Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2013

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Star One Credit Union
Po Box 3643
Sunnyvale, CA 94088
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,135
Total Mortgage Loan Application Amount $805,739,000
Average Mortgage Loan Application Amount $365,666
Highest Mortgage Loan Application Amount $1,650,000
Average Applicant Income $157,333
Highest Applicant Income $1,880,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Star One Credit Union by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara County California 945 $ 365,708,000 $ 386,000 $ 157,000
Alameda County California 129 $ 48,310,000 $ 374,000 $ 165,000
San Mateo County California 89 $ 43,429,000 $ 487,000 $ 199,000
Santa Cruz County California 45 $ 17,807,000 $ 395,000 $ 151,000
Contra Costa County California 38 $ 14,901,000 $ 392,000 $ 147,000
San Joaquin County California 22 $ 4,488,000 $ 204,000 $ 130,000
Placer County California 21 $ 5,013,000 $ 238,000 $ 117,000
Los Angeles County California 17 $ 5,611,000 $ 330,000 $ 125,000
San Francisco County California 17 $ 7,264,000 $ 427,000 $ 169,000
Orange County California 15 $ 5,351,000 $ 356,000 $ 154,000
San Diego County California 15 $ 5,165,000 $ 344,000 $ 115,000
El Dorado County California 13 $ 3,224,000 $ 248,000 $ 179,000
Sacramento County California 13 $ 2,715,000 $ 208,000 $ 132,000
Sonoma County California 12 $ 2,715,000 $ 226,000 $ 140,000
Maricopa County Arizona 11 $ 2,547,000 $ 231,000 $ 125,000
San Luis Obispo County California 9 $ 2,775,000 $ 308,000 $ 202,000
Monterey County California 8 $ 2,702,000 $ 337,000 $ 165,000
Arapahoe County Colorado 8 $ 1,864,000 $ 233,000 $ 121,000
Boulder County Colorado 8 $ 2,169,000 $ 271,000 $ 133,000
Travis County Texas 7 $ 1,386,000 $ 198,000 $ 113,000
King County Washington 7 $ 2,247,000 $ 321,000 $ 190,000
Nevada County California 6 $ 1,174,000 $ 195,000 $ 146,000
Riverside County California 6 $ 1,214,000 $ 202,000 $ 107,000
Washoe County Nevada 6 $ 1,897,000 $ 316,000 $ 183,000
Butte County California 5 $ 1,082,000 $ 216,000 $ 85,000
San Benito County California 5 $ 1,152,000 $ 230,000 $ 84,000
Tuolumne County California 5 $ 922,000 $ 184,000 $ 69,000
Douglas County Colorado 5 $ 1,410,000 $ 282,000 $ 174,000
Clark County Nevada 5 $ 1,004,000 $ 200,000 $ 116,000
Calaveras County California 4 $ 686,000 $ 171,000 $ 173,000
Fresno County California 4 $ 1,365,000 $ 341,000 $ 198,000
Humboldt County California 4 $ 1,184,000 $ 296,000 $ 282,000
Shasta County California 4 $ 594,000 $ 148,000 $ 152,000
Ventura County California 4 $ 2,206,000 $ 551,000 $ 144,000
Adams County Colorado 4 $ 640,000 $ 160,000 $ 146,000
Yavapai County Arizona 3 $ 686,000 $ 228,000 $ 172,000
Santa Barbara County California 3 $ 1,254,000 $ 418,000 $ 189,000
Solano County California 3 $ 1,051,000 $ 350,000 $ 232,000
Jefferson County Colorado 3 $ 699,000 $ 233,000 $ 168,000
Larimer County Colorado 3 $ 685,000 $ 228,000 $ 89,000
Brevard County Florida 3 $ 422,000 $ 140,000 $ 63,000
Montgomery County Maryland 3 $ 795,000 $ 265,000 $ 132,000
Marion County Oregon 3 $ 480,000 $ 160,000 $ 112,000
Williamson County Texas 3 $ 648,000 $ 216,000 $ 130,000
Lake County California 2 $ 517,000 $ 258,000 $ 140,000
Madera County California 2 $ 217,000 $ 108,000 $ 56,000
Merced County California 2 $ 276,000 $ 138,000 $ 60,000
Napa County California 2 $ 766,000 $ 383,000 $ 325,000
Siskiyou County California 2 $ 117,000 $ 58,000 $ 109,000
Stanislaus County California 2 $ 454,000 $ 227,000 $ 68,000
Yolo County California 2 $ 335,000 $ 167,000 $ 102,000
El Paso County Colorado 2 $ 545,000 $ 272,000 $ 141,000
Pinellas County Florida 2 $ 797,000 $ 398,000 $ 127,000
Hawaii County Hawaii 2 $ 626,000 $ 313,000 $ 174,000
Kauai County Hawaii 2 $ 709,000 $ 354,000 $ 206,000
Ada County Idaho 2 $ 130,000 $ 65,000 $ 72,000
Kootenai County Idaho 2 $ 394,000 $ 197,000 $ 68,000
Hamilton County Ohio 2 $ 382,000 $ 191,000 $ 181,000
Dorchester County South Carolina 2 $ 815,000 $ 407,000 $ 98,000
Hamilton County Tennessee 2 $ 314,000 $ 157,000 $ 127,000
Collin County Texas 2 $ 325,000 $ 162,000 $ 97,000
Fayette County Texas 2 $ 407,000 $ 203,000 $ 71,000
Hays County Texas 2 $ 272,000 $ 136,000 $ 50,000
Utah County Utah 2 $ 341,000 $ 170,000 $ 64,000
Yuma County Arizona 1 $ 256,000 $ 256,000 $ 105,000
Alpine County California 1 $ 151,000 $ 151,000 $ 325,000
Imperial County California 1 $ 156,000 $ 156,000 $ 94,000
Kings County California 1 $ 91,000 $ 91,000 $ 119,000
Marin County California 1 $ 557,000 $ 557,000 $ 207,000
Mariposa County California 1 $ 126,000 $ 126,000 $ 162,000
Mendocino County California 1 $ 151,000 $ 151,000 $ 45,000
San Bernardino County California 1 $ 176,000 $ 176,000 $ 43,000
Tehama County California 1 $ 220,000 $ 220,000 $ 183,000
Weld County Colorado 1 $ 84,000 $ 84,000 $ 93,000
New Haven County Connecticut 1 $ 417,000 $ 417,000 $ 274,000
Sussex County Delaware 1 $ 460,000 $ 460,000 $ 40,000
District of Columbia County District Of Columbia 1 $ 285,000 $ 285,000 $ 98,000
Orange County Florida 1 $ 200,000 $ 200,000 $ 89,000
Polk County Florida 1 $ 128,000 $ 128,000 $ 53,000
Seminole County Florida 1 $ 50,000 $ 50,000 $ 64,000
Fulton County Georgia 1 $ 259,000 $ 259,000 $ 124,000
Gwinnett County Georgia 1 $ 264,000 $ 264,000 $ 255,000
Honolulu County Hawaii 1 $ 300,000 $ 300,000 $ 187,000
Lake County Illinois 1 $ 180,000 $ 180,000 $ 156,000
Butler County Kansas 1 $ 74,000 $ 74,000 $ 82,000
Cumberland County Maine 1 $ 215,000 $ 215,000 $ 172,000
Anne Arundel County Maryland 1 $ 544,000 $ 544,000 $ 430,000
Baltimore County Maryland 1 $ 291,000 $ 291,000 $ 71,000
Oakland County Michigan 1 $ 280,000 $ 280,000 $ 183,000
Monroe County Mississippi 1 $ 28,000 $ 28,000 $ 98,000
Lake County Montana 1 $ 393,000 $ 393,000 $ 447,000
Carson City County Nevada 1 $ 96,000 $ 96,000 $ 133,000
Douglas County Nevada 1 $ 130,000 $ 130,000 $ 281,000
Lyon County Nevada 1 $ 144,000 $ 144,000 $ 37,000
Hillsborough County New Hampshire 1 $ 125,000 $ 125,000 $ 40,000
Morris County New Jersey 1 $ 200,000 $ 200,000 $ 236,000
Ocean County New Jersey 1 $ 225,000 $ 225,000 $ 151,000
Bernalillo County New Mexico 1 $ 167,000 $ 167,000 $ 248,000
Mecklenburg County North Carolina 1 $ 67,000 $ 67,000 $ 151,000
New Hanover County North Carolina 1 $ 77,000 $ 77,000 $ 842,000
Medina County Ohio 1 $ 308,000 $ 308,000 $ 140,000
Summit County Ohio 1 $ 288,000 $ 288,000 $ 140,000
Beckham County Oklahoma 1 $ 243,000 $ 243,000 $ 78,000
Jefferson County Oregon 1 $ 225,000 $ 225,000 $ 51,000
Josephine County Oregon 1 $ 245,000 $ 245,000 $ 95,000
Linn County Oregon 1 $ 86,000 $ 86,000 $ 127,000
Multnomah County Oregon 1 $ 180,000 $ 180,000 $ 164,000
Washington County Oregon 1 $ 334,000 $ 334,000 $ 171,000
Bucks County Pennsylvania 1 $ 97,000 $ 97,000 $ 269,000
Hardin County Tennessee 1 $ 299,000 $ 299,000 $ 96,000
Weakley County Tennessee 1 $ 256,000 $ 256,000 $ 55,000
Williamson County Tennessee 1 $ 500,000 $ 500,000 $ 183,000
Bastrop County Texas 1 $ 154,000 $ 154,000 $ 178,000
Bexar County Texas 1 $ 65,000 $ 65,000 $ 32,000
Dallas County Texas 1 $ 568,000 $ 568,000 $ 236,000
Galveston County Texas 1 $ 344,000 $ 344,000 $ 247,000
Harris County Texas 1 $ 200,000 $ 200,000 $ 137,000
Summit County Utah 1 $ 665,000 $ 665,000 $ 260,000
Arlington County Virginia 1 $ 246,000 $ 246,000 $ 77,000
Fairfax County Virginia 1 $ 346,000 $ 346,000 $ 235,000
King George County Virginia 1 $ 228,000 $ 228,000 $ 222,000
Loudoun County Virginia 1 $ 676,000 $ 676,000 $ 258,000
Prince William County Virginia 1 $ 122,000 $ 122,000 $ 58,000
Spotsylvania County Virginia 1 $ 180,000 $ 180,000 $ 48,000
Klickitat County Washington 1 $ 400,000 $ 400,000 $ 137,000
Pierce County Washington 1 $ 203,000 $ 203,000 $ 190,000
Snohomish County Washington 1 $ 553,000 $ 553,000 $ 108,000
Albany County Wyoming 1 $ 100,000 $ 100,000 $ 257,000
Teton County Wyoming 1 $ 245,000 $ 245,000 $ 323,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Star One Credit Union in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,352 $489,798,000 $362,000 $1,529,000 $155,000 $990,000
Home Purchase 727 $297,636,000 $409,000 $1,650,000 $168,000 $1,880,000
Home Improvement 56 $18,305,000 $326,000 $950,000 $149,000 $387,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 896 $319,385,000 $356,000 $1,650,000 $157,000 $1,880,000
Not Provided 719 $284,914,000 $396,000 $1,550,000 $171,000 $940,000
Asian 368 $154,255,000 $419,000 $1,450,000 $158,000 $527,000
Hispanic 109 $32,682,000 $299,000 $915,000 $118,000 $337,000
Black or African American 19 $6,625,000 $348,000 $625,000 $133,000 $263,000
Native Hawaiian or Other Pacific Islander 17 $5,701,000 $335,000 $1,000,000 $126,000 $306,000
American Indian or Alaskan Native 7 $2,177,000 $311,000 $575,000 $125,000 $267,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,135 $805,739,000 $377,000 $1,650,000 $159,000 $1,880,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,136 $408,175,000 $359,000 $1,335,000 $163,000 $990,000
Application Denied By Financial Institution 512 $196,610,000 $384,000 $1,529,000 $129,000 $725,000
Application Withdrawn By Applicant 344 $140,620,000 $408,000 $1,650,000 $189,000 $1,880,000
File Closed For Incompleteness 102 $43,727,000 $428,000 $1,190,000 $176,000 $780,000
Preapproval Denied by Financial Institution 18 $6,953,000 $386,000 $626,000 $101,000 $165,000
Preapproval Approved but not Accepted 16 $6,910,000 $431,000 $1,000,000 $152,000 $272,000
Application Approved But Not Accepted 7 $2,744,000 $392,000 $953,000 $160,000 $497,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 162 $62,427,000 $385,000 $880,000 $91,000 $372,000
Credit Application Incomplete 146 $61,998,000 $424,000 $1,529,000 $155,000 $725,000
Credit History 72 $23,948,000 $332,000 $936,000 $135,000 $336,000
Other 58 $19,240,000 $331,000 $826,000 $153,000 $466,000
Insufficient Cash (Downpayment, Closing Cost) 41 $14,742,000 $359,000 $720,000 $100,000 $240,000
Collateral 29 $13,530,000 $466,000 $959,000 $171,000 $323,000
Employment History 10 $2,706,000 $270,000 $622,000 $128,000 $279,000
Unverifiable Information 2 $772,000 $386,000 $417,000 $46,000 $93,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List