State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Bank And Trust Company 4219 Forsyth Road Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,109 |
| Total Mortgage Loan Application Amount | $591,345,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $5,855,000 |
| Average Applicant Income | $129,600 |
| Highest Applicant Income | $2,699,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbia County Georgia | 341 | $ 70,235,000 | $ 205,000 | $ 105,000 |
| Richmond County Georgia | 209 | $ 27,995,000 | $ 133,000 | $ 114,000 |
| Chatham County Georgia | 197 | $ 40,265,000 | $ 204,000 | $ 105,000 |
| Bibb County Georgia | 191 | $ 24,365,000 | $ 127,000 | $ 116,000 |
| Gwinnett County Georgia | 167 | $ 40,265,000 | $ 241,000 | $ 98,000 |
| Houston County Georgia | 154 | $ 20,270,000 | $ 131,000 | $ 87,000 |
| Aiken County South Carolina | 149 | $ 26,325,000 | $ 176,000 | $ 80,000 |
| Fulton County Georgia | 124 | $ 38,240,000 | $ 308,000 | $ 220,000 |
| Floyd County Georgia | 118 | $ 19,420,000 | $ 164,000 | $ 84,000 |
| Cobb County Georgia | 81 | $ 17,765,000 | $ 219,000 | $ 128,000 |
| Clarke County Georgia | 70 | $ 11,810,000 | $ 168,000 | $ 179,000 |
| Carroll County Georgia | 67 | $ 12,415,000 | $ 185,000 | $ 95,000 |
| DeKalb County Georgia | 62 | $ 14,700,000 | $ 237,000 | $ 142,000 |
| Laurens County Georgia | 51 | $ 8,015,000 | $ 157,000 | $ 91,000 |
| Monroe County Georgia | 51 | $ 8,505,000 | $ 166,000 | $ 158,000 |
| Whitfield County Georgia | 50 | $ 7,490,000 | $ 149,000 | $ 63,000 |
| Jones County Georgia | 47 | $ 3,925,000 | $ 83,000 | $ 75,000 |
| Gordon County Georgia | 46 | $ 7,230,000 | $ 157,000 | $ 96,000 |
| Bryan County Georgia | 44 | $ 9,660,000 | $ 219,000 | $ 96,000 |
| Effingham County Georgia | 34 | $ 7,200,000 | $ 211,000 | $ 87,000 |
| Pitt County North Carolina | 32 | $ 5,280,000 | $ 165,000 | $ 119,000 |
| Oconee County Georgia | 29 | $ 6,685,000 | $ 230,000 | $ 213,000 |
| Lowndes County Georgia | 28 | $ 4,070,000 | $ 145,000 | $ 80,000 |
| Hall County Georgia | 25 | $ 4,985,000 | $ 199,000 | $ 161,000 |
| Forsyth County Georgia | 23 | $ 6,485,000 | $ 281,000 | $ 130,000 |
| Tift County Georgia | 23 | $ 4,535,000 | $ 197,000 | $ 96,000 |
| Edgefield County South Carolina | 19 | $ 4,245,000 | $ 223,000 | $ 111,000 |
| Baldwin County Georgia | 18 | $ 4,680,000 | $ 260,000 | $ 111,000 |
| Cherokee County Georgia | 18 | $ 3,890,000 | $ 216,000 | $ 160,000 |
| Dougherty County Georgia | 17 | $ 3,345,000 | $ 196,000 | $ 113,000 |
| McDuffie County Georgia | 17 | $ 1,355,000 | $ 79,000 | $ 63,000 |
| Murray County Georgia | 17 | $ 2,675,000 | $ 157,000 | $ 60,000 |
| Paulding County Georgia | 17 | $ 3,375,000 | $ 198,000 | $ 105,000 |
| Craven County North Carolina | 16 | $ 2,640,000 | $ 165,000 | $ 131,000 |
| Wake County North Carolina | 16 | $ 4,100,000 | $ 256,000 | $ 130,000 |
| Douglas County Georgia | 15 | $ 3,245,000 | $ 216,000 | $ 118,000 |
| Peach County Georgia | 13 | $ 1,715,000 | $ 131,000 | $ 108,000 |
| Bartow County Georgia | 12 | $ 2,440,000 | $ 203,000 | $ 99,000 |
| Henry County Georgia | 12 | $ 2,450,000 | $ 204,000 | $ 109,000 |
| Liberty County Georgia | 12 | $ 1,870,000 | $ 155,000 | $ 87,000 |
| Greene County Georgia | 11 | $ 4,515,000 | $ 410,000 | $ 167,000 |
| Putnam County Georgia | 11 | $ 3,045,000 | $ 276,000 | $ 167,000 |
| Barrow County Georgia | 10 | $ 1,170,000 | $ 117,000 | $ 129,000 |
| Coweta County Georgia | 10 | $ 1,890,000 | $ 189,000 | $ 77,000 |
| Glynn County Georgia | 10 | $ 2,580,000 | $ 258,000 | $ 119,000 |
| Haralson County Georgia | 10 | $ 2,280,000 | $ 228,000 | $ 86,000 |
| Lee County Georgia | 10 | $ 2,080,000 | $ 208,000 | $ 95,000 |
| Lenoir County North Carolina | 10 | $ 1,580,000 | $ 158,000 | $ 72,000 |
| Charleston County South Carolina | 10 | $ 3,060,000 | $ 306,000 | $ 190,000 |
| Richland County South Carolina | 10 | $ 900,000 | $ 90,000 | $ 26,000 |
| Indian River County Florida | 9 | $ 1,545,000 | $ 171,000 | $ 123,000 |
| Tattnall County Georgia | 9 | $ 835,000 | $ 92,000 | $ 85,000 |
| Bulloch County Georgia | 8 | $ 1,030,000 | $ 128,000 | $ 123,000 |
| Crawford County Georgia | 8 | $ 1,190,000 | $ 148,000 | $ 83,000 |
| Beaufort County South Carolina | 8 | $ 1,300,000 | $ 162,000 | $ 144,000 |
| Fayette County Georgia | 7 | $ 1,275,000 | $ 182,000 | $ 83,000 |
| Lincoln County Georgia | 7 | $ 1,125,000 | $ 160,000 | $ 118,000 |
| Madison County Georgia | 7 | $ 405,000 | $ 57,000 | $ 91,000 |
| Polk County Georgia | 7 | $ 1,205,000 | $ 172,000 | $ 88,000 |
| Granville County North Carolina | 7 | $ 1,605,000 | $ 229,000 | $ 90,000 |
| Lexington County South Carolina | 7 | $ 1,295,000 | $ 185,000 | $ 117,000 |
| Chattooga County Georgia | 6 | $ 960,000 | $ 160,000 | $ 62,000 |
| Franklin County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 91,000 |
| Orangeburg County South Carolina | 6 | $ 960,000 | $ 160,000 | $ 114,000 |
| Cherokee County Alabama | 5 | $ 855,000 | $ 171,000 | $ 82,000 |
| Bay County Florida | 5 | $ 1,485,000 | $ 297,000 | $ 726,000 |
| Clayton County Georgia | 5 | $ 625,000 | $ 125,000 | $ 58,000 |
| Colquitt County Georgia | 5 | $ 685,000 | $ 137,000 | $ 73,000 |
| Crisp County Georgia | 5 | $ 805,000 | $ 161,000 | $ 275,000 |
| Mecklenburg County North Carolina | 5 | $ 955,000 | $ 191,000 | $ 122,000 |
| Cullman County Alabama | 4 | $ 730,000 | $ 182,000 | $ 90,000 |
| Palm Beach County Florida | 4 | $ 1,700,000 | $ 425,000 | $ 211,000 |
| Berrien County Georgia | 4 | $ 370,000 | $ 92,000 | $ 41,000 |
| Bleckley County Georgia | 4 | $ 760,000 | $ 190,000 | $ 68,000 |
| Cook County Georgia | 4 | $ 510,000 | $ 127,000 | $ 48,000 |
| Dodge County Georgia | 4 | $ 590,000 | $ 147,000 | $ 73,000 |
| Jackson County Georgia | 4 | $ 600,000 | $ 150,000 | $ 76,000 |
| Lamar County Georgia | 4 | $ 260,000 | $ 65,000 | $ 93,000 |
| Morgan County Georgia | 4 | $ 750,000 | $ 187,000 | $ 70,000 |
| Muscogee County Georgia | 4 | $ 460,000 | $ 115,000 | $ 40,000 |
| Turner County Georgia | 4 | $ 590,000 | $ 147,000 | $ 92,000 |
| Twiggs County Georgia | 4 | $ 260,000 | $ 65,000 | $ 46,000 |
| Carteret County North Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 116,000 |
| Wayne County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 81,000 |
| Berkeley County South Carolina | 4 | $ 710,000 | $ 177,000 | $ 52,000 |
| Lee County Alabama | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Montgomery County Alabama | 3 | $ 475,000 | $ 158,000 | $ 48,000 |
| Duval County Florida | 3 | $ 985,000 | $ 328,000 | $ 167,000 |
| Walton County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 333,000 |
| Burke County Georgia | 3 | $ 385,000 | $ 128,000 | $ 91,000 |
| Catoosa County Georgia | 3 | $ 835,000 | $ 278,000 | $ 125,000 |
| Dawson County Georgia | 3 | $ 885,000 | $ 295,000 | $ 273,000 |
| Gilmer County Georgia | 3 | $ 765,000 | $ 255,000 | $ 56,000 |
| McIntosh County Georgia | 3 | $ 575,000 | $ 191,000 | $ 80,000 |
| Rockdale County Georgia | 3 | $ 305,000 | $ 101,000 | $ 93,000 |
| Troup County Georgia | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| Worth County Georgia | 3 | $ 295,000 | $ 98,000 | $ 40,000 |
| Macon County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 159,000 |
| New Hanover County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 120,000 |
| Pamlico County North Carolina | 3 | $ 575,000 | $ 191,000 | $ 82,000 |
| Pender County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 143,000 |
| Vance County North Carolina | 3 | $ 825,000 | $ 275,000 | $ 144,000 |
| Dorchester County South Carolina | 3 | $ 605,000 | $ 201,000 | $ 66,000 |
| Florence County South Carolina | 3 | $ 485,000 | $ 161,000 | $ 103,000 |
| Oconee County South Carolina | 3 | $ 1,105,000 | $ 368,000 | $ 152,000 |
| Hamilton County Tennessee | 3 | $ 6,195,000 | $ 2,065,000 | $ 82,000 |
| Mecklenburg County Virginia | 3 | $ 745,000 | $ 248,000 | $ 114,000 |
| Russell County Alabama | 2 | $ 170,000 | $ 85,000 | $ 51,000 |
| Collier County Florida | 2 | $ 210,000 | $ 105,000 | $ 32,000 |
| Okaloosa County Florida | 2 | $ 1,120,000 | $ 560,000 | $ 123,000 |
| Orange County Florida | 2 | $ 690,000 | $ 345,000 | $ 267,000 |
| Butts County Georgia | 2 | $ 410,000 | $ 205,000 | $ 152,000 |
| Dooly County Georgia | 2 | $ 100,000 | $ 50,000 | $ 39,000 |
| Johnson County Georgia | 2 | $ 260,000 | $ 130,000 | $ 55,000 |
| Lanier County Georgia | 2 | $ 170,000 | $ 85,000 | $ 26,000 |
| Lumpkin County Georgia | 2 | $ 390,000 | $ 195,000 | $ 59,000 |
| Pike County Georgia | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Pulaski County Georgia | 2 | $ 210,000 | $ 105,000 | $ 125,000 |
| Spalding County Georgia | 2 | $ 90,000 | $ 45,000 | $ 51,000 |
| Thomas County Georgia | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| Treutlen County Georgia | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Union County Georgia | 2 | $ 530,000 | $ 265,000 | $ 252,000 |
| Walton County Georgia | 2 | $ 340,000 | $ 170,000 | $ 43,000 |
| Warren County Georgia | 2 | $ 70,000 | $ 35,000 | $ 42,000 |
| Wilkes County Georgia | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Beaufort County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 132,000 |
| Durham County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 84,000 |
| Jones County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 90,000 |
| Watauga County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 155,000 |
| Bamberg County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 276,000 |
| Davidson County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Williamson County Tennessee | 2 | $ 860,000 | $ 430,000 | $ 76,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Elmore County Alabama | 1 | $ 195,000 | $ 195,000 | $ 97,000 |
| Etowah County Alabama | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Mobile County Alabama | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Randolph County Alabama | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Shelby County Alabama | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Broward County Florida | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Lee County Florida | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 295,000 | $ 295,000 | $ 98,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 505,000 | $ 505,000 | $ 127,000 |
| St. Lucie County Florida | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 352,000 |
| Appling County Georgia | 1 | $ 185,000 | $ 185,000 | $ 25,000 |
| Banks County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Brooks County Georgia | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Candler County Georgia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Coffee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Elbert County Georgia | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Emanuel County Georgia | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Fannin County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Habersham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Harris County Georgia | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Heard County Georgia | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Jefferson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Long County Georgia | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Meriwether County Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Oglethorpe County Georgia | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Pickens County Georgia | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Pierce County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Quitman County Georgia | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Schley County Georgia | 1 | $ 25,000 | $ 25,000 | $ 128,000 |
| Stephens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Talbot County Georgia | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Terrell County Georgia | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Ware County Georgia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Wheeler County Georgia | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Wilcox County Georgia | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| New York County New York | 1 | $ 3,755,000 | $ 3,755,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 29,000 |
| Avery County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 315,000 |
| Brunswick County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Clay County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Cumberland County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Dare County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 672,000 |
| Greene County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 128,000 |
| Jackson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Johnston County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Moore County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Nash County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Onslow County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 18,000 |
| Person County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Union County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 180,000 |
| Wilson County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 139,000 |
| Anderson County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 30,000 |
| Darlington County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Greenville County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 142,000 |
| Marlboro County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Newberry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Saluda County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 216,000 |
| York County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Rutherford County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Prince William County Virginia | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,021 | $412,905,000 | $204,000 | $5,855,000 | $96,000 | $2,699,000 |
| Refinancing | 433 | $88,955,000 | $205,000 | $3,005,000 | $136,000 | $750,000 |
| Home Improvement | 339 | $35,435,000 | $104,000 | $955,000 | $162,000 | $1,398,000 |
| Cash-out Refinancing | 194 | $39,300,000 | $202,000 | $1,185,000 | $101,000 | $578,000 |
| Other Purpose | 122 | $14,750,000 | $120,000 | $735,000 | $153,000 | $1,021,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,163 | $405,045,000 | $187,000 | $1,865,000 | $118,000 | $2,699,000 |
| Black or African American | 367 | $62,175,000 | $169,000 | $685,000 | $93,000 | $990,000 |
| Asian | 238 | $52,600,000 | $221,000 | $995,000 | $86,000 | $490,000 |
| Not Provided | 134 | $23,390,000 | $174,000 | $835,000 | $117,000 | $885,000 |
| Not applicable | 105 | $30,215,000 | $287,000 | $5,855,000 | $0 | $0 |
| Hispanic | 83 | $13,955,000 | $168,000 | $1,185,000 | $95,000 | $941,000 |
| American Indian or Alaskan Native | 4 | $710,000 | $177,000 | $325,000 | $71,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $86,000 | $86,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,232 | $431,450,000 | $193,000 | $5,855,000 | $128,000 | $2,699,000 |
| FHA-insured (Federal Housing Administration) | 409 | $67,915,000 | $166,000 | $365,000 | $69,000 | $260,000 |
| VA-guaranteed (Veterans Administration) | 366 | $78,240,000 | $213,000 | $605,000 | $81,000 | $320,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 102 | $13,740,000 | $134,000 | $305,000 | $49,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,387 | $456,345,000 | $191,000 | $5,855,000 | $114,000 | $2,699,000 |
| Application Denied By Financial Institution | 380 | $64,000,000 | $168,000 | $3,005,000 | $93,000 | $941,000 |
| Application Withdrawn By Applicant | 318 | $67,640,000 | $212,000 | $1,865,000 | $113,000 | $750,000 |
| Application Approved But Not Accepted | 24 | $3,360,000 | $140,000 | $405,000 | $139,000 | $410,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,729 | $527,345,000 | $193,000 | $5,855,000 | $114,000 | $2,699,000 |
| Credit History | 100 | $9,690,000 | $96,000 | $505,000 | $93,000 | $941,000 |
| Debt-To-Income Ratio | 86 | $15,570,000 | $181,000 | $995,000 | $76,000 | $304,000 |
| Credit Application Incomplete | 80 | $16,490,000 | $206,000 | $1,185,000 | $91,000 | $478,000 |
| Collateral | 56 | $6,900,000 | $123,000 | $525,000 | $122,000 | $920,000 |
| Other | 45 | $12,545,000 | $278,000 | $3,005,000 | $96,000 | $341,000 |
| Unverifiable Information | 8 | $1,960,000 | $245,000 | $615,000 | $93,000 | $306,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $455,000 | $151,000 | $195,000 | $49,000 | $73,000 |
| Employment History | 2 | $390,000 | $195,000 | $255,000 | $44,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.