,000 | $ 89,000 |
| De Witt County Illinois | 52 | $ 5,691,000 | $ 109,000 | $ 68,000 |
| Jefferson County Illinois | 45 | $ 6,005,000 | $ 133,000 | $ 87,000 |
| Clinton County Illinois | 31 | $ 4,354,000 | $ 140,000 | $ 72,000 |
| Macon County Illinois | 29 | $ 2,627,000 | $ 90,000 | $ 52,000 |
| Coles County Illinois | 26 | $ 1,932,000 | $ 74,000 | $ 45,000 |
| Vermilion County Illinois | 22 | $ 2,268,000 | $ 103,000 | $ 63,000 |
| Christian County Illinois | 21 | $ 2,315,000 | $ 110,000 | $ 65,000 |
| Edgar County Illinois | 18 | $ 1,851,000 | $ 102,000 | $ 71,000 |
| Fulton County Illinois | 17 | $ 1,593,000 | $ 93,000 | $ 62,000 |
| Macoupin County Illinois | 17 | $ 1,394,000 | $ 82,000 | $ 51,000 |
| Wabash County Illinois | 16 | $ 1,940,000 | $ 121,000 | $ 64,000 |
| Wayne County Illinois | 16 | $ 1,815,000 | $ 113,000 | $ 82,000 |
| Douglas County Illinois | 15 | $ 1,281,000 | $ 85,000 | $ 61,000 |
| Sangamon County Illinois | 14 | $ 2,283,000 | $ 163,000 | $ 86,000 |
| Washington County Illinois | 14 | $ 1,799,000 | $ 128,000 | $ 82,000 |
| Effingham County Illinois | 13 | $ 1,260,000 | $ 96,000 | $ 51,000 |
| Ford County Illinois | 13 | $ 1,594,000 | $ 122,000 | $ 83,000 |
| Morgan County Illinois | 12 | $ 882,000 | $ 73,000 | $ 58,000 |
| Clay County Illinois | 11 | $ 1,021,000 | $ 92,000 | $ 50,000 |
| Madison County Illinois | 11 | $ 1,506,000 | $ 136,000 | $ 82,000 |
| Marion County Illinois | 11 | $ 1,096,000 | $ 99,000 | $ 56,000 |
| Piatt County Illinois | 11 | $ 1,224,000 | $ 111,000 | $ 63,000 |
| Fayette County Illinois | 9 | $ 836,000 | $ 92,000 | $ 64,000 |
| Jackson County Illinois | 9 | $ 1,595,000 | $ 177,000 | $ 95,000 |
| McLean County Illinois | 9 | $ 1,078,000 | $ 119,000 | $ 82,000 |
| Shelby County Illinois | 9 | $ 1,154,000 | $ 128,000 | $ 65,000 |
| Montgomery County Illinois | 8 | $ 993,000 | $ 124,000 | $ 69,000 |
| Union County Illinois | 8 | $ 709,000 | $ 88,000 | $ 64,000 |
| Henry County Illinois | 7 | $ 623,000 | $ 89,000 | $ 73,000 |
| Iroquois County Illinois | 7 | $ 796,000 | $ 113,000 | $ 52,000 |
| Franklin County Illinois | 5 | $ 826,000 | $ 165,000 | $ 72,000 |
| Johnson County Illinois | 5 | $ 559,000 | $ 111,000 | $ 60,000 |
| McDonough County Illinois | 5 | $ 560,000 | $ 112,000 | $ 80,000 |
| Perry County Illinois | 5 | $ 356,000 | $ 71,000 | $ 51,000 |
| St. Clair County Illinois | 5 | $ 836,000 | $ 167,000 | $ 72,000 |
| Tazewell County Illinois | 5 | $ 612,000 | $ 122,000 | $ 78,000 |
| Clark County Illinois | 4 | $ 481,000 | $ 120,000 | $ 97,000 |
| Hamilton County Illinois | 4 | $ 501,000 | $ 125,000 | $ 85,000 |
| Kankakee County Illinois | 4 | $ 579,000 | $ 144,000 | $ 59,000 |
| Mason County Illinois | 4 | $ 219,000 | $ 54,000 | $ 39,000 |
| Moultrie County Illinois | 4 | $ 384,000 | $ 96,000 | $ 50,000 |
| Cumberland County Illinois | 3 | $ 213,000 | $ 71,000 | $ 75,000 |
| Livingston County Illinois | 3 | $ 453,000 | $ 151,000 | $ 97,000 |
| Menard County Illinois | 3 | $ 659,000 | $ 219,000 | $ 104,000 |
| Richland County Illinois | 3 | $ 221,000 | $ 73,000 | $ 101,000 |
| Warren County Illinois | 3 | $ 394,000 | $ 131,000 | $ 80,000 |
| Woodford County Illinois | 3 | $ 287,000 | $ 95,000 | $ 35,000 |
| Maricopa County Arizona | 2 | $ 377,000 | $ 188,000 | $ 107,000 |
| Bond County Illinois | 2 | $ 219,000 | $ 109,000 | $ 46,000 |
| Edwards County Illinois | 2 | $ 133,000 | $ 66,000 | $ 57,000 |
| Greene County Illinois | 2 | $ 63,000 | $ 31,000 | $ 62,000 |
| Saline County Illinois | 2 | $ 118,000 | $ 59,000 | $ 43,000 |
| Fountain County Indiana | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Vermillion County Indiana | 2 | $ 164,000 | $ 82,000 | $ 45,000 |
| Cape Girardeau County Missouri | 2 | $ 224,000 | $ 112,000 | $ 49,000 |
| Alexander County Illinois | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Bureau County Illinois | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Cass County Illinois | 1 | $ 41,000 | $ 41,000 | $ 29,000 |
| Grundy County Illinois | 1 | $ 294,000 | $ 294,000 | $ 104,000 |
| Hardin County Illinois | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Monroe County Illinois | 1 | $ 141,000 | $ 141,000 | $ 109,000 |
| Stark County Illinois | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| White County Illinois | 1 | $ 67,000 | $ 67,000 | $ 53,000 |
| Vanderburgh County Indiana | 1 | $ 57,000 | $ 57,000 | $ 46,000 |
| Vigo County Indiana | 1 | $ 154,000 | $ 154,000 | $ 52,000 |
| Dickinson County Iowa | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| Ripley County Missouri | 1 | $ 60,000 | $ 60,000 | $ 208,000 |
| St. Charles County Missouri | 1 | $ 164,000 | $ 164,000 | $ 75,000 |
| St. Louis County Missouri | 1 | $ 184,000 | $ 184,000 | $ 124,000 |
| Allegheny County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 133,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Bank Of Lincoln in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 533 | $52,562,000 | $98,000 | $403,000 | $63,000 | $673,000 |
| Refinancing | 293 | $41,373,000 | $141,000 | $417,000 | $92,000 | $524,000 |
| Home Improvement | 17 | $2,222,000 | $130,000 | $320,000 | $90,000 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 810 | $92,198,000 | $113,000 | $417,000 | $74,000 | $673,000 |
| Hispanic | 11 | $1,007,000 | $91,000 | $195,000 | $70,000 | $133,000 |
| Asian | 8 | $1,472,000 | $184,000 | $403,000 | $73,000 | $184,000 |
| Not Provided | 6 | $398,000 | $66,000 | $132,000 | $68,000 | $167,000 |
| Black or African American | 5 | $637,000 | $127,000 | $181,000 | $51,000 | $69,000 |
| Native Hawaiin or Other Pacific Islander | 1 | $88,000 | $88,000 | $88,000 | $39,000 | $39,000 |
| Not applicable | 1 | $300,000 | $300,000 | $300,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $57,000 | $57,000 | $57,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 570 | $71,522,000 | $125,000 | $417,000 | $87,000 | $673,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 237 | $20,051,000 | $84,000 | $226,000 | $42,000 | $82,000 |
| FHA-insured (Federal Housing Administration) | 22 | $2,495,000 | $113,000 | $181,000 | $60,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 14 | $2,089,000 | $149,000 | $251,000 | $78,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 812 | $91,991,000 | $113,000 | $417,000 | $74,000 | $673,000 |
| Application Denied By Financial Institution | 15 | $1,904,000 | $126,000 | $250,000 | $47,000 | $86,000 |
| Application Approved But Not Accepted | 14 | $1,928,000 | $137,000 | $400,000 | $65,000 | $129,000 |
| Application Withdrawn By Applicant | 2 | $334,000 | $167,000 | $186,000 | $232,000 | $360,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $1,367,000 | $151,000 | $250,000 | $46,000 | $86,000 |
| Credit History | 3 | $336,000 | $112,000 | $152,000 | $50,000 | $72,000 |
| Collateral | 2 | $101,000 | $50,000 | $57,000 | $59,000 | $61,000 |
| Other | 1 | $100,000 | $100,000 | $100,000 | $28,000 | $28,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.