State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address State Bank And Trust Company
4219 Forsyth Road
Macon, GA 31210
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 3,901
Total Mortgage Loan Application Amount $697,302,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $5,274,000
Average Applicant Income $87,333
Highest Applicant Income $4,978,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for State Bank And Trust Company by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Columbia County Georgia 500 $ 107,978,000 $ 215,000 $ 87,000
Aiken County South Carolina 311 $ 50,184,000 $ 161,000 $ 71,000
Bibb County Georgia 256 $ 26,529,000 $ 103,000 $ 86,000
Richmond County Georgia 246 $ 36,768,000 $ 149,000 $ 73,000
Floyd County Georgia 222 $ 33,892,000 $ 152,000 $ 93,000
Chatham County Georgia 201 $ 40,258,000 $ 200,000 $ 78,000
Houston County Georgia 180 $ 20,883,000 $ 116,000 $ 77,000
Gwinnett County Georgia 142 $ 27,872,000 $ 196,000 $ 78,000
Fulton County Georgia 130 $ 48,201,000 $ 370,000 $ 208,000
Jones County Georgia 112 $ 4,036,000 $ 36,000 $ 55,000
Lowndes County Georgia 100 $ 16,269,000 $ 162,000 $ 65,000
Whitfield County Georgia 92 $ 14,089,000 $ 153,000 $ 72,000
Cobb County Georgia 78 $ 21,732,000 $ 278,000 $ 130,000
Pitt County North Carolina 75 $ 13,954,000 $ 186,000 $ 129,000
Bryan County Georgia 74 $ 17,082,000 $ 230,000 $ 85,000
DeKalb County Georgia 60 $ 15,944,000 $ 265,000 $ 104,000
Effingham County Georgia 58 $ 10,846,000 $ 187,000 $ 76,000
Laurens County Georgia 49 $ 7,046,000 $ 143,000 $ 84,000
Murray County Georgia 42 $ 5,033,000 $ 119,000 $ 60,000
Gordon County Georgia 39 $ 6,454,000 $ 165,000 $ 89,000
Forsyth County Georgia 38 $ 9,674,000 $ 254,000 $ 104,000
Monroe County Georgia 37 $ 6,303,000 $ 170,000 $ 102,000
Edgefield County South Carolina 37 $ 6,416,000 $ 173,000 $ 167,000
Lee County Georgia 35 $ 6,154,000 $ 175,000 $ 77,000
Coffee County Georgia 32 $ 5,358,000 $ 167,000 $ 84,000
Bartow County Georgia 31 $ 6,767,000 $ 218,000 $ 121,000
Tift County Georgia 31 $ 5,880,000 $ 189,000 $ 84,000
Cherokee County Georgia 27 $ 6,371,000 $ 235,000 $ 72,000
Glynn County Georgia 26 $ 4,557,000 $ 175,000 $ 61,000
Dougherty County Georgia 24 $ 3,811,000 $ 158,000 $ 99,000
Polk County Georgia 23 $ 2,908,000 $ 126,000 $ 57,000
Dooly County Georgia 22 $ 277,000 $ 12,000 $ 48,000
Craven County North Carolina 21 $ 3,800,000 $ 180,000 $ 144,000
Indian River County Florida 18 $ 3,077,000 $ 170,000 $ 198,000
McDuffie County Georgia 17 $ 3,136,000 $ 184,000 $ 62,000
Paulding County Georgia 15 $ 2,825,000 $ 188,000 $ 79,000
Orangeburg County South Carolina 15 $ 2,140,000 $ 142,000 $ 83,000
Peach County Georgia 14 $ 1,612,000 $ 115,000 $ 206,000
Putnam County Georgia 14 $ 2,013,000 $ 143,000 $ 119,000
Lee County Alabama 12 $ 2,140,000 $ 178,000 $ 70,000
Beaufort County South Carolina 12 $ 2,345,000 $ 195,000 $ 59,000
Lenoir County North Carolina 11 $ 1,637,000 $ 148,000 $ 93,000
Wayne County North Carolina 11 $ 1,649,000 $ 149,000 $ 76,000
Hamilton County Tennessee 11 $ 3,255,000 $ 295,000 $ 106,000
Pike County Alabama 10 $ 1,652,000 $ 165,000 $ 71,000
Baldwin County Georgia 10 $ 822,000 $ 82,000 $ 63,000
Catoosa County Georgia 10 $ 2,079,000 $ 207,000 $ 105,000
Twiggs County Georgia 10 $ 100,000 $ 10,000 $ 51,000
Charleston County South Carolina 10 $ 3,484,000 $ 348,000 $ 115,000
Hall County Georgia 9 $ 2,233,000 $ 248,000 $ 100,000
Carteret County North Carolina 9 $ 2,010,000 $ 223,000 $ 314,000
Coweta County Georgia 8 $ 1,904,000 $ 238,000 $ 129,000
Henry County Georgia 8 $ 1,693,000 $ 211,000 $ 122,000
Lexington County South Carolina 8 $ 1,342,000 $ 167,000 $ 66,000
Crawford County Georgia 7 $ 521,000 $ 74,000 $ 38,000
Worth County Georgia 7 $ 789,000 $ 112,000 $ 42,000
McCormick County South Carolina 7 $ 1,896,000 $ 270,000 $ 89,000
Colquitt County Georgia 6 $ 1,120,000 $ 186,000 $ 111,000
Lanier County Georgia 6 $ 905,000 $ 150,000 $ 64,000
Liberty County Georgia 6 $ 1,029,000 $ 171,000 $ 62,000
Rabun County Georgia 6 $ 1,784,000 $ 297,000 $ 113,000
Jasper County South Carolina 6 $ 1,147,000 $ 191,000 $ 63,000
Covington County Alabama 5 $ 468,000 $ 93,000 $ 63,000
Berrien County Georgia 5 $ 978,000 $ 195,000 $ 93,000
Fayette County Georgia 5 $ 833,000 $ 166,000 $ 72,000
Lincoln County Georgia 5 $ 880,000 $ 176,000 $ 120,000
Macon County Georgia 5 $ 58,000 $ 11,000 $ 33,000
Spalding County Georgia 5 $ 661,000 $ 132,000 $ 76,000
Calhoun County South Carolina 5 $ 918,000 $ 183,000 $ 106,000
Walton County Florida 4 $ 1,611,000 $ 402,000 $ 198,000
Bleckley County Georgia 4 $ 794,000 $ 198,000 $ 120,000
Clayton County Georgia 4 $ 409,000 $ 102,000 $ 36,000
Muscogee County Georgia 4 $ 477,000 $ 119,000 $ 40,000
Warren County Georgia 4 $ 135,000 $ 33,000 $ 38,000
Wilkinson County Georgia 4 $ 295,000 $ 73,000 $ 70,000
Wake County North Carolina 4 $ 1,241,000 $ 310,000 $ 156,000
Darlington County South Carolina 4 $ 385,000 $ 96,000 $ 52,000
Williamson County Tennessee 4 $ 1,115,000 $ 278,000 $ 83,000
Cherokee County Alabama 3 $ 316,000 $ 105,000 $ 63,000
Coffee County Alabama 3 $ 440,000 $ 146,000 $ 61,000
Montgomery County Alabama 3 $ 3,929,000 $ 1,309,000 $ 80,000
Russell County Alabama 3 $ 283,000 $ 94,000 $ 52,000
Barrow County Georgia 3 $ 1,947,000 $ 649,000 $ 68,000
Brooks County Georgia 3 $ 519,000 $ 173,000 $ 96,000
Bulloch County Georgia 3 $ 501,000 $ 167,000 $ 85,000
Burke County Georgia 3 $ 501,000 $ 167,000 $ 68,000
Carroll County Georgia 3 $ 434,000 $ 144,000 $ 106,000
Cook County Georgia 3 $ 448,000 $ 149,000 $ 75,000
Fannin County Georgia 3 $ 1,125,000 $ 375,000 $ 85,000
Harris County Georgia 3 $ 381,000 $ 127,000 $ 34,000
Oconee County Georgia 3 $ 913,000 $ 304,000 $ 299,000
Terrell County Georgia 3 $ 324,000 $ 108,000 $ 72,000
Troup County Georgia 3 $ 801,000 $ 267,000 $ 143,000
Walton County Georgia 3 $ 292,000 $ 97,000 $ 64,000
Cumberland County North Carolina 3 $ 864,000 $ 288,000 $ 106,000
Jones County North Carolina 3 $ 470,000 $ 156,000 $ 62,000
Spartanburg County South Carolina 3 $ 528,000 $ 176,000 $ 122,000
Davidson County Tennessee 3 $ 209,000 $ 69,000 $ 56,000
Houston County Alabama 2 $ 221,000 $ 110,000 $ 52,000
Okaloosa County Florida 2 $ 192,000 $ 96,000 $ 71,000
St. Lucie County Florida 2 $ 302,000 $ 151,000 $ 89,000
Atkinson County Georgia 2 $ 215,000 $ 107,000 $ 54,000
Chattooga County Georgia 2 $ 155,000 $ 77,000 $ 24,000
Clarke County Georgia 2 $ 227,000 $ 113,000 $ 43,000
Dodge County Georgia 2 $ 250,000 $ 125,000 $ 77,000
Gilmer County Georgia 2 $ 376,000 $ 188,000 $ 47,000
Jasper County Georgia 2 $ 10,000 $ 5,000 $ 21,000
Lamar County Georgia 2 $ 257,000 $ 128,000 $ 45,000
Long County Georgia 2 $ 440,000 $ 220,000 $ 26,000
Newton County Georgia 2 $ 271,000 $ 135,000 $ 52,000
Rockdale County Georgia 2 $ 3,354,000 $ 1,677,000 $ 0
Sumter County Georgia 2 $ 431,000 $ 215,000 $ 137,000
Taylor County Georgia 2 $ 379,000 $ 189,000 $ 147,000
Towns County Georgia 2 $ 154,000 $ 77,000 $ 66,000
Treutlen County Georgia 2 $ 316,000 $ 158,000 $ 77,000
Turner County Georgia 2 $ 355,000 $ 177,000 $ 82,000
Walker County Georgia 2 $ 422,000 $ 211,000 $ 70,000
Beaufort County North Carolina 2 $ 380,000 $ 190,000 $ 105,000
Duplin County North Carolina 2 $ 233,000 $ 116,000 $ 47,000
New Hanover County North Carolina 2 $ 625,000 $ 312,000 $ 106,000
Onslow County North Carolina 2 $ 482,000 $ 241,000 $ 115,000
Pamlico County North Carolina 2 $ 319,000 $ 159,000 $ 70,000
Tioga County Pennsylvania 2 $ 553,000 $ 276,000 $ 90,000
Berkeley County South Carolina 2 $ 445,000 $ 222,000 $ 69,000
Colleton County South Carolina 2 $ 392,000 $ 196,000 $ 78,000
Greenwood County South Carolina 2 $ 464,000 $ 232,000 $ 81,000
Richland County South Carolina 2 $ 278,000 $ 139,000 $ 124,000
Sevier County Tennessee 2 $ 410,000 $ 205,000 $ 89,000
Shelby County Tennessee 2 $ 420,000 $ 210,000 $ 73,000
Crenshaw County Alabama 1 $ 96,000 $ 96,000 $ 52,000
Geneva County Alabama 1 $ 125,000 $ 125,000 $ 89,000
Madison County Alabama 1 $ 219,000 $ 219,000 $ 124,000
Shelby County Alabama 1 $ 157,000 $ 157,000 $ 25,000
Bay County Florida 1 $ 300,000 $ 300,000 $ 142,000
Broward County Florida 1 $ 116,000 $ 116,000 $ 148,000
Duval County Florida 1 $ 319,000 $ 319,000 $ 117,000
Gulf County Florida 1 $ 225,000 $ 225,000 $ 0
Hillsborough County Florida 1 $ 166,000 $ 166,000 $ 85,000
Lake County Florida 1 $ 184,000 $ 184,000 $ 79,000
Nassau County Florida 1 $ 182,000 $ 182,000 $ 0
St. Johns County Florida 1 $ 197,000 $ 197,000 $ 143,000
Taylor County Florida 1 $ 98,000 $ 98,000 $ 138,000
Volusia County Florida 1 $ 96,000 $ 96,000 $ 22,000
Clinch County Georgia 1 $ 136,000 $ 136,000 $ 62,000
Douglas County Georgia 1 $ 135,000 $ 135,000 $ 36,000
Emanuel County Georgia 1 $ 85,000 $ 85,000 $ 43,000
Franklin County Georgia 1 $ 71,000 $ 71,000 $ 69,000
Glascock County Georgia 1 $ 242,000 $ 242,000 $ 126,000
Haralson County Georgia 1 $ 178,000 $ 178,000 $ 81,000
Hart County Georgia 1 $ 278,000 $ 278,000 $ 169,000
Jackson County Georgia 1 $ 149,000 $ 149,000 $ 120,000
Jefferson County Georgia 1 $ 100,000 $ 100,000 $ 32,000
Johnson County Georgia 1 $ 132,000 $ 132,000 $ 79,000
McIntosh County Georgia 1 $ 163,000 $ 163,000 $ 74,000
Miller County Georgia 1 $ 77,000 $ 77,000 $ 108,000
Morgan County Georgia 1 $ 209,000 $ 209,000 $ 49,000
Pierce County Georgia 1 $ 124,000 $ 124,000 $ 47,000
Pike County Georgia 1 $ 9,000 $ 9,000 $ 30,000
Screven County Georgia 1 $ 299,000 $ 299,000 $ 109,000
Talbot County Georgia 1 $ 300,000 $ 300,000 $ 92,000
Telfair County Georgia 1 $ 121,000 $ 121,000 $ 46,000
Washington County Georgia 1 $ 230,000 $ 230,000 $ 82,000
White County Georgia 1 $ 161,000 $ 161,000 $ 67,000
Wilkes County Georgia 1 $ 415,000 $ 415,000 $ 136,000
Brunswick County North Carolina 1 $ 155,000 $ 155,000 $ 139,000
Buncombe County North Carolina 1 $ 124,000 $ 124,000 $ 50,000
Cabarrus County North Carolina 1 $ 196,000 $ 196,000 $ 86,000
Camden County North Carolina 1 $ 193,000 $ 193,000 $ 0
Clay County North Carolina 1 $ 495,000 $ 495,000 $ 123,000
Edgecombe County North Carolina 1 $ 227,000 $ 227,000 $ 95,000
Greene County North Carolina 1 $ 59,000 $ 59,000 $ 54,000
Hoke County North Carolina 1 $ 189,000 $ 189,000 $ 73,000
Johnston County North Carolina 1 $ 176,000 $ 176,000 $ 79,000
Macon County North Carolina 1 $ 128,000 $ 128,000 $ 43,000
McDowell County North Carolina 1 $ 185,000 $ 185,000 $ 48,000
Nash County North Carolina 1 $ 173,000 $ 173,000 $ 99,000
Abbeville County South Carolina 1 $ 302,000 $ 302,000 $ 69,000
Barnwell County South Carolina 1 $ 200,000 $ 200,000 $ 144,000
Clarendon County South Carolina 1 $ 200,000 $ 200,000 $ 164,000
Florence County South Carolina 1 $ 318,000 $ 318,000 $ 274,000
Greenville County South Carolina 1 $ 275,000 $ 275,000 $ 251,000
Hampton County South Carolina 1 $ 81,000 $ 81,000 $ 49,000
Oconee County South Carolina 1 $ 69,000 $ 69,000 $ 64,000
Pickens County South Carolina 1 $ 102,000 $ 102,000 $ 243,000
Saluda County South Carolina 1 $ 135,000 $ 135,000 $ 94,000
York County South Carolina 1 $ 211,000 $ 211,000 $ 82,000
Cocke County Tennessee 1 $ 77,000 $ 77,000 $ 39,000
Marion County Tennessee 1 $ 220,000 $ 220,000 $ 66,000
Maury County Tennessee 1 $ 90,000 $ 90,000 $ 103,000
Rutherford County Tennessee 1 $ 250,000 $ 250,000 $ 70,000
Warren County Tennessee 1 $ 85,000 $ 85,000 $ 25,000
Wilson County Tennessee 1 $ 182,000 $ 182,000 $ 43,000
Prince William County Virginia 1 $ 635,000 $ 635,000 $ 145,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,760 $522,446,000 $189,000 $5,274,000 $86,000 $4,978,000
Refinancing 816 $161,991,000 $198,000 $3,250,000 $112,000 $3,198,000
Home Improvement 325 $12,865,000 $39,000 $3,482,000 $64,000 $422,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,783 $480,127,000 $172,000 $2,000,000 $96,000 $4,978,000
Black or African American 547 $85,453,000 $156,000 $1,365,000 $71,000 $981,000
Asian 293 $59,143,000 $201,000 $1,120,000 $88,000 $1,499,000
Hispanic 125 $21,228,000 $169,000 $635,000 $68,000 $350,000
Not Provided 72 $14,459,000 $200,000 $500,000 $102,000 $522,000
Not applicable 66 $34,754,000 $526,000 $5,274,000 $0 $0
Native Hawaiin or Other Pacific Islander 8 $1,169,000 $146,000 $291,000 $118,000 $236,000
American Indian or Alaskan Native 7 $969,000 $138,000 $238,000 $57,000 $90,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,260 $409,928,000 $181,000 $5,274,000 $108,000 $4,978,000
FHA-insured (Federal Housing Administration) 784 $115,300,000 $147,000 $349,000 $57,000 $200,000
VA-guaranteed (Veterans Administration) 711 $153,875,000 $216,000 $635,000 $77,000 $253,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 146 $18,199,000 $124,000 $284,000 $45,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,000 $559,792,000 $186,000 $5,274,000 $92,000 $4,978,000
Application Denied By Financial Institution 567 $74,712,000 $131,000 $1,050,000 $73,000 $1,091,000
Application Withdrawn By Applicant 306 $59,119,000 $193,000 $1,170,000 $92,000 $1,704,000
Application Approved But Not Accepted 28 $3,679,000 $131,000 $417,000 $76,000 $401,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

Download the Georgia Lender List