State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2017

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address State Bank And Trust Company
4219 Forsyth Road
Macon, GA 31210
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,776
Total Mortgage Loan Application Amount $687,276,000
Average Mortgage Loan Application Amount $150,666
Highest Mortgage Loan Application Amount $5,979,000
Average Applicant Income $84,000
Highest Applicant Income $1,549,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for State Bank And Trust Company by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
AUGUSTA-RICHMOND COUNTY, GA-SC 887 $ 170,989,000 $ 191,000 $ 85,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 592 $ 154,066,000 $ 260,000 $ 95,000
MACON-BIBB COUNTY, GA 407 $ 29,767,000 $ 73,000 $ 65,000
SAVANNAH, GA 309 $ 62,572,000 $ 202,000 $ 84,000
WARNER ROBINS, GA 202 $ 22,623,000 $ 111,000 $ 80,000
ROME, GA 187 $ 32,809,000 $ 175,000 $ 87,000
ATHENS-CLARKE COUNTY, GA 143 $ 37,689,000 $ 263,000 $ 127,000
VALDOSTA, GA 95 $ 14,695,000 $ 154,000 $ 71,000
DALTON, GA 94 $ 14,965,000 $ 159,000 $ 75,000
GREENVILLE, NC 70 $ 13,079,000 $ 186,000 $ 105,000
ALBANY, GA 51 $ 9,183,000 $ 180,000 $ 109,000
NEW BERN, NC 44 $ 6,523,000 $ 148,000 $ 63,000
BRUNSWICK, GA 26 $ 4,062,000 $ 156,000 $ 61,000
HINESVILLE, GA 19 $ 1,269,000 $ 66,000 $ 55,000
COLUMBIA, SC 17 $ 2,887,000 $ 169,000 $ 77,000
CHARLESTON-NORTH CHARLESTON, SC 16 $ 4,800,000 $ 300,000 $ 131,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 15 $ 6,793,000 $ 452,000 $ 151,000
SEBASTIAN-VERO BEACH, FL 14 $ 2,932,000 $ 209,000 $ 128,000
GAINESVILLE, GA 13 $ 2,961,000 $ 227,000 $ 67,000
RALEIGH, NC 10 $ 2,229,000 $ 222,000 $ 97,000
CHATTANOOGA, TN-GA 9 $ 1,526,000 $ 199,500 $ 152,500
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 8 $ 2,062,000 $ 257,000 $ 103,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 6 $ 1,283,000 $ 165,000 $ 166,500
AUBURN-OPELIKA, AL 5 $ 1,068,000 $ 213,000 $ 63,000
JACKSONVILLE, FL 5 $ 961,000 $ 192,000 $ 52,000
MONTGOMERY, AL 5 $ 645,000 $ 129,000 $ 55,000
COLUMBUS, GA-AL 4 $ 260,000 $ 65,000 $ 37,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 4 $ 1,713,000 $ 428,000 $ 203,000
BIRMINGHAM-HOOVER, AL 3 $ 381,000 $ 127,000 $ 58,000
CLARKSVILLE, TN-KY 3 $ 726,000 $ 242,000 $ 88,000
JACKSONVILLE, NC 3 $ 393,000 $ 131,000 $ 120,000
MEMPHIS, TN-MS-AR 3 $ 781,000 $ 260,000 $ 93,000
ORLANDO-KISSIMMEE-SANFORD, FL 3 $ 736,000 $ 245,000 $ 68,000
CAPE CORAL-FORT MYERS, FL 2 $ 264,000 $ 132,000 $ 44,000
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 401,000 $ 200,000 $ 51,000
FLORENCE, SC 2 $ 147,000 $ 73,000 $ 31,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 2 $ 462,000 $ 231,000 $ 79,000
GOLDSBORO, NC 2 $ 540,000 $ 270,000 $ 379,000
GREENVILLE-ANDERSON-MAULDIN, SC 2 $ 303,000 $ 151,000 $ 90,000
PANAMA CITY, FL 2 $ 420,000 $ 210,000 $ 43,000
PENSACOLA-FERRY PASS-BRENT, FL 2 $ 410,000 $ 205,000 $ 113,000
PORT ST. LUCIE, FL 2 $ 420,000 $ 210,000 $ 131,000
ROCKY MOUNT, NC 2 $ 212,000 $ 106,000 $ 56,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 2 $ 506,000 $ 253,000 $ 307,000
WINCHESTER, VA-WV 2 $ 483,000 $ 241,000 $ 69,000
ASHEVILLE, NC 1 $ 424,000 $ 424,000 $ 160,000
CLEVELAND, TN 1 $ 310,000 $ 310,000 $ 98,000
DURHAM-CHAPEL HILL, NC 1 $ 220,000 $ 220,000 $ 43,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 91,000 $ 91,000 $ 24,000
HUNTSVILLE, AL 1 $ 145,000 $ 145,000 $ 64,000
KNOXVILLE, TN 1 $ 164,000 $ 164,000 $ 56,000
MOBILE, AL 1 $ 240,000 $ 240,000 $ 49,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 207,000 $ 207,000 $ 95,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 84,000 $ 84,000 $ 83,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 245,000 $ 245,000 $ 80,000
TALLAHASSEE, FL 1 $ 482,000 $ 482,000 $ 140,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 399,000 $ 399,000 $ 370,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 1 $ 643,000 $ 643,000 $ 276,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,677 $525,553,000 $196,000 $5,979,000 $86,000 $1,549,000
Refinancing 659 $145,995,000 $221,000 $3,000,000 $111,000 $918,000
Home Improvement 440 $15,728,000 $35,000 $4,750,000 $55,000 $510,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,619 $472,031,000 $180,000 $2,500,000 $96,000 $1,549,000
Black or African American 480 $70,451,000 $146,000 $643,000 $68,000 $379,000
Asian 336 $69,368,000 $206,000 $1,000,000 $78,000 $864,000
Hispanic 131 $22,085,000 $168,000 $700,000 $71,000 $324,000
Not applicable 115 $37,096,000 $322,000 $5,979,000 $2,000 $236,000
Not Provided 79 $14,096,000 $178,000 $880,000 $92,000 $794,000
American Indian or Alaskan Native 9 $1,541,000 $171,000 $330,000 $52,000 $87,000
Native Hawaiian or Other Pacific Islander 7 $608,000 $86,000 $236,000 $73,000 $145,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,598 $481,076,000 $185,000 $5,979,000 $97,000 $1,549,000
FHA-insured (Federal Housing Administration) 565 $86,373,000 $152,000 $350,000 $57,000 $164,000
VA-guaranteed (Veterans Administration) 476 $101,170,000 $212,000 $596,000 $81,000 $450,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 137 $18,657,000 $136,000 $318,000 $48,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,848 $538,213,000 $188,000 $5,979,000 $90,000 $1,549,000
Application Denied By Financial Institution 564 $75,858,000 $134,000 $2,500,000 $66,000 $794,000
Application Withdrawn By Applicant 328 $68,158,000 $207,000 $1,028,000 $96,000 $864,000
Application Approved But Not Accepted 34 $4,802,000 $141,000 $1,325,000 $71,000 $243,000
Loan Purchased By The Institution 2 $245,000 $122,000 $150,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List