Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Sunnyvale, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 875 |
| Total Mortgage Loan Application Amount | $250,157,000 |
| Average Mortgage Loan Application Amount | $235,954 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $94,931 |
| Highest Applicant Income | $599,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 352 | $ 102,948,000 | $ 292,000 | $ 101,000 |
| Alameda County California | 68 | $ 18,734,000 | $ 275,000 | $ 117,000 |
| San Mateo County California | 30 | $ 12,067,000 | $ 402,000 | $ 194,000 |
| Santa Cruz County California | 23 | $ 7,050,000 | $ 306,000 | $ 136,000 |
| San Joaquin County California | 19 | $ 5,678,000 | $ 298,000 | $ 96,000 |
| Contra Costa County California | 17 | $ 4,367,000 | $ 256,000 | $ 101,000 |
| Travis County Texas | 15 | $ 1,964,000 | $ 130,000 | $ 72,000 |
| Placer County California | 14 | $ 2,874,000 | $ 205,000 | $ 71,000 |
| Stanislaus County California | 11 | $ 2,715,000 | $ 246,000 | $ 96,000 |
| Sacramento County California | 10 | $ 2,325,000 | $ 232,000 | $ 91,000 |
| San Francisco County California | 9 | $ 3,248,000 | $ 360,000 | $ 138,000 |
| Maricopa County Arizona | 8 | $ 2,025,000 | $ 253,000 | $ 137,000 |
| Los Angeles County California | 8 | $ 2,346,000 | $ 293,000 | $ 82,000 |
| El Dorado County California | 7 | $ 2,304,000 | $ 329,000 | $ 69,000 |
| Fresno County California | 7 | $ 1,091,000 | $ 155,000 | $ 87,000 |
| San Diego County California | 7 | $ 2,261,000 | $ 323,000 | $ 140,000 |
| San Benito County California | 6 | $ 2,132,000 | $ 355,000 | $ 122,000 |
| Santa Barbara County California | 6 | $ 1,678,000 | $ 279,000 | $ 111,000 |
| Douglas County Colorado | 5 | $ 1,548,000 | $ 309,000 | $ 142,000 |
| Calaveras County California | 4 | $ 1,177,000 | $ 294,000 | $ 103,000 |
| San Luis Obispo County California | 4 | $ 1,020,000 | $ 255,000 | $ 69,000 |
| Solano County California | 4 | $ 652,000 | $ 163,000 | $ 72,000 |
| Tuolumne County California | 4 | $ 625,000 | $ 156,000 | $ 150,000 |
| Boulder County Colorado | 4 | $ 965,000 | $ 241,000 | $ 100,000 |
| Brevard County Florida | 4 | $ 932,000 | $ 233,000 | $ 97,000 |
| Clark County Washington | 4 | $ 563,000 | $ 140,000 | $ 78,000 |
| Madison County Alabama | 3 | $ 362,000 | $ 120,000 | $ 82,000 |
| Pima County Arizona | 3 | $ 573,000 | $ 191,000 | $ 118,000 |
| Amador County California | 3 | $ 606,000 | $ 202,000 | $ 56,000 |
| Nevada County California | 3 | $ 690,000 | $ 230,000 | $ 88,000 |
| Riverside County California | 3 | $ 305,000 | $ 101,000 | $ 47,000 |
| Ventura County California | 3 | $ 652,000 | $ 217,000 | $ 79,000 |
| Prince William County Virginia | 3 | $ 1,329,000 | $ 443,000 | $ 134,000 |
| Butte County California | 2 | $ 238,000 | $ 119,000 | $ 74,000 |
| Madera County California | 2 | $ 653,000 | $ 326,000 | $ 94,000 |
| Mendocino County California | 2 | $ 265,000 | $ 132,000 | $ 95,000 |
| Merced County California | 2 | $ 160,000 | $ 80,000 | $ 62,000 |
| Orange County California | 2 | $ 565,000 | $ 282,000 | $ 90,000 |
| Clark County Nevada | 2 | $ 659,000 | $ 329,000 | $ 103,000 |
| Washoe County Nevada | 2 | $ 232,000 | $ 116,000 | $ 34,000 |
| Lane County Oregon | 2 | $ 458,000 | $ 229,000 | $ 102,000 |
| Bexar County Texas | 2 | $ 202,000 | $ 101,000 | $ 59,000 |
| Williamson County Texas | 2 | $ 454,000 | $ 227,000 | $ 135,000 |
| King County Washington | 2 | $ 381,000 | $ 190,000 | $ 67,000 |
| Kitsap County Washington | 2 | $ 430,000 | $ 215,000 | $ 138,000 |
| Coconino County Arizona | 1 | $ 151,000 | $ 151,000 | $ 133,000 |
| Yavapai County Arizona | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Humboldt County California | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Lassen County California | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Marin County California | 1 | $ 650,000 | $ 650,000 | $ 130,000 |
| Mono County California | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Monterey County California | 1 | $ 150,000 | $ 150,000 | $ 43,000 |
| Napa County California | 1 | $ 64,000 | $ 64,000 | $ 200,000 |
| Siskiyou County California | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Sonoma County California | 1 | $ 425,000 | $ 425,000 | $ 37,000 |
| Yolo County California | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Yuba County California | 1 | $ 200,000 | $ 200,000 | $ 57,000 |
| Adams County Colorado | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Weld County Colorado | 1 | $ 176,000 | $ 176,000 | $ 129,000 |
| Hartford County Connecticut | 1 | $ 180,000 | $ 180,000 | $ 253,000 |
| Broward County Florida | 1 | $ 183,000 | $ 183,000 | $ 123,000 |
| Manatee County Florida | 1 | $ 52,000 | $ 52,000 | $ 116,000 |
| Okeechobee County Florida | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Palm Beach County Florida | 1 | $ 352,000 | $ 352,000 | $ 221,000 |
| Seminole County Florida | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Camden County Georgia | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| Walker County Georgia | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Hawaii County Hawaii | 1 | $ 368,000 | $ 368,000 | $ 107,000 |
| Maui County Hawaii | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Ada County Idaho | 1 | $ 319,000 | $ 319,000 | $ 92,000 |
| Kane County Illinois | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Douglas County Kansas | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Johnson County Kansas | 1 | $ 138,000 | $ 138,000 | $ 103,000 |
| Howard County Maryland | 1 | $ 525,000 | $ 525,000 | $ 146,000 |
| Middlesex County Massachusetts | 1 | $ 299,000 | $ 299,000 | $ 75,000 |
| Jefferson County Missouri | 1 | $ 220,000 | $ 220,000 | $ 60,000 |
| St. Charles County Missouri | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Sarpy County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 101,000 |
| Churchill County Nevada | 1 | $ 247,000 | $ 247,000 | $ 64,000 |
| Lyon County Nevada | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Ocean County New Jersey | 1 | $ 140,000 | $ 140,000 | $ 143,000 |
| Bernalillo County New Mexico | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Dona Ana County New Mexico | 1 | $ 231,000 | $ 231,000 | $ 107,000 |
| Sandoval County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Westchester County New York | 1 | $ 950,000 | $ 950,000 | $ 197,000 |
| Comanche County Oklahoma | 1 | $ 250,000 | $ 250,000 | $ 71,000 |
| Clackamas County Oregon | 1 | $ 315,000 | $ 315,000 | $ 169,000 |
| Hood River County Oregon | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Josephine County Oregon | 1 | $ 281,000 | $ 281,000 | $ 54,000 |
| Linn County Oregon | 1 | $ 147,000 | $ 147,000 | $ 31,000 |
| Marion County Oregon | 1 | $ 146,000 | $ 146,000 | $ 75,000 |
| Washington County Oregon | 1 | $ 329,000 | $ 329,000 | $ 87,000 |
| Berks County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Bucks County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 118,000 |
| Chester County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 48,000 |
| Davidson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 78,000 |
| Caldwell County Texas | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Coryell County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Dallas County Texas | 1 | $ 200,000 | $ 200,000 | $ 106,000 |
| El Paso County Texas | 1 | $ 59,000 | $ 59,000 | $ 10,000 |
| Gillespie County Texas | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Harris County Texas | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Hays County Texas | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| Tarrant County Texas | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Davis County Utah | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Washington County Utah | 1 | $ 140,000 | $ 140,000 | $ 70,000 |
| Fairfax County Virginia | 1 | $ 610,000 | $ 610,000 | $ 144,000 |
| Spotsylvania County Virginia | 1 | $ 518,000 | $ 518,000 | $ 106,000 |
| Stafford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Warren County Virginia | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| Jefferson County Washington | 1 | $ 300,000 | $ 300,000 | $ 65,000 |
| Pierce County Washington | 1 | $ 53,000 | $ 53,000 | $ 401,000 |
| Snohomish County Washington | 1 | $ 338,000 | $ 338,000 | $ 93,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 609 | $165,369,000 | $240,523 | $1,000,000 | $97,047 | $470,000 |
| Home Purchase | 253 | $82,450,000 | $243,142 | $1,000,000 | $92,904 | $599,000 |
| Home Improvement | 13 | $2,338,000 | $112,500 | $650,000 | $94,000 | $221,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 585 | $169,508,000 | $259,269 | $1,000,000 | $104,538 | $401,000 |
| Not Provided | 113 | $30,123,000 | $221,500 | $1,000,000 | $99,833 | $599,000 |
| Asian | 111 | $34,394,000 | $271,000 | $1,000,000 | $106,818 | $275,000 |
| Hispanic | 41 | $10,351,000 | $227,000 | $495,000 | $74,800 | $196,000 |
| Black or African American | 12 | $2,670,000 | $209,000 | $684,000 | $84,200 | $117,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,145,000 | $331,000 | $563,000 | $119,666 | $171,000 |
| American Indian or Alaskan Native | 5 | $966,000 | $172,000 | $430,000 | $58,500 | $184,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 875 | $250,157,000 | $251,750 | $1,000,000 | $101,035 | $599,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 548 | $151,510,000 | $223,363 | $1,000,000 | $96,181 | $599,000 |
| Application Withdrawn By Applicant | 108 | $29,555,000 | $183,636 | $1,000,000 | $84,454 | $268,000 |
| Application Denied By Financial Institution | 98 | $25,437,000 | $292,384 | $950,000 | $101,538 | $258,000 |
| Preapproval Approved but not Accepted | 84 | $29,857,000 | $355,000 | $850,000 | $128,000 | $286,000 |
| Preapproval Denied by Financial Institution | 18 | $8,407,000 | $467,000 | $1,000,000 | $133,000 | $400,000 |
| Application Approved But Not Accepted | 17 | $5,178,000 | $294,000 | $575,000 | $112,250 | $185,000 |
| File Closed For Incompleteness | 2 | $213,000 | $106,500 | $135,000 | $115,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 25 | $6,686,000 | $215,857 | $808,000 | $122,428 | $400,000 |
| Credit History | 22 | $6,890,000 | $375,666 | $1,000,000 | $107,166 | $366,000 |
| Debt-To-Income Ratio | 22 | $7,523,000 | $379,333 | $675,000 | $105,000 | $183,000 |
| Collateral | 13 | $3,739,000 | $354,333 | $950,000 | $142,333 | $258,000 |
| Unverifiable Information | 2 | $270,000 | $135,000 | $150,000 | $77,500 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,060,000 | $530,000 | $565,000 | $97,500 | $105,000 |
| Credit Application Incomplete | 1 | $140,000 | $140,000 | $140,000 | $180,000 | $180,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.