Star Usa Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Star Usa Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star Usa Federal Credit Union One Cantley Drive Charleston, WV 25314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 315 |
| Total Mortgage Loan Application Amount | $26,495,000 |
| Average Mortgage Loan Application Amount | $107,666 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $83,666 |
| Highest Applicant Income | $432,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 30 | $ 4,350,000 | $ 145,000 | $ 116,000 |
| Raleigh County West Virginia | 18 | $ 2,420,000 | $ 134,000 | $ 110,000 |
| Macomb County Michigan | 12 | $ 780,000 | $ 65,000 | $ 80,000 |
| Putnam County West Virginia | 10 | $ 1,920,000 | $ 192,000 | $ 97,000 |
| Wayne County Michigan | 6 | $ 310,000 | $ 51,000 | $ 55,000 |
| Larimer County Colorado | 5 | $ 325,000 | $ 65,000 | $ 81,000 |
| Polk County Florida | 5 | $ 265,000 | $ 53,000 | $ 61,000 |
| Kent County Michigan | 5 | $ 365,000 | $ 73,000 | $ 71,000 |
| Livingston County Michigan | 4 | $ 260,000 | $ 65,000 | $ 78,000 |
| Berks County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 80,000 |
| Bucks County Pennsylvania | 4 | $ 330,000 | $ 82,000 | $ 78,000 |
| Nicholas County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 43,000 |
| Weld County Colorado | 3 | $ 275,000 | $ 91,000 | $ 66,000 |
| New Castle County Delaware | 3 | $ 145,000 | $ 48,000 | $ 62,000 |
| Monroe County Michigan | 3 | $ 145,000 | $ 48,000 | $ 53,000 |
| Ottawa County Michigan | 3 | $ 115,000 | $ 38,000 | $ 58,000 |
| St. Clair County Michigan | 3 | $ 535,000 | $ 178,000 | $ 65,000 |
| Dakota County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 65,000 |
| Middlesex County New Jersey | 3 | $ 195,000 | $ 65,000 | $ 89,000 |
| Onondaga County New York | 3 | $ 125,000 | $ 41,000 | $ 59,000 |
| Saratoga County New York | 3 | $ 245,000 | $ 81,000 | $ 67,000 |
| Licking County Ohio | 3 | $ 285,000 | $ 95,000 | $ 37,000 |
| Wood County Ohio | 3 | $ 115,000 | $ 38,000 | $ 56,000 |
| Erie County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 74,000 |
| Lehigh County Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 73,000 |
| Montgomery County Pennsylvania | 3 | $ 135,000 | $ 45,000 | $ 61,000 |
| Lincoln County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 93,000 |
| Wayne County West Virginia | 3 | $ 425,000 | $ 141,000 | $ 101,000 |
| Wyoming County West Virginia | 3 | $ 155,000 | $ 51,000 | $ 59,000 |
| Maricopa County Arizona | 2 | $ 180,000 | $ 90,000 | $ 74,000 |
| Windham County Connecticut | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| Duval County Florida | 2 | $ 120,000 | $ 60,000 | $ 75,000 |
| Kankakee County Illinois | 2 | $ 50,000 | $ 25,000 | $ 60,000 |
| Polk County Iowa | 2 | $ 90,000 | $ 45,000 | $ 70,000 |
| Genesee County Michigan | 2 | $ 130,000 | $ 65,000 | $ 52,000 |
| Jackson County Michigan | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Kalamazoo County Michigan | 2 | $ 150,000 | $ 75,000 | $ 41,000 |
| Washtenaw County Michigan | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Lincoln County Missouri | 2 | $ 80,000 | $ 40,000 | $ 51,000 |
| Newton County Missouri | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Dutchess County New York | 2 | $ 220,000 | $ 110,000 | $ 147,000 |
| Jefferson County New York | 2 | $ 60,000 | $ 30,000 | $ 35,000 |
| Ontario County New York | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Montgomery County Ohio | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Minnehaha County South Dakota | 2 | $ 30,000 | $ 15,000 | $ 46,000 |
| Bexar County Texas | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Harris County Texas | 2 | $ 90,000 | $ 45,000 | $ 48,000 |
| Lee County Virginia | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Boone County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 45,000 |
| Cabell County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 87,000 |
| Jackson County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Mercer County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Arapahoe County Colorado | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Bent County Colorado | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Garfield County Colorado | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Huerfano County Colorado | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Summit County Colorado | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Lake County Florida | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Miami-Dade County Florida | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| Pasco County Florida | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Cobb County Georgia | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Douglas County Georgia | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Bingham County Idaho | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Payette County Idaho | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Cook County Illinois | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Macon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Elkhart County Indiana | 1 | $ 65,000 | $ 65,000 | $ 113,000 |
| Monroe County Indiana | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Wells County Indiana | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Jackson County Iowa | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Linn County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Marion County Iowa | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| Story County Iowa | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Warren County Iowa | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Sedgwick County Kansas | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Ballard County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Calloway County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Baltimore County Maryland | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Cecil County Maryland | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Howard County Maryland | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Allegan County Michigan | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Grand Traverse County Michigan | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Ingham County Michigan | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Ionia County Michigan | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Lenawee County Michigan | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Marquette County Michigan | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Muskegon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Oakland County Michigan | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Sanilac County Michigan | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Shiawassee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Chisago County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| St. Louis County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Washington County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Wright County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Barry County Missouri | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Cape Girardeau County Missouri | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Cass County Missouri | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Hickory County Missouri | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
| Jefferson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Scott County Missouri | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Stone County Missouri | 1 | $ 175,000 | $ 175,000 | $ 141,000 |
| Warren County Missouri | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Cherry County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 99,000 |
| Atlantic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Burlington County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Camden County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Cumberland County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Gloucester County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Ocean County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 75,000 |
| Warren County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Cattaraugus County New York | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Clinton County New York | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Erie County New York | 1 | $ 65,000 | $ 65,000 | $ 59,000 |
| Niagara County New York | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Orange County New York | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Rensselaer County New York | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Ulster County New York | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Cass County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Cuyahoga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lawrence County Ohio | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Lucas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Muskingum County Ohio | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Cleveland County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Armstrong County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Chester County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Franklin County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Lancaster County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Schuylkill County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| York County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Pennington County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Montgomery County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Dallas County Texas | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Hays County Texas | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Tooele County Utah | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Smyth County Virginia | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Mingo County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Monongalia County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 173,000 |
| Wood County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Chippewa County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Dane County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Dunn County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Iowa County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Marathon County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Outagamie County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Portage County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Racine County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| Rock County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Sheboygan County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 94,000 |
| St. Croix County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Winnebago County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star Usa Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 237 | $16,425,000 | $69,000 | $425,000 | $65,000 | $222,000 |
| Refinancing | 50 | $6,660,000 | $133,000 | $345,000 | $102,000 | $432,000 |
| Cash-out Refinancing | 28 | $3,410,000 | $121,000 | $365,000 | $84,000 | $253,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 253 | $22,355,000 | $88,000 | $425,000 | $72,000 | $432,000 |
| Hispanic | 29 | $1,985,000 | $68,000 | $145,000 | $68,000 | $222,000 |
| Not Provided | 23 | $1,465,000 | $63,000 | $175,000 | $75,000 | $180,000 |
| Black or African American | 8 | $530,000 | $66,000 | $145,000 | $83,000 | $141,000 |
| American Indian or Alaskan Native | 2 | $160,000 | $80,000 | $125,000 | $99,000 | $110,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 315 | $26,495,000 | $84,000 | $425,000 | $72,000 | $432,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 140 | $13,780,000 | $98,000 | $365,000 | $81,000 | $432,000 |
| Application Approved But Not Accepted | 136 | $8,950,000 | $65,000 | $185,000 | $64,000 | $222,000 |
| Application Denied By Financial Institution | 39 | $3,765,000 | $96,000 | $425,000 | $69,000 | $141,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 276 | $22,730,000 | $82,000 | $365,000 | $73,000 | $432,000 |
| Credit History | 17 | $1,675,000 | $98,000 | $425,000 | $67,000 | $120,000 |
| Debt-To-Income Ratio | 10 | $930,000 | $93,000 | $235,000 | $61,000 | $101,000 |
| Employment History | 7 | $675,000 | $96,000 | $195,000 | $78,000 | $141,000 |
| Collateral | 3 | $265,000 | $88,000 | $95,000 | $85,000 | $110,000 |
| Other | 1 | $35,000 | $35,000 | $35,000 | $81,000 | $81,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.