- Search
- Mortgage Lenders by
- Name
- City
- State
- Zip Code
- County
- Metropolitan Area
- Mortgage Loan Totals
- State, County, Metro
- Data Downloads
- Services
- Blog
- About
- Data Updated through 2023
State Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
State Bank And Trust Company 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Bank And Trust Company 4219 Forsyth Road Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 2,166 |
| Total Mortgage Loan Application Amount | $401,294,000 |
| Average Mortgage Loan Application Amount | $167,000 |
| Highest Mortgage Loan Application Amount | $13,500,000 |
| Average Applicant Income | $89,000 |
| Highest Applicant Income | $2,280,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with State Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down State Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by State Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Bank And Trust Company's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aiken County South Carolina | 134 | $ 22,500,000 | $ 167,000 | $ 79,000 |
| Atkinson County Georgia | 1 | $ 48,000 | $ 48,000 | $ 34,000 |
| Autauga County Alabama | 1 | $ 43,000 | $ 43,000 | $ 95,000 |
| Baldwin County Alabama | 1 | $ 360,000 | $ 360,000 | $ 149,000 |
| Baldwin County Georgia | 10 | $ 602,000 | $ 60,000 | $ 47,000 |
| Barbour County Alabama | 1 | $ 274,000 | $ 274,000 | $ 87,000 |
| Barnwell County South Carolina | 3 | $ 517,000 | $ 172,000 | $ 94,000 |
| Barrow County Georgia | 2 | $ 309,000 | $ 154,000 | $ 196,000 |
| Bartow County Georgia | 18 | $ 4,127,000 | $ 229,000 | $ 139,000 |
| Bay County Florida | 1 | $ 86,000 | $ 86,000 | $ 112,000 |
| Beaufort County North Carolina | 2 | $ 623,000 | $ 311,000 | $ 155,000 |
| Beaufort County South Carolina | 6 | $ 2,006,000 | $ 334,000 | $ 194,000 |
| Bibb County Georgia | 221 | $ 19,942,000 | $ 90,000 | $ 90,000 |
| Bleckley County Georgia | 2 | $ 125,000 | $ 62,000 | $ 89,000 |
| Brooks County Georgia | 2 | $ 142,000 | $ 71,000 | $ 21,000 |
| Bryan County Georgia | 32 | $ 7,703,000 | $ 240,000 | $ 82,000 |
| Bulloch County Georgia | 2 | $ 201,000 | $ 100,000 | $ 30,000 |
| Burke County Georgia | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Butts County Georgia | 3 | $ 572,000 | $ 190,000 | $ 140,000 |
| Carroll County Georgia | 2 | $ 253,000 | $ 126,000 | $ 26,000 |
| Carteret County North Carolina | 2 | $ 737,000 | $ 368,000 | $ 104,000 |
| Catoosa County Georgia | 6 | $ 948,000 | $ 158,000 | $ 65,000 |
| Charleston County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Chatham County Georgia | 83 | $ 27,862,000 | $ 335,000 | $ 107,000 |
| Chattooga County Georgia | 1 | $ 22,000 | $ 22,000 | $ 40,000 |
| Cherokee County Alabama | 4 | $ 529,000 | $ 132,000 | $ 61,000 |
| Cherokee County Georgia | 31 | $ 7,040,000 | $ 227,000 | $ 121,000 |
| Chowan County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Clarendon County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 117,000 |
| Clarke County Georgia | 3 | $ 3,186,000 | $ 1,062,000 | $ 57,000 |
| Clay County Georgia | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Clayton County Georgia | 2 | $ 290,000 | $ 145,000 | $ 45,000 |
| Cobb County Georgia | 96 | $ 23,113,000 | $ 240,000 | $ 134,000 |
| Coffee County Alabama | 3 | $ 451,000 | $ 150,000 | $ 66,000 |
| Coffee County Georgia | 9 | $ 1,290,000 | $ 143,000 | $ 68,000 |
| Columbia County Georgia | 221 | $ 44,057,000 | $ 199,000 | $ 85,000 |
| Cook County Georgia | 2 | $ 222,000 | $ 111,000 | $ 48,000 |
| Covington County Alabama | 3 | $ 218,000 | $ 72,000 | $ 34,000 |
| Craven County North Carolina | 10 | $ 1,609,000 | $ 160,000 | $ 83,000 |
| Crawford County Georgia | 2 | $ 10,000 | $ 5,000 | $ 24,000 |
| Crisp County Georgia | 5 | $ 230,000 | $ 46,000 | $ 70,000 |
| Cumberland County North Carolina | 4 | $ 1,079,000 | $ 269,000 | $ 269,000 |
| Dale County Alabama | 1 | $ 154,000 | $ 154,000 | $ 90,000 |
| Davidson County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 73,000 |
| Dawson County Georgia | 6 | $ 1,445,000 | $ 240,000 | $ 106,000 |
| DeKalb County Alabama | 1 | $ 417,000 | $ 417,000 | $ 103,000 |
| DeKalb County Georgia | 46 | $ 28,618,000 | $ 622,000 | $ 155,000 |
| DeKalb County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Dodge County Georgia | 1 | $ 90,000 | $ 90,000 | $ 62,000 |
| Dooly County Georgia | 16 | $ 202,000 | $ 12,000 | $ 45,000 |
| Dorchester County South Carolina | 3 | $ 442,000 | $ 147,000 | $ 73,000 |
| Dougherty County Georgia | 9 | $ 1,506,000 | $ 167,000 | $ 84,000 |
| Douglas County Georgia | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Duplin County North Carolina | 2 | $ 273,000 | $ 136,000 | $ 50,000 |
| Durham County North Carolina | 1 | $ 146,000 | $ 146,000 | $ 78,000 |
| Edgefield County South Carolina | 9 | $ 1,849,000 | $ 205,000 | $ 72,000 |
| Effingham County Georgia | 23 | $ 4,558,000 | $ 198,000 | $ 84,000 |
| Elmore County Alabama | 1 | $ 265,000 | $ 265,000 | $ 46,000 |
| Evans County Georgia | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Fannin County Georgia | 2 | $ 544,000 | $ 272,000 | $ 438,000 |
| Fayette County Georgia | 2 | $ 269,000 | $ 134,000 | $ 83,000 |
| Florence County South Carolina | 3 | $ 529,000 | $ 176,000 | $ 73,000 |
| Floyd County Georgia | 77 | $ 11,144,000 | $ 144,000 | $ 63,000 |
| Forsyth County Georgia | 27 | $ 8,250,000 | $ 305,000 | $ 122,000 |
| Franklin County Florida | 1 | $ 67,000 | $ 67,000 | $ 119,000 |
| Fulton County Georgia | 101 | $ 47,226,000 | $ 467,000 | $ 169,000 |
| Gilmer County Georgia | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Glynn County Georgia | 23 | $ 9,168,000 | $ 398,000 | $ 47,000 |
| Gordon County Georgia | 16 | $ 2,687,000 | $ 167,000 | $ 88,000 |
| Guilford County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 243,000 |
| Gwinnett County Georgia | 65 | $ 12,152,000 | $ 186,000 | $ 83,000 |
| Hall County Georgia | 10 | $ 2,444,000 | $ 244,000 | $ 119,000 |
| Hamilton County Tennessee | 19 | $ 3,839,000 | $ 202,000 | $ 86,000 |
| Hampton County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 54,000 |
| Hancock County Georgia | 1 | $ 206,000 | $ 206,000 | $ 756,000 |
| Haralson County Georgia | 2 | $ 616,000 | $ 308,000 | $ 254,000 |
| Haywood County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Henry County Georgia | 2 | $ 267,000 | $ 133,000 | $ 73,000 |
| Hillsborough County Florida | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Houston County Georgia | 145 | $ 17,270,000 | $ 119,000 | $ 94,000 |
| Indian River County Florida | 8 | $ 1,090,000 | $ 136,000 | $ 86,000 |
| Irwin County Georgia | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Jackson County Georgia | 1 | $ 110,000 | $ 110,000 | $ 63,000 |
| Jasper County Georgia | 1 | $ 3,000 | $ 3,000 | $ 32,000 |
| Jeff Davis County Georgia | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Jefferson County Georgia | 1 | $ 177,000 | $ 177,000 | $ 54,000 |
| Johnson County Georgia | 3 | $ 509,000 | $ 169,000 | $ 64,000 |
| Jones County Georgia | 145 | $ 2,517,000 | $ 17,000 | $ 57,000 |
| Jones County North Carolina | 2 | $ 465,000 | $ 232,000 | $ 96,000 |
| Lamar County Georgia | 5 | $ 543,000 | $ 108,000 | $ 112,000 |
| Lanier County Georgia | 5 | $ 968,000 | $ 193,000 | $ 53,000 |
| Laurens County Georgia | 16 | $ 2,634,000 | $ 164,000 | $ 118,000 |
| Lee County Alabama | 11 | $ 1,677,000 | $ 152,000 | $ 108,000 |
| Lee County Georgia | 2 | $ 187,000 | $ 93,000 | $ 56,000 |
| Lenoir County North Carolina | 6 | $ 527,000 | $ 87,000 | $ 62,000 |
| Lexington County South Carolina | 2 | $ 382,000 | $ 191,000 | $ 103,000 |
| Liberty County Georgia | 3 | $ 596,000 | $ 198,000 | $ 76,000 |
| Lincoln County Georgia | 4 | $ 494,000 | $ 123,000 | $ 112,000 |
| Long County Georgia | 3 | $ 773,000 | $ 257,000 | $ 80,000 |
| Lowndes County Georgia | 29 | $ 4,685,000 | $ 161,000 | $ 58,000 |
| Lumpkin County Georgia | 1 | $ 173,000 | $ 173,000 | $ 231,000 |
| Macon County Georgia | 2 | $ 46,000 | $ 23,000 | $ 32,000 |
| Martin County Florida | 1 | $ 540,000 | $ 540,000 | $ 524,000 |
| McCormick County South Carolina | 3 | $ 497,000 | $ 165,000 | $ 102,000 |
| McDuffie County Georgia | 10 | $ 1,819,000 | $ 181,000 | $ 86,000 |
| McIntosh County Georgia | 1 | $ 129,000 | $ 129,000 | $ 160,000 |
| McMinn County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 344,000 | $ 344,000 | $ 110,000 |
| Mobile County Alabama | 1 | $ 240,000 | $ 240,000 | $ 59,000 |
| Monroe County Georgia | 33 | $ 5,429,000 | $ 164,000 | $ 99,000 |
| Montgomery County Alabama | 1 | $ 453,000 | $ 453,000 | $ 140,000 |
| Moore County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 80,000 |
| Murray County Georgia | 9 | $ 957,000 | $ 106,000 | $ 50,000 |
| Muscogee County Georgia | 3 | $ 253,000 | $ 84,000 | $ 27,000 |
| Nassau County Florida | 3 | $ 255,000 | $ 85,000 | $ 133,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Oconee County South Carolina | 1 | $ 260,000 | $ 260,000 | $ 98,000 |
| Onslow County North Carolina | 3 | $ 710,000 | $ 236,000 | $ 125,000 |
| Orangeburg County South Carolina | 3 | $ 383,000 | $ 127,000 | $ 45,000 |
| Palm Beach County Florida | 1 | $ 321,000 | $ 321,000 | $ 73,000 |
| Pamlico County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Paulding County Georgia | 9 | $ 1,366,000 | $ 151,000 | $ 65,000 |
| Peach County Georgia | 18 | $ 1,359,000 | $ 75,000 | $ 79,000 |
| Pickens County Georgia | 2 | $ 494,000 | $ 247,000 | $ 423,000 |
| Pickens County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Pike County Alabama | 11 | $ 1,550,000 | $ 140,000 | $ 75,000 |
| Pike County Georgia | 2 | $ 276,000 | $ 138,000 | $ 72,000 |
| Pitt County North Carolina | 24 | $ 4,456,000 | $ 185,000 | $ 103,000 |
| Polk County Georgia | 5 | $ 531,000 | $ 106,000 | $ 64,000 |
| Pulaski County Georgia | 2 | $ 88,000 | $ 44,000 | $ 81,000 |
| Putnam County Georgia | 2 | $ 10,000 | $ 5,000 | $ 47,000 |
| Rabun County Georgia | 6 | $ 977,000 | $ 162,000 | $ 87,000 |
| Richmond County Georgia | 113 | $ 16,395,000 | $ 145,000 | $ 69,000 |
| Rockdale County Georgia | 1 | $ 47,000 | $ 47,000 | $ 135,000 |
| Russell County Alabama | 2 | $ 302,000 | $ 151,000 | $ 61,000 |
| Sequatchie County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 28,000 |
| Spalding County Georgia | 2 | $ 281,000 | $ 140,000 | $ 92,000 |
| St. Johns County Florida | 1 | $ 280,000 | $ 280,000 | $ 301,000 |
| Stephens County Georgia | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Sumner County Tennessee | 1 | $ 173,000 | $ 173,000 | $ 88,000 |
| Tallapoosa County Alabama | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Taylor County Georgia | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Tift County Georgia | 5 | $ 887,000 | $ 177,000 | $ 106,000 |
| Transylvania County North Carolina | 1 | $ 580,000 | $ 580,000 | $ 461,000 |
| Turner County Georgia | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
| Twiggs County Georgia | 6 | $ 154,000 | $ 25,000 | $ 39,000 |
| Union County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 35,000 |
| Upson County Georgia | 2 | $ 270,000 | $ 135,000 | $ 25,000 |
| Volusia County Florida | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| Wake County North Carolina | 1 | $ 317,000 | $ 317,000 | $ 191,000 |
| Walker County Georgia | 3 | $ 449,000 | $ 149,000 | $ 63,000 |
| Warren County Georgia | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Warren County Tennessee | 4 | $ 248,000 | $ 62,000 | $ 26,000 |
| Wayne County Georgia | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Wayne County North Carolina | 2 | $ 164,000 | $ 82,000 | $ 110,000 |
| White County Georgia | 1 | $ 123,000 | $ 123,000 | $ 102,000 |
| Whitfield County Georgia | 31 | $ 3,658,000 | $ 118,000 | $ 66,000 |
| Wilkes County Georgia | 1 | $ 204,000 | $ 204,000 | $ 458,000 |
| Wilkinson County Georgia | 5 | $ 97,000 | $ 19,000 | $ 78,000 |
| Worth County Georgia | 2 | $ 265,000 | $ 132,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for State Bank And Trust Company in 2015
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,369 | $273,288,000 | $199,000 | $7,228,000 | $95,000 | $2,280,000 |
| Refinancing | 444 | $103,145,000 | $232,000 | $11,769,000 | $108,000 | $762,000 |
| Home Improvement | 353 | $24,861,000 | $70,000 | $13,500,000 | $64,000 | $625,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,586 | $263,659,000 | $166,000 | $1,700,000 | $99,000 | $2,280,000 |
| Black or African American | 303 | $39,332,000 | $129,000 | $950,000 | $71,000 | $625,000 |
| Asian | 92 | $19,299,000 | $209,000 | $1,000,000 | $103,000 | $1,073,000 |
| Hispanic | 74 | $11,014,000 | $148,000 | $537,000 | $78,000 | $892,000 |
| Not Provided | 53 | $10,282,000 | $194,000 | $488,000 | $121,000 | $762,000 |
| Not applicable | 49 | $56,388,000 | $1,150,000 | $13,500,000 | $0 | $0 |
| American Indian or Alaskan Native | 6 | $897,000 | $149,000 | $309,000 | $65,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $423,000 | $141,000 | $213,000 | $99,000 | $115,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,439 | $277,806,000 | $193,000 | $13,500,000 | $107,000 | $2,280,000 |
| VA-guaranteed (Veterans Administration) | 325 | $66,375,000 | $204,000 | $509,000 | $75,000 | $597,000 |
| FHA-insured (Federal Housing Administration) | 315 | $46,276,000 | $146,000 | $349,000 | $58,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 87 | $10,837,000 | $124,000 | $281,000 | $44,000 | $86,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,594 | $320,994,000 | $201,000 | $13,500,000 | $93,000 | $1,181,000 |
| Application Denied By Financial Institution | 438 | $52,557,000 | $119,000 | $1,700,000 | $85,000 | $2,280,000 |
| Application Withdrawn By Applicant | 109 | $22,661,000 | $207,000 | $740,000 | $106,000 | $1,053,000 |
| Application Approved But Not Accepted | 18 | $3,794,000 | $210,000 | $766,000 | $154,000 | $892,000 |
| File Closed For Incompleteness | 4 | $1,095,000 | $273,000 | $620,000 | $173,000 | $400,000 |
| Loan Purchased By The Institution | 3 | $193,000 | $64,000 | $85,000 | $29,000 | $33,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Bank And Trust Company's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Copyright © 2025 AllMortgageDetail.com All rights reserved. disclaimer