Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,256 |
Total Mortgage Loan Application Amount | $992,121,000 |
Average Mortgage Loan Application Amount | $413,000 |
Highest Mortgage Loan Application Amount | $2,700,000 |
Average Applicant Income | $180,333 |
Highest Applicant Income | $2,379,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Santa Clara County California | 800 | $ 368,894,000 | $ 461,000 | $ 184,000 |
Alameda County California | 138 | $ 61,201,000 | $ 443,000 | $ 187,000 |
Santa Cruz County California | 57 | $ 27,589,000 | $ 484,000 | $ 194,000 |
San Mateo County California | 56 | $ 30,599,000 | $ 546,000 | $ 224,000 |
Contra Costa County California | 44 | $ 20,797,000 | $ 472,000 | $ 190,000 |
San Joaquin County California | 38 | $ 7,734,000 | $ 203,000 | $ 148,000 |
Placer County California | 33 | $ 10,801,000 | $ 327,000 | $ 137,000 |
Sacramento County California | 28 | $ 6,130,000 | $ 218,000 | $ 114,000 |
Los Angeles County California | 22 | $ 9,716,000 | $ 441,000 | $ 174,000 |
San Francisco County California | 22 | $ 11,898,000 | $ 540,000 | $ 251,000 |
San Diego County California | 21 | $ 7,299,000 | $ 347,000 | $ 153,000 |
Douglas County Colorado | 18 | $ 6,168,000 | $ 342,000 | $ 158,000 |
Stanislaus County California | 14 | $ 2,368,000 | $ 169,000 | $ 130,000 |
Washoe County Nevada | 13 | $ 4,498,000 | $ 346,000 | $ 143,000 |
Calaveras County California | 12 | $ 3,050,000 | $ 254,000 | $ 141,000 |
Monterey County California | 11 | $ 4,408,000 | $ 400,000 | $ 193,000 |
Sonoma County California | 11 | $ 4,699,000 | $ 427,000 | $ 179,000 |
Clark County Nevada | 10 | $ 1,785,000 | $ 178,000 | $ 158,000 |
El Dorado County California | 9 | $ 2,940,000 | $ 326,000 | $ 140,000 |
Merced County California | 8 | $ 1,754,000 | $ 219,000 | $ 104,000 |
Orange County California | 8 | $ 3,484,000 | $ 435,000 | $ 300,000 |
San Benito County California | 8 | $ 2,145,000 | $ 268,000 | $ 249,000 |
San Luis Obispo County California | 8 | $ 2,080,000 | $ 260,000 | $ 173,000 |
Maricopa County Arizona | 7 | $ 1,285,000 | $ 183,000 | $ 156,000 |
Riverside County California | 7 | $ 1,801,000 | $ 257,000 | $ 179,000 |
Arapahoe County Colorado | 7 | $ 2,322,000 | $ 331,000 | $ 128,000 |
Denver County Colorado | 7 | $ 2,894,000 | $ 413,000 | $ 187,000 |
Brevard County Florida | 7 | $ 1,923,000 | $ 274,000 | $ 177,000 |
Travis County Texas | 7 | $ 3,026,000 | $ 432,000 | $ 302,000 |
King County Washington | 7 | $ 2,799,000 | $ 399,000 | $ 122,000 |
Butte County California | 6 | $ 1,799,000 | $ 299,000 | $ 198,000 |
El Paso County Colorado | 6 | $ 1,744,000 | $ 290,000 | $ 144,000 |
Jefferson County Colorado | 6 | $ 2,441,000 | $ 406,000 | $ 234,000 |
Multnomah County Oregon | 6 | $ 1,543,000 | $ 257,000 | $ 168,000 |
Washington County Oregon | 6 | $ 2,450,000 | $ 408,000 | $ 404,000 |
Fresno County California | 5 | $ 1,586,000 | $ 317,000 | $ 166,000 |
Napa County California | 5 | $ 1,290,000 | $ 258,000 | $ 138,000 |
Santa Barbara County California | 5 | $ 868,000 | $ 173,000 | $ 121,000 |
Ventura County California | 5 | $ 1,256,000 | $ 251,000 | $ 159,000 |
Nevada County California | 4 | $ 1,604,000 | $ 401,000 | $ 228,000 |
Solano County California | 4 | $ 1,080,000 | $ 270,000 | $ 89,000 |
Clackamas County Oregon | 4 | $ 1,475,000 | $ 368,000 | $ 130,000 |
Pierce County Washington | 4 | $ 944,000 | $ 236,000 | $ 166,000 |
Lake County California | 3 | $ 994,000 | $ 331,000 | $ 130,000 |
Marin County California | 3 | $ 1,086,000 | $ 362,000 | $ 282,000 |
Mendocino County California | 3 | $ 1,882,000 | $ 627,000 | $ 99,000 |
San Bernardino County California | 3 | $ 512,000 | $ 170,000 | $ 233,000 |
Tuolumne County California | 3 | $ 488,000 | $ 162,000 | $ 130,000 |
Boulder County Colorado | 3 | $ 1,036,000 | $ 345,000 | $ 129,000 |
Collier County Florida | 3 | $ 429,000 | $ 143,000 | $ 218,000 |
Douglas County Nevada | 3 | $ 644,000 | $ 214,000 | $ 58,000 |
Oklahoma County Oklahoma | 3 | $ 334,000 | $ 111,000 | $ 796,000 |
Bexar County Texas | 3 | $ 230,000 | $ 76,000 | $ 112,000 |
Hays County Texas | 3 | $ 536,000 | $ 178,000 | $ 96,000 |
Williamson County Texas | 3 | $ 684,000 | $ 228,000 | $ 154,000 |
Pima County Arizona | 2 | $ 452,000 | $ 226,000 | $ 143,000 |
Pinal County Arizona | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
Humboldt County California | 2 | $ 552,000 | $ 276,000 | $ 140,000 |
Kern County California | 2 | $ 461,000 | $ 230,000 | $ 79,000 |
Tehama County California | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
Adams County Colorado | 2 | $ 401,000 | $ 200,000 | $ 62,000 |
Alamosa County Colorado | 2 | $ 965,000 | $ 482,000 | $ 142,000 |
Cobb County Georgia | 2 | $ 556,000 | $ 278,000 | $ 131,000 |
Hawaii County Hawaii | 2 | $ 670,000 | $ 335,000 | $ 222,000 |
Maui County Hawaii | 2 | $ 694,000 | $ 347,000 | $ 359,000 |
Ada County Idaho | 2 | $ 491,000 | $ 245,000 | $ 58,000 |
Canyon County Idaho | 2 | $ 332,000 | $ 166,000 | $ 56,000 |
Cook County Illinois | 2 | $ 240,000 | $ 120,000 | $ 293,000 |
Elkhart County Indiana | 2 | $ 308,000 | $ 154,000 | $ 167,000 |
Marion County Indiana | 2 | $ 69,000 | $ 34,000 | $ 110,000 |
Johnson County Kansas | 2 | $ 654,000 | $ 327,000 | $ 192,000 |
Orleans County Louisiana | 2 | $ 527,000 | $ 263,000 | $ 277,000 |
Middlesex County Massachusetts | 2 | $ 337,000 | $ 168,000 | $ 44,000 |
Oakland County Michigan | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
Lyon County Nevada | 2 | $ 424,000 | $ 212,000 | $ 98,000 |
Nye County Nevada | 2 | $ 345,000 | $ 172,000 | $ 142,000 |
Bernalillo County New Mexico | 2 | $ 246,000 | $ 123,000 | $ 205,000 |
Lane County Oregon | 2 | $ 828,000 | $ 414,000 | $ 211,000 |
Williamson County Tennessee | 2 | $ 891,000 | $ 445,000 | $ 96,000 |
Dallas County Texas | 2 | $ 329,000 | $ 164,000 | $ 64,000 |
Tarrant County Texas | 2 | $ 348,000 | $ 174,000 | $ 130,000 |
Salt Lake County Utah | 2 | $ 337,000 | $ 168,000 | $ 149,000 |
Fairfax County Virginia | 2 | $ 786,000 | $ 393,000 | $ 182,000 |
Prince William County Virginia | 2 | $ 700,000 | $ 350,000 | $ 81,000 |
Kitsap County Washington | 2 | $ 804,000 | $ 402,000 | $ 131,000 |
Madison County Alabama | 1 | $ 47,000 | $ 47,000 | $ 163,000 |
Coconino County Arizona | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
Mohave County Arizona | 1 | $ 144,000 | $ 144,000 | $ 257,000 |
Yavapai County Arizona | 1 | $ 580,000 | $ 580,000 | $ 96,000 |
Washington County Arkansas | 1 | $ 226,000 | $ 226,000 | $ 103,000 |
Glenn County California | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
Lassen County California | 1 | $ 172,000 | $ 172,000 | $ 156,000 |
Madera County California | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
Plumas County California | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
Siskiyou County California | 1 | $ 82,000 | $ 82,000 | $ 120,000 |
Tulare County California | 1 | $ 34,000 | $ 34,000 | $ 305,000 |
Yolo County California | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
Yuba County California | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
Broomfield County Colorado | 1 | $ 84,000 | $ 84,000 | $ 73,000 |
Larimer County Colorado | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
Pitkin County Colorado | 1 | $ 470,000 | $ 470,000 | $ 184,000 |
Routt County Colorado | 1 | $ 200,000 | $ 200,000 | $ 173,000 |
Summit County Colorado | 1 | $ 206,000 | $ 206,000 | $ 293,000 |
Teller County Colorado | 1 | $ 217,000 | $ 217,000 | $ 99,000 |
Fairfield County Connecticut | 1 | $ 386,000 | $ 386,000 | $ 147,000 |
District of Columbia County District Of Columbia | 1 | $ 333,000 | $ 333,000 | $ 140,000 |
Duval County Florida | 1 | $ 223,000 | $ 223,000 | $ 121,000 |
Lee County Florida | 1 | $ 136,000 | $ 136,000 | $ 61,000 |
Miami-Dade County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 209,000 |
Palm Beach County Florida | 1 | $ 270,000 | $ 270,000 | $ 96,000 |
Pinellas County Florida | 1 | $ 48,000 | $ 48,000 | $ 20,000 |
Sarasota County Florida | 1 | $ 345,000 | $ 345,000 | $ 59,000 |
Walton County Florida | 1 | $ 150,000 | $ 150,000 | $ 336,000 |
Chatham County Georgia | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
DeKalb County Georgia | 1 | $ 433,000 | $ 433,000 | $ 126,000 |
Gwinnett County Georgia | 1 | $ 200,000 | $ 200,000 | $ 155,000 |
Kauai County Hawaii | 1 | $ 266,000 | $ 266,000 | $ 250,000 |
Blaine County Idaho | 1 | $ 243,000 | $ 243,000 | $ 98,000 |
Kootenai County Idaho | 1 | $ 153,000 | $ 153,000 | $ 127,000 |
Teton County Idaho | 1 | $ 221,000 | $ 221,000 | $ 150,000 |
Twin Falls County Idaho | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
DuPage County Illinois | 1 | $ 193,000 | $ 193,000 | $ 209,000 |
Polk County Iowa | 1 | $ 316,000 | $ 316,000 | $ 195,000 |
St. Tammany County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 164,000 |
Talbot County Maryland | 1 | $ 152,000 | $ 152,000 | $ 380,000 |
Norfolk County Massachusetts | 1 | $ 1,470,000 | $ 1,470,000 | $ 600,000 |
Wayne County Michigan | 1 | $ 49,000 | $ 49,000 | $ 44,000 |
Hancock County Mississippi | 1 | $ 91,000 | $ 91,000 | $ 182,000 |
Jackson County Mississippi | 1 | $ 188,000 | $ 188,000 | $ 118,000 |
Jackson County Missouri | 1 | $ 176,000 | $ 176,000 | $ 102,000 |
Cass County Nebraska | 1 | $ 56,000 | $ 56,000 | $ 285,000 |
Dona Ana County New Mexico | 1 | $ 52,000 | $ 52,000 | $ 21,000 |
Sandoval County New Mexico | 1 | $ 424,000 | $ 424,000 | $ 205,000 |
Santa Fe County New Mexico | 1 | $ 825,000 | $ 825,000 | $ 195,000 |
Albany County New York | 1 | $ 158,000 | $ 158,000 | $ 91,000 |
Monroe County New York | 1 | $ 130,000 | $ 130,000 | $ 147,000 |
Buncombe County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
Durham County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 169,000 |
New Hanover County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 158,000 |
Wake County North Carolina | 1 | $ 513,000 | $ 513,000 | $ 152,000 |
Franklin County Ohio | 1 | $ 117,000 | $ 117,000 | $ 163,000 |
Canadian County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 795,000 |
Tulsa County Oklahoma | 1 | $ 293,000 | $ 293,000 | $ 313,000 |
Deschutes County Oregon | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
Hood River County Oregon | 1 | $ 361,000 | $ 361,000 | $ 162,000 |
Jackson County Oregon | 1 | $ 272,000 | $ 272,000 | $ 92,000 |
Wasco County Oregon | 1 | $ 171,000 | $ 171,000 | $ 63,000 |
Bucks County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 245,000 |
Montgomery County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 143,000 |
Clay County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 115,000 |
Davidson County Tennessee | 1 | $ 333,000 | $ 333,000 | $ 287,000 |
Hardin County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 98,000 |
Loudon County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 205,000 |
Angelina County Texas | 1 | $ 45,000 | $ 45,000 | $ 370,000 |
Brazos County Texas | 1 | $ 192,000 | $ 192,000 | $ 377,000 |
Denton County Texas | 1 | $ 224,000 | $ 224,000 | $ 183,000 |
Fort Bend County Texas | 1 | $ 226,000 | $ 226,000 | $ 120,000 |
Kerr County Texas | 1 | $ 69,000 | $ 69,000 | $ 157,000 |
Parker County Texas | 1 | $ 100,000 | $ 100,000 | $ 121,000 |
Tom Green County Texas | 1 | $ 268,000 | $ 268,000 | $ 117,000 |
Cache County Utah | 1 | $ 203,000 | $ 203,000 | $ 145,000 |
Utah County Utah | 1 | $ 254,000 | $ 254,000 | $ 68,000 |
Alexandria County Virginia | 1 | $ 350,000 | $ 350,000 | $ 154,000 |
Chesapeake County Virginia | 1 | $ 150,000 | $ 150,000 | $ 135,000 |
Floyd County Virginia | 1 | $ 300,000 | $ 300,000 | $ 121,000 |
Loudoun County Virginia | 1 | $ 372,000 | $ 372,000 | $ 82,000 |
Chelan County Washington | 1 | $ 608,000 | $ 608,000 | $ 119,000 |
Clark County Washington | 1 | $ 276,000 | $ 276,000 | $ 63,000 |
Island County Washington | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
Spokane County Washington | 1 | $ 340,000 | $ 340,000 | $ 244,000 |
Waukesha County Wisconsin | 1 | $ 260,000 | $ 260,000 | $ 88,000 |
Laramie County Wyoming | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,140 | $456,338,000 | $400,000 | $2,000,000 | $176,000 | $1,694,000 |
Home Purchase | 965 | $484,846,000 | $502,000 | $2,700,000 | $185,000 | $2,379,000 |
Home Improvement | 151 | $50,937,000 | $337,000 | $1,100,000 | $180,000 | $525,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 977 | $400,699,000 | $410,000 | $2,000,000 | $171,000 | $1,694,000 |
Not Provided | 583 | $257,349,000 | $441,000 | $1,810,000 | $193,000 | $1,724,000 |
Asian | 468 | $242,846,000 | $518,000 | $2,700,000 | $198,000 | $2,379,000 |
Hispanic | 167 | $66,880,000 | $400,000 | $960,000 | $146,000 | $738,000 |
Black or African American | 34 | $14,065,000 | $413,000 | $765,000 | $156,000 | $392,000 |
Native Hawaiian or Other Pacific Islander | 17 | $6,734,000 | $396,000 | $934,000 | $173,000 | $288,000 |
American Indian or Alaskan Native | 10 | $3,548,000 | $354,000 | $696,000 | $177,000 | $351,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $992,121,000 | $439,000 | $2,700,000 | $180,000 | $2,379,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,239 | $507,555,000 | $409,000 | $1,810,000 | $182,000 | $761,000 |
Preapproval Approved but not Accepted | 442 | $247,134,000 | $559,000 | $1,800,000 | $197,000 | $1,724,000 |
Application Denied By Financial Institution | 234 | $93,222,000 | $398,000 | $2,000,000 | $138,000 | $955,000 |
Application Approved But Not Accepted | 143 | $54,482,000 | $380,000 | $1,655,000 | $213,000 | $2,379,000 |
Preapproval Denied by Financial Institution | 127 | $62,111,000 | $489,000 | $2,700,000 | $123,000 | $510,000 |
Application Withdrawn By Applicant | 41 | $16,755,000 | $408,000 | $1,280,000 | $253,000 | $1,694,000 |
File Closed For Incompleteness | 30 | $10,862,000 | $362,000 | $1,005,000 | $190,000 | $420,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 122 | $60,770,000 | $498,000 | $2,700,000 | $166,000 | $955,000 |
Debt-To-Income Ratio | 88 | $32,786,000 | $372,000 | $1,000,000 | $83,000 | $233,000 |
Other | 62 | $25,499,000 | $411,000 | $1,000,000 | $130,000 | $459,000 |
Credit History | 24 | $8,593,000 | $358,000 | $1,104,000 | $144,000 | $290,000 |
Insufficient Cash (Downpayment, Closing Cost) | 19 | $8,623,000 | $453,000 | $800,000 | $103,000 | $209,000 |
Employment History | 11 | $4,142,000 | $376,000 | $771,000 | $112,000 | $272,000 |
Collateral | 9 | $3,825,000 | $425,000 | $989,000 | $137,000 | $234,000 |
Unverifiable Information | 7 | $3,550,000 | $507,000 | $1,250,000 | $178,000 | $320,000 |
Mortgage Insurance Denied | 4 | $1,687,000 | $421,000 | $542,000 | $130,000 | $169,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.