Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Star One Credit Union Po Box 3643 Carlsbad, CA 94088 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 |
| Total Number of Mortgage Applications | 3,306 |
| Total Mortgage Loan Application Amount | $1,954,680,000 |
| Average Mortgage Loan Application Amount | $458,600 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $248,000 |
| Highest Applicant Income | $4,740,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 994 | $ 501,680,000 | $ 504,000 | $ 268,000 |
| Alameda County California | 384 | $ 262,790,000 | $ 684,000 | $ 290,000 |
| San Joaquin County California | 150 | $ 74,410,000 | $ 496,000 | $ 222,000 |
| Contra Costa County California | 109 | $ 67,555,000 | $ 619,000 | $ 321,000 |
| San Mateo County California | 96 | $ 58,260,000 | $ 606,000 | $ 308,000 |
| Santa Cruz County California | 71 | $ 28,365,000 | $ 399,000 | $ 215,000 |
| Sacramento County California | 46 | $ 16,150,000 | $ 351,000 | $ 252,000 |
| San Francisco County California | 34 | $ 23,350,000 | $ 686,000 | $ 335,000 |
| Monterey County California | 31 | $ 9,865,000 | $ 318,000 | $ 206,000 |
| Placer County California | 31 | $ 9,865,000 | $ 318,000 | $ 181,000 |
| San Diego County California | 28 | $ 14,870,000 | $ 531,000 | $ 267,000 |
| Stanislaus County California | 28 | $ 8,410,000 | $ 300,000 | $ 113,000 |
| Los Angeles County California | 25 | $ 15,535,000 | $ 621,000 | $ 290,000 |
| Orange County California | 21 | $ 12,645,000 | $ 602,000 | $ 234,000 |
| San Benito County California | 20 | $ 6,010,000 | $ 300,000 | $ 215,000 |
| El Dorado County California | 19 | $ 3,415,000 | $ 179,000 | $ 148,000 |
| Fresno County California | 14 | $ 3,780,000 | $ 270,000 | $ 234,000 |
| Merced County California | 14 | $ 2,420,000 | $ 172,000 | $ 142,000 |
| Riverside County California | 14 | $ 3,590,000 | $ 256,000 | $ 202,000 |
| Maricopa County Arizona | 13 | $ 4,705,000 | $ 361,000 | $ 268,000 |
| Marin County California | 11 | $ 5,415,000 | $ 492,000 | $ 242,000 |
| Travis County Texas | 11 | $ 5,555,000 | $ 505,000 | $ 241,000 |
| Williamson County Texas | 11 | $ 4,295,000 | $ 390,000 | $ 266,000 |
| Sonoma County California | 10 | $ 4,480,000 | $ 448,000 | $ 294,000 |
| Nevada County California | 9 | $ 3,605,000 | $ 400,000 | $ 256,000 |
| Clark County Nevada | 8 | $ 2,820,000 | $ 352,000 | $ 214,000 |
| Napa County California | 7 | $ 2,255,000 | $ 322,000 | $ 269,000 |
| Solano County California | 7 | $ 2,425,000 | $ 346,000 | $ 213,000 |
| Kern County California | 6 | $ 940,000 | $ 156,000 | $ 150,000 |
| Durham County North Carolina | 6 | $ 2,000,000 | $ 333,000 | $ 175,000 |
| King County Washington | 6 | $ 5,070,000 | $ 845,000 | $ 312,000 |
| Calaveras County California | 5 | $ 1,095,000 | $ 219,000 | $ 136,000 |
| San Luis Obispo County California | 5 | $ 1,405,000 | $ 281,000 | $ 172,000 |
| Ventura County California | 5 | $ 2,855,000 | $ 571,000 | $ 254,000 |
| Yolo County California | 5 | $ 2,605,000 | $ 521,000 | $ 220,000 |
| Douglas County Colorado | 5 | $ 2,255,000 | $ 451,000 | $ 314,000 |
| Deschutes County Oregon | 5 | $ 2,525,000 | $ 505,000 | $ 177,000 |
| Multnomah County Oregon | 5 | $ 2,115,000 | $ 423,000 | $ 245,000 |
| Hays County Texas | 5 | $ 2,025,000 | $ 405,000 | $ 225,000 |
| Madera County California | 4 | $ 1,400,000 | $ 350,000 | $ 222,000 |
| El Paso County Colorado | 4 | $ 990,000 | $ 247,000 | $ 123,000 |
| Wake County North Carolina | 4 | $ 1,250,000 | $ 312,000 | $ 146,000 |
| Cuyahoga County Ohio | 4 | $ 370,000 | $ 92,000 | $ 152,000 |
| Clackamas County Oregon | 4 | $ 2,250,000 | $ 562,000 | $ 283,000 |
| Collin County Texas | 4 | $ 2,220,000 | $ 555,000 | $ 170,000 |
| Dallas County Texas | 4 | $ 960,000 | $ 240,000 | $ 255,000 |
| Denton County Texas | 4 | $ 1,720,000 | $ 430,000 | $ 236,000 |
| Harris County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 236,000 |
| Snohomish County Washington | 4 | $ 2,970,000 | $ 742,000 | $ 197,000 |
| Amador County California | 3 | $ 985,000 | $ 328,000 | $ 132,000 |
| Colusa County California | 3 | $ 1,405,000 | $ 468,000 | $ 662,000 |
| Denver County Colorado | 3 | $ 1,835,000 | $ 611,000 | $ 134,000 |
| Washoe County Nevada | 3 | $ 1,205,000 | $ 401,000 | $ 315,000 |
| Dona Ana County New Mexico | 3 | $ 705,000 | $ 235,000 | $ 171,000 |
| Douglas County Oregon | 3 | $ 1,045,000 | $ 348,000 | $ 85,000 |
| Sevier County Tennessee | 3 | $ 1,565,000 | $ 521,000 | $ 271,000 |
| Shelby County Tennessee | 3 | $ 1,305,000 | $ 435,000 | $ 283,000 |
| Pierce County Washington | 3 | $ 1,155,000 | $ 385,000 | $ 289,000 |
| Humboldt County California | 2 | $ 100,000 | $ 50,000 | $ 76,000 |
| San Bernardino County California | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Santa Barbara County California | 2 | $ 1,090,000 | $ 545,000 | $ 270,000 |
| Shasta County California | 2 | $ 640,000 | $ 320,000 | $ 97,000 |
| Tuolumne County California | 2 | $ 230,000 | $ 115,000 | $ 122,000 |
| Yuba County California | 2 | $ 740,000 | $ 370,000 | $ 172,000 |
| Arapahoe County Colorado | 2 | $ 1,130,000 | $ 565,000 | $ 199,000 |
| Jefferson County Colorado | 2 | $ 1,210,000 | $ 605,000 | $ 170,000 |
| Weld County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 225,000 |
| Fairfield County Connecticut | 2 | $ 1,600,000 | $ 800,000 | $ 220,000 |
| Okaloosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 701,000 |
| Forsyth County Georgia | 2 | $ 1,190,000 | $ 595,000 | $ 293,000 |
| Cook County Illinois | 2 | $ 600,000 | $ 300,000 | $ 113,000 |
| Henry County Indiana | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Monroe County New York | 2 | $ 830,000 | $ 415,000 | $ 250,000 |
| Davidson County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 184,000 |
| Orange County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 157,000 |
| Butler County Ohio | 2 | $ 370,000 | $ 185,000 | $ 322,000 |
| Canadian County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 400,000 |
| Benton County Oregon | 2 | $ 1,250,000 | $ 625,000 | $ 152,000 |
| Washington County Oregon | 2 | $ 730,000 | $ 365,000 | $ 166,000 |
| Monroe County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 328,000 |
| Davidson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 297,000 |
| Knox County Tennessee | 2 | $ 820,000 | $ 410,000 | $ 149,000 |
| Grayson County Texas | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Chesterfield County Virginia | 2 | $ 510,000 | $ 255,000 | $ 95,000 |
| Fairfax County Virginia | 2 | $ 1,520,000 | $ 760,000 | $ 197,000 |
| Jefferson County Alabama | 1 | $ 505,000 | $ 505,000 | $ 220,000 |
| Lauderdale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 252,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 845,000 | $ 845,000 | $ 358,000 |
| Washington County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 231,000 |
| Butte County California | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Del Norte County California | 1 | $ 205,000 | $ 205,000 | $ 261,000 |
| Lake County California | 1 | $ 205,000 | $ 205,000 | $ 264,000 |
| Siskiyou County California | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Sutter County California | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Tulare County California | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Adams County Colorado | 1 | $ 735,000 | $ 735,000 | $ 267,000 |
| Grand County Colorado | 1 | $ 505,000 | $ 505,000 | $ 271,000 |
| Larimer County Colorado | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Brevard County Florida | 1 | $ 605,000 | $ 605,000 | $ 223,000 |
| Martin County Florida | 1 | $ 505,000 | $ 505,000 | $ 165,000 |
| Orange County Florida | 1 | $ 725,000 | $ 725,000 | $ 339,000 |
| Sarasota County Florida | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Seminole County Florida | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Volusia County Florida | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Fulton County Georgia | 1 | $ 755,000 | $ 755,000 | $ 435,000 |
| Gwinnett County Georgia | 1 | $ 465,000 | $ 465,000 | $ 270,000 |
| Muscogee County Georgia | 1 | $ 65,000 | $ 65,000 | $ 228,000 |
| Spalding County Georgia | 1 | $ 145,000 | $ 145,000 | $ 218,000 |
| Honolulu County Hawaii | 1 | $ 265,000 | $ 265,000 | $ 237,000 |
| Maui County Hawaii | 1 | $ 1,035,000 | $ 1,035,000 | $ 503,000 |
| Canyon County Idaho | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Kootenai County Idaho | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Valley County Idaho | 1 | $ 315,000 | $ 315,000 | $ 215,000 |
| Champaign County Illinois | 1 | $ 165,000 | $ 165,000 | $ 184,000 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 254,000 |
| Grant County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Orleans County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Kennebec County Maine | 1 | $ 575,000 | $ 575,000 | $ 262,000 |
| Frederick County Maryland | 1 | $ 385,000 | $ 385,000 | $ 21,000 |
| Suffolk County Massachusetts | 1 | $ 575,000 | $ 575,000 | $ 233,000 |
| Anoka County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Washington County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 257,000 |
| DeSoto County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 281,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Gallatin County Montana | 1 | $ 355,000 | $ 355,000 | $ 298,000 |
| Douglas County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 559,000 |
| Carson City County Nevada | 1 | $ 405,000 | $ 405,000 | $ 463,000 |
| Elko County Nevada | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Lyon County Nevada | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Hudson County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 173,000 |
| Sandoval County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 105,000 |
| New York County New York | 1 | $ 555,000 | $ 555,000 | $ 170,000 |
| Franklin County Ohio | 1 | $ 345,000 | $ 345,000 | $ 431,000 |
| Hamilton County Ohio | 1 | $ 315,000 | $ 315,000 | $ 212,000 |
| Tulsa County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 226,000 |
| Coos County Oregon | 1 | $ 435,000 | $ 435,000 | $ 166,000 |
| Jackson County Oregon | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
| Josephine County Oregon | 1 | $ 955,000 | $ 955,000 | $ 262,000 |
| Montgomery County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 215,000 |
| Anderson County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 267,000 |
| Horry County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Lawrence County South Dakota | 1 | $ 525,000 | $ 525,000 | $ 339,000 |
| Hamilton County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 3,120,000 |
| Van Buren County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
| Williamson County Tennessee | 1 | $ 1,705,000 | $ 1,705,000 | $ 600,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 152,000 |
| Fort Bend County Texas | 1 | $ 655,000 | $ 655,000 | $ 190,000 |
| Galveston County Texas | 1 | $ 665,000 | $ 665,000 | $ 145,000 |
| Johnson County Texas | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| Kaufman County Texas | 1 | $ 195,000 | $ 195,000 | $ 224,000 |
| Parker County Texas | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Tarrant County Texas | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Davis County Utah | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Summit County Utah | 1 | $ 905,000 | $ 905,000 | $ 328,000 |
| Utah County Utah | 1 | $ 405,000 | $ 405,000 | $ 157,000 |
| Washington County Utah | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
| Chittenden County Vermont | 1 | $ 275,000 | $ 275,000 | $ 660,000 |
| Hampton County Virginia | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Grays Harbor County Washington | 1 | $ 215,000 | $ 215,000 | $ 69,000 |
| Thurston County Washington | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Whatcom County Washington | 1 | $ 425,000 | $ 425,000 | $ 315,000 |
| Whitman County Washington | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Dane County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 184,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Star One Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,913 | $1,538,025,000 | $803,000 | $3,005,000 | $292,000 | $4,657,000 |
| Home Improvement | 803 | $190,325,000 | $237,000 | $1,445,000 | $232,000 | $4,740,000 |
| Other Purpose | 282 | $63,510,000 | $225,000 | $1,005,000 | $228,000 | $3,756,000 |
| Refinancing | 178 | $107,450,000 | $603,000 | $2,475,000 | $253,000 | $722,000 |
| Cash-out Refinancing | 130 | $55,370,000 | $425,000 | $2,325,000 | $235,000 | $3,120,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,080 | $760,400,000 | $704,000 | $2,885,000 | $291,000 | $4,740,000 |
| White | 1,038 | $502,350,000 | $483,000 | $3,005,000 | $229,000 | $1,828,000 |
| Not Provided | 545 | $315,185,000 | $578,000 | $3,005,000 | $284,000 | $2,832,000 |
| Hispanic | 245 | $89,675,000 | $366,000 | $1,605,000 | $196,000 | $900,000 |
| Black or African American | 40 | $16,370,000 | $409,000 | $1,505,000 | $218,000 | $1,155,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $5,505,000 | $500,000 | $875,000 | $184,000 | $273,000 |
| American Indian or Alaskan Native | 10 | $3,020,000 | $302,000 | $1,045,000 | $143,000 | $250,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,306 | $1,954,680,000 | $591,000 | $3,005,000 | $267,000 | $4,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,638 | $811,660,000 | $495,000 | $3,005,000 | $256,000 | $1,653,000 |
| Preapproval Approved but not Accepted | 638 | $533,740,000 | $836,000 | $3,005,000 | $301,000 | $4,657,000 |
| Application Denied By Financial Institution | 453 | $199,695,000 | $440,000 | $2,475,000 | $214,000 | $2,100,000 |
| Application Approved But Not Accepted | 333 | $213,415,000 | $640,000 | $2,755,000 | $339,000 | $4,740,000 |
| Preapproval Denied by Financial Institution | 200 | $170,750,000 | $853,000 | $2,705,000 | $255,000 | $1,224,000 |
| File Closed For Incompleteness | 36 | $19,170,000 | $532,000 | $1,285,000 | $248,000 | $469,000 |
| Application Withdrawn By Applicant | 8 | $6,250,000 | $781,000 | $1,285,000 | $244,000 | $690,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,653 | $1,584,235,000 | $597,000 | $3,005,000 | $277,000 | $4,740,000 |
| Debt-To-Income Ratio | 320 | $191,710,000 | $599,000 | $2,505,000 | $173,000 | $763,000 |
| Credit Application Incomplete | 126 | $87,740,000 | $696,000 | $2,005,000 | $288,000 | $1,224,000 |
| Other | 59 | $26,855,000 | $455,000 | $2,325,000 | $352,000 | $2,100,000 |
| Unverifiable Information | 55 | $29,485,000 | $536,000 | $2,705,000 | $245,000 | $993,000 |
| Collateral | 47 | $13,575,000 | $288,000 | $855,000 | $254,000 | $709,000 |
| Credit History | 32 | $10,900,000 | $340,000 | $1,405,000 | $227,000 | $1,210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $5,845,000 | $835,000 | $1,285,000 | $229,000 | $422,000 |
| Mortgage Insurance Denied | 4 | $3,400,000 | $850,000 | $1,305,000 | $235,000 | $467,000 |
| Employment History | 3 | $935,000 | $311,000 | $755,000 | $102,000 | $178,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.