State Bank & Trust Company
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for Mississippi.
The mortgage statistics and data below are specific to mortgage loan applications for State Bank & Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | State Bank & Trust Company 147 South Railroad Avenue Brookhaven, MS 39601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 850 |
| Total Mortgage Loan Application Amount | $87,592,000 |
| Average Mortgage Loan Application Amount | $108,666 |
| Highest Mortgage Loan Application Amount | $2,800,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,723,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MS, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lincoln County Mississippi | 119 | $ 7,995,000 | $ 67,000 | $ 69,000 |
| Pike County Mississippi | 63 | $ 4,683,000 | $ 74,000 | $ 52,000 |
| Pointe Coupee County Louisiana | 47 | $ 3,296,000 | $ 70,000 | $ 57,000 |
| Claiborne County Mississippi | 44 | $ 388,000 | $ 8,000 | $ 27,000 |
| Leflore County Mississippi | 41 | $ 1,254,000 | $ 30,000 | $ 49,000 |
| Orleans County Louisiana | 40 | $ 13,320,000 | $ 333,000 | $ 43,000 |
| Marion County Mississippi | 37 | $ 3,141,000 | $ 84,000 | $ 72,000 |
| Hinds County Mississippi | 36 | $ 1,758,000 | $ 48,000 | $ 58,000 |
| East Baton Rouge County Louisiana | 34 | $ 4,001,000 | $ 117,000 | $ 18,000 |
| Bolivar County Mississippi | 34 | $ 3,538,000 | $ 104,000 | $ 44,000 |
| Lawrence County Mississippi | 34 | $ 1,432,000 | $ 42,000 | $ 99,000 |
| Geneva County Alabama | 32 | $ 2,108,000 | $ 65,000 | $ 52,000 |
| Grenada County Mississippi | 29 | $ 1,149,000 | $ 39,000 | $ 59,000 |
| Copiah County Mississippi | 18 | $ 881,000 | $ 48,000 | $ 48,000 |
| Livingston County Louisiana | 16 | $ 1,537,000 | $ 96,000 | $ 31,000 |
| Tangipahoa County Louisiana | 16 | $ 2,411,000 | $ 150,000 | $ 79,000 |
| Madison County Mississippi | 15 | $ 3,927,000 | $ 261,000 | $ 147,000 |
| Rankin County Mississippi | 14 | $ 3,228,000 | $ 230,000 | $ 61,000 |
| Coffee County Alabama | 13 | $ 2,548,000 | $ 196,000 | $ 76,000 |
| St. Tammany County Louisiana | 13 | $ 2,998,000 | $ 230,000 | $ 80,000 |
| Ascension County Louisiana | 12 | $ 1,225,000 | $ 102,000 | $ 34,000 |
| Walthall County Mississippi | 12 | $ 743,000 | $ 61,000 | $ 69,000 |
| Houston County Alabama | 11 | $ 1,358,000 | $ 123,000 | $ 57,000 |
| Carroll County Mississippi | 10 | $ 676,000 | $ 67,000 | $ 73,000 |
| Dale County Alabama | 7 | $ 478,000 | $ 68,000 | $ 39,000 |
| Baldwin County Alabama | 6 | $ 2,551,000 | $ 425,000 | $ 351,000 |
| Jefferson County Mississippi | 6 | $ 27,000 | $ 4,000 | $ 33,000 |
| Mobile County Alabama | 5 | $ 811,000 | $ 162,000 | $ 140,000 |
| Walton County Florida | 5 | $ 4,671,000 | $ 934,000 | $ 344,000 |
| Lamar County Mississippi | 5 | $ 714,000 | $ 142,000 | $ 135,000 |
| Holmes County Florida | 4 | $ 43,000 | $ 10,000 | $ 43,000 |
| St. Landry County Louisiana | 4 | $ 127,000 | $ 31,000 | $ 65,000 |
| Sunflower County Mississippi | 4 | $ 264,000 | $ 66,000 | $ 44,000 |
| Acadia County Louisiana | 3 | $ 110,000 | $ 36,000 | $ 56,000 |
| Iberville County Louisiana | 3 | $ 169,000 | $ 56,000 | $ 88,000 |
| St. Bernard County Louisiana | 3 | $ 1,352,000 | $ 450,000 | $ 0 |
| Adams County Mississippi | 3 | $ 198,000 | $ 66,000 | $ 86,000 |
| Forrest County Mississippi | 3 | $ 255,000 | $ 85,000 | $ 68,000 |
| Jefferson Davis County Mississippi | 3 | $ 46,000 | $ 15,000 | $ 72,000 |
| Lafayette County Mississippi | 3 | $ 328,000 | $ 109,000 | $ 111,000 |
| Tallahatchie County Mississippi | 3 | $ 165,000 | $ 55,000 | $ 67,000 |
| Warren County Mississippi | 3 | $ 425,000 | $ 141,000 | $ 57,000 |
| Washington County Mississippi | 3 | $ 67,000 | $ 22,000 | $ 65,000 |
| Jefferson County Louisiana | 2 | $ 102,000 | $ 51,000 | $ 49,000 |
| St. Martin County Louisiana | 2 | $ 111,000 | $ 55,000 | $ 152,000 |
| West Baton Rouge County Louisiana | 2 | $ 333,000 | $ 166,000 | $ 61,000 |
| West Feliciana County Louisiana | 2 | $ 729,000 | $ 364,000 | $ 93,000 |
| Franklin County Mississippi | 2 | $ 3,000 | $ 1,000 | $ 16,000 |
| Harrison County Mississippi | 2 | $ 421,000 | $ 210,000 | $ 50,000 |
| Holmes County Mississippi | 2 | $ 21,000 | $ 10,000 | $ 61,000 |
| Oktibbeha County Mississippi | 2 | $ 257,000 | $ 128,000 | $ 0 |
| Yalobusha County Mississippi | 2 | $ 64,000 | $ 32,000 | $ 25,000 |
| Henry County Alabama | 1 | $ 18,000 | $ 18,000 | $ 77,000 |
| Lee County Alabama | 1 | $ 56,000 | $ 56,000 | $ 630,000 |
| Cook County Illinois | 1 | $ 27,000 | $ 27,000 | $ 70,000 |
| Calcasieu County Louisiana | 1 | $ 480,000 | $ 480,000 | $ 0 |
| East Feliciana County Louisiana | 1 | $ 200,000 | $ 200,000 | $ 74,000 |
| Evangeline County Louisiana | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| Tensas County Louisiana | 1 | $ 524,000 | $ 524,000 | $ 388,000 |
| Amite County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 235,000 |
| Coahoma County Mississippi | 1 | $ 43,000 | $ 43,000 | $ 25,000 |
| DeSoto County Mississippi | 1 | $ 436,000 | $ 436,000 | $ 0 |
| Jones County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Montgomery County Mississippi | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 39,000 |
| Webster County Mississippi | 1 | $ 39,000 | $ 39,000 | $ 44,000 |
| Forsyth County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 50,000 |
| Dallas County Texas | 1 | $ 9,000 | $ 9,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Mississippi,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Bank & Trust Company in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 324 | $11,278,000 | $34,000 | $773,000 | $51,000 | $920,000 |
| Home Purchase | 309 | $42,511,000 | $137,000 | $1,712,000 | $71,000 | $1,723,000 |
| Refinancing | 217 | $33,803,000 | $155,000 | $2,800,000 | $73,000 | $805,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 438 | $42,725,000 | $97,000 | $1,520,000 | $91,000 | $1,723,000 |
| Black or African American | 229 | $6,409,000 | $27,000 | $298,000 | $49,000 | $567,000 |
| Not applicable | 147 | $34,792,000 | $236,000 | $2,800,000 | $0 | $0 |
| Hispanic | 13 | $940,000 | $72,000 | $227,000 | $81,000 | $353,000 |
| Asian | 11 | $1,090,000 | $99,000 | $166,000 | $66,000 | $150,000 |
| Not Provided | 6 | $1,426,000 | $237,000 | $400,000 | $141,000 | $353,000 |
| American Indian or Alaskan Native | 4 | $192,000 | $48,000 | $135,000 | $20,000 | $36,000 |
| Native Hawaiin or Other Pacific Islander | 2 | $18,000 | $9,000 | $10,000 | $59,000 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 848 | $87,345,000 | $103,000 | $2,800,000 | $64,000 | $1,723,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $156,000 | $156,000 | $156,000 | $38,000 | $38,000 |
| VA-guaranteed (Veterans Administration) | 1 | $91,000 | $91,000 | $91,000 | $60,000 | $60,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $69,843,000 | $114,000 | $2,800,000 | $67,000 | $1,723,000 |
| Application Denied By Financial Institution | 167 | $11,037,000 | $66,000 | $1,000,000 | $48,000 | $267,000 |
| Application Approved But Not Accepted | 61 | $6,159,000 | $100,000 | $412,000 | $74,000 | $475,000 |
| Application Withdrawn By Applicant | 6 | $404,000 | $67,000 | $143,000 | $65,000 | $91,000 |
| File Closed For Incompleteness | 5 | $149,000 | $29,000 | $58,000 | $59,000 | $118,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MS, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information at your convenience.