Star Usa Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Star Usa Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star Usa Federal Credit Union One Cantley Drive Charleston, WV 25314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 267 |
| Total Mortgage Loan Application Amount | $18,685,000 |
| Average Mortgage Loan Application Amount | $124,500 |
| Highest Mortgage Loan Application Amount | $655,000 |
| Average Applicant Income | $83,250 |
| Highest Applicant Income | $464,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Pennsylvania | 12 | $ 660,000 | $ 55,000 | $ 58,000 |
| Kanawha County West Virginia | 9 | $ 1,995,000 | $ 221,000 | $ 168,000 |
| Oakland County Michigan | 6 | $ 270,000 | $ 45,000 | $ 71,000 |
| Berks County Pennsylvania | 5 | $ 575,000 | $ 115,000 | $ 74,000 |
| York County Pennsylvania | 5 | $ 275,000 | $ 55,000 | $ 72,000 |
| Putnam County West Virginia | 5 | $ 455,000 | $ 91,000 | $ 66,000 |
| Kent County Michigan | 4 | $ 210,000 | $ 52,000 | $ 64,000 |
| Bucks County Pennsylvania | 4 | $ 370,000 | $ 92,000 | $ 67,000 |
| Butler County Pennsylvania | 4 | $ 230,000 | $ 57,000 | $ 70,000 |
| Dauphin County Pennsylvania | 4 | $ 190,000 | $ 47,000 | $ 45,000 |
| Raleigh County West Virginia | 4 | $ 560,000 | $ 140,000 | $ 102,000 |
| Wayne County West Virginia | 4 | $ 470,000 | $ 117,000 | $ 81,000 |
| Montrose County Colorado | 3 | $ 295,000 | $ 98,000 | $ 64,000 |
| Anne Arundel County Maryland | 3 | $ 185,000 | $ 61,000 | $ 107,000 |
| Eaton County Michigan | 3 | $ 85,000 | $ 28,000 | $ 36,000 |
| Washtenaw County Michigan | 3 | $ 145,000 | $ 48,000 | $ 58,000 |
| Wright County Minnesota | 3 | $ 135,000 | $ 45,000 | $ 73,000 |
| Flathead County Montana | 3 | $ 215,000 | $ 71,000 | $ 50,000 |
| Adams County Pennsylvania | 3 | $ 205,000 | $ 68,000 | $ 47,000 |
| Cumberland County Pennsylvania | 3 | $ 125,000 | $ 41,000 | $ 53,000 |
| Lehigh County Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 43,000 |
| Westmoreland County Pennsylvania | 3 | $ 95,000 | $ 31,000 | $ 42,000 |
| Augusta County Virginia | 3 | $ 125,000 | $ 41,000 | $ 32,000 |
| Jackson County West Virginia | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| El Paso County Colorado | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Larimer County Colorado | 2 | $ 130,000 | $ 65,000 | $ 59,000 |
| Sussex County Delaware | 2 | $ 80,000 | $ 40,000 | $ 90,000 |
| Pinellas County Florida | 2 | $ 220,000 | $ 110,000 | $ 71,000 |
| Gwinnett County Georgia | 2 | $ 70,000 | $ 35,000 | $ 59,000 |
| Ada County Idaho | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
| Kootenai County Idaho | 2 | $ 70,000 | $ 35,000 | $ 40,000 |
| Elkhart County Indiana | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Pottawattamie County Iowa | 2 | $ 90,000 | $ 45,000 | $ 73,000 |
| Baltimore County Maryland | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Howard County Maryland | 2 | $ 110,000 | $ 55,000 | $ 99,000 |
| Washington County Maryland | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Genesee County Michigan | 2 | $ 100,000 | $ 50,000 | $ 73,000 |
| Macomb County Michigan | 2 | $ 80,000 | $ 40,000 | $ 64,000 |
| Ottawa County Michigan | 2 | $ 130,000 | $ 65,000 | $ 103,000 |
| Dakota County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 79,000 |
| Olmsted County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 191,000 |
| Ramsey County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 69,000 |
| Franklin County New York | 2 | $ 170,000 | $ 85,000 | $ 62,000 |
| Saratoga County New York | 2 | $ 140,000 | $ 70,000 | $ 128,000 |
| Butler County Ohio | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Columbiana County Ohio | 2 | $ 140,000 | $ 70,000 | $ 59,000 |
| Lawrence County Ohio | 2 | $ 130,000 | $ 65,000 | $ 26,000 |
| Allegheny County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 69,000 |
| Carbon County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 75,000 |
| Chester County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Erie County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 74,000 |
| Mercer County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Berkeley County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 48,000 |
| Monongalia County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Summers County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| Adams County Colorado | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Garfield County Colorado | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Weld County Colorado | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Lee County Florida | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Hall County Georgia | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Adams County Illinois | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Champaign County Illinois | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| St. Clair County Illinois | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Will County Illinois | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Hamilton County Indiana | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Wells County Indiana | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Delaware County Iowa | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Jasper County Iowa | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Mahaska County Iowa | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Polk County Iowa | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Story County Iowa | 1 | $ 35,000 | $ 35,000 | $ 39,000 |
| Warren County Iowa | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Atchison County Kansas | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Sedgwick County Kansas | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Shawnee County Kansas | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Boyd County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Laurel County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Russell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Garrett County Maryland | 1 | $ 35,000 | $ 35,000 | $ 158,000 |
| Wicomico County Maryland | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Barry County Michigan | 1 | $ 65,000 | $ 65,000 | $ 66,000 |
| Ionia County Michigan | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Jackson County Michigan | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Lenawee County Michigan | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Livingston County Michigan | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Monroe County Michigan | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Shiawassee County Michigan | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| St. Clair County Michigan | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Anoka County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Blue Earth County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Otter Tail County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Howell County Missouri | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| St. Francois County Missouri | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Lewis and Clark County Montana | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Yellowstone County Montana | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Adams County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Lincoln County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Sarpy County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Atlantic County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Burlington County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 53,000 |
| Gloucester County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Clinton County New York | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Columbia County New York | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Ontario County New York | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Rensselaer County New York | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Steuben County New York | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Sullivan County New York | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Warren County New York | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Washington County New York | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Wayne County New York | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Wyoming County New York | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Clinton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Fulton County Ohio | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Lucas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 39,000 |
| Muskingum County Ohio | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Richland County Ohio | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Trumbull County Ohio | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Wood County Ohio | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Franklin County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Montgomery County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Pike County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Schuylkill County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Sullivan County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 220,000 |
| Monroe County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 167,000 |
| Comal County Texas | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Travis County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Williamson County Texas | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Newport News County Virginia | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Pittsylvania County Virginia | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Barbour County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Boone County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Cabell County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Harrison County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Lewis County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Marion County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Mason County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Mercer County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Monroe County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star Usa Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 249 | $15,795,000 | $63,000 | $265,000 | $65,000 | $282,000 |
| Refinancing | 13 | $2,215,000 | $170,000 | $655,000 | $143,000 | $464,000 |
| Cash-out Refinancing | 3 | $435,000 | $145,000 | $185,000 | $72,000 | $94,000 |
| Home Improvement | 2 | $240,000 | $120,000 | $135,000 | $53,000 | $82,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 243 | $17,045,000 | $70,000 | $655,000 | $69,000 | $464,000 |
| Not Provided | 11 | $835,000 | $75,000 | $145,000 | $62,000 | $100,000 |
| American Indian or Alaskan Native | 4 | $170,000 | $42,000 | $75,000 | $69,000 | $92,000 |
| Hispanic | 4 | $130,000 | $32,000 | $45,000 | $43,000 | $74,000 |
| Asian | 3 | $165,000 | $55,000 | $65,000 | $62,000 | $74,000 |
| Black or African American | 2 | $340,000 | $170,000 | $265,000 | $84,000 | $123,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 267 | $18,685,000 | $69,000 | $655,000 | $69,000 | $464,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 135 | $10,205,000 | $75,000 | $655,000 | $78,000 | $464,000 |
| Application Approved But Not Accepted | 103 | $6,885,000 | $66,000 | $235,000 | $58,000 | $220,000 |
| Application Denied By Financial Institution | 29 | $1,595,000 | $55,000 | $95,000 | $64,000 | $240,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 238 | $17,090,000 | $71,000 | $655,000 | $69,000 | $464,000 |
| Credit History | 22 | $1,190,000 | $54,000 | $85,000 | $60,000 | $149,000 |
| Debt-To-Income Ratio | 4 | $210,000 | $52,000 | $85,000 | $49,000 | $67,000 |
| Employment History | 2 | $150,000 | $75,000 | $95,000 | $57,000 | $66,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $240,000 | $240,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.