Star Usa Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Star Usa Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Star Usa Federal Credit Union One Cantley Drive Charleston, WV 25314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 262 |
| Total Mortgage Loan Application Amount | $18,510,000 |
| Average Mortgage Loan Application Amount | $92,333 |
| Highest Mortgage Loan Application Amount | $255,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $216,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Genesee County Michigan | 7 | $ 445,000 | $ 63,000 | $ 65,000 |
| Ottawa County Michigan | 7 | $ 415,000 | $ 59,000 | $ 61,000 |
| Elkhart County Indiana | 5 | $ 225,000 | $ 45,000 | $ 70,000 |
| Livingston County Michigan | 5 | $ 185,000 | $ 37,000 | $ 106,000 |
| Wright County Minnesota | 5 | $ 285,000 | $ 57,000 | $ 52,000 |
| Kanawha County West Virginia | 4 | $ 600,000 | $ 150,000 | $ 84,000 |
| Polk County Florida | 3 | $ 205,000 | $ 68,000 | $ 62,000 |
| Seminole County Florida | 3 | $ 235,000 | $ 78,000 | $ 70,000 |
| Sedgwick County Kansas | 3 | $ 65,000 | $ 21,000 | $ 33,000 |
| Anne Arundel County Maryland | 3 | $ 275,000 | $ 91,000 | $ 83,000 |
| Allegan County Michigan | 3 | $ 125,000 | $ 41,000 | $ 34,000 |
| Kent County Michigan | 3 | $ 145,000 | $ 48,000 | $ 51,000 |
| Wayne County Michigan | 3 | $ 155,000 | $ 51,000 | $ 59,000 |
| Dakota County Minnesota | 3 | $ 245,000 | $ 81,000 | $ 53,000 |
| Atlantic County New Jersey | 3 | $ 245,000 | $ 81,000 | $ 86,000 |
| Monroe County New York | 3 | $ 215,000 | $ 71,000 | $ 45,000 |
| Saratoga County New York | 3 | $ 245,000 | $ 81,000 | $ 77,000 |
| Montgomery County Ohio | 3 | $ 165,000 | $ 55,000 | $ 75,000 |
| Wood County Ohio | 3 | $ 95,000 | $ 31,000 | $ 44,000 |
| Garfield County Colorado | 2 | $ 190,000 | $ 95,000 | $ 98,000 |
| Weld County Colorado | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Ada County Idaho | 2 | $ 130,000 | $ 65,000 | $ 35,000 |
| Canyon County Idaho | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Elmore County Idaho | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Kootenai County Idaho | 2 | $ 260,000 | $ 130,000 | $ 82,000 |
| Black Hawk County Iowa | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Polk County Iowa | 2 | $ 90,000 | $ 45,000 | $ 46,000 |
| Bullitt County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Calhoun County Michigan | 2 | $ 100,000 | $ 50,000 | $ 33,000 |
| Lenawee County Michigan | 2 | $ 120,000 | $ 60,000 | $ 47,000 |
| Macomb County Michigan | 2 | $ 170,000 | $ 85,000 | $ 98,000 |
| Oakland County Michigan | 2 | $ 60,000 | $ 30,000 | $ 41,000 |
| Sanilac County Michigan | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Chisago County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 65,000 |
| Washington County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Adams County Nebraska | 2 | $ 30,000 | $ 15,000 | $ 46,000 |
| Erie County New York | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Onondaga County New York | 2 | $ 150,000 | $ 75,000 | $ 38,000 |
| Cabarrus County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 70,000 |
| Henderson County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 27,000 |
| Bucks County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 94,000 |
| Cumberland County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Lehigh County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| York County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 81,000 |
| Travis County Texas | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Monongalia County West Virginia | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Raleigh County West Virginia | 2 | $ 380,000 | $ 190,000 | $ 115,000 |
| Elmore County Alabama | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Mohave County Arizona | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Adams County Colorado | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 95,000 | $ 95,000 | $ 96,000 |
| Jefferson County Colorado | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Larimer County Colorado | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Mesa County Colorado | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Fairfield County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Kent County Delaware | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Alachua County Florida | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Osceola County Florida | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Sumter County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Volusia County Florida | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Twin Falls County Idaho | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Kankakee County Illinois | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| McLean County Illinois | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Ogle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Randolph County Illinois | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Tazewell County Illinois | 1 | $ 65,000 | $ 65,000 | $ 61,000 |
| DeKalb County Indiana | 1 | $ 15,000 | $ 15,000 | $ 38,000 |
| Grant County Indiana | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Johnson County Indiana | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Noble County Indiana | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Owen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Parke County Indiana | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Porter County Indiana | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Spencer County Indiana | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Steuben County Indiana | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Whitley County Indiana | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Buchanan County Iowa | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Dubuque County Iowa | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Grundy County Iowa | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Linn County Iowa | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Mahaska County Iowa | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Pottawattamie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Lyon County Kansas | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Miami County Kansas | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Montgomery County Kansas | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Stevens County Kansas | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Wyandotte County Kansas | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Harlan County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Knox County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Lawrence County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Leslie County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Letcher County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Marshall County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| Meade County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Montgomery County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Ohio County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Perry County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Pike County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Pulaski County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Rockcastle County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Whitley County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Harford County Maryland | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Barry County Michigan | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Cass County Michigan | 1 | $ 85,000 | $ 85,000 | $ 82,000 |
| Eaton County Michigan | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Grand Traverse County Michigan | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Ingham County Michigan | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Jackson County Michigan | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Monroe County Michigan | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Washtenaw County Michigan | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Wexford County Michigan | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Anoka County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Benton County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Dodge County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| McLeod County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Olmsted County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Sherburne County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Callaway County Missouri | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Cape Girardeau County Missouri | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Clay County Missouri | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Greene County Missouri | 1 | $ 85,000 | $ 85,000 | $ 169,000 |
| Jefferson County Missouri | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Scott County Missouri | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Lewis and Clark County Montana | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Douglas County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Cape May County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Middlesex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Monmouth County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Greene County New York | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Niagara County New York | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Ontario County New York | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Orange County New York | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Rockland County New York | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Sullivan County New York | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Davidson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Richland County North Dakota | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Stutsman County North Dakota | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Clermont County Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Jackson County Ohio | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Lawrence County Ohio | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Licking County Ohio | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Pike County Ohio | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Tuscarawas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Union County Ohio | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Adams County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Butler County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Chester County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Greene County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Lancaster County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Perry County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Pike County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 87,000 |
| Montgomery County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Brazoria County Texas | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Grand County Utah | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Prince George County Virginia | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Wythe County Virginia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Boone County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Wayne County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Dunn County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Eau Claire County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Marathon County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Portage County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Racine County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Sauk County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 109,000 |
| St. Croix County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Waupaca County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Winnebago County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Campbell County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star Usa Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 251 | $17,695,000 | $70,000 | $205,000 | $66,000 | $216,000 |
| Refinancing | 9 | $515,000 | $57,000 | $205,000 | $42,000 | $89,000 |
| Other Purpose | 2 | $300,000 | $150,000 | $255,000 | $87,000 | $121,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 137 | $10,665,000 | $77,000 | $255,000 | $69,000 | $216,000 |
| Not Provided | 86 | $5,280,000 | $61,000 | $185,000 | $61,000 | $132,000 |
| Hispanic | 26 | $1,800,000 | $69,000 | $145,000 | $70,000 | $131,000 |
| American Indian or Alaskan Native | 6 | $400,000 | $66,000 | $145,000 | $54,000 | $108,000 |
| Black or African American | 4 | $220,000 | $55,000 | $125,000 | $62,000 | $136,000 |
| Asian | 2 | $130,000 | $65,000 | $85,000 | $62,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 262 | $18,510,000 | $70,000 | $255,000 | $65,000 | $216,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 155 | $10,935,000 | $70,000 | $205,000 | $65,000 | $178,000 |
| Loan Originated | 80 | $5,160,000 | $64,000 | $255,000 | $65,000 | $192,000 |
| Application Denied By Financial Institution | 27 | $2,415,000 | $89,000 | $195,000 | $67,000 | $216,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 235 | $16,095,000 | $68,000 | $255,000 | $65,000 | $192,000 |
| Credit History | 15 | $1,375,000 | $91,000 | $195,000 | $65,000 | $125,000 |
| Debt-To-Income Ratio | 7 | $485,000 | $69,000 | $125,000 | $71,000 | $216,000 |
| Employment History | 3 | $315,000 | $105,000 | $145,000 | $77,000 | $134,000 |
| Other | 2 | $240,000 | $120,000 | $145,000 | $54,000 | $60,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.