Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2014
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,837 |
| Total Mortgage Loan Application Amount | $704,100,000 |
| Average Mortgage Loan Application Amount | $363,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $162,333 |
| Highest Applicant Income | $1,583,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 662 | $ 255,127,000 | $ 385,000 | $ 162,000 |
| Alameda County California | 115 | $ 41,669,000 | $ 362,000 | $ 168,000 |
| San Mateo County California | 47 | $ 24,268,000 | $ 516,000 | $ 186,000 |
| Contra Costa County California | 40 | $ 16,671,000 | $ 416,000 | $ 166,000 |
| San Joaquin County California | 30 | $ 5,554,000 | $ 185,000 | $ 81,000 |
| Santa Cruz County California | 28 | $ 11,704,000 | $ 418,000 | $ 198,000 |
| San Francisco County California | 21 | $ 9,299,000 | $ 442,000 | $ 192,000 |
| Placer County California | 16 | $ 3,939,000 | $ 246,000 | $ 95,000 |
| Sacramento County California | 16 | $ 3,543,000 | $ 221,000 | $ 109,000 |
| San Diego County California | 14 | $ 6,208,000 | $ 443,000 | $ 185,000 |
| Los Angeles County California | 12 | $ 3,856,000 | $ 321,000 | $ 164,000 |
| Stanislaus County California | 10 | $ 2,388,000 | $ 238,000 | $ 123,000 |
| Douglas County Colorado | 10 | $ 2,368,000 | $ 236,000 | $ 130,000 |
| Maricopa County Arizona | 9 | $ 2,136,000 | $ 237,000 | $ 105,000 |
| Riverside County California | 9 | $ 2,448,000 | $ 272,000 | $ 134,000 |
| Merced County California | 8 | $ 985,000 | $ 123,000 | $ 65,000 |
| Monterey County California | 8 | $ 3,007,000 | $ 375,000 | $ 152,000 |
| King County Washington | 8 | $ 2,922,000 | $ 365,000 | $ 155,000 |
| Orange County California | 7 | $ 2,525,000 | $ 360,000 | $ 167,000 |
| Clark County Nevada | 7 | $ 1,298,000 | $ 185,000 | $ 128,000 |
| El Dorado County California | 6 | $ 1,485,000 | $ 247,000 | $ 116,000 |
| San Luis Obispo County California | 6 | $ 2,298,000 | $ 383,000 | $ 208,000 |
| Sonoma County California | 6 | $ 2,076,000 | $ 346,000 | $ 213,000 |
| Douglas County Nevada | 6 | $ 1,444,000 | $ 240,000 | $ 148,000 |
| Fresno County California | 5 | $ 980,000 | $ 196,000 | $ 139,000 |
| Santa Barbara County California | 5 | $ 1,077,000 | $ 215,000 | $ 130,000 |
| Boulder County Colorado | 5 | $ 1,054,000 | $ 210,000 | $ 137,000 |
| Nevada County California | 4 | $ 816,000 | $ 204,000 | $ 169,000 |
| San Benito County California | 4 | $ 1,092,000 | $ 273,000 | $ 128,000 |
| Ventura County California | 4 | $ 794,000 | $ 198,000 | $ 114,000 |
| Larimer County Colorado | 4 | $ 1,070,000 | $ 267,000 | $ 112,000 |
| Washoe County Nevada | 4 | $ 1,147,000 | $ 286,000 | $ 149,000 |
| Travis County Texas | 4 | $ 1,717,000 | $ 429,000 | $ 299,000 |
| Tuolumne County California | 3 | $ 512,000 | $ 170,000 | $ 296,000 |
| Jefferson County Colorado | 3 | $ 666,000 | $ 222,000 | $ 198,000 |
| Brevard County Florida | 3 | $ 503,000 | $ 167,000 | $ 114,000 |
| Harris County Texas | 3 | $ 406,000 | $ 135,000 | $ 120,000 |
| Madison County Alabama | 2 | $ 199,000 | $ 99,000 | $ 71,000 |
| Pima County Arizona | 2 | $ 243,000 | $ 121,000 | $ 170,000 |
| Amador County California | 2 | $ 251,000 | $ 125,000 | $ 240,000 |
| Butte County California | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Lake County California | 2 | $ 399,000 | $ 199,000 | $ 146,000 |
| Plumas County California | 2 | $ 109,000 | $ 54,000 | $ 35,000 |
| San Bernardino County California | 2 | $ 258,000 | $ 129,000 | $ 116,000 |
| Solano County California | 2 | $ 492,000 | $ 246,000 | $ 65,000 |
| Yolo County California | 2 | $ 563,000 | $ 281,000 | $ 201,000 |
| Arapahoe County Colorado | 2 | $ 502,000 | $ 251,000 | $ 192,000 |
| El Paso County Colorado | 2 | $ 1,152,000 | $ 576,000 | $ 314,000 |
| DeKalb County Georgia | 2 | $ 182,000 | $ 91,000 | $ 128,000 |
| DuPage County Illinois | 2 | $ 186,000 | $ 93,000 | $ 81,000 |
| Lake County Illinois | 2 | $ 422,000 | $ 211,000 | $ 157,000 |
| Bernalillo County New Mexico | 2 | $ 265,000 | $ 132,000 | $ 34,000 |
| Clackamas County Oregon | 2 | $ 929,000 | $ 464,000 | $ 225,000 |
| Klamath County Oregon | 2 | $ 184,000 | $ 92,000 | $ 66,000 |
| Multnomah County Oregon | 2 | $ 508,000 | $ 254,000 | $ 138,000 |
| Davidson County Tennessee | 2 | $ 365,000 | $ 182,000 | $ 203,000 |
| Bastrop County Texas | 2 | $ 286,000 | $ 143,000 | $ 160,000 |
| Collin County Texas | 2 | $ 426,000 | $ 213,000 | $ 103,000 |
| Comal County Texas | 2 | $ 70,000 | $ 35,000 | $ 50,000 |
| Hays County Texas | 2 | $ 368,000 | $ 184,000 | $ 128,000 |
| Tarrant County Texas | 2 | $ 568,000 | $ 284,000 | $ 98,000 |
| Williamson County Texas | 2 | $ 403,000 | $ 201,000 | $ 61,000 |
| Salt Lake County Utah | 2 | $ 355,000 | $ 177,000 | $ 55,000 |
| Kitsap County Washington | 2 | $ 397,000 | $ 198,000 | $ 110,000 |
| Limestone County Alabama | 1 | $ 192,000 | $ 192,000 | $ 132,000 |
| Yavapai County Arizona | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Garland County Arkansas | 1 | $ 98,000 | $ 98,000 | $ 115,000 |
| Pulaski County Arkansas | 1 | $ 188,000 | $ 188,000 | $ 239,000 |
| Calaveras County California | 1 | $ 186,000 | $ 186,000 | $ 242,000 |
| Kern County California | 1 | $ 37,000 | $ 37,000 | $ 158,000 |
| Kings County California | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Marin County California | 1 | $ 869,000 | $ 869,000 | $ 223,000 |
| Mariposa County California | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Mendocino County California | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Napa County California | 1 | $ 200,000 | $ 200,000 | $ 175,000 |
| Shasta County California | 1 | $ 200,000 | $ 200,000 | $ 43,000 |
| Sutter County California | 1 | $ 68,000 | $ 68,000 | $ 74,000 |
| Tulare County California | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Broomfield County Colorado | 1 | $ 223,000 | $ 223,000 | $ 120,000 |
| Chaffee County Colorado | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Denver County Colorado | 1 | $ 342,000 | $ 342,000 | $ 186,000 |
| Elbert County Colorado | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Gilpin County Colorado | 1 | $ 347,000 | $ 347,000 | $ 156,000 |
| La Plata County Colorado | 1 | $ 259,000 | $ 259,000 | $ 101,000 |
| Park County Colorado | 1 | $ 324,000 | $ 324,000 | $ 198,000 |
| New Haven County Connecticut | 1 | $ 250,000 | $ 250,000 | $ 163,000 |
| District of Columbia County District Of Columbia | 1 | $ 400,000 | $ 400,000 | $ 113,000 |
| Leon County Florida | 1 | $ 270,000 | $ 270,000 | $ 55,000 |
| Monroe County Florida | 1 | $ 315,000 | $ 315,000 | $ 213,000 |
| Sarasota County Florida | 1 | $ 395,000 | $ 395,000 | $ 28,000 |
| Camden County Georgia | 1 | $ 58,000 | $ 58,000 | $ 83,000 |
| Honolulu County Hawaii | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| Latah County Idaho | 1 | $ 144,000 | $ 144,000 | $ 115,000 |
| Lafayette County Louisiana | 1 | $ 219,000 | $ 219,000 | $ 82,000 |
| Montgomery County Maryland | 1 | $ 658,000 | $ 658,000 | $ 278,000 |
| Franklin County Massachusetts | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| Middlesex County Massachusetts | 1 | $ 178,000 | $ 178,000 | $ 229,000 |
| St. Charles County Missouri | 1 | $ 108,000 | $ 108,000 | $ 115,000 |
| Carson City County Nevada | 1 | $ 123,000 | $ 123,000 | $ 162,000 |
| Cheshire County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Monmouth County New Jersey | 1 | $ 284,000 | $ 284,000 | $ 100,000 |
| Valencia County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Henderson County North Carolina | 1 | $ 154,000 | $ 154,000 | $ 125,000 |
| Beckham County Oklahoma | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Tulsa County Oklahoma | 1 | $ 194,000 | $ 194,000 | $ 82,000 |
| Jackson County Oregon | 1 | $ 194,000 | $ 194,000 | $ 96,000 |
| Josephine County Oregon | 1 | $ 520,000 | $ 520,000 | $ 106,000 |
| Lane County Oregon | 1 | $ 280,000 | $ 280,000 | $ 131,000 |
| Linn County Oregon | 1 | $ 42,000 | $ 42,000 | $ 100,000 |
| Tillamook County Oregon | 1 | $ 250,000 | $ 250,000 | $ 80,000 |
| Washington County Oregon | 1 | $ 220,000 | $ 220,000 | $ 215,000 |
| Yamhill County Oregon | 1 | $ 300,000 | $ 300,000 | $ 157,000 |
| Crawford County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Montgomery County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 143,000 |
| Westmoreland County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 251,000 |
| Pennington County South Dakota | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Hardin County Tennessee | 1 | $ 304,000 | $ 304,000 | $ 96,000 |
| Denton County Texas | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Gloucester County Virginia | 1 | $ 450,000 | $ 450,000 | $ 236,000 |
| King George County Virginia | 1 | $ 208,000 | $ 208,000 | $ 215,000 |
| Radford County Virginia | 1 | $ 90,000 | $ 90,000 | $ 121,000 |
| Spotsylvania County Virginia | 1 | $ 91,000 | $ 91,000 | $ 85,000 |
| Clallam County Washington | 1 | $ 59,000 | $ 59,000 | $ 120,000 |
| Clark County Washington | 1 | $ 200,000 | $ 200,000 | $ 105,000 |
| Pierce County Washington | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Stevens County Washington | 1 | $ 188,000 | $ 188,000 | $ 104,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 934 | $325,200,000 | $348,000 | $1,595,000 | $153,000 | $919,000 |
| Home Purchase | 791 | $344,426,000 | $435,000 | $2,000,000 | $170,000 | $1,583,000 |
| Home Improvement | 112 | $34,474,000 | $307,000 | $1,000,000 | $164,000 | $431,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 693 | $243,235,000 | $350,000 | $2,000,000 | $154,000 | $1,358,000 |
| Not Provided | 630 | $244,221,000 | $387,000 | $1,595,000 | $166,000 | $900,000 |
| Asian | 392 | $176,201,000 | $449,000 | $1,225,000 | $177,000 | $1,583,000 |
| Hispanic | 91 | $30,149,000 | $331,000 | $1,000,000 | $124,000 | $370,000 |
| Black or African American | 13 | $3,749,000 | $288,000 | $750,000 | $133,000 | $237,000 |
| American Indian or Alaskan Native | 11 | $3,711,000 | $337,000 | $590,000 | $138,000 | $323,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,834,000 | $404,000 | $800,000 | $154,000 | $334,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,837 | $704,100,000 | $383,000 | $2,000,000 | $161,000 | $1,583,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 853 | $303,189,000 | $355,000 | $1,373,000 | $166,000 | $919,000 |
| Preapproval Approved but not Accepted | 384 | $179,983,000 | $468,000 | $2,000,000 | $193,000 | $1,583,000 |
| Application Denied By Financial Institution | 325 | $116,115,000 | $357,000 | $1,538,000 | $126,000 | $909,000 |
| Preapproval Denied by Financial Institution | 113 | $49,241,000 | $435,000 | $1,260,000 | $126,000 | $374,000 |
| Application Approved But Not Accepted | 107 | $34,695,000 | $324,000 | $1,595,000 | $156,000 | $624,000 |
| Application Withdrawn By Applicant | 31 | $12,974,000 | $418,000 | $749,000 | $165,000 | $328,000 |
| File Closed For Incompleteness | 24 | $7,903,000 | $329,000 | $616,000 | $146,000 | $344,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 166 | $64,166,000 | $386,000 | $1,260,000 | $99,000 | $374,000 |
| Credit Application Incomplete | 108 | $44,718,000 | $414,000 | $1,538,000 | $152,000 | $909,000 |
| Other | 54 | $15,534,000 | $287,000 | $816,000 | $130,000 | $300,000 |
| Credit History | 50 | $15,472,000 | $309,000 | $800,000 | $139,000 | $401,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $9,944,000 | $473,000 | $1,538,000 | $122,000 | $298,000 |
| Collateral | 17 | $6,946,000 | $408,000 | $817,000 | $188,000 | $490,000 |
| Employment History | 12 | $4,203,000 | $350,000 | $700,000 | $97,000 | $236,000 |
| Unverifiable Information | 6 | $2,026,000 | $337,000 | $630,000 | $99,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.