Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,350 |
| Total Mortgage Loan Application Amount | $997,685,000 |
| Average Mortgage Loan Application Amount | $384,000 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $167,000 |
| Highest Applicant Income | $1,196,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 951 | $ 422,262,000 | $ 444,000 | $ 168,000 |
| Alameda County California | 181 | $ 82,383,000 | $ 455,000 | $ 162,000 |
| San Mateo County California | 77 | $ 42,165,000 | $ 547,000 | $ 217,000 |
| Contra Costa County California | 64 | $ 29,823,000 | $ 465,000 | $ 193,000 |
| Santa Cruz County California | 43 | $ 18,913,000 | $ 439,000 | $ 222,000 |
| San Francisco County California | 31 | $ 16,107,000 | $ 519,000 | $ 226,000 |
| Sacramento County California | 29 | $ 5,211,000 | $ 179,000 | $ 110,000 |
| Placer County California | 28 | $ 6,060,000 | $ 216,000 | $ 114,000 |
| San Joaquin County California | 25 | $ 5,498,000 | $ 219,000 | $ 125,000 |
| El Dorado County California | 18 | $ 4,974,000 | $ 276,000 | $ 153,000 |
| San Diego County California | 17 | $ 6,315,000 | $ 371,000 | $ 212,000 |
| San Benito County California | 14 | $ 4,541,000 | $ 324,000 | $ 133,000 |
| Washoe County Nevada | 13 | $ 3,372,000 | $ 259,000 | $ 118,000 |
| Monterey County California | 12 | $ 5,557,000 | $ 463,000 | $ 243,000 |
| Los Angeles County California | 11 | $ 4,815,000 | $ 437,000 | $ 154,000 |
| Douglas County Colorado | 11 | $ 3,422,000 | $ 311,000 | $ 176,000 |
| King County Washington | 11 | $ 3,763,000 | $ 342,000 | $ 153,000 |
| Orange County California | 10 | $ 3,595,000 | $ 359,000 | $ 168,000 |
| Sonoma County California | 9 | $ 3,271,000 | $ 363,000 | $ 168,000 |
| Riverside County California | 8 | $ 1,436,000 | $ 179,000 | $ 98,000 |
| San Luis Obispo County California | 8 | $ 2,915,000 | $ 364,000 | $ 137,000 |
| Stanislaus County California | 8 | $ 1,272,000 | $ 159,000 | $ 87,000 |
| Maricopa County Arizona | 7 | $ 1,093,000 | $ 156,000 | $ 100,000 |
| Calaveras County California | 7 | $ 1,045,000 | $ 149,000 | $ 152,000 |
| Tuolumne County California | 7 | $ 1,274,000 | $ 182,000 | $ 150,000 |
| Marin County California | 6 | $ 3,347,000 | $ 557,000 | $ 118,000 |
| Solano County California | 6 | $ 2,124,000 | $ 354,000 | $ 174,000 |
| Jefferson County Colorado | 6 | $ 2,134,000 | $ 355,000 | $ 159,000 |
| Fresno County California | 5 | $ 1,270,000 | $ 254,000 | $ 153,000 |
| San Bernardino County California | 5 | $ 669,000 | $ 133,000 | $ 100,000 |
| Williamson County Texas | 5 | $ 913,000 | $ 182,000 | $ 97,000 |
| Santa Barbara County California | 4 | $ 1,030,000 | $ 257,000 | $ 164,000 |
| Shasta County California | 4 | $ 371,000 | $ 92,000 | $ 76,000 |
| Ada County Idaho | 4 | $ 988,000 | $ 247,000 | $ 98,000 |
| Clark County Nevada | 4 | $ 484,000 | $ 121,000 | $ 41,000 |
| Travis County Texas | 4 | $ 1,162,000 | $ 290,000 | $ 197,000 |
| Humboldt County California | 3 | $ 744,000 | $ 248,000 | $ 146,000 |
| Madera County California | 3 | $ 458,000 | $ 152,000 | $ 180,000 |
| Merced County California | 3 | $ 470,000 | $ 156,000 | $ 59,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,616,000 | $ 538,000 | $ 200,000 |
| Hawaii County Hawaii | 3 | $ 720,000 | $ 240,000 | $ 210,000 |
| Multnomah County Oregon | 3 | $ 765,000 | $ 255,000 | $ 180,000 |
| Bexar County Texas | 3 | $ 347,000 | $ 115,000 | $ 40,000 |
| Denton County Texas | 3 | $ 1,110,000 | $ 370,000 | $ 206,000 |
| Tarrant County Texas | 3 | $ 396,000 | $ 132,000 | $ 192,000 |
| Alexandria County Virginia | 3 | $ 988,000 | $ 329,000 | $ 107,000 |
| Clallam County Washington | 3 | $ 619,000 | $ 206,000 | $ 81,000 |
| Snohomish County Washington | 3 | $ 674,000 | $ 224,000 | $ 99,000 |
| Alpine County California | 2 | $ 417,000 | $ 208,000 | $ 134,000 |
| Amador County California | 2 | $ 448,000 | $ 224,000 | $ 178,000 |
| Napa County California | 2 | $ 599,000 | $ 299,000 | $ 181,000 |
| Tehama County California | 2 | $ 451,000 | $ 225,000 | $ 123,000 |
| Ventura County California | 2 | $ 1,027,000 | $ 513,000 | $ 259,000 |
| Yolo County California | 2 | $ 478,000 | $ 239,000 | $ 247,000 |
| Yuba County California | 2 | $ 262,000 | $ 131,000 | $ 92,000 |
| Adams County Colorado | 2 | $ 302,000 | $ 151,000 | $ 105,000 |
| Arapahoe County Colorado | 2 | $ 528,000 | $ 264,000 | $ 117,000 |
| Denver County Colorado | 2 | $ 616,000 | $ 308,000 | $ 173,000 |
| El Paso County Colorado | 2 | $ 274,000 | $ 137,000 | $ 89,000 |
| Brevard County Florida | 2 | $ 256,000 | $ 128,000 | $ 184,000 |
| Kootenai County Idaho | 2 | $ 605,000 | $ 302,000 | $ 141,000 |
| Cook County Illinois | 2 | $ 602,000 | $ 301,000 | $ 192,000 |
| Anne Arundel County Maryland | 2 | $ 609,000 | $ 304,000 | $ 177,000 |
| Montgomery County Maryland | 2 | $ 516,000 | $ 258,000 | $ 140,000 |
| Carson City County Nevada | 2 | $ 356,000 | $ 178,000 | $ 103,000 |
| Catron County New Mexico | 2 | $ 206,000 | $ 103,000 | $ 78,000 |
| Mecklenburg County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 56,000 |
| Wake County North Carolina | 2 | $ 291,000 | $ 145,000 | $ 116,000 |
| Deschutes County Oregon | 2 | $ 360,000 | $ 180,000 | $ 49,000 |
| Washington County Oregon | 2 | $ 393,000 | $ 196,000 | $ 85,000 |
| Davidson County Tennessee | 2 | $ 326,000 | $ 163,000 | $ 227,000 |
| Shelby County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 190,000 |
| Collin County Texas | 2 | $ 408,000 | $ 204,000 | $ 92,000 |
| Dallas County Texas | 2 | $ 346,000 | $ 173,000 | $ 187,000 |
| Hays County Texas | 2 | $ 439,000 | $ 219,000 | $ 207,000 |
| Fairfax County Virginia | 2 | $ 776,000 | $ 388,000 | $ 138,000 |
| Clark County Washington | 2 | $ 282,000 | $ 141,000 | $ 64,000 |
| Kitsap County Washington | 2 | $ 600,000 | $ 300,000 | $ 110,000 |
| Pierce County Washington | 2 | $ 472,000 | $ 236,000 | $ 88,000 |
| Spokane County Washington | 2 | $ 386,000 | $ 193,000 | $ 227,000 |
| Madison County Alabama | 1 | $ 188,000 | $ 188,000 | $ 132,000 |
| Morgan County Alabama | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Yuma County Arizona | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Benton County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Pulaski County Arkansas | 1 | $ 173,000 | $ 173,000 | $ 141,000 |
| Butte County California | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
| Mendocino County California | 1 | $ 251,000 | $ 251,000 | $ 89,000 |
| Nevada County California | 1 | $ 395,000 | $ 395,000 | $ 203,000 |
| Plumas County California | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Tulare County California | 1 | $ 80,000 | $ 80,000 | $ 165,000 |
| Gilpin County Colorado | 1 | $ 373,000 | $ 373,000 | $ 112,000 |
| Clay County Florida | 1 | $ 84,000 | $ 84,000 | $ 144,000 |
| Duval County Florida | 1 | $ 77,000 | $ 77,000 | $ 166,000 |
| Franklin County Florida | 1 | $ 60,000 | $ 60,000 | $ 156,000 |
| Leon County Florida | 1 | $ 264,000 | $ 264,000 | $ 54,000 |
| Manatee County Florida | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
| Miami-Dade County Florida | 1 | $ 288,000 | $ 288,000 | $ 184,000 |
| Nassau County Florida | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Okaloosa County Florida | 1 | $ 82,000 | $ 82,000 | $ 117,000 |
| Orange County Florida | 1 | $ 160,000 | $ 160,000 | $ 148,000 |
| Pasco County Florida | 1 | $ 123,000 | $ 123,000 | $ 213,000 |
| Pinellas County Florida | 1 | $ 253,000 | $ 253,000 | $ 178,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 272,000 |
| Fulton County Georgia | 1 | $ 177,000 | $ 177,000 | $ 99,000 |
| Houston County Georgia | 1 | $ 130,000 | $ 130,000 | $ 106,000 |
| Kauai County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 130,000 |
| Madison County Illinois | 1 | $ 264,000 | $ 264,000 | $ 179,000 |
| Winnebago County Illinois | 1 | $ 133,000 | $ 133,000 | $ 95,000 |
| Allen County Indiana | 1 | $ 153,000 | $ 153,000 | $ 117,000 |
| Marion County Indiana | 1 | $ 76,000 | $ 76,000 | $ 242,000 |
| Johnson County Kansas | 1 | $ 304,000 | $ 304,000 | $ 181,000 |
| St. Tammany County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 140,000 |
| Penobscot County Maine | 1 | $ 128,000 | $ 128,000 | $ 77,000 |
| Sagadahoc County Maine | 1 | $ 175,000 | $ 175,000 | $ 207,000 |
| Carroll County Maryland | 1 | $ 260,000 | $ 260,000 | $ 141,000 |
| Charles County Maryland | 1 | $ 492,000 | $ 492,000 | $ 158,000 |
| Hennepin County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 116,000 |
| Cedar County Missouri | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Pulaski County Missouri | 1 | $ 32,000 | $ 32,000 | $ 138,000 |
| Lewis and Clark County Montana | 1 | $ 128,000 | $ 128,000 | $ 97,000 |
| Hillsborough County New Hampshire | 1 | $ 240,000 | $ 240,000 | $ 160,000 |
| Bernalillo County New Mexico | 1 | $ 82,000 | $ 82,000 | $ 27,000 |
| Nassau County New York | 1 | $ 550,000 | $ 550,000 | $ 287,000 |
| Carteret County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 293,000 |
| Cuyahoga County Ohio | 1 | $ 400,000 | $ 400,000 | $ 146,000 |
| Geauga County Ohio | 1 | $ 396,000 | $ 396,000 | $ 205,000 |
| Clackamas County Oregon | 1 | $ 196,000 | $ 196,000 | $ 159,000 |
| Hood River County Oregon | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| Lane County Oregon | 1 | $ 224,000 | $ 224,000 | $ 450,000 |
| Linn County Oregon | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
| Yamhill County Oregon | 1 | $ 169,000 | $ 169,000 | $ 191,000 |
| Centre County Pennsylvania | 1 | $ 263,000 | $ 263,000 | $ 148,000 |
| Meade County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 229,000 |
| Williamson County Tennessee | 1 | $ 504,000 | $ 504,000 | $ 161,000 |
| Aransas County Texas | 1 | $ 194,000 | $ 194,000 | $ 190,000 |
| Bastrop County Texas | 1 | $ 154,000 | $ 154,000 | $ 167,000 |
| Brazoria County Texas | 1 | $ 95,000 | $ 95,000 | $ 151,000 |
| Brazos County Texas | 1 | $ 130,000 | $ 130,000 | $ 292,000 |
| Fort Bend County Texas | 1 | $ 500,000 | $ 500,000 | $ 245,000 |
| Harris County Texas | 1 | $ 316,000 | $ 316,000 | $ 145,000 |
| Montgomery County Texas | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Van Zandt County Texas | 1 | $ 76,000 | $ 76,000 | $ 23,000 |
| Davis County Utah | 1 | $ 210,000 | $ 210,000 | $ 205,000 |
| Salt Lake County Utah | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Washington County Utah | 1 | $ 143,000 | $ 143,000 | $ 101,000 |
| Clarke County Virginia | 1 | $ 256,000 | $ 256,000 | $ 182,000 |
| Loudoun County Virginia | 1 | $ 455,000 | $ 455,000 | $ 174,000 |
| Northampton County Virginia | 1 | $ 84,000 | $ 84,000 | $ 83,000 |
| Mason County Washington | 1 | $ 164,000 | $ 164,000 | $ 46,000 |
| Pacific County Washington | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,440 | $589,616,000 | $409,000 | $1,700,000 | $164,000 | $1,196,000 |
| Home Purchase | 816 | $382,151,000 | $468,000 | $2,100,000 | $179,000 | $934,000 |
| Home Improvement | 94 | $25,918,000 | $275,000 | $858,000 | $158,000 | $344,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 916 | $369,086,000 | $402,000 | $1,545,000 | $159,000 | $781,000 |
| Not Provided | 810 | $352,466,000 | $435,000 | $1,700,000 | $180,000 | $1,196,000 |
| Asian | 457 | $218,849,000 | $478,000 | $2,100,000 | $183,000 | $677,000 |
| Hispanic | 127 | $43,283,000 | $340,000 | $900,000 | $129,000 | $411,000 |
| Black or African American | 16 | $5,218,000 | $326,000 | $560,000 | $119,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $6,026,000 | $430,000 | $1,000,000 | $157,000 | $341,000 |
| American Indian or Alaskan Native | 10 | $2,757,000 | $275,000 | $560,000 | $150,000 | $308,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,350 | $997,685,000 | $424,000 | $2,100,000 | $169,000 | $1,196,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,297 | $517,164,000 | $398,000 | $1,700,000 | $171,000 | $1,196,000 |
| Application Denied By Financial Institution | 357 | $144,877,000 | $405,000 | $1,545,000 | $137,000 | $677,000 |
| Preapproval Approved but not Accepted | 311 | $161,204,000 | $518,000 | $2,100,000 | $196,000 | $900,000 |
| Application Approved But Not Accepted | 262 | $117,360,000 | $447,000 | $1,540,000 | $174,000 | $934,000 |
| Application Withdrawn By Applicant | 88 | $40,979,000 | $465,000 | $1,600,000 | $168,000 | $545,000 |
| Preapproval Denied by Financial Institution | 26 | $11,936,000 | $459,000 | $1,000,000 | $149,000 | $525,000 |
| File Closed For Incompleteness | 9 | $4,165,000 | $462,000 | $785,000 | $147,000 | $325,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 150 | $64,838,000 | $432,000 | $1,295,000 | $162,000 | $677,000 |
| Debt-To-Income Ratio | 98 | $40,773,000 | $416,000 | $1,545,000 | $89,000 | $334,000 |
| Other | 59 | $20,960,000 | $355,000 | $1,506,000 | $142,000 | $392,000 |
| Credit History | 38 | $15,431,000 | $406,000 | $777,000 | $157,000 | $345,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $7,706,000 | $513,000 | $1,540,000 | $135,000 | $488,000 |
| Collateral | 10 | $1,996,000 | $199,000 | $553,000 | $162,000 | $281,000 |
| Employment History | 5 | $1,657,000 | $331,000 | $533,000 | $93,000 | $167,000 |
| Unverifiable Information | 4 | $1,982,000 | $495,000 | $780,000 | $164,000 | $319,000 |
| Mortgage Insurance Denied | 1 | $684,000 | $684,000 | $684,000 | $241,000 | $241,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.