Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,135 |
Total Mortgage Loan Application Amount | $805,739,000 |
Average Mortgage Loan Application Amount | $365,666 |
Highest Mortgage Loan Application Amount | $1,650,000 |
Average Applicant Income | $157,333 |
Highest Applicant Income | $1,880,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Santa Clara County California | 945 | $ 365,708,000 | $ 386,000 | $ 157,000 |
Alameda County California | 129 | $ 48,310,000 | $ 374,000 | $ 165,000 |
San Mateo County California | 89 | $ 43,429,000 | $ 487,000 | $ 199,000 |
Santa Cruz County California | 45 | $ 17,807,000 | $ 395,000 | $ 151,000 |
Contra Costa County California | 38 | $ 14,901,000 | $ 392,000 | $ 147,000 |
San Joaquin County California | 22 | $ 4,488,000 | $ 204,000 | $ 130,000 |
Placer County California | 21 | $ 5,013,000 | $ 238,000 | $ 117,000 |
Los Angeles County California | 17 | $ 5,611,000 | $ 330,000 | $ 125,000 |
San Francisco County California | 17 | $ 7,264,000 | $ 427,000 | $ 169,000 |
Orange County California | 15 | $ 5,351,000 | $ 356,000 | $ 154,000 |
San Diego County California | 15 | $ 5,165,000 | $ 344,000 | $ 115,000 |
El Dorado County California | 13 | $ 3,224,000 | $ 248,000 | $ 179,000 |
Sacramento County California | 13 | $ 2,715,000 | $ 208,000 | $ 132,000 |
Sonoma County California | 12 | $ 2,715,000 | $ 226,000 | $ 140,000 |
Maricopa County Arizona | 11 | $ 2,547,000 | $ 231,000 | $ 125,000 |
San Luis Obispo County California | 9 | $ 2,775,000 | $ 308,000 | $ 202,000 |
Monterey County California | 8 | $ 2,702,000 | $ 337,000 | $ 165,000 |
Arapahoe County Colorado | 8 | $ 1,864,000 | $ 233,000 | $ 121,000 |
Boulder County Colorado | 8 | $ 2,169,000 | $ 271,000 | $ 133,000 |
Travis County Texas | 7 | $ 1,386,000 | $ 198,000 | $ 113,000 |
King County Washington | 7 | $ 2,247,000 | $ 321,000 | $ 190,000 |
Nevada County California | 6 | $ 1,174,000 | $ 195,000 | $ 146,000 |
Riverside County California | 6 | $ 1,214,000 | $ 202,000 | $ 107,000 |
Washoe County Nevada | 6 | $ 1,897,000 | $ 316,000 | $ 183,000 |
Butte County California | 5 | $ 1,082,000 | $ 216,000 | $ 85,000 |
San Benito County California | 5 | $ 1,152,000 | $ 230,000 | $ 84,000 |
Tuolumne County California | 5 | $ 922,000 | $ 184,000 | $ 69,000 |
Douglas County Colorado | 5 | $ 1,410,000 | $ 282,000 | $ 174,000 |
Clark County Nevada | 5 | $ 1,004,000 | $ 200,000 | $ 116,000 |
Calaveras County California | 4 | $ 686,000 | $ 171,000 | $ 173,000 |
Fresno County California | 4 | $ 1,365,000 | $ 341,000 | $ 198,000 |
Humboldt County California | 4 | $ 1,184,000 | $ 296,000 | $ 282,000 |
Shasta County California | 4 | $ 594,000 | $ 148,000 | $ 152,000 |
Ventura County California | 4 | $ 2,206,000 | $ 551,000 | $ 144,000 |
Adams County Colorado | 4 | $ 640,000 | $ 160,000 | $ 146,000 |
Yavapai County Arizona | 3 | $ 686,000 | $ 228,000 | $ 172,000 |
Santa Barbara County California | 3 | $ 1,254,000 | $ 418,000 | $ 189,000 |
Solano County California | 3 | $ 1,051,000 | $ 350,000 | $ 232,000 |
Jefferson County Colorado | 3 | $ 699,000 | $ 233,000 | $ 168,000 |
Larimer County Colorado | 3 | $ 685,000 | $ 228,000 | $ 89,000 |
Brevard County Florida | 3 | $ 422,000 | $ 140,000 | $ 63,000 |
Montgomery County Maryland | 3 | $ 795,000 | $ 265,000 | $ 132,000 |
Marion County Oregon | 3 | $ 480,000 | $ 160,000 | $ 112,000 |
Williamson County Texas | 3 | $ 648,000 | $ 216,000 | $ 130,000 |
Lake County California | 2 | $ 517,000 | $ 258,000 | $ 140,000 |
Madera County California | 2 | $ 217,000 | $ 108,000 | $ 56,000 |
Merced County California | 2 | $ 276,000 | $ 138,000 | $ 60,000 |
Napa County California | 2 | $ 766,000 | $ 383,000 | $ 325,000 |
Siskiyou County California | 2 | $ 117,000 | $ 58,000 | $ 109,000 |
Stanislaus County California | 2 | $ 454,000 | $ 227,000 | $ 68,000 |
Yolo County California | 2 | $ 335,000 | $ 167,000 | $ 102,000 |
El Paso County Colorado | 2 | $ 545,000 | $ 272,000 | $ 141,000 |
Pinellas County Florida | 2 | $ 797,000 | $ 398,000 | $ 127,000 |
Hawaii County Hawaii | 2 | $ 626,000 | $ 313,000 | $ 174,000 |
Kauai County Hawaii | 2 | $ 709,000 | $ 354,000 | $ 206,000 |
Ada County Idaho | 2 | $ 130,000 | $ 65,000 | $ 72,000 |
Kootenai County Idaho | 2 | $ 394,000 | $ 197,000 | $ 68,000 |
Hamilton County Ohio | 2 | $ 382,000 | $ 191,000 | $ 181,000 |
Dorchester County South Carolina | 2 | $ 815,000 | $ 407,000 | $ 98,000 |
Hamilton County Tennessee | 2 | $ 314,000 | $ 157,000 | $ 127,000 |
Collin County Texas | 2 | $ 325,000 | $ 162,000 | $ 97,000 |
Fayette County Texas | 2 | $ 407,000 | $ 203,000 | $ 71,000 |
Hays County Texas | 2 | $ 272,000 | $ 136,000 | $ 50,000 |
Utah County Utah | 2 | $ 341,000 | $ 170,000 | $ 64,000 |
Yuma County Arizona | 1 | $ 256,000 | $ 256,000 | $ 105,000 |
Alpine County California | 1 | $ 151,000 | $ 151,000 | $ 325,000 |
Imperial County California | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
Kings County California | 1 | $ 91,000 | $ 91,000 | $ 119,000 |
Marin County California | 1 | $ 557,000 | $ 557,000 | $ 207,000 |
Mariposa County California | 1 | $ 126,000 | $ 126,000 | $ 162,000 |
Mendocino County California | 1 | $ 151,000 | $ 151,000 | $ 45,000 |
San Bernardino County California | 1 | $ 176,000 | $ 176,000 | $ 43,000 |
Tehama County California | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
Weld County Colorado | 1 | $ 84,000 | $ 84,000 | $ 93,000 |
New Haven County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 274,000 |
Sussex County Delaware | 1 | $ 460,000 | $ 460,000 | $ 40,000 |
District of Columbia County District Of Columbia | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
Orange County Florida | 1 | $ 200,000 | $ 200,000 | $ 89,000 |
Polk County Florida | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
Seminole County Florida | 1 | $ 50,000 | $ 50,000 | $ 64,000 |
Fulton County Georgia | 1 | $ 259,000 | $ 259,000 | $ 124,000 |
Gwinnett County Georgia | 1 | $ 264,000 | $ 264,000 | $ 255,000 |
Honolulu County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 187,000 |
Lake County Illinois | 1 | $ 180,000 | $ 180,000 | $ 156,000 |
Butler County Kansas | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
Cumberland County Maine | 1 | $ 215,000 | $ 215,000 | $ 172,000 |
Anne Arundel County Maryland | 1 | $ 544,000 | $ 544,000 | $ 430,000 |
Baltimore County Maryland | 1 | $ 291,000 | $ 291,000 | $ 71,000 |
Oakland County Michigan | 1 | $ 280,000 | $ 280,000 | $ 183,000 |
Monroe County Mississippi | 1 | $ 28,000 | $ 28,000 | $ 98,000 |
Lake County Montana | 1 | $ 393,000 | $ 393,000 | $ 447,000 |
Carson City County Nevada | 1 | $ 96,000 | $ 96,000 | $ 133,000 |
Douglas County Nevada | 1 | $ 130,000 | $ 130,000 | $ 281,000 |
Lyon County Nevada | 1 | $ 144,000 | $ 144,000 | $ 37,000 |
Hillsborough County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
Morris County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 236,000 |
Ocean County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
Bernalillo County New Mexico | 1 | $ 167,000 | $ 167,000 | $ 248,000 |
Mecklenburg County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 151,000 |
New Hanover County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 842,000 |
Medina County Ohio | 1 | $ 308,000 | $ 308,000 | $ 140,000 |
Summit County Ohio | 1 | $ 288,000 | $ 288,000 | $ 140,000 |
Beckham County Oklahoma | 1 | $ 243,000 | $ 243,000 | $ 78,000 |
Jefferson County Oregon | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
Josephine County Oregon | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
Linn County Oregon | 1 | $ 86,000 | $ 86,000 | $ 127,000 |
Multnomah County Oregon | 1 | $ 180,000 | $ 180,000 | $ 164,000 |
Washington County Oregon | 1 | $ 334,000 | $ 334,000 | $ 171,000 |
Bucks County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 269,000 |
Hardin County Tennessee | 1 | $ 299,000 | $ 299,000 | $ 96,000 |
Weakley County Tennessee | 1 | $ 256,000 | $ 256,000 | $ 55,000 |
Williamson County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 183,000 |
Bastrop County Texas | 1 | $ 154,000 | $ 154,000 | $ 178,000 |
Bexar County Texas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
Dallas County Texas | 1 | $ 568,000 | $ 568,000 | $ 236,000 |
Galveston County Texas | 1 | $ 344,000 | $ 344,000 | $ 247,000 |
Harris County Texas | 1 | $ 200,000 | $ 200,000 | $ 137,000 |
Summit County Utah | 1 | $ 665,000 | $ 665,000 | $ 260,000 |
Arlington County Virginia | 1 | $ 246,000 | $ 246,000 | $ 77,000 |
Fairfax County Virginia | 1 | $ 346,000 | $ 346,000 | $ 235,000 |
King George County Virginia | 1 | $ 228,000 | $ 228,000 | $ 222,000 |
Loudoun County Virginia | 1 | $ 676,000 | $ 676,000 | $ 258,000 |
Prince William County Virginia | 1 | $ 122,000 | $ 122,000 | $ 58,000 |
Spotsylvania County Virginia | 1 | $ 180,000 | $ 180,000 | $ 48,000 |
Klickitat County Washington | 1 | $ 400,000 | $ 400,000 | $ 137,000 |
Pierce County Washington | 1 | $ 203,000 | $ 203,000 | $ 190,000 |
Snohomish County Washington | 1 | $ 553,000 | $ 553,000 | $ 108,000 |
Albany County Wyoming | 1 | $ 100,000 | $ 100,000 | $ 257,000 |
Teton County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 323,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,352 | $489,798,000 | $362,000 | $1,529,000 | $155,000 | $990,000 |
Home Purchase | 727 | $297,636,000 | $409,000 | $1,650,000 | $168,000 | $1,880,000 |
Home Improvement | 56 | $18,305,000 | $326,000 | $950,000 | $149,000 | $387,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 896 | $319,385,000 | $356,000 | $1,650,000 | $157,000 | $1,880,000 |
Not Provided | 719 | $284,914,000 | $396,000 | $1,550,000 | $171,000 | $940,000 |
Asian | 368 | $154,255,000 | $419,000 | $1,450,000 | $158,000 | $527,000 |
Hispanic | 109 | $32,682,000 | $299,000 | $915,000 | $118,000 | $337,000 |
Black or African American | 19 | $6,625,000 | $348,000 | $625,000 | $133,000 | $263,000 |
Native Hawaiian or Other Pacific Islander | 17 | $5,701,000 | $335,000 | $1,000,000 | $126,000 | $306,000 |
American Indian or Alaskan Native | 7 | $2,177,000 | $311,000 | $575,000 | $125,000 | $267,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,135 | $805,739,000 | $377,000 | $1,650,000 | $159,000 | $1,880,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,136 | $408,175,000 | $359,000 | $1,335,000 | $163,000 | $990,000 |
Application Denied By Financial Institution | 512 | $196,610,000 | $384,000 | $1,529,000 | $129,000 | $725,000 |
Application Withdrawn By Applicant | 344 | $140,620,000 | $408,000 | $1,650,000 | $189,000 | $1,880,000 |
File Closed For Incompleteness | 102 | $43,727,000 | $428,000 | $1,190,000 | $176,000 | $780,000 |
Preapproval Denied by Financial Institution | 18 | $6,953,000 | $386,000 | $626,000 | $101,000 | $165,000 |
Preapproval Approved but not Accepted | 16 | $6,910,000 | $431,000 | $1,000,000 | $152,000 | $272,000 |
Application Approved But Not Accepted | 7 | $2,744,000 | $392,000 | $953,000 | $160,000 | $497,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 162 | $62,427,000 | $385,000 | $880,000 | $91,000 | $372,000 |
Credit Application Incomplete | 146 | $61,998,000 | $424,000 | $1,529,000 | $155,000 | $725,000 |
Credit History | 72 | $23,948,000 | $332,000 | $936,000 | $135,000 | $336,000 |
Other | 58 | $19,240,000 | $331,000 | $826,000 | $153,000 | $466,000 |
Insufficient Cash (Downpayment, Closing Cost) | 41 | $14,742,000 | $359,000 | $720,000 | $100,000 | $240,000 |
Collateral | 29 | $13,530,000 | $466,000 | $959,000 | $171,000 | $323,000 |
Employment History | 10 | $2,706,000 | $270,000 | $622,000 | $128,000 | $279,000 |
Unverifiable Information | 2 | $772,000 | $386,000 | $417,000 | $46,000 | $93,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.