State Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
State Bank And Trust Company 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Bank And Trust Company 4219 Forsyth Road Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,776 |
| Total Mortgage Loan Application Amount | $687,276,000 |
| Average Mortgage Loan Application Amount | $150,666 |
| Highest Mortgage Loan Application Amount | $5,979,000 |
| Average Applicant Income | $84,000 |
| Highest Applicant Income | $1,549,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with State Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down State Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by State Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Bank And Trust Company's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Columbia County Georgia | 352 | $ 72,765,000 | $ 206,000 | $ 94,000 |
| Aiken County South Carolina | 263 | $ 47,960,000 | $ 182,000 | $ 78,000 |
| Bibb County Georgia | 215 | $ 18,015,000 | $ 83,000 | $ 66,000 |
| Gwinnett County Georgia | 207 | $ 47,398,000 | $ 228,000 | $ 83,000 |
| Richmond County Georgia | 201 | $ 36,671,000 | $ 182,000 | $ 88,000 |
| Chatham County Georgia | 200 | $ 39,959,000 | $ 199,000 | $ 85,000 |
| Floyd County Georgia | 187 | $ 32,809,000 | $ 175,000 | $ 87,000 |
| Houston County Georgia | 180 | $ 21,190,000 | $ 117,000 | $ 83,000 |
| Jones County Georgia | 120 | $ 3,414,000 | $ 28,000 | $ 53,000 |
| Fulton County Georgia | 104 | $ 41,057,000 | $ 394,000 | $ 148,000 |
| Clarke County Georgia | 93 | $ 26,221,000 | $ 281,000 | $ 142,000 |
| Lowndes County Georgia | 87 | $ 13,711,000 | $ 157,000 | $ 71,000 |
| Pitt County North Carolina | 70 | $ 13,079,000 | $ 186,000 | $ 105,000 |
| Whitfield County Georgia | 69 | $ 11,375,000 | $ 164,000 | $ 81,000 |
| Effingham County Georgia | 62 | $ 11,577,000 | $ 186,000 | $ 72,000 |
| Edgefield County South Carolina | 52 | $ 11,082,000 | $ 213,000 | $ 86,000 |
| Tattnall County Georgia | 50 | $ 332,000 | $ 6,000 | $ 35,000 |
| Bryan County Georgia | 47 | $ 11,036,000 | $ 234,000 | $ 94,000 |
| Laurens County Georgia | 47 | $ 6,895,000 | $ 146,000 | $ 82,000 |
| Cobb County Georgia | 46 | $ 15,235,000 | $ 331,000 | $ 94,000 |
| DeKalb County Georgia | 46 | $ 8,743,000 | $ 190,000 | $ 87,000 |
| Monroe County Georgia | 43 | $ 7,071,000 | $ 164,000 | $ 99,000 |
| Oconee County Georgia | 40 | $ 10,339,000 | $ 258,000 | $ 110,000 |
| Gordon County Georgia | 39 | $ 6,994,000 | $ 179,000 | $ 91,000 |
| Craven County North Carolina | 39 | $ 5,664,000 | $ 145,000 | $ 65,000 |
| Baldwin County Georgia | 38 | $ 10,126,000 | $ 266,000 | $ 120,000 |
| Forsyth County Georgia | 31 | $ 8,661,000 | $ 279,000 | $ 101,000 |
| Lee County Georgia | 28 | $ 4,577,000 | $ 163,000 | $ 88,000 |
| Coffee County Georgia | 27 | $ 3,652,000 | $ 135,000 | $ 59,000 |
| Murray County Georgia | 25 | $ 3,590,000 | $ 143,000 | $ 56,000 |
| Glynn County Georgia | 24 | $ 3,542,000 | $ 147,000 | $ 60,000 |
| Bartow County Georgia | 21 | $ 5,174,000 | $ 246,000 | $ 78,000 |
| Orangeburg County South Carolina | 21 | $ 2,566,000 | $ 122,000 | $ 66,000 |
| Carroll County Georgia | 20 | $ 3,650,000 | $ 182,000 | $ 74,000 |
| Dougherty County Georgia | 20 | $ 4,258,000 | $ 212,000 | $ 149,000 |
| Cherokee County Georgia | 19 | $ 4,787,000 | $ 251,000 | $ 68,000 |
| Dooly County Georgia | 19 | $ 1,267,000 | $ 66,000 | $ 52,000 |
| Tift County Georgia | 19 | $ 2,719,000 | $ 143,000 | $ 72,000 |
| Polk County Georgia | 17 | $ 2,377,000 | $ 139,000 | $ 72,000 |
| Crawford County Georgia | 16 | $ 589,000 | $ 36,000 | $ 47,000 |
| Peach County Georgia | 16 | $ 1,329,000 | $ 83,000 | $ 62,000 |
| Lenoir County North Carolina | 16 | $ 1,916,000 | $ 119,000 | $ 92,000 |
| Putnam County Georgia | 15 | $ 3,308,000 | $ 220,000 | $ 200,000 |
| Indian River County Florida | 14 | $ 2,932,000 | $ 209,000 | $ 128,000 |
| Charleston County South Carolina | 14 | $ 4,453,000 | $ 318,000 | $ 142,000 |
| Coweta County Georgia | 13 | $ 2,371,000 | $ 182,000 | $ 68,000 |
| Fayette County Georgia | 13 | $ 2,771,000 | $ 213,000 | $ 65,000 |
| Hall County Georgia | 13 | $ 2,961,000 | $ 227,000 | $ 67,000 |
| Twiggs County Georgia | 13 | $ 678,000 | $ 52,000 | $ 61,000 |
| Beaufort County South Carolina | 13 | $ 6,446,000 | $ 495,000 | $ 166,000 |
| Barrow County Georgia | 12 | $ 1,289,000 | $ 107,000 | $ 27,000 |
| Liberty County Georgia | 11 | $ 1,241,000 | $ 112,000 | $ 64,000 |
| Carteret County North Carolina | 11 | $ 2,802,000 | $ 254,000 | $ 231,000 |
| Greene County Georgia | 10 | $ 3,307,000 | $ 330,000 | $ 135,000 |
| Colquitt County Georgia | 8 | $ 1,402,000 | $ 175,000 | $ 77,000 |
| Long County Georgia | 8 | $ 28,000 | $ 3,000 | $ 43,000 |
| Madison County Georgia | 8 | $ 948,000 | $ 118,000 | $ 55,000 |
| McDuffie County Georgia | 8 | $ 941,000 | $ 117,000 | $ 41,000 |
| Lexington County South Carolina | 8 | $ 1,575,000 | $ 196,000 | $ 80,000 |
| Clayton County Georgia | 7 | $ 1,353,000 | $ 193,000 | $ 53,000 |
| Douglas County Georgia | 7 | $ 1,439,000 | $ 205,000 | $ 78,000 |
| Wilkinson County Georgia | 7 | $ 146,000 | $ 20,000 | $ 58,000 |
| Burke County Georgia | 6 | $ 1,073,000 | $ 178,000 | $ 58,000 |
| Catoosa County Georgia | 6 | $ 929,000 | $ 154,000 | $ 88,000 |
| Crisp County Georgia | 6 | $ 1,217,000 | $ 202,000 | $ 138,000 |
| Haralson County Georgia | 6 | $ 1,303,000 | $ 217,000 | $ 89,000 |
| Macon County Georgia | 6 | $ 41,000 | $ 6,000 | $ 59,000 |
| Morgan County Georgia | 6 | $ 2,144,000 | $ 357,000 | $ 176,000 |
| Paulding County Georgia | 6 | $ 1,387,000 | $ 231,000 | $ 69,000 |
| Pulaski County Georgia | 6 | $ 104,000 | $ 17,000 | $ 56,000 |
| Greene County North Carolina | 6 | $ 866,000 | $ 144,000 | $ 107,000 |
| Richland County South Carolina | 6 | $ 875,000 | $ 145,000 | $ 44,000 |
| Lee County Alabama | 5 | $ 1,068,000 | $ 213,000 | $ 63,000 |
| Fannin County Georgia | 5 | $ 950,000 | $ 190,000 | $ 86,000 |
| Jackson County Georgia | 5 | $ 1,392,000 | $ 278,000 | $ 119,000 |
| Lanier County Georgia | 5 | $ 603,000 | $ 120,000 | $ 66,000 |
| Lincoln County Georgia | 5 | $ 497,000 | $ 99,000 | $ 71,000 |
| Rockdale County Georgia | 5 | $ 1,047,000 | $ 209,000 | $ 27,000 |
| Turner County Georgia | 5 | $ 584,000 | $ 116,000 | $ 40,000 |
| Walton County Georgia | 5 | $ 1,006,000 | $ 201,000 | $ 96,000 |
| Wake County North Carolina | 5 | $ 1,148,000 | $ 229,000 | $ 100,000 |
| Montgomery County Alabama | 4 | $ 568,000 | $ 142,000 | $ 58,000 |
| Walton County Florida | 4 | $ 1,713,000 | $ 428,000 | $ 203,000 |
| Bulloch County Georgia | 4 | $ 605,000 | $ 151,000 | $ 105,000 |
| Dawson County Georgia | 4 | $ 1,182,000 | $ 295,000 | $ 258,000 |
| Treutlen County Georgia | 4 | $ 638,000 | $ 159,000 | $ 103,000 |
| Johnston County North Carolina | 4 | $ 820,000 | $ 205,000 | $ 102,000 |
| Jones County North Carolina | 4 | $ 619,000 | $ 154,000 | $ 51,000 |
| Williamson County Tennessee | 4 | $ 1,253,000 | $ 313,000 | $ 99,000 |
| Clay County Florida | 3 | $ 440,000 | $ 146,000 | $ 58,000 |
| Atkinson County Georgia | 3 | $ 594,000 | $ 198,000 | $ 83,000 |
| Brooks County Georgia | 3 | $ 381,000 | $ 127,000 | $ 75,000 |
| Chattooga County Georgia | 3 | $ 396,000 | $ 132,000 | $ 91,000 |
| Henry County Georgia | 3 | $ 338,000 | $ 112,000 | $ 56,000 |
| Lamar County Georgia | 3 | $ 238,000 | $ 79,000 | $ 67,000 |
| Thomas County Georgia | 3 | $ 544,000 | $ 181,000 | $ 34,000 |
| Beaufort County North Carolina | 3 | $ 313,000 | $ 104,000 | $ 62,000 |
| Granville County North Carolina | 3 | $ 284,000 | $ 94,000 | $ 41,000 |
| Macon County North Carolina | 3 | $ 1,051,000 | $ 350,000 | $ 157,000 |
| Mecklenburg County North Carolina | 3 | $ 547,000 | $ 182,000 | $ 323,000 |
| Onslow County North Carolina | 3 | $ 393,000 | $ 131,000 | $ 120,000 |
| Barnwell County South Carolina | 3 | $ 269,000 | $ 89,000 | $ 64,000 |
| Montgomery County Tennessee | 3 | $ 726,000 | $ 242,000 | $ 88,000 |
| Shelby County Tennessee | 3 | $ 781,000 | $ 260,000 | $ 93,000 |
| Baldwin County Alabama | 2 | $ 401,000 | $ 200,000 | $ 51,000 |
| Cherokee County Alabama | 2 | $ 281,000 | $ 140,000 | $ 63,000 |
| Chilton County Alabama | 2 | $ 254,000 | $ 127,000 | $ 71,000 |
| Pike County Alabama | 2 | $ 258,000 | $ 129,000 | $ 84,000 |
| Russell County Alabama | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Broward County Florida | 2 | $ 462,000 | $ 231,000 | $ 79,000 |
| Hillsborough County Florida | 2 | $ 506,000 | $ 253,000 | $ 307,000 |
| Lee County Florida | 2 | $ 264,000 | $ 132,000 | $ 44,000 |
| Orange County Florida | 2 | $ 556,000 | $ 278,000 | $ 69,000 |
| St. Lucie County Florida | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Bleckley County Georgia | 2 | $ 115,000 | $ 57,000 | $ 107,000 |
| Butts County Georgia | 2 | $ 233,000 | $ 116,000 | $ 35,000 |
| Cook County Georgia | 2 | $ 192,000 | $ 96,000 | $ 114,000 |
| Emanuel County Georgia | 2 | $ 166,000 | $ 83,000 | $ 45,000 |
| Glascock County Georgia | 2 | $ 243,000 | $ 121,000 | $ 65,000 |
| Habersham County Georgia | 2 | $ 493,000 | $ 246,000 | $ 45,000 |
| Hart County Georgia | 2 | $ 694,000 | $ 347,000 | $ 347,000 |
| Jefferson County Georgia | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Muscogee County Georgia | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Oglethorpe County Georgia | 2 | $ 181,000 | $ 90,000 | $ 52,000 |
| Spalding County Georgia | 2 | $ 381,000 | $ 190,000 | $ 93,000 |
| Taylor County Georgia | 2 | $ 333,000 | $ 166,000 | $ 50,000 |
| Toombs County Georgia | 2 | $ 322,000 | $ 161,000 | $ 89,000 |
| Troup County Georgia | 2 | $ 106,000 | $ 53,000 | $ 56,000 |
| Warren County Georgia | 2 | $ 6,000 | $ 3,000 | $ 24,000 |
| Washington County Georgia | 2 | $ 197,000 | $ 98,000 | $ 33,000 |
| Wilcox County Georgia | 2 | $ 10,000 | $ 5,000 | $ 60,000 |
| Wilkes County Georgia | 2 | $ 708,000 | $ 354,000 | $ 125,000 |
| Worth County Georgia | 2 | $ 281,000 | $ 140,000 | $ 46,000 |
| Edgecombe County North Carolina | 2 | $ 212,000 | $ 106,000 | $ 56,000 |
| Wayne County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 379,000 |
| Darlington County South Carolina | 2 | $ 147,000 | $ 73,000 | $ 31,000 |
| Jasper County South Carolina | 2 | $ 347,000 | $ 173,000 | $ 53,000 |
| Oconee County South Carolina | 2 | $ 857,000 | $ 428,000 | $ 56,000 |
| Saluda County South Carolina | 2 | $ 205,000 | $ 102,000 | $ 109,000 |
| Davidson County Tennessee | 2 | $ 262,000 | $ 131,000 | $ 129,000 |
| Hamilton County Tennessee | 2 | $ 509,000 | $ 254,000 | $ 221,000 |
| Sevier County Tennessee | 2 | $ 237,000 | $ 118,000 | $ 226,000 |
| Frederick County Virginia | 2 | $ 483,000 | $ 241,000 | $ 69,000 |
| Barbour County Alabama | 1 | $ 250,000 | $ 250,000 | $ 104,000 |
| Dallas County Alabama | 1 | $ 124,000 | $ 124,000 | $ 36,000 |
| Elmore County Alabama | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Jackson County Alabama | 1 | $ 144,000 | $ 144,000 | $ 51,000 |
| Lauderdale County Alabama | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Madison County Alabama | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Mobile County Alabama | 1 | $ 240,000 | $ 240,000 | $ 49,000 |
| Shelby County Alabama | 1 | $ 127,000 | $ 127,000 | $ 33,000 |
| Bay County Florida | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Collier County Florida | 1 | $ 207,000 | $ 207,000 | $ 95,000 |
| Duval County Florida | 1 | $ 233,000 | $ 233,000 | $ 65,000 |
| Escambia County Florida | 1 | $ 181,000 | $ 181,000 | $ 100,000 |
| Gulf County Florida | 1 | $ 228,000 | $ 228,000 | $ 86,000 |
| Lake County Florida | 1 | $ 180,000 | $ 180,000 | $ 66,000 |
| Leon County Florida | 1 | $ 482,000 | $ 482,000 | $ 140,000 |
| Nassau County Florida | 1 | $ 288,000 | $ 288,000 | $ 25,000 |
| Palm Beach County Florida | 1 | $ 643,000 | $ 643,000 | $ 276,000 |
| Santa Rosa County Florida | 1 | $ 229,000 | $ 229,000 | $ 127,000 |
| Appling County Georgia | 1 | $ 89,000 | $ 89,000 | $ 80,000 |
| Ben Hill County Georgia | 1 | $ 129,000 | $ 129,000 | $ 101,000 |
| Brantley County Georgia | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Camden County Georgia | 1 | $ 220,000 | $ 220,000 | $ 61,000 |
| Decatur County Georgia | 1 | $ 290,000 | $ 290,000 | $ 85,000 |
| Dodge County Georgia | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Gilmer County Georgia | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Heard County Georgia | 1 | $ 140,000 | $ 140,000 | $ 114,000 |
| Jasper County Georgia | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Lumpkin County Georgia | 1 | $ 320,000 | $ 320,000 | $ 128,000 |
| McIntosh County Georgia | 1 | $ 434,000 | $ 434,000 | $ 120,000 |
| Newton County Georgia | 1 | $ 206,000 | $ 206,000 | $ 71,000 |
| Pickens County Georgia | 1 | $ 528,000 | $ 528,000 | $ 163,000 |
| Pierce County Georgia | 1 | $ 197,000 | $ 197,000 | $ 64,000 |
| Talbot County Georgia | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Taliaferro County Georgia | 1 | $ 61,000 | $ 61,000 | $ 29,000 |
| Terrell County Georgia | 1 | $ 67,000 | $ 67,000 | $ 39,000 |
| Towns County Georgia | 1 | $ 322,000 | $ 322,000 | $ 441,000 |
| Walker County Georgia | 1 | $ 88,000 | $ 88,000 | $ 60,000 |
| Ware County Georgia | 1 | $ 128,000 | $ 128,000 | $ 92,000 |
| Wheeler County Georgia | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| White County Georgia | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Hudson County New Jersey | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Buncombe County North Carolina | 1 | $ 424,000 | $ 424,000 | $ 160,000 |
| Chowan County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 78,000 |
| Currituck County North Carolina | 1 | $ 399,000 | $ 399,000 | $ 370,000 |
| Durham County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 43,000 |
| Franklin County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 62,000 |
| Harnett County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Iredell County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 73,000 |
| Pamlico County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 46,000 |
| Union County North Carolina | 1 | $ 520,000 | $ 520,000 | $ 123,000 |
| Watauga County North Carolina | 1 | $ 263,000 | $ 263,000 | $ 163,000 |
| Wilson County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 120,000 |
| Anderson County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 125,000 |
| Bamberg County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 142,000 |
| Berkeley County South Carolina | 1 | $ 189,000 | $ 189,000 | $ 78,000 |
| Calhoun County South Carolina | 1 | $ 232,000 | $ 232,000 | $ 191,000 |
| Dillon County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 161,000 |
| Dorchester County South Carolina | 1 | $ 158,000 | $ 158,000 | $ 36,000 |
| Georgetown County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 106,000 |
| Greenville County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 55,000 |
| Lancaster County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 100,000 |
| McCormick County South Carolina | 1 | $ 596,000 | $ 596,000 | $ 172,000 |
| Bradley County Tennessee | 1 | $ 310,000 | $ 310,000 | $ 98,000 |
| Knox County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| Sumner County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Wilson County Tennessee | 1 | $ 307,000 | $ 307,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,677 | $525,553,000 | $196,000 | $5,979,000 | $86,000 | $1,549,000 |
| Refinancing | 659 | $145,995,000 | $221,000 | $3,000,000 | $111,000 | $918,000 |
| Home Improvement | 440 | $15,728,000 | $35,000 | $4,750,000 | $55,000 | $510,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,619 | $472,031,000 | $180,000 | $2,500,000 | $96,000 | $1,549,000 |
| Black or African American | 480 | $70,451,000 | $146,000 | $643,000 | $68,000 | $379,000 |
| Asian | 336 | $69,368,000 | $206,000 | $1,000,000 | $78,000 | $864,000 |
| Hispanic | 131 | $22,085,000 | $168,000 | $700,000 | $71,000 | $324,000 |
| Not applicable | 115 | $37,096,000 | $322,000 | $5,979,000 | $2,000 | $236,000 |
| Not Provided | 79 | $14,096,000 | $178,000 | $880,000 | $92,000 | $794,000 |
| American Indian or Alaskan Native | 9 | $1,541,000 | $171,000 | $330,000 | $52,000 | $87,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $608,000 | $86,000 | $236,000 | $73,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,598 | $481,076,000 | $185,000 | $5,979,000 | $97,000 | $1,549,000 |
| FHA-insured (Federal Housing Administration) | 565 | $86,373,000 | $152,000 | $350,000 | $57,000 | $164,000 |
| VA-guaranteed (Veterans Administration) | 476 | $101,170,000 | $212,000 | $596,000 | $81,000 | $450,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 137 | $18,657,000 | $136,000 | $318,000 | $48,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,848 | $538,213,000 | $188,000 | $5,979,000 | $90,000 | $1,549,000 |
| Application Denied By Financial Institution | 564 | $75,858,000 | $134,000 | $2,500,000 | $66,000 | $794,000 |
| Application Withdrawn By Applicant | 328 | $68,158,000 | $207,000 | $1,028,000 | $96,000 | $864,000 |
| Application Approved But Not Accepted | 34 | $4,802,000 | $141,000 | $1,325,000 | $71,000 | $243,000 |
| Loan Purchased By The Institution | 2 | $245,000 | $122,000 | $150,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Bank And Trust Company's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.