Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2016
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,854 |
| Total Mortgage Loan Application Amount | $1,388,260,000 |
| Average Mortgage Loan Application Amount | $435,000 |
| Highest Mortgage Loan Application Amount | $2,351,000 |
| Average Applicant Income | $184,000 |
| Highest Applicant Income | $1,988,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 1,237 | $ 652,732,000 | $ 527,000 | $ 188,000 |
| Alameda County California | 254 | $ 137,531,000 | $ 541,000 | $ 200,000 |
| San Mateo County California | 99 | $ 57,478,000 | $ 580,000 | $ 206,000 |
| Contra Costa County California | 71 | $ 36,937,000 | $ 520,000 | $ 178,000 |
| Santa Cruz County California | 66 | $ 27,215,000 | $ 412,000 | $ 166,000 |
| San Joaquin County California | 35 | $ 9,927,000 | $ 283,000 | $ 147,000 |
| San Francisco County California | 33 | $ 21,357,000 | $ 647,000 | $ 252,000 |
| Sacramento County California | 24 | $ 6,426,000 | $ 267,000 | $ 141,000 |
| Placer County California | 22 | $ 7,288,000 | $ 331,000 | $ 155,000 |
| Los Angeles County California | 21 | $ 12,202,000 | $ 581,000 | $ 242,000 |
| San Diego County California | 18 | $ 7,879,000 | $ 437,000 | $ 183,000 |
| San Benito County California | 17 | $ 7,800,000 | $ 458,000 | $ 178,000 |
| Orange County California | 16 | $ 7,080,000 | $ 442,000 | $ 183,000 |
| Monterey County California | 13 | $ 5,156,000 | $ 396,000 | $ 155,000 |
| Maricopa County Arizona | 12 | $ 2,300,000 | $ 191,000 | $ 146,000 |
| Stanislaus County California | 12 | $ 3,598,000 | $ 299,000 | $ 318,000 |
| Arapahoe County Colorado | 11 | $ 2,711,000 | $ 246,000 | $ 142,000 |
| Washoe County Nevada | 11 | $ 2,778,000 | $ 252,000 | $ 183,000 |
| Travis County Texas | 11 | $ 3,828,000 | $ 348,000 | $ 179,000 |
| El Dorado County California | 10 | $ 3,260,000 | $ 326,000 | $ 166,000 |
| San Luis Obispo County California | 10 | $ 4,326,000 | $ 432,000 | $ 194,000 |
| Santa Barbara County California | 10 | $ 4,246,000 | $ 424,000 | $ 157,000 |
| Clark County Nevada | 8 | $ 1,845,000 | $ 230,000 | $ 158,000 |
| King County Washington | 8 | $ 3,846,000 | $ 480,000 | $ 210,000 |
| Sonoma County California | 7 | $ 1,925,000 | $ 275,000 | $ 254,000 |
| Jefferson County Colorado | 7 | $ 3,317,000 | $ 473,000 | $ 219,000 |
| Merced County California | 6 | $ 861,000 | $ 143,000 | $ 106,000 |
| Nevada County California | 6 | $ 1,845,000 | $ 307,000 | $ 235,000 |
| Yolo County California | 6 | $ 1,800,000 | $ 300,000 | $ 101,000 |
| El Paso County Colorado | 6 | $ 2,156,000 | $ 359,000 | $ 188,000 |
| Tarrant County Texas | 6 | $ 1,365,000 | $ 227,000 | $ 285,000 |
| Calaveras County California | 5 | $ 731,000 | $ 146,000 | $ 210,000 |
| Douglas County Colorado | 5 | $ 1,690,000 | $ 338,000 | $ 147,000 |
| Duval County Florida | 5 | $ 1,009,000 | $ 201,000 | $ 174,000 |
| Ada County Idaho | 5 | $ 910,000 | $ 182,000 | $ 122,000 |
| Washington County Oregon | 5 | $ 1,586,000 | $ 317,000 | $ 173,000 |
| Denton County Texas | 5 | $ 1,550,000 | $ 310,000 | $ 182,000 |
| Yavapai County Arizona | 4 | $ 955,000 | $ 238,000 | $ 149,000 |
| Brevard County Florida | 4 | $ 1,605,000 | $ 401,000 | $ 168,000 |
| Cook County Illinois | 4 | $ 873,000 | $ 218,000 | $ 123,000 |
| Douglas County Nevada | 4 | $ 954,000 | $ 238,000 | $ 131,000 |
| Bernalillo County New Mexico | 4 | $ 447,000 | $ 111,000 | $ 138,000 |
| Clackamas County Oregon | 4 | $ 1,169,000 | $ 292,000 | $ 114,000 |
| Multnomah County Oregon | 4 | $ 1,348,000 | $ 337,000 | $ 121,000 |
| Loudoun County Virginia | 4 | $ 1,968,000 | $ 492,000 | $ 186,000 |
| Pima County Arizona | 3 | $ 733,000 | $ 244,000 | $ 74,000 |
| Pinal County Arizona | 3 | $ 352,000 | $ 117,000 | $ 152,000 |
| Fresno County California | 3 | $ 777,000 | $ 259,000 | $ 161,000 |
| Lake County California | 3 | $ 980,000 | $ 326,000 | $ 96,000 |
| Marin County California | 3 | $ 2,122,000 | $ 707,000 | $ 274,000 |
| Napa County California | 3 | $ 1,659,000 | $ 553,000 | $ 251,000 |
| Riverside County California | 3 | $ 829,000 | $ 276,000 | $ 112,000 |
| Shasta County California | 3 | $ 349,000 | $ 116,000 | $ 109,000 |
| Solano County California | 3 | $ 1,329,000 | $ 443,000 | $ 151,000 |
| Tuolumne County California | 3 | $ 543,000 | $ 181,000 | $ 84,000 |
| Montgomery County Maryland | 3 | $ 1,684,000 | $ 561,000 | $ 260,000 |
| Sandoval County New Mexico | 3 | $ 277,000 | $ 92,000 | $ 158,000 |
| Arlington County Virginia | 3 | $ 1,101,000 | $ 367,000 | $ 186,000 |
| Fairfax County Virginia | 3 | $ 1,551,000 | $ 517,000 | $ 232,000 |
| Butte County California | 2 | $ 571,000 | $ 285,000 | $ 230,000 |
| Madera County California | 2 | $ 247,000 | $ 123,000 | $ 191,000 |
| Mendocino County California | 2 | $ 631,000 | $ 315,000 | $ 99,000 |
| Sutter County California | 2 | $ 507,000 | $ 253,000 | $ 109,000 |
| Ventura County California | 2 | $ 848,000 | $ 424,000 | $ 149,000 |
| Adams County Colorado | 2 | $ 773,000 | $ 386,000 | $ 167,000 |
| Boulder County Colorado | 2 | $ 530,000 | $ 265,000 | $ 156,000 |
| Broomfield County Colorado | 2 | $ 1,302,000 | $ 651,000 | $ 168,000 |
| Elbert County Colorado | 2 | $ 303,000 | $ 151,000 | $ 43,000 |
| Manatee County Florida | 2 | $ 890,000 | $ 445,000 | $ 148,000 |
| Pasco County Florida | 2 | $ 516,000 | $ 258,000 | $ 105,000 |
| DeKalb County Georgia | 2 | $ 467,000 | $ 233,000 | $ 177,000 |
| Fulton County Georgia | 2 | $ 1,221,000 | $ 610,000 | $ 172,000 |
| Howard County Maryland | 2 | $ 535,000 | $ 267,000 | $ 129,000 |
| Middlesex County Massachusetts | 2 | $ 1,098,000 | $ 549,000 | $ 327,000 |
| Mecklenburg County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 144,000 |
| Philadelphia County Pennsylvania | 2 | $ 521,000 | $ 260,000 | $ 124,000 |
| Bexar County Texas | 2 | $ 247,000 | $ 123,000 | $ 76,000 |
| Burnet County Texas | 2 | $ 191,000 | $ 95,000 | $ 67,000 |
| Harris County Texas | 2 | $ 295,000 | $ 147,000 | $ 160,000 |
| Hays County Texas | 2 | $ 434,000 | $ 217,000 | $ 208,000 |
| Montgomery County Texas | 2 | $ 317,000 | $ 158,000 | $ 78,000 |
| Clark County Washington | 2 | $ 685,000 | $ 342,000 | $ 157,000 |
| Kitsap County Washington | 2 | $ 877,000 | $ 438,000 | $ 187,000 |
| Cochise County Arizona | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| Yuma County Arizona | 1 | $ 209,000 | $ 209,000 | $ 89,000 |
| Hot Spring County Arkansas | 1 | $ 311,000 | $ 311,000 | $ 132,000 |
| Amador County California | 1 | $ 164,000 | $ 164,000 | $ 30,000 |
| Glenn County California | 1 | $ 191,000 | $ 191,000 | $ 277,000 |
| Mariposa County California | 1 | $ 182,000 | $ 182,000 | $ 19,000 |
| San Bernardino County California | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Sierra County California | 1 | $ 46,000 | $ 46,000 | $ 113,000 |
| Tulare County California | 1 | $ 276,000 | $ 276,000 | $ 123,000 |
| Leon County Florida | 1 | $ 999,000 | $ 999,000 | $ 800,000 |
| Miami-Dade County Florida | 1 | $ 350,000 | $ 350,000 | $ 74,000 |
| St. Lucie County Florida | 1 | $ 87,000 | $ 87,000 | $ 62,000 |
| Camden County Georgia | 1 | $ 172,000 | $ 172,000 | $ 87,000 |
| Chatham County Georgia | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Cobb County Georgia | 1 | $ 239,000 | $ 239,000 | $ 203,000 |
| Gwinnett County Georgia | 1 | $ 51,000 | $ 51,000 | $ 140,000 |
| Hawaii County Hawaii | 1 | $ 322,000 | $ 322,000 | $ 390,000 |
| Kauai County Hawaii | 1 | $ 404,000 | $ 404,000 | $ 221,000 |
| Bonner County Idaho | 1 | $ 260,000 | $ 260,000 | $ 230,000 |
| Kootenai County Idaho | 1 | $ 140,000 | $ 140,000 | $ 3,000 |
| Latah County Idaho | 1 | $ 183,000 | $ 183,000 | $ 79,000 |
| Lake County Illinois | 1 | $ 200,000 | $ 200,000 | $ 347,000 |
| Hamilton County Indiana | 1 | $ 341,000 | $ 341,000 | $ 148,000 |
| Monroe County Indiana | 1 | $ 69,000 | $ 69,000 | $ 59,000 |
| Jefferson County Kentucky | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| East Baton Rouge County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| St. Tammany County Louisiana | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Cumberland County Maine | 1 | $ 188,000 | $ 188,000 | $ 185,000 |
| Baltimore City County Maryland | 1 | $ 192,000 | $ 192,000 | $ 113,000 |
| Charles County Maryland | 1 | $ 467,000 | $ 467,000 | $ 158,000 |
| Prince George's County Maryland | 1 | $ 427,000 | $ 427,000 | $ 117,000 |
| Essex County Massachusetts | 1 | $ 629,000 | $ 629,000 | $ 541,000 |
| Oakland County Michigan | 1 | $ 101,000 | $ 101,000 | $ 141,000 |
| Washtenaw County Michigan | 1 | $ 428,000 | $ 428,000 | $ 250,000 |
| Scott County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 77,000 |
| Carbon County Montana | 1 | $ 554,000 | $ 554,000 | $ 293,000 |
| Missoula County Montana | 1 | $ 150,000 | $ 150,000 | $ 178,000 |
| Carson City County Nevada | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Bergen County New Jersey | 1 | $ 665,000 | $ 665,000 | $ 283,000 |
| Morris County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 142,000 |
| Steuben County New York | 1 | $ 322,000 | $ 322,000 | $ 170,000 |
| Chatham County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 87,000 |
| Henderson County North Carolina | 1 | $ 496,000 | $ 496,000 | $ 118,000 |
| Iredell County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 123,000 |
| New Hanover County North Carolina | 1 | $ 119,000 | $ 119,000 | $ 106,000 |
| Onslow County North Carolina | 1 | $ 191,000 | $ 191,000 | $ 40,000 |
| Wake County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 188,000 |
| Franklin County Ohio | 1 | $ 93,000 | $ 93,000 | $ 174,000 |
| Hughes County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 182,000 |
| Benton County Oregon | 1 | $ 250,000 | $ 250,000 | $ 109,000 |
| Hood River County Oregon | 1 | $ 370,000 | $ 370,000 | $ 146,000 |
| Jackson County Oregon | 1 | $ 112,000 | $ 112,000 | $ 95,000 |
| Josephine County Oregon | 1 | $ 529,000 | $ 529,000 | $ 116,000 |
| Lane County Oregon | 1 | $ 273,000 | $ 273,000 | $ 127,000 |
| Marion County Oregon | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Yamhill County Oregon | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Sumner County Tennessee | 1 | $ 342,000 | $ 342,000 | $ 83,000 |
| Brazoria County Texas | 1 | $ 60,000 | $ 60,000 | $ 137,000 |
| Caldwell County Texas | 1 | $ 203,000 | $ 203,000 | $ 135,000 |
| Cameron County Texas | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Collin County Texas | 1 | $ 208,000 | $ 208,000 | $ 380,000 |
| El Paso County Texas | 1 | $ 78,000 | $ 78,000 | $ 177,000 |
| Fort Bend County Texas | 1 | $ 278,000 | $ 278,000 | $ 105,000 |
| Galveston County Texas | 1 | $ 207,000 | $ 207,000 | $ 167,000 |
| Llano County Texas | 1 | $ 78,000 | $ 78,000 | $ 125,000 |
| Parker County Texas | 1 | $ 171,000 | $ 171,000 | $ 200,000 |
| Williamson County Texas | 1 | $ 262,000 | $ 262,000 | $ 136,000 |
| Salt Lake County Utah | 1 | $ 345,000 | $ 345,000 | $ 221,000 |
| Utah County Utah | 1 | $ 200,000 | $ 200,000 | $ 32,000 |
| Washington County Utah | 1 | $ 238,000 | $ 238,000 | $ 71,000 |
| Chesterfield County Virginia | 1 | $ 404,000 | $ 404,000 | $ 210,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Newport News County Virginia | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Clallam County Washington | 1 | $ 475,000 | $ 475,000 | $ 200,000 |
| Island County Washington | 1 | $ 500,000 | $ 500,000 | $ 268,000 |
| Snohomish County Washington | 1 | $ 187,000 | $ 187,000 | $ 136,000 |
| Spokane County Washington | 1 | $ 71,000 | $ 71,000 | $ 14,000 |
| Thurston County Washington | 1 | $ 263,000 | $ 263,000 | $ 66,000 |
| Whatcom County Washington | 1 | $ 100,000 | $ 100,000 | $ 215,000 |
| Laramie County Wyoming | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,945 | $951,867,000 | $489,000 | $1,605,000 | $184,000 | $1,988,000 |
| Home Purchase | 830 | $411,010,000 | $495,000 | $2,351,000 | $180,000 | $1,919,000 |
| Home Improvement | 79 | $25,383,000 | $321,000 | $2,000,000 | $188,000 | $731,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,130 | $505,599,000 | $447,000 | $2,351,000 | $168,000 | $855,000 |
| Not Provided | 782 | $403,789,000 | $516,000 | $2,000,000 | $203,000 | $1,467,000 |
| Asian | 682 | $378,105,000 | $554,000 | $1,750,000 | $198,000 | $1,988,000 |
| Hispanic | 195 | $75,135,000 | $385,000 | $1,100,000 | $149,000 | $522,000 |
| Native Hawaiin or Other Pacific Islander | 30 | $11,855,000 | $395,000 | $848,000 | $149,000 | $293,000 |
| Black or African American | 28 | $11,154,000 | $398,000 | $996,000 | $158,000 | $322,000 |
| American Indian or Alaskan Native | 7 | $2,623,000 | $374,000 | $650,000 | $159,000 | $278,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,854 | $1,388,260,000 | $486,000 | $2,351,000 | $183,000 | $1,988,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,694 | $825,788,000 | $487,000 | $1,605,000 | $188,000 | $1,919,000 |
| Application Denied By Financial Institution | 455 | $213,987,000 | $470,000 | $2,000,000 | $150,000 | $1,988,000 |
| Preapproval Approved but not Accepted | 424 | $218,991,000 | $516,000 | $1,960,000 | $188,000 | $1,891,000 |
| Application Approved But Not Accepted | 181 | $80,273,000 | $443,000 | $2,351,000 | $207,000 | $1,559,000 |
| Application Withdrawn By Applicant | 81 | $40,472,000 | $499,000 | $2,000,000 | $176,000 | $670,000 |
| File Closed For Incompleteness | 15 | $5,708,000 | $380,000 | $872,000 | $237,000 | $1,294,000 |
| Preapproval Denied by Financial Institution | 4 | $3,041,000 | $760,000 | $1,750,000 | $218,000 | $367,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 181 | $95,219,000 | $526,000 | $2,000,000 | $186,000 | $1,988,000 |
| Debt-To-Income Ratio | 126 | $56,381,000 | $447,000 | $1,875,000 | $92,000 | $390,000 |
| Other | 70 | $33,168,000 | $473,000 | $1,000,000 | $192,000 | $906,000 |
| Credit History | 30 | $10,484,000 | $349,000 | $1,000,000 | $159,000 | $346,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $10,283,000 | $428,000 | $770,000 | $105,000 | $367,000 |
| Employment History | 10 | $4,036,000 | $403,000 | $688,000 | $76,000 | $156,000 |
| Collateral | 8 | $2,950,000 | $368,000 | $880,000 | $165,000 | $293,000 |
| Unverifiable Information | 4 | $1,373,000 | $343,000 | $548,000 | $92,000 | $169,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.