Star Usa Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Star Usa Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star Usa Federal Credit Union One Cantley Drive Charleston, WV 25314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 350 |
| Total Mortgage Loan Application Amount | $24,320,000 |
| Average Mortgage Loan Application Amount | $119,000 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $511,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kanawha County West Virginia | 15 | $ 1,935,000 | $ 129,000 | $ 118,000 |
| Lancaster County Pennsylvania | 10 | $ 390,000 | $ 39,000 | $ 60,000 |
| Macomb County Michigan | 9 | $ 365,000 | $ 40,000 | $ 54,000 |
| Raleigh County West Virginia | 8 | $ 1,360,000 | $ 170,000 | $ 95,000 |
| Wood County Ohio | 7 | $ 325,000 | $ 46,000 | $ 59,000 |
| Monongalia County West Virginia | 7 | $ 1,075,000 | $ 153,000 | $ 78,000 |
| Larimer County Colorado | 6 | $ 420,000 | $ 70,000 | $ 52,000 |
| Kent County Michigan | 6 | $ 270,000 | $ 45,000 | $ 59,000 |
| Chester County Pennsylvania | 6 | $ 290,000 | $ 48,000 | $ 58,000 |
| Northampton County Pennsylvania | 6 | $ 240,000 | $ 40,000 | $ 52,000 |
| York County Pennsylvania | 6 | $ 320,000 | $ 53,000 | $ 50,000 |
| Putnam County West Virginia | 6 | $ 1,070,000 | $ 178,000 | $ 116,000 |
| Oakland County Michigan | 5 | $ 225,000 | $ 45,000 | $ 70,000 |
| Mesa County Colorado | 4 | $ 170,000 | $ 42,000 | $ 71,000 |
| Kootenai County Idaho | 4 | $ 270,000 | $ 67,000 | $ 58,000 |
| Anne Arundel County Maryland | 4 | $ 180,000 | $ 45,000 | $ 50,000 |
| Anoka County Minnesota | 4 | $ 180,000 | $ 45,000 | $ 65,000 |
| Wright County Minnesota | 4 | $ 240,000 | $ 60,000 | $ 67,000 |
| Burlington County New Jersey | 4 | $ 210,000 | $ 52,000 | $ 47,000 |
| Adams County Pennsylvania | 4 | $ 220,000 | $ 55,000 | $ 57,000 |
| Bucks County Pennsylvania | 4 | $ 360,000 | $ 90,000 | $ 62,000 |
| Cumberland County Pennsylvania | 4 | $ 240,000 | $ 60,000 | $ 59,000 |
| Dauphin County Pennsylvania | 4 | $ 140,000 | $ 35,000 | $ 50,000 |
| Wayne County West Virginia | 4 | $ 390,000 | $ 97,000 | $ 79,000 |
| Monroe County Michigan | 3 | $ 115,000 | $ 38,000 | $ 42,000 |
| Ottawa County Michigan | 3 | $ 105,000 | $ 35,000 | $ 55,000 |
| Washtenaw County Michigan | 3 | $ 185,000 | $ 61,000 | $ 63,000 |
| Wayne County Michigan | 3 | $ 185,000 | $ 61,000 | $ 55,000 |
| Dakota County Minnesota | 3 | $ 175,000 | $ 58,000 | $ 58,000 |
| Ocean County New Jersey | 3 | $ 285,000 | $ 95,000 | $ 120,000 |
| Oneida County New York | 3 | $ 105,000 | $ 35,000 | $ 31,000 |
| Ontario County New York | 3 | $ 155,000 | $ 51,000 | $ 89,000 |
| Berks County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 56,000 |
| Butler County Pennsylvania | 3 | $ 185,000 | $ 61,000 | $ 42,000 |
| Erie County Pennsylvania | 3 | $ 75,000 | $ 25,000 | $ 55,000 |
| Lehigh County Pennsylvania | 3 | $ 95,000 | $ 31,000 | $ 36,000 |
| Berkeley County West Virginia | 3 | $ 125,000 | $ 41,000 | $ 49,000 |
| Gunnison County Colorado | 2 | $ 190,000 | $ 95,000 | $ 74,000 |
| Weld County Colorado | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Lake County Florida | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Douglas County Kansas | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Berrien County Michigan | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| Livingston County Michigan | 2 | $ 110,000 | $ 55,000 | $ 54,000 |
| Muskegon County Michigan | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Shiawassee County Michigan | 2 | $ 70,000 | $ 35,000 | $ 38,000 |
| Beltrami County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 36,000 |
| Ramsey County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| St. Louis County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 71,000 |
| Douglas County Nebraska | 2 | $ 60,000 | $ 30,000 | $ 48,000 |
| Atlantic County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 49,000 |
| Cumberland County New Jersey | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
| Middlesex County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 53,000 |
| Chenango County New York | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Dutchess County New York | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Jefferson County New York | 2 | $ 80,000 | $ 40,000 | $ 54,000 |
| Onondaga County New York | 2 | $ 120,000 | $ 60,000 | $ 37,000 |
| Carbon County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Lebanon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Montgomery County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Northumberland County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| Union County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Augusta County Virginia | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Russell County Virginia | 2 | $ 200,000 | $ 100,000 | $ 78,000 |
| Cabell County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Wood County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Adams County Colorado | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Boulder County Colorado | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Broomfield County Colorado | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Garfield County Colorado | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Montrose County Colorado | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Sussex County Delaware | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Ada County Idaho | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Payette County Idaho | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Champaign County Illinois | 1 | $ 15,000 | $ 15,000 | $ 25,000 |
| Allen County Indiana | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Henry County Indiana | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Madison County Indiana | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Vanderburgh County Indiana | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Butler County Kansas | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Cowley County Kansas | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Linn County Kansas | 1 | $ 115,000 | $ 115,000 | $ 95,000 |
| Sedgwick County Kansas | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Clay County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Androscoggin County Maine | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Baltimore County Maryland | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Carroll County Maryland | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Frederick County Maryland | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Prince George's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Genesee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Hillsdale County Michigan | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Kalamazoo County Michigan | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Mason County Michigan | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Montcalm County Michigan | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Sanilac County Michigan | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Chisago County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Hubbard County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| McLeod County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Stearns County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Steele County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Washington County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Bollinger County Missouri | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Callaway County Missouri | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Cedar County Missouri | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Madison County Missouri | 1 | $ 75,000 | $ 75,000 | $ 71,000 |
| McDonald County Missouri | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Warren County Missouri | 1 | $ 45,000 | $ 45,000 | $ 54,000 |
| Bergen County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Cape May County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 184,000 |
| Gloucester County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Salem County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 51,000 |
| Albany County New York | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Cayuga County New York | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Chautauqua County New York | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Chemung County New York | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Franklin County New York | 1 | $ 115,000 | $ 115,000 | $ 118,000 |
| Fulton County New York | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Herkimer County New York | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Lewis County New York | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Monroe County New York | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Oswego County New York | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Schuyler County New York | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Steuben County New York | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Tioga County New York | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Wayne County New York | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Catawba County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Harnett County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 64,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Fulton County Ohio | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Guernsey County Ohio | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Lawrence County Ohio | 1 | $ 205,000 | $ 205,000 | $ 127,000 |
| Mercer County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Montgomery County Ohio | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Stark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Tuscarawas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Centre County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Columbia County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Fayette County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Fulton County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Mercer County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Monroe County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Montour County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Venango County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Warren County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Washington County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Westmoreland County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Lincoln County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Addison County Vermont | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Dickenson County Virginia | 1 | $ 55,000 | $ 55,000 | $ 84,000 |
| Hanover County Virginia | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Fayette County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 97,000 |
| Hampshire County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 511,000 |
| Mason County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Mercer County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Nicholas County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 104,000 |
| Preston County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Eau Claire County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Fond du Lac County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| La Crosse County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Laramie County Wyoming | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Sweetwater County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star Usa Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 307 | $17,965,000 | $58,000 | $235,000 | $63,000 | $511,000 |
| Refinancing | 37 | $5,435,000 | $146,000 | $725,000 | $84,000 | $221,000 |
| Cash-out Refinancing | 6 | $920,000 | $153,000 | $245,000 | $134,000 | $200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 308 | $21,970,000 | $71,000 | $725,000 | $67,000 | $511,000 |
| Not Provided | 14 | $830,000 | $59,000 | $145,000 | $65,000 | $160,000 |
| Hispanic | 13 | $735,000 | $56,000 | $95,000 | $64,000 | $152,000 |
| American Indian or Alaskan Native | 6 | $270,000 | $45,000 | $105,000 | $61,000 | $98,000 |
| Black or African American | 5 | $275,000 | $55,000 | $115,000 | $57,000 | $89,000 |
| Asian | 3 | $185,000 | $61,000 | $85,000 | $51,000 | $78,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 350 | $24,320,000 | $69,000 | $725,000 | $66,000 | $511,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 158 | $9,600,000 | $60,000 | $205,000 | $62,000 | $511,000 |
| Loan Originated | 150 | $11,490,000 | $76,000 | $725,000 | $72,000 | $231,000 |
| Application Denied By Financial Institution | 41 | $2,865,000 | $69,000 | $185,000 | $62,000 | $180,000 |
| File Closed For Incompleteness | 1 | $365,000 | $365,000 | $365,000 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 309 | $21,455,000 | $69,000 | $725,000 | $67,000 | $511,000 |
| Credit History | 31 | $2,065,000 | $66,000 | $185,000 | $66,000 | $180,000 |
| Debt-To-Income Ratio | 5 | $475,000 | $95,000 | $135,000 | $48,000 | $85,000 |
| Employment History | 3 | $225,000 | $75,000 | $115,000 | $52,000 | $79,000 |
| Other | 2 | $100,000 | $50,000 | $55,000 | $50,000 | $74,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.