Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,594 |
Total Mortgage Loan Application Amount | $1,043,889,000 |
Average Mortgage Loan Application Amount | $317,666 |
Highest Mortgage Loan Application Amount | $2,000,000 |
Average Applicant Income | $158,000 |
Highest Applicant Income | $1,682,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Santa Clara County California | 1,197 | $ 517,659,000 | $ 432,000 | $ 162,000 |
Alameda County California | 238 | $ 99,680,000 | $ 418,000 | $ 162,000 |
San Mateo County California | 97 | $ 45,939,000 | $ 473,000 | $ 173,000 |
Contra Costa County California | 91 | $ 42,457,000 | $ 466,000 | $ 166,000 |
Santa Cruz County California | 51 | $ 20,185,000 | $ 395,000 | $ 159,000 |
San Francisco County California | 36 | $ 17,646,000 | $ 490,000 | $ 182,000 |
San Joaquin County California | 32 | $ 7,183,000 | $ 224,000 | $ 113,000 |
Placer County California | 31 | $ 8,093,000 | $ 261,000 | $ 136,000 |
Los Angeles County California | 26 | $ 10,723,000 | $ 412,000 | $ 161,000 |
Sacramento County California | 21 | $ 4,976,000 | $ 236,000 | $ 119,000 |
El Dorado County California | 20 | $ 6,355,000 | $ 317,000 | $ 156,000 |
San Diego County California | 20 | $ 6,817,000 | $ 340,000 | $ 170,000 |
Travis County Texas | 19 | $ 3,695,000 | $ 194,000 | $ 115,000 |
Stanislaus County California | 15 | $ 2,869,000 | $ 191,000 | $ 103,000 |
Orange County California | 12 | $ 4,959,000 | $ 413,000 | $ 136,000 |
San Luis Obispo County California | 11 | $ 3,352,000 | $ 304,000 | $ 127,000 |
Maricopa County Arizona | 9 | $ 2,148,000 | $ 238,000 | $ 106,000 |
Nevada County California | 9 | $ 2,611,000 | $ 290,000 | $ 118,000 |
Santa Barbara County California | 9 | $ 1,920,000 | $ 213,000 | $ 136,000 |
Solano County California | 9 | $ 2,296,000 | $ 255,000 | $ 119,000 |
El Paso County Colorado | 9 | $ 1,385,000 | $ 153,000 | $ 110,000 |
King County Washington | 9 | $ 3,002,000 | $ 333,000 | $ 104,000 |
Clark County Nevada | 8 | $ 1,174,000 | $ 146,000 | $ 126,000 |
Fresno County California | 7 | $ 1,536,000 | $ 219,000 | $ 86,000 |
Monterey County California | 7 | $ 3,253,000 | $ 464,000 | $ 201,000 |
Riverside County California | 6 | $ 2,944,000 | $ 490,000 | $ 268,000 |
San Benito County California | 6 | $ 1,599,000 | $ 266,000 | $ 151,000 |
Ventura County California | 6 | $ 2,468,000 | $ 411,000 | $ 229,000 |
Arapahoe County Colorado | 6 | $ 984,000 | $ 164,000 | $ 101,000 |
Sonoma County California | 5 | $ 1,262,000 | $ 252,000 | $ 203,000 |
Napa County California | 4 | $ 1,429,000 | $ 357,000 | $ 177,000 |
Shasta County California | 4 | $ 496,000 | $ 124,000 | $ 122,000 |
Yolo County California | 4 | $ 1,098,000 | $ 274,000 | $ 152,000 |
Boulder County Colorado | 4 | $ 1,082,000 | $ 270,000 | $ 176,000 |
Honolulu County Hawaii | 4 | $ 1,347,000 | $ 336,000 | $ 131,000 |
Howard County Maryland | 4 | $ 1,384,000 | $ 346,000 | $ 107,000 |
Washoe County Nevada | 4 | $ 728,000 | $ 182,000 | $ 53,000 |
Williamson County Texas | 4 | $ 942,000 | $ 235,000 | $ 190,000 |
Madison County Alabama | 3 | $ 516,000 | $ 172,000 | $ 150,000 |
Mohave County Arizona | 3 | $ 809,000 | $ 269,000 | $ 82,000 |
Yavapai County Arizona | 3 | $ 1,804,000 | $ 601,000 | $ 84,000 |
Kern County California | 3 | $ 620,000 | $ 206,000 | $ 217,000 |
Marin County California | 3 | $ 1,081,000 | $ 360,000 | $ 217,000 |
Tuolumne County California | 3 | $ 888,000 | $ 296,000 | $ 78,000 |
Douglas County Colorado | 3 | $ 952,000 | $ 317,000 | $ 178,000 |
Larimer County Colorado | 3 | $ 755,000 | $ 251,000 | $ 122,000 |
District of Columbia County District Of Columbia | 3 | $ 764,000 | $ 254,000 | $ 73,000 |
Douglas County Nevada | 3 | $ 689,000 | $ 229,000 | $ 90,000 |
Valencia County New Mexico | 3 | $ 587,000 | $ 195,000 | $ 87,000 |
Dallas County Texas | 3 | $ 278,000 | $ 92,000 | $ 191,000 |
Harris County Texas | 3 | $ 337,000 | $ 112,000 | $ 70,000 |
Hays County Texas | 3 | $ 504,000 | $ 168,000 | $ 92,000 |
Kitsap County Washington | 3 | $ 915,000 | $ 305,000 | $ 241,000 |
Pima County Arizona | 2 | $ 681,000 | $ 340,000 | $ 98,000 |
Yuma County Arizona | 2 | $ 324,000 | $ 162,000 | $ 147,000 |
Amador County California | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
Butte County California | 2 | $ 372,000 | $ 186,000 | $ 76,000 |
Calaveras County California | 2 | $ 193,000 | $ 96,000 | $ 81,000 |
Humboldt County California | 2 | $ 300,000 | $ 150,000 | $ 70,000 |
Madera County California | 2 | $ 358,000 | $ 179,000 | $ 201,000 |
Plumas County California | 2 | $ 715,000 | $ 357,000 | $ 207,000 |
San Bernardino County California | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
Hillsborough County Florida | 2 | $ 376,000 | $ 188,000 | $ 52,000 |
Indian River County Florida | 2 | $ 194,000 | $ 97,000 | $ 80,000 |
Orange County Florida | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
Camden County Georgia | 2 | $ 370,000 | $ 185,000 | $ 198,000 |
DeKalb County Georgia | 2 | $ 283,000 | $ 141,000 | $ 76,000 |
Maui County Hawaii | 2 | $ 1,661,000 | $ 830,000 | $ 84,000 |
Ada County Idaho | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
Cook County Illinois | 2 | $ 1,103,000 | $ 551,000 | $ 162,000 |
Will County Illinois | 2 | $ 1,000,000 | $ 500,000 | $ 184,000 |
Montgomery County Maryland | 2 | $ 948,000 | $ 474,000 | $ 123,000 |
Middlesex County Massachusetts | 2 | $ 705,000 | $ 352,000 | $ 205,000 |
Greene County Missouri | 2 | $ 100,000 | $ 50,000 | $ 126,000 |
Bernalillo County New Mexico | 2 | $ 306,000 | $ 153,000 | $ 117,000 |
Beckham County Oklahoma | 2 | $ 251,000 | $ 125,000 | $ 55,000 |
Clackamas County Oregon | 2 | $ 764,000 | $ 382,000 | $ 145,000 |
Jackson County Oregon | 2 | $ 325,000 | $ 162,000 | $ 55,000 |
Collin County Texas | 2 | $ 722,000 | $ 361,000 | $ 129,000 |
Kendall County Texas | 2 | $ 393,000 | $ 196,000 | $ 80,000 |
Washington County Utah | 2 | $ 329,000 | $ 164,000 | $ 93,000 |
Loudoun County Virginia | 2 | $ 925,000 | $ 462,000 | $ 132,000 |
York County Virginia | 2 | $ 501,000 | $ 250,000 | $ 146,000 |
Mobile County Alabama | 1 | $ 149,000 | $ 149,000 | $ 63,000 |
Morgan County Alabama | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
Coconino County Arizona | 1 | $ 580,000 | $ 580,000 | $ 136,000 |
Alpine County California | 1 | $ 55,000 | $ 55,000 | $ 311,000 |
Colusa County California | 1 | $ 300,000 | $ 300,000 | $ 148,000 |
Lake County California | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
Mariposa County California | 1 | $ 263,000 | $ 263,000 | $ 201,000 |
Mendocino County California | 1 | $ 500,000 | $ 500,000 | $ 211,000 |
Merced County California | 1 | $ 310,000 | $ 310,000 | $ 128,000 |
Siskiyou County California | 1 | $ 445,000 | $ 445,000 | $ 211,000 |
Sutter County California | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
Tehama County California | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
Adams County Colorado | 1 | $ 320,000 | $ 320,000 | $ 110,000 |
Broomfield County Colorado | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
Jefferson County Colorado | 1 | $ 142,000 | $ 142,000 | $ 62,000 |
Fairfield County Connecticut | 1 | $ 500,000 | $ 500,000 | $ 185,000 |
New Haven County Connecticut | 1 | $ 444,000 | $ 444,000 | $ 152,000 |
Brevard County Florida | 1 | $ 184,000 | $ 184,000 | $ 142,000 |
Broward County Florida | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
Charlotte County Florida | 1 | $ 101,000 | $ 101,000 | $ 93,000 |
Duval County Florida | 1 | $ 384,000 | $ 384,000 | $ 230,000 |
Leon County Florida | 1 | $ 212,000 | $ 212,000 | $ 162,000 |
Volusia County Florida | 1 | $ 155,000 | $ 155,000 | $ 176,000 |
Forsyth County Georgia | 1 | $ 168,000 | $ 168,000 | $ 98,000 |
Fulton County Georgia | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
Canyon County Idaho | 1 | $ 252,000 | $ 252,000 | $ 154,000 |
Johnson County Kansas | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
Fulton County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 152,000 |
St. Tammany County Louisiana | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
Anne Arundel County Maryland | 1 | $ 115,000 | $ 115,000 | $ 29,000 |
Garrett County Maryland | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
Harford County Maryland | 1 | $ 276,000 | $ 276,000 | $ 102,000 |
Berkshire County Massachusetts | 1 | $ 276,000 | $ 276,000 | $ 126,000 |
Plymouth County Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 356,000 |
Worcester County Massachusetts | 1 | $ 208,000 | $ 208,000 | $ 139,000 |
Berrien County Michigan | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
Hillsdale County Michigan | 1 | $ 56,000 | $ 56,000 | $ 25,000 |
Dakota County Minnesota | 1 | $ 188,000 | $ 188,000 | $ 75,000 |
Hennepin County Minnesota | 1 | $ 232,000 | $ 232,000 | $ 131,000 |
Jasper County Missouri | 1 | $ 70,000 | $ 70,000 | $ 203,000 |
Newton County Missouri | 1 | $ 94,000 | $ 94,000 | $ 122,000 |
Washington County Missouri | 1 | $ 32,000 | $ 32,000 | $ 24,000 |
Ravalli County Montana | 1 | $ 352,000 | $ 352,000 | $ 283,000 |
Elko County Nevada | 1 | $ 247,000 | $ 247,000 | $ 97,000 |
Rockingham County New Hampshire | 1 | $ 276,000 | $ 276,000 | $ 118,000 |
Monmouth County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 223,000 |
Curry County New Mexico | 1 | $ 98,000 | $ 98,000 | $ 136,000 |
Dona Ana County New Mexico | 1 | $ 615,000 | $ 615,000 | $ 112,000 |
New York County New York | 1 | $ 500,000 | $ 500,000 | $ 187,000 |
Schenectady County New York | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
Westchester County New York | 1 | $ 200,000 | $ 200,000 | $ 135,000 |
Franklin County Ohio | 1 | $ 52,000 | $ 52,000 | $ 83,000 |
Stephens County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
Baker County Oregon | 1 | $ 440,000 | $ 440,000 | $ 103,000 |
Curry County Oregon | 1 | $ 236,000 | $ 236,000 | $ 123,000 |
Josephine County Oregon | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
Klamath County Oregon | 1 | $ 417,000 | $ 417,000 | $ 314,000 |
Lane County Oregon | 1 | $ 213,000 | $ 213,000 | $ 103,000 |
Lincoln County Oregon | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
Marion County Oregon | 1 | $ 178,000 | $ 178,000 | $ 83,000 |
Multnomah County Oregon | 1 | $ 616,000 | $ 616,000 | $ 210,000 |
Washington County Oregon | 1 | $ 287,000 | $ 287,000 | $ 148,000 |
Allegheny County Pennsylvania | 1 | $ 149,000 | $ 149,000 | $ 110,000 |
Washington County Rhode Island | 1 | $ 400,000 | $ 400,000 | $ 120,000 |
Oconee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 166,000 |
Hardin County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
Bexar County Texas | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
Burnet County Texas | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 195,000 |
Houston County Texas | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
Johnson County Texas | 1 | $ 90,000 | $ 90,000 | $ 87,000 |
Montgomery County Texas | 1 | $ 50,000 | $ 50,000 | $ 37,000 |
Tarrant County Texas | 1 | $ 115,000 | $ 115,000 | $ 381,000 |
Albemarle County Virginia | 1 | $ 240,000 | $ 240,000 | $ 260,000 |
Alexandria County Virginia | 1 | $ 152,000 | $ 152,000 | $ 77,000 |
Cumberland County Virginia | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
Fairfax County Virginia | 1 | $ 457,000 | $ 457,000 | $ 126,000 |
Falls Church County Virginia | 1 | $ 594,000 | $ 594,000 | $ 111,000 |
Fauquier County Virginia | 1 | $ 230,000 | $ 230,000 | $ 118,000 |
Prince William County Virginia | 1 | $ 103,000 | $ 103,000 | $ 47,000 |
Jefferson County Washington | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
Pierce County Washington | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
Skagit County Washington | 1 | $ 100,000 | $ 100,000 | $ 29,000 |
Spokane County Washington | 1 | $ 141,000 | $ 141,000 | $ 80,000 |
Walla Walla County Washington | 1 | $ 220,000 | $ 220,000 | $ 62,000 |
Whatcom County Washington | 1 | $ 198,000 | $ 198,000 | $ 40,000 |
Cabell County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 437,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,558 | $604,801,000 | $388,000 | $1,470,000 | $155,000 | $1,325,000 |
Home Purchase | 973 | $431,354,000 | $443,000 | $2,000,000 | $150,000 | $1,682,000 |
Home Improvement | 63 | $7,734,000 | $122,000 | $750,000 | $169,000 | $924,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,157 | $426,410,000 | $368,000 | $2,000,000 | $145,000 | $1,682,000 |
Asian | 715 | $338,171,000 | $472,000 | $2,000,000 | $164,000 | $1,322,000 |
Not Provided | 567 | $224,273,000 | $395,000 | $2,000,000 | $163,000 | $1,325,000 |
Hispanic | 90 | $32,593,000 | $362,000 | $730,000 | $126,000 | $499,000 |
Black or African American | 35 | $11,822,000 | $337,000 | $980,000 | $135,000 | $351,000 |
Native Hawaiian or Other Pacific Islander | 18 | $6,353,000 | $352,000 | $664,000 | $142,000 | $237,000 |
American Indian or Alaskan Native | 12 | $4,267,000 | $355,000 | $756,000 | $122,000 | $269,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,594 | $1,043,889,000 | $402,000 | $2,000,000 | $153,000 | $1,682,000 |
FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,544 | $619,961,000 | $401,000 | $1,500,000 | $154,000 | $1,682,000 |
Application Withdrawn By Applicant | 464 | $187,637,000 | $404,000 | $1,330,000 | $163,000 | $1,151,000 |
Application Denied By Financial Institution | 238 | $84,694,000 | $355,000 | $1,290,000 | $125,000 | $941,000 |
File Closed For Incompleteness | 201 | $87,260,000 | $434,000 | $2,000,000 | $160,000 | $618,000 |
Application Approved But Not Accepted | 86 | $36,211,000 | $421,000 | $975,000 | $172,000 | $987,000 |
Preapproval Approved but not Accepted | 54 | $25,291,000 | $468,000 | $1,000,000 | $138,000 | $416,000 |
Preapproval Denied by Financial Institution | 7 | $2,835,000 | $405,000 | $700,000 | $137,000 | $360,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 70 | $27,964,000 | $399,000 | $861,000 | $109,000 | $941,000 |
Collateral | 51 | $18,074,000 | $354,000 | $1,000,000 | $142,000 | $322,000 |
Credit History | 35 | $12,145,000 | $347,000 | $824,000 | $121,000 | $360,000 |
Other | 22 | $6,687,000 | $303,000 | $1,290,000 | $186,000 | $924,000 |
Unverifiable Information | 4 | $2,270,000 | $567,000 | $700,000 | $106,000 | $150,000 |
Mortgage Insurance Denied | 1 | $410,000 | $410,000 | $410,000 | $118,000 | $118,000 |
Credit Application Incomplete | 1 | $240,000 | $240,000 | $240,000 | $95,000 | $95,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.