Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,895 |
Total Mortgage Loan Application Amount | $1,095,416,000 |
Average Mortgage Loan Application Amount | $290,333 |
Highest Mortgage Loan Application Amount | $2,000,000 |
Average Applicant Income | $162,333 |
Highest Applicant Income | $2,023,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Santa Clara County California | 1,384 | $ 571,565,000 | $ 412,000 | $ 171,000 |
Alameda County California | 208 | $ 80,404,000 | $ 386,000 | $ 165,000 |
San Mateo County California | 149 | $ 73,487,000 | $ 493,000 | $ 203,000 |
Contra Costa County California | 86 | $ 38,623,000 | $ 449,000 | $ 169,000 |
Santa Cruz County California | 66 | $ 22,031,000 | $ 333,000 | $ 142,000 |
San Francisco County California | 34 | $ 15,960,000 | $ 469,000 | $ 267,000 |
San Joaquin County California | 30 | $ 6,338,000 | $ 211,000 | $ 109,000 |
Placer County California | 29 | $ 6,814,000 | $ 234,000 | $ 138,000 |
San Diego County California | 26 | $ 9,897,000 | $ 380,000 | $ 180,000 |
Sacramento County California | 22 | $ 4,612,000 | $ 209,000 | $ 126,000 |
Travis County Texas | 21 | $ 4,819,000 | $ 229,000 | $ 141,000 |
San Luis Obispo County California | 20 | $ 6,594,000 | $ 329,000 | $ 146,000 |
El Dorado County California | 19 | $ 3,663,000 | $ 192,000 | $ 143,000 |
Los Angeles County California | 17 | $ 6,977,000 | $ 410,000 | $ 132,000 |
Sonoma County California | 16 | $ 4,714,000 | $ 294,000 | $ 113,000 |
Douglas County Colorado | 15 | $ 3,948,000 | $ 263,000 | $ 140,000 |
Nevada County California | 14 | $ 2,755,000 | $ 196,000 | $ 180,000 |
Orange County California | 12 | $ 3,659,000 | $ 304,000 | $ 99,000 |
Maricopa County Arizona | 10 | $ 1,921,000 | $ 192,000 | $ 128,000 |
Washoe County Nevada | 9 | $ 1,996,000 | $ 221,000 | $ 199,000 |
Fresno County California | 8 | $ 945,000 | $ 118,000 | $ 100,000 |
Monterey County California | 7 | $ 3,078,000 | $ 439,000 | $ 135,000 |
San Benito County California | 7 | $ 2,101,000 | $ 300,000 | $ 118,000 |
Calaveras County California | 6 | $ 1,130,000 | $ 188,000 | $ 126,000 |
Riverside County California | 6 | $ 1,482,000 | $ 247,000 | $ 152,000 |
Santa Barbara County California | 6 | $ 2,045,000 | $ 340,000 | $ 120,000 |
Stanislaus County California | 6 | $ 1,002,000 | $ 167,000 | $ 136,000 |
Boulder County Colorado | 6 | $ 1,634,000 | $ 272,000 | $ 150,000 |
Arapahoe County Colorado | 5 | $ 1,492,000 | $ 298,000 | $ 133,000 |
El Paso County Colorado | 5 | $ 3,274,000 | $ 654,000 | $ 237,000 |
Jefferson County Colorado | 5 | $ 1,659,000 | $ 331,000 | $ 180,000 |
Harris County Texas | 5 | $ 498,000 | $ 99,000 | $ 99,000 |
Williamson County Texas | 5 | $ 807,000 | $ 161,000 | $ 130,000 |
Clark County Washington | 5 | $ 610,000 | $ 122,000 | $ 69,000 |
King County Washington | 5 | $ 1,523,000 | $ 304,000 | $ 117,000 |
Solano County California | 4 | $ 624,000 | $ 156,000 | $ 109,000 |
Tuolumne County California | 4 | $ 800,000 | $ 200,000 | $ 83,000 |
Ventura County California | 4 | $ 956,000 | $ 239,000 | $ 122,000 |
Kent County Michigan | 4 | $ 120,000 | $ 30,000 | $ 214,000 |
Hays County Texas | 4 | $ 776,000 | $ 194,000 | $ 146,000 |
Pima County Arizona | 3 | $ 402,000 | $ 134,000 | $ 77,000 |
Yavapai County Arizona | 3 | $ 1,098,000 | $ 366,000 | $ 162,000 |
Garland County Arkansas | 3 | $ 303,000 | $ 101,000 | $ 117,000 |
Madera County California | 3 | $ 452,000 | $ 150,000 | $ 96,000 |
Mendocino County California | 3 | $ 822,000 | $ 274,000 | $ 166,000 |
Plumas County California | 3 | $ 276,000 | $ 92,000 | $ 66,000 |
Yuba County California | 3 | $ 367,000 | $ 122,000 | $ 72,000 |
Palm Beach County Florida | 3 | $ 768,000 | $ 256,000 | $ 95,000 |
Fulton County Georgia | 3 | $ 769,000 | $ 256,000 | $ 117,000 |
Anne Arundel County Maryland | 3 | $ 655,000 | $ 218,000 | $ 133,000 |
Middlesex County Massachusetts | 3 | $ 1,382,000 | $ 460,000 | $ 180,000 |
Bernalillo County New Mexico | 3 | $ 315,000 | $ 105,000 | $ 140,000 |
Dona Ana County New Mexico | 3 | $ 436,000 | $ 145,000 | $ 99,000 |
Sandoval County New Mexico | 3 | $ 319,000 | $ 106,000 | $ 111,000 |
Santa Fe County New Mexico | 3 | $ 597,000 | $ 199,000 | $ 174,000 |
Bucks County Pennsylvania | 3 | $ 554,000 | $ 184,000 | $ 128,000 |
Bexar County Texas | 3 | $ 321,000 | $ 107,000 | $ 82,000 |
Galveston County Texas | 3 | $ 683,000 | $ 227,000 | $ 72,000 |
Fairfax County Virginia | 3 | $ 1,353,000 | $ 451,000 | $ 159,000 |
Prince William County Virginia | 3 | $ 746,000 | $ 248,000 | $ 96,000 |
Madison County Alabama | 2 | $ 626,000 | $ 313,000 | $ 108,000 |
Mobile County Alabama | 2 | $ 182,000 | $ 91,000 | $ 154,000 |
Humboldt County California | 2 | $ 630,000 | $ 315,000 | $ 105,000 |
Kern County California | 2 | $ 834,000 | $ 417,000 | $ 160,000 |
Marin County California | 2 | $ 986,000 | $ 493,000 | $ 148,000 |
Merced County California | 2 | $ 238,000 | $ 119,000 | $ 200,000 |
Shasta County California | 2 | $ 323,000 | $ 161,000 | $ 138,000 |
Larimer County Colorado | 2 | $ 271,000 | $ 135,000 | $ 34,000 |
Orange County Florida | 2 | $ 537,000 | $ 268,000 | $ 70,000 |
Hancock County Indiana | 2 | $ 243,000 | $ 121,000 | $ 39,000 |
East Baton Rouge County Louisiana | 2 | $ 569,000 | $ 284,000 | $ 150,000 |
Howard County Maryland | 2 | $ 612,000 | $ 306,000 | $ 107,000 |
Prince George's County Maryland | 2 | $ 247,000 | $ 123,000 | $ 52,000 |
Scott County Minnesota | 2 | $ 679,000 | $ 339,000 | $ 123,000 |
Clark County Nevada | 2 | $ 224,000 | $ 112,000 | $ 252,000 |
Douglas County Nevada | 2 | $ 553,000 | $ 276,000 | $ 57,000 |
Lyon County Nevada | 2 | $ 534,000 | $ 267,000 | $ 69,000 |
Hillsborough County New Hampshire | 2 | $ 430,000 | $ 215,000 | $ 173,000 |
Clackamas County Oregon | 2 | $ 790,000 | $ 395,000 | $ 114,000 |
Deschutes County Oregon | 2 | $ 454,000 | $ 227,000 | $ 103,000 |
Comal County Texas | 2 | $ 308,000 | $ 154,000 | $ 388,000 |
Dallas County Texas | 2 | $ 276,000 | $ 138,000 | $ 87,000 |
Salt Lake County Utah | 2 | $ 358,000 | $ 179,000 | $ 63,000 |
Alexandria County Virginia | 2 | $ 976,000 | $ 488,000 | $ 113,000 |
Arlington County Virginia | 2 | $ 976,000 | $ 488,000 | $ 126,000 |
Kitsap County Washington | 2 | $ 542,000 | $ 271,000 | $ 98,000 |
Grant County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 90,000 |
Morgan County Alabama | 1 | $ 73,000 | $ 73,000 | $ 63,000 |
Anchorage County Alaska | 1 | $ 107,000 | $ 107,000 | $ 50,000 |
Alpine County California | 1 | $ 200,000 | $ 200,000 | $ 186,000 |
Butte County California | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
Del Norte County California | 1 | $ 183,000 | $ 183,000 | $ 67,000 |
Glenn County California | 1 | $ 250,000 | $ 250,000 | $ 69,000 |
Lake County California | 1 | $ 505,000 | $ 505,000 | $ 1,762,000 |
Lassen County California | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
Napa County California | 1 | $ 136,000 | $ 136,000 | $ 104,000 |
San Bernardino County California | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
Siskiyou County California | 1 | $ 380,000 | $ 380,000 | $ 245,000 |
Sutter County California | 1 | $ 250,000 | $ 250,000 | $ 36,000 |
Chaffee County Colorado | 1 | $ 194,000 | $ 194,000 | $ 139,000 |
Custer County Colorado | 1 | $ 162,000 | $ 162,000 | $ 36,000 |
Mesa County Colorado | 1 | $ 57,000 | $ 57,000 | $ 117,000 |
Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 148,000 |
Duval County Florida | 1 | $ 497,000 | $ 497,000 | $ 110,000 |
Seminole County Florida | 1 | $ 182,000 | $ 182,000 | $ 114,000 |
St. Lucie County Florida | 1 | $ 43,000 | $ 43,000 | $ 107,000 |
Volusia County Florida | 1 | $ 49,000 | $ 49,000 | $ 181,000 |
Oconee County Georgia | 1 | $ 184,000 | $ 184,000 | $ 103,000 |
Hawaii County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
Maui County Hawaii | 1 | $ 249,000 | $ 249,000 | $ 524,000 |
Canyon County Idaho | 1 | $ 130,000 | $ 130,000 | $ 0 |
Custer County Idaho | 1 | $ 177,000 | $ 177,000 | $ 151,000 |
Shoshone County Idaho | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
Cook County Illinois | 1 | $ 251,000 | $ 251,000 | $ 96,000 |
Ogle County Illinois | 1 | $ 78,000 | $ 78,000 | $ 56,000 |
Will County Illinois | 1 | $ 230,000 | $ 230,000 | $ 230,000 |
Dallas County Iowa | 1 | $ 290,000 | $ 290,000 | $ 174,000 |
Johnson County Kansas | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
Sedgwick County Kansas | 1 | $ 71,000 | $ 71,000 | $ 152,000 |
Franklin County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 117,000 |
Fulton County Kentucky | 1 | $ 137,000 | $ 137,000 | $ 66,000 |
Bay County Michigan | 1 | $ 91,000 | $ 91,000 | $ 38,000 |
Anoka County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 100,000 |
Clearwater County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
Newton County Missouri | 1 | $ 350,000 | $ 350,000 | $ 83,000 |
Gallatin County Montana | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
Lewis and Clark County Montana | 1 | $ 116,000 | $ 116,000 | $ 79,000 |
Sanders County Montana | 1 | $ 229,000 | $ 229,000 | $ 32,000 |
Burlington County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 135,000 |
Mercer County New Jersey | 1 | $ 383,000 | $ 383,000 | $ 139,000 |
Curry County New Mexico | 1 | $ 32,000 | $ 32,000 | $ 138,000 |
Socorro County New Mexico | 1 | $ 221,000 | $ 221,000 | $ 45,000 |
Taos County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 171,000 |
Nassau County New York | 1 | $ 390,000 | $ 390,000 | $ 75,000 |
Onondaga County New York | 1 | $ 256,000 | $ 256,000 | $ 205,000 |
Orange County New York | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
Steuben County New York | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
Brunswick County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 29,000 |
Chatham County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 112,000 |
Wake County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 105,000 |
Geauga County Ohio | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
Jackson County Oregon | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
Klamath County Oregon | 1 | $ 78,000 | $ 78,000 | $ 63,000 |
Polk County Oregon | 1 | $ 233,000 | $ 233,000 | $ 52,000 |
Washington County Oregon | 1 | $ 179,000 | $ 179,000 | $ 99,000 |
Chester County Pennsylvania | 1 | $ 208,000 | $ 208,000 | $ 228,000 |
Delaware County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 142,000 |
Westmoreland County Pennsylvania | 1 | $ 321,000 | $ 321,000 | $ 136,000 |
Knox County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
Shelby County Tennessee | 1 | $ 534,000 | $ 534,000 | $ 107,000 |
Brazos County Texas | 1 | $ 150,000 | $ 150,000 | $ 228,000 |
Burnet County Texas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
Collin County Texas | 1 | $ 126,000 | $ 126,000 | $ 108,000 |
Fort Bend County Texas | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
Gonzales County Texas | 1 | $ 136,000 | $ 136,000 | $ 58,000 |
Kendall County Texas | 1 | $ 302,000 | $ 302,000 | $ 75,000 |
Montgomery County Texas | 1 | $ 320,000 | $ 320,000 | $ 100,000 |
Nueces County Texas | 1 | $ 131,000 | $ 131,000 | $ 50,000 |
Taylor County Texas | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
Rich County Utah | 1 | $ 438,000 | $ 438,000 | $ 168,000 |
Utah County Utah | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
Fairfax City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 192,000 |
James City County Virginia | 1 | $ 169,000 | $ 169,000 | $ 87,000 |
Loudoun County Virginia | 1 | $ 511,000 | $ 511,000 | $ 190,000 |
Virginia Beach County Virginia | 1 | $ 300,000 | $ 300,000 | $ 243,000 |
Douglas County Washington | 1 | $ 260,000 | $ 260,000 | $ 52,000 |
Mason County Washington | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
Pacific County Washington | 1 | $ 232,000 | $ 232,000 | $ 57,000 |
Snohomish County Washington | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
Spokane County Washington | 1 | $ 230,000 | $ 230,000 | $ 222,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,087 | $797,179,000 | $381,000 | $2,000,000 | $166,000 | $2,023,000 |
Home Purchase | 802 | $297,513,000 | $370,000 | $1,330,000 | $152,000 | $1,302,000 |
Home Improvement | 6 | $724,000 | $120,000 | $350,000 | $169,000 | $292,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,218 | $436,149,000 | $358,000 | $2,000,000 | $161,000 | $1,762,000 |
Not Provided | 859 | $324,497,000 | $377,000 | $1,230,000 | $167,000 | $2,023,000 |
Asian | 657 | $284,998,000 | $433,000 | $1,390,000 | $166,000 | $764,000 |
Hispanic | 111 | $34,632,000 | $312,000 | $800,000 | $132,000 | $341,000 |
Black or African American | 25 | $6,202,000 | $248,000 | $597,000 | $104,000 | $210,000 |
Native Hawaiian or Other Pacific Islander | 17 | $6,456,000 | $379,000 | $682,000 | $134,000 | $296,000 |
American Indian or Alaskan Native | 8 | $2,482,000 | $310,000 | $516,000 | $108,000 | $158,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,895 | $1,095,416,000 | $378,000 | $2,000,000 | $162,000 | $2,023,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,324 | $500,239,000 | $377,000 | $1,390,000 | $164,000 | $2,023,000 |
Application Withdrawn By Applicant | 835 | $310,078,000 | $371,000 | $1,330,000 | $169,000 | $1,722,000 |
File Closed For Incompleteness | 429 | $163,690,000 | $381,000 | $1,190,000 | $155,000 | $1,052,000 |
Application Denied By Financial Institution | 261 | $106,046,000 | $406,000 | $2,000,000 | $144,000 | $1,762,000 |
Preapproval Denied by Financial Institution | 37 | $12,022,000 | $324,000 | $900,000 | $105,000 | $283,000 |
Application Approved But Not Accepted | 9 | $3,341,000 | $371,000 | $1,025,000 | $192,000 | $360,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 116 | $49,282,000 | $424,000 | $2,000,000 | $95,000 | $524,000 |
Collateral | 94 | $37,508,000 | $399,000 | $1,000,000 | $192,000 | $1,762,000 |
Credit History | 39 | $14,180,000 | $363,000 | $1,000,000 | $150,000 | $608,000 |
Other | 21 | $8,522,000 | $405,000 | $1,000,000 | $159,000 | $352,000 |
Unverifiable Information | 11 | $3,331,000 | $302,000 | $665,000 | $95,000 | $237,000 |
Employment History | 2 | $823,000 | $411,000 | $708,000 | $117,000 | $126,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.