State Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Bank And Trust Company 4219 Forsyth Road Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,166 |
| Total Mortgage Loan Application Amount | $401,294,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $13,500,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $2,280,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bibb County Georgia | 221 | $ 19,942,000 | $ 90,000 | $ 90,000 |
| Columbia County Georgia | 221 | $ 44,057,000 | $ 199,000 | $ 85,000 |
| Houston County Georgia | 145 | $ 17,270,000 | $ 119,000 | $ 94,000 |
| Jones County Georgia | 145 | $ 2,517,000 | $ 17,000 | $ 57,000 |
| Aiken County South Carolina | 134 | $ 22,500,000 | $ 167,000 | $ 79,000 |
| Richmond County Georgia | 113 | $ 16,395,000 | $ 145,000 | $ 69,000 |
| Fulton County Georgia | 101 | $ 47,226,000 | $ 467,000 | $ 169,000 |
| Cobb County Georgia | 96 | $ 23,113,000 | $ 240,000 | $ 134,000 |
| Chatham County Georgia | 83 | $ 27,862,000 | $ 335,000 | $ 107,000 |
| Floyd County Georgia | 77 | $ 11,144,000 | $ 144,000 | $ 63,000 |
| Gwinnett County Georgia | 65 | $ 12,152,000 | $ 186,000 | $ 83,000 |
| DeKalb County Georgia | 46 | $ 28,618,000 | $ 622,000 | $ 155,000 |
| Monroe County Georgia | 33 | $ 5,429,000 | $ 164,000 | $ 99,000 |
| Bryan County Georgia | 32 | $ 7,703,000 | $ 240,000 | $ 82,000 |
| Cherokee County Georgia | 31 | $ 7,040,000 | $ 227,000 | $ 121,000 |
| Whitfield County Georgia | 31 | $ 3,658,000 | $ 118,000 | $ 66,000 |
| Lowndes County Georgia | 29 | $ 4,685,000 | $ 161,000 | $ 58,000 |
| Forsyth County Georgia | 27 | $ 8,250,000 | $ 305,000 | $ 122,000 |
| Pitt County North Carolina | 24 | $ 4,456,000 | $ 185,000 | $ 103,000 |
| Effingham County Georgia | 23 | $ 4,558,000 | $ 198,000 | $ 84,000 |
| Glynn County Georgia | 23 | $ 9,168,000 | $ 398,000 | $ 47,000 |
| Hamilton County Tennessee | 19 | $ 3,839,000 | $ 202,000 | $ 86,000 |
| Bartow County Georgia | 18 | $ 4,127,000 | $ 229,000 | $ 139,000 |
| Peach County Georgia | 18 | $ 1,359,000 | $ 75,000 | $ 79,000 |
| Dooly County Georgia | 16 | $ 202,000 | $ 12,000 | $ 45,000 |
| Gordon County Georgia | 16 | $ 2,687,000 | $ 167,000 | $ 88,000 |
| Laurens County Georgia | 16 | $ 2,634,000 | $ 164,000 | $ 118,000 |
| Lee County Alabama | 11 | $ 1,677,000 | $ 152,000 | $ 108,000 |
| Pike County Alabama | 11 | $ 1,550,000 | $ 140,000 | $ 75,000 |
| Baldwin County Georgia | 10 | $ 602,000 | $ 60,000 | $ 47,000 |
| Hall County Georgia | 10 | $ 2,444,000 | $ 244,000 | $ 119,000 |
| McDuffie County Georgia | 10 | $ 1,819,000 | $ 181,000 | $ 86,000 |
| Craven County North Carolina | 10 | $ 1,609,000 | $ 160,000 | $ 83,000 |
| Coffee County Georgia | 9 | $ 1,290,000 | $ 143,000 | $ 68,000 |
| Dougherty County Georgia | 9 | $ 1,506,000 | $ 167,000 | $ 84,000 |
| Murray County Georgia | 9 | $ 957,000 | $ 106,000 | $ 50,000 |
| Paulding County Georgia | 9 | $ 1,366,000 | $ 151,000 | $ 65,000 |
| Edgefield County South Carolina | 9 | $ 1,849,000 | $ 205,000 | $ 72,000 |
| Indian River County Florida | 8 | $ 1,090,000 | $ 136,000 | $ 86,000 |
| Catoosa County Georgia | 6 | $ 948,000 | $ 158,000 | $ 65,000 |
| Dawson County Georgia | 6 | $ 1,445,000 | $ 240,000 | $ 106,000 |
| Rabun County Georgia | 6 | $ 977,000 | $ 162,000 | $ 87,000 |
| Twiggs County Georgia | 6 | $ 154,000 | $ 25,000 | $ 39,000 |
| Lenoir County North Carolina | 6 | $ 527,000 | $ 87,000 | $ 62,000 |
| Beaufort County South Carolina | 6 | $ 2,006,000 | $ 334,000 | $ 194,000 |
| Crisp County Georgia | 5 | $ 230,000 | $ 46,000 | $ 70,000 |
| Lamar County Georgia | 5 | $ 543,000 | $ 108,000 | $ 112,000 |
| Lanier County Georgia | 5 | $ 968,000 | $ 193,000 | $ 53,000 |
| Polk County Georgia | 5 | $ 531,000 | $ 106,000 | $ 64,000 |
| Tift County Georgia | 5 | $ 887,000 | $ 177,000 | $ 106,000 |
| Wilkinson County Georgia | 5 | $ 97,000 | $ 19,000 | $ 78,000 |
| Cherokee County Alabama | 4 | $ 529,000 | $ 132,000 | $ 61,000 |
| Lincoln County Georgia | 4 | $ 494,000 | $ 123,000 | $ 112,000 |
| Cumberland County North Carolina | 4 | $ 1,079,000 | $ 269,000 | $ 269,000 |
| Warren County Tennessee | 4 | $ 248,000 | $ 62,000 | $ 26,000 |
| Coffee County Alabama | 3 | $ 451,000 | $ 150,000 | $ 66,000 |
| Covington County Alabama | 3 | $ 218,000 | $ 72,000 | $ 34,000 |
| Nassau County Florida | 3 | $ 255,000 | $ 85,000 | $ 133,000 |
| Butts County Georgia | 3 | $ 572,000 | $ 190,000 | $ 140,000 |
| Clarke County Georgia | 3 | $ 3,186,000 | $ 1,062,000 | $ 57,000 |
| Johnson County Georgia | 3 | $ 509,000 | $ 169,000 | $ 64,000 |
| Liberty County Georgia | 3 | $ 596,000 | $ 198,000 | $ 76,000 |
| Long County Georgia | 3 | $ 773,000 | $ 257,000 | $ 80,000 |
| Muscogee County Georgia | 3 | $ 253,000 | $ 84,000 | $ 27,000 |
| Walker County Georgia | 3 | $ 449,000 | $ 149,000 | $ 63,000 |
| Onslow County North Carolina | 3 | $ 710,000 | $ 236,000 | $ 125,000 |
| Barnwell County South Carolina | 3 | $ 517,000 | $ 172,000 | $ 94,000 |
| Dorchester County South Carolina | 3 | $ 442,000 | $ 147,000 | $ 73,000 |
| Florence County South Carolina | 3 | $ 529,000 | $ 176,000 | $ 73,000 |
| McCormick County South Carolina | 3 | $ 497,000 | $ 165,000 | $ 102,000 |
| Orangeburg County South Carolina | 3 | $ 383,000 | $ 127,000 | $ 45,000 |
| Russell County Alabama | 2 | $ 302,000 | $ 151,000 | $ 61,000 |
| Barrow County Georgia | 2 | $ 309,000 | $ 154,000 | $ 196,000 |
| Bleckley County Georgia | 2 | $ 125,000 | $ 62,000 | $ 89,000 |
| Brooks County Georgia | 2 | $ 142,000 | $ 71,000 | $ 21,000 |
| Bulloch County Georgia | 2 | $ 201,000 | $ 100,000 | $ 30,000 |
| Carroll County Georgia | 2 | $ 253,000 | $ 126,000 | $ 26,000 |
| Clayton County Georgia | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Cook County Georgia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Crawford County Georgia | 2 | $ 10,000 | $ 5,000 | $ 24,000 |
| Fannin County Georgia | 2 | $ 544,000 | $ 272,000 | $ 438,000 |
| Fayette County Georgia | 2 | $ 269,000 | $ 134,000 | $ 83,000 |
| Haralson County Georgia | 2 | $ 616,000 | $ 308,000 | $ 254,000 |
| Henry County Georgia | 2 | $ 267,000 | $ 133,000 | $ 73,000 |
| Lee County Georgia | 2 | $ 187,000 | $ 93,000 | $ 56,000 |
| Macon County Georgia | 2 | $ 46,000 | $ 23,000 | $ 32,000 |
| Pickens County Georgia | 2 | $ 494,000 | $ 247,000 | $ 423,000 |
| Pike County Georgia | 2 | $ 276,000 | $ 138,000 | $ 72,000 |
| Pulaski County Georgia | 2 | $ 88,000 | $ 44,000 | $ 81,000 |
| Putnam County Georgia | 2 | $ 10,000 | $ 5,000 | $ 47,000 |
| Spalding County Georgia | 2 | $ 281,000 | $ 140,000 | $ 92,000 |
| Upson County Georgia | 2 | $ 270,000 | $ 135,000 | $ 25,000 |
| Worth County Georgia | 2 | $ 265,000 | $ 132,000 | $ 49,000 |
| Beaufort County North Carolina | 2 | $ 623,000 | $ 311,000 | $ 155,000 |
| Carteret County North Carolina | 2 | $ 737,000 | $ 368,000 | $ 104,000 |
| Duplin County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 50,000 |
| Jones County North Carolina | 2 | $ 465,000 | $ 232,000 | $ 96,000 |
| Wayne County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 110,000 |
| Lexington County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 103,000 |
| Union County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Autauga County Alabama | 1 | $ 43,000 | $ 43,000 | $ 95,000 |
| Baldwin County Alabama | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Barbour County Alabama | 1 | $ 274,000 | $ 274,000 | $ 87,000 |
| Dale County Alabama | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| DeKalb County Alabama | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| Elmore County Alabama | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Mobile County Alabama | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| Montgomery County Alabama | 1 | $ 453,000 | $ 453,000 | $ 140,000 |
| Tallapoosa County Alabama | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Bay County Florida | 1 | $ 86,000 | $ 86,000 | $ 112,000 |
| Franklin County Florida | 1 | $ 67,000 | $ 67,000 | $ 119,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Martin County Florida | 1 | $ 540,000 | $ 540,000 | $ 524,000 |
| Palm Beach County Florida | 1 | $ 321,000 | $ 321,000 | $ 73,000 |
| St. Johns County Florida | 1 | $ 280,000 | $ 280,000 | $ 301,000 |
| Volusia County Florida | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| Atkinson County Georgia | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Burke County Georgia | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Chattooga County Georgia | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Clay County Georgia | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Dodge County Georgia | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Douglas County Georgia | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Evans County Georgia | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Gilmer County Georgia | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Hancock County Georgia | 1 | $ 206,000 | $ 206,000 | $ 756,000 |
| Irwin County Georgia | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Jackson County Georgia | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Jasper County Georgia | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Jeff Davis County Georgia | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Jefferson County Georgia | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Lumpkin County Georgia | 1 | $ 173,000 | $ 173,000 | $ 231,000 |
| McIntosh County Georgia | 1 | $ 129,000 | $ 129,000 | $ 160,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Rockdale County Georgia | 1 | $ 47,000 | $ 47,000 | $ 135,000 |
| Stephens County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Taylor County Georgia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Turner County Georgia | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Warren County Georgia | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Wayne County Georgia | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| White County Georgia | 1 | $ 123,000 | $ 123,000 | $ 102,000 |
| Wilkes County Georgia | 1 | $ 204,000 | $ 204,000 | $ 458,000 |
| Chowan County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Durham County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 243,000 |
| Haywood County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 110,000 |
| Moore County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Pamlico County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Transylvania County North Carolina | 1 | $ 580,000 | $ 580,000 | $ 461,000 |
| Wake County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 191,000 |
| Charleston County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Clarendon County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 117,000 |
| Hampton County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Oconee County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 98,000 |
| Pickens County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Davidson County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 73,000 |
| DeKalb County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| McMinn County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Sequatchie County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Sumner County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,369 | $273,288,000 | $199,000 | $7,228,000 | $95,000 | $2,280,000 |
| Refinancing | 444 | $103,145,000 | $232,000 | $11,769,000 | $108,000 | $762,000 |
| Home Improvement | 353 | $24,861,000 | $70,000 | $13,500,000 | $64,000 | $625,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,586 | $263,659,000 | $166,000 | $1,700,000 | $99,000 | $2,280,000 |
| Black or African American | 303 | $39,332,000 | $129,000 | $950,000 | $71,000 | $625,000 |
| Asian | 92 | $19,299,000 | $209,000 | $1,000,000 | $103,000 | $1,073,000 |
| Hispanic | 74 | $11,014,000 | $148,000 | $537,000 | $78,000 | $892,000 |
| Not Provided | 53 | $10,282,000 | $194,000 | $488,000 | $121,000 | $762,000 |
| Not applicable | 49 | $56,388,000 | $1,150,000 | $13,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $897,000 | $149,000 | $309,000 | $65,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $423,000 | $141,000 | $213,000 | $99,000 | $115,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,439 | $277,806,000 | $193,000 | $13,500,000 | $107,000 | $2,280,000 |
| VA-guaranteed (Veterans Administration) | 325 | $66,375,000 | $204,000 | $509,000 | $75,000 | $597,000 |
| FHA-insured (Federal Housing Administration) | 315 | $46,276,000 | $146,000 | $349,000 | $58,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $10,837,000 | $124,000 | $281,000 | $44,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,594 | $320,994,000 | $201,000 | $13,500,000 | $93,000 | $1,181,000 |
| Application Denied By Financial Institution | 438 | $52,557,000 | $119,000 | $1,700,000 | $85,000 | $2,280,000 |
| Application Withdrawn By Applicant | 109 | $22,661,000 | $207,000 | $740,000 | $106,000 | $1,053,000 |
| Application Approved But Not Accepted | 18 | $3,794,000 | $210,000 | $766,000 | $154,000 | $892,000 |
| File Closed For Incompleteness | 4 | $1,095,000 | $273,000 | $620,000 | $173,000 | $400,000 |
| Loan Purchased By The Institution | 3 | $193,000 | $64,000 | $85,000 | $29,000 | $33,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.