Star One Credit Union
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Star One Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Star One Credit Union
Po Box 3643
Sunnyvale, CA 94088
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  
Total Number of Mortgage Applications 5,497
Total Mortgage Loan Application Amount $2,778,105,000
Average Mortgage Loan Application Amount $480,800
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $214,800
Highest Applicant Income $3,075,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Star One Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Santa Clara County California 2,093 $ 988,465,000 $ 472,000 $ 222,000
Alameda County California 419 $ 211,565,000 $ 504,000 $ 225,000
San Mateo County California 205 $ 131,385,000 $ 640,000 $ 269,000
Contra Costa County California 151 $ 65,905,000 $ 436,000 $ 225,000
Santa Cruz County California 122 $ 48,830,000 $ 400,000 $ 191,000
San Joaquin County California 118 $ 35,670,000 $ 302,000 $ 204,000
San Francisco County California 73 $ 49,035,000 $ 671,000 $ 263,000
Placer County California 67 $ 23,675,000 $ 353,000 $ 209,000
Sacramento County California 64 $ 19,250,000 $ 300,000 $ 145,000
San Diego County California 53 $ 23,135,000 $ 436,000 $ 256,000
Los Angeles County California 47 $ 19,805,000 $ 421,000 $ 185,000
Stanislaus County California 37 $ 10,635,000 $ 287,000 $ 118,000
Monterey County California 34 $ 10,900,000 $ 320,000 $ 228,000
Orange County California 32 $ 21,040,000 $ 657,000 $ 286,000
Fresno County California 29 $ 7,235,000 $ 249,000 $ 135,000
Sonoma County California 29 $ 10,935,000 $ 377,000 $ 233,000
Washoe County Nevada 28 $ 12,670,000 $ 452,000 $ 216,000
San Benito County California 24 $ 8,910,000 $ 371,000 $ 184,000
Clark County Nevada 23 $ 5,765,000 $ 250,000 $ 219,000
Maricopa County Arizona 22 $ 4,920,000 $ 223,000 $ 171,000
El Dorado County California 21 $ 8,915,000 $ 424,000 $ 172,000
Marin County California 21 $ 16,525,000 $ 786,000 $ 279,000
Riverside County California 20 $ 3,660,000 $ 183,000 $ 156,000
Yolo County California 17 $ 6,985,000 $ 410,000 $ 179,000
Douglas County Colorado 17 $ 7,135,000 $ 419,000 $ 217,000
Nevada County California 16 $ 6,440,000 $ 402,000 $ 222,000
Merced County California 15 $ 2,745,000 $ 183,000 $ 119,000
Solano County California 15 $ 4,535,000 $ 302,000 $ 151,000
Calaveras County California 14 $ 2,950,000 $ 210,000 $ 177,000
San Luis Obispo County California 14 $ 5,060,000 $ 361,000 $ 164,000
Santa Barbara County California 13 $ 3,075,000 $ 236,000 $ 152,000
Jefferson County Colorado 12 $ 5,500,000 $ 458,000 $ 171,000
Travis County Texas 12 $ 5,460,000 $ 455,000 $ 200,000
Ada County Idaho 11 $ 5,005,000 $ 455,000 $ 170,000
Ventura County California 9 $ 3,455,000 $ 383,000 $ 143,000
Montgomery County Maryland 9 $ 3,275,000 $ 363,000 $ 260,000
King County Washington 9 $ 3,195,000 $ 355,000 $ 265,000
Pima County Arizona 8 $ 1,940,000 $ 242,000 $ 232,000
Napa County California 8 $ 6,040,000 $ 755,000 $ 209,000
Tuolumne County California 8 $ 2,230,000 $ 278,000 $ 231,000
Arapahoe County Colorado 8 $ 3,670,000 $ 458,000 $ 137,000
Multnomah County Oregon 8 $ 2,620,000 $ 327,000 $ 133,000
Harris County Texas 8 $ 1,450,000 $ 181,000 $ 433,000
Madison County Alabama 7 $ 1,495,000 $ 213,000 $ 250,000
Butte County California 7 $ 785,000 $ 112,000 $ 125,000
Humboldt County California 7 $ 2,355,000 $ 336,000 $ 70,000
Wake County North Carolina 7 $ 2,115,000 $ 302,000 $ 163,000
Clackamas County Oregon 7 $ 2,665,000 $ 380,000 $ 144,000
Kern County California 6 $ 1,200,000 $ 200,000 $ 89,000
Madera County California 6 $ 1,660,000 $ 276,000 $ 244,000
Bexar County Texas 6 $ 1,590,000 $ 265,000 $ 187,000
Tarrant County Texas 6 $ 2,060,000 $ 343,000 $ 145,000
Pinal County Arizona 5 $ 895,000 $ 179,000 $ 113,000
Boulder County Colorado 5 $ 1,665,000 $ 333,000 $ 148,000
Cook County Illinois 5 $ 1,575,000 $ 315,000 $ 149,000
Wayne County Michigan 5 $ 315,000 $ 63,000 $ 166,000
McClain County Oklahoma 5 $ 885,000 $ 177,000 $ 663,000
Deschutes County Oregon 5 $ 1,825,000 $ 365,000 $ 434,000
Shelby County Tennessee 5 $ 1,245,000 $ 249,000 $ 282,000
Yavapai County Arizona 4 $ 1,000,000 $ 250,000 $ 123,000
Amador County California 4 $ 1,050,000 $ 262,000 $ 95,000
San Bernardino County California 4 $ 1,360,000 $ 340,000 $ 206,000
Sutter County California 4 $ 930,000 $ 232,000 $ 71,000
Maui County Hawaii 4 $ 1,860,000 $ 465,000 $ 521,000
St. Louis County Missouri 4 $ 430,000 $ 107,000 $ 183,000
Bernalillo County New Mexico 4 $ 1,020,000 $ 255,000 $ 136,000
Williamson County Texas 4 $ 1,800,000 $ 450,000 $ 200,000
Brevard County Florida 3 $ 865,000 $ 288,000 $ 90,000
Broward County Florida 3 $ 1,575,000 $ 525,000 $ 200,000
Hillsborough County Florida 3 $ 725,000 $ 241,000 $ 99,000
Palm Beach County Florida 3 $ 945,000 $ 315,000 $ 254,000
Polk County Florida 3 $ 455,000 $ 151,000 $ 258,000
Seminole County Florida 3 $ 1,655,000 $ 551,000 $ 216,000
Honolulu County Hawaii 3 $ 1,565,000 $ 521,000 $ 134,000
Canyon County Idaho 3 $ 1,665,000 $ 555,000 $ 145,000
Suffolk County Massachusetts 3 $ 1,135,000 $ 378,000 $ 219,000
Carson City County Nevada 3 $ 545,000 $ 181,000 $ 128,000
Douglas County Nevada 3 $ 1,255,000 $ 418,000 $ 170,000
Dona Ana County New Mexico 3 $ 535,000 $ 178,000 $ 145,000
Hood River County Oregon 3 $ 845,000 $ 281,000 $ 179,000
Jackson County Oregon 3 $ 525,000 $ 175,000 $ 42,000
Aiken County South Carolina 3 $ 375,000 $ 125,000 $ 145,000
Davidson County Tennessee 3 $ 885,000 $ 295,000 $ 228,000
Montgomery County Texas 3 $ 575,000 $ 191,000 $ 111,000
Fairfax County Virginia 3 $ 1,335,000 $ 445,000 $ 193,000
Kitsap County Washington 3 $ 1,215,000 $ 405,000 $ 102,000
Inyo County California 2 $ 290,000 $ 145,000 $ 69,000
Mariposa County California 2 $ 230,000 $ 115,000 $ 70,000
Plumas County California 2 $ 260,000 $ 130,000 $ 56,000
Trinity County California 2 $ 320,000 $ 160,000 $ 71,000
Tulare County California 2 $ 500,000 $ 250,000 $ 114,000
El Paso County Colorado 2 $ 640,000 $ 320,000 $ 212,000
Elbert County Colorado 2 $ 1,000,000 $ 500,000 $ 191,000
Larimer County Colorado 2 $ 790,000 $ 395,000 $ 53,000
New Haven County Connecticut 2 $ 750,000 $ 375,000 $ 214,000
Charlotte County Florida 2 $ 520,000 $ 260,000 $ 128,000
Duval County Florida 2 $ 340,000 $ 170,000 $ 256,000
Manatee County Florida 2 $ 710,000 $ 355,000 $ 139,000
Miami-Dade County Florida 2 $ 350,000 $ 175,000 $ 191,000
Hawaii County Hawaii 2 $ 1,080,000 $ 540,000 $ 161,000
Champaign County Illinois 2 $ 400,000 $ 200,000 $ 538,000
Baltimore City County Maryland 2 $ 290,000 $ 145,000 $ 120,000
Howard County Maryland 2 $ 670,000 $ 335,000 $ 97,000
Macomb County Michigan 2 $ 140,000 $ 70,000 $ 222,000
Oakland County Michigan 2 $ 240,000 $ 120,000 $ 94,000
Greene County Missouri 2 $ 280,000 $ 140,000 $ 105,000
St. Charles County Missouri 2 $ 400,000 $ 200,000 $ 114,000
Gallatin County Montana 2 $ 400,000 $ 200,000 $ 104,000
Valencia County New Mexico 2 $ 280,000 $ 140,000 $ 96,000
Mecklenburg County North Carolina 2 $ 450,000 $ 225,000 $ 105,000
Franklin County Ohio 2 $ 240,000 $ 120,000 $ 110,000
Collin County Texas 2 $ 620,000 $ 310,000 $ 156,000
Denton County Texas 2 $ 660,000 $ 330,000 $ 158,000
Fort Bend County Texas 2 $ 420,000 $ 210,000 $ 130,000
Hays County Texas 2 $ 750,000 $ 375,000 $ 135,000
Salt Lake County Utah 2 $ 910,000 $ 455,000 $ 210,000
Mason County Washington 2 $ 490,000 $ 245,000 $ 189,000
Whatcom County Washington 2 $ 550,000 $ 275,000 $ 124,000
Baldwin County Alabama 1 $ 125,000 $ 125,000 $ 184,000
Coffee County Alabama 1 $ 95,000 $ 95,000 $ 228,000
Limestone County Alabama 1 $ 215,000 $ 215,000 $ 0
Coconino County Arizona 1 $ 405,000 $ 405,000 $ 209,000
Benton County Arkansas 1 $ 205,000 $ 205,000 $ 102,000
Garland County Arkansas 1 $ 85,000 $ 85,000 $ 69,000
Hot Spring County Arkansas 1 $ 325,000 $ 325,000 $ 1,024,000
Alpine County California 1 $ 495,000 $ 495,000 $ 217,000
Glenn County California 1 $ 205,000 $ 205,000 $ 623,000
Shasta County California 1 $ 235,000 $ 235,000 $ 160,000
Siskiyou County California 1 $ 245,000 $ 245,000 $ 82,000
Tehama County California 1 $ 235,000 $ 235,000 $ 91,000
Yuba County California 1 $ 175,000 $ 175,000 $ 130,000
Adams County Colorado 1 $ 285,000 $ 285,000 $ 79,000
Alamosa County Colorado 1 $ 395,000 $ 395,000 $ 179,000
Denver County Colorado 1 $ 565,000 $ 565,000 $ 165,000
Summit County Colorado 1 $ 425,000 $ 425,000 $ 208,000
Weld County Colorado 1 $ 755,000 $ 755,000 $ 368,000
Fairfield County Connecticut 1 $ 475,000 $ 475,000 $ 163,000
Litchfield County Connecticut 1 $ 265,000 $ 265,000 $ 140,000
Sussex County Delaware 1 $ 275,000 $ 275,000 $ 185,000
District of Columbia County District Of Columbia 1 $ 285,000 $ 285,000 $ 97,000
Bay County Florida 1 $ 295,000 $ 295,000 $ 90,000
Citrus County Florida 1 $ 65,000 $ 65,000 $ 45,000
Clay County Florida 1 $ 205,000 $ 205,000 $ 0
Escambia County Florida 1 $ 45,000 $ 45,000 $ 67,000
Franklin County Florida 1 $ 395,000 $ 395,000 $ 280,000
Lee County Florida 1 $ 415,000 $ 415,000 $ 121,000
Osceola County Florida 1 $ 105,000 $ 105,000 $ 202,000
Sarasota County Florida 1 $ 265,000 $ 265,000 $ 427,000
St. Johns County Florida 1 $ 405,000 $ 405,000 $ 166,000
Volusia County Florida 1 $ 305,000 $ 305,000 $ 98,000
Camden County Georgia 1 $ 325,000 $ 325,000 $ 187,000
Chatham County Georgia 1 $ 155,000 $ 155,000 $ 29,000
Cobb County Georgia 1 $ 405,000 $ 405,000 $ 189,000
DeKalb County Georgia 1 $ 195,000 $ 195,000 $ 169,000
Douglas County Georgia 1 $ 105,000 $ 105,000 $ 130,000
Fayette County Georgia 1 $ 275,000 $ 275,000 $ 30,000
Gwinnett County Georgia 1 $ 195,000 $ 195,000 $ 202,000
Jefferson County Georgia 1 $ 655,000 $ 655,000 $ 63,000
Oconee County Georgia 1 $ 145,000 $ 145,000 $ 146,000
Kauai County Hawaii 1 $ 375,000 $ 375,000 $ 788,000
Blaine County Idaho 1 $ 315,000 $ 315,000 $ 464,000
Bonner County Idaho 1 $ 215,000 $ 215,000 $ 162,000
Kootenai County Idaho 1 $ 355,000 $ 355,000 $ 343,000
Teton County Idaho 1 $ 415,000 $ 415,000 $ 158,000
DuPage County Illinois 1 $ 235,000 $ 235,000 $ 45,000
Lake County Illinois 1 $ 505,000 $ 505,000 $ 200,000
Will County Illinois 1 $ 335,000 $ 335,000 $ 90,000
Lake County Indiana 1 $ 65,000 $ 65,000 $ 113,000
Marion County Indiana 1 $ 755,000 $ 755,000 $ 283,000
St. Joseph County Indiana 1 $ 155,000 $ 155,000 $ 167,000
Mills County Iowa 1 $ 155,000 $ 155,000 $ 124,000
Kenton County Kentucky 1 $ 235,000 $ 235,000 $ 275,000
Orleans County Louisiana 1 $ 755,000 $ 755,000 $ 449,000
Anne Arundel County Maryland 1 $ 125,000 $ 125,000 $ 170,000
Garrett County Maryland 1 $ 395,000 $ 395,000 $ 272,000
Harford County Maryland 1 $ 125,000 $ 125,000 $ 147,000
Prince George's County Maryland 1 $ 445,000 $ 445,000 $ 139,000
Berkshire County Massachusetts 1 $ 165,000 $ 165,000 $ 150,000
Middlesex County Massachusetts 1 $ 405,000 $ 405,000 $ 178,000
Plymouth County Massachusetts 1 $ 285,000 $ 285,000 $ 145,000
Worcester County Massachusetts 1 $ 355,000 $ 355,000 $ 155,000
Ingham County Michigan 1 $ 265,000 $ 265,000 $ 109,000
Washtenaw County Michigan 1 $ 505,000 $ 505,000 $ 262,000
Dakota County Minnesota 1 $ 35,000 $ 35,000 $ 52,000
Ramsey County Minnesota 1 $ 165,000 $ 165,000 $ 122,000
Hinds County Mississippi 1 $ 95,000 $ 95,000 $ 52,000
St. Louis City County Missouri 1 $ 55,000 $ 55,000 $ 505,000
Flathead County Montana 1 $ 145,000 $ 145,000 $ 101,000
Churchill County Nevada 1 $ 285,000 $ 285,000 $ 310,000
Lyon County Nevada 1 $ 175,000 $ 175,000 $ 288,000
Nye County Nevada 1 $ 195,000 $ 195,000 $ 99,000
Sullivan County New Hampshire 1 $ 135,000 $ 135,000 $ 160,000
Bergen County New Jersey 1 $ 255,000 $ 255,000 $ 150,000
Essex County New Jersey 1 $ 295,000 $ 295,000 $ 126,000
Passaic County New Jersey 1 $ 265,000 $ 265,000 $ 400,000
Otero County New Mexico 1 $ 165,000 $ 165,000 $ 0
Sandoval County New Mexico 1 $ 125,000 $ 125,000 $ 65,000
Albany County New York 1 $ 175,000 $ 175,000 $ 113,000
Nassau County New York 1 $ 595,000 $ 595,000 $ 230,000
Suffolk County New York 1 $ 335,000 $ 335,000 $ 385,000
Durham County North Carolina 1 $ 345,000 $ 345,000 $ 184,000
Harnett County North Carolina 1 $ 125,000 $ 125,000 $ 29,000
Orange County North Carolina 1 $ 535,000 $ 535,000 $ 225,000
Rowan County North Carolina 1 $ 135,000 $ 135,000 $ 80,000
Stark County North Dakota 1 $ 335,000 $ 335,000 $ 200,000
Cuyahoga County Ohio 1 $ 55,000 $ 55,000 $ 127,000
Oklahoma County Oklahoma 1 $ 145,000 $ 145,000 $ 326,000
Wagoner County Oklahoma 1 $ 145,000 $ 145,000 $ 195,000
Columbia County Oregon 1 $ 205,000 $ 205,000 $ 63,000
Josephine County Oregon 1 $ 155,000 $ 155,000 $ 42,000
Lane County Oregon 1 $ 105,000 $ 105,000 $ 94,000
Lincoln County Oregon 1 $ 215,000 $ 215,000 $ 183,000
Marion County Oregon 1 $ 615,000 $ 615,000 $ 201,000
Wasco County Oregon 1 $ 155,000 $ 155,000 $ 0
Washington County Oregon 1 $ 315,000 $ 315,000 $ 286,000
Beaver County Pennsylvania 1 $ 225,000 $ 225,000 $ 112,000
Bucks County Pennsylvania 1 $ 125,000 $ 125,000 $ 109,000
Chester County Pennsylvania 1 $ 575,000 $ 575,000 $ 200,000
Fulton County Pennsylvania 1 $ 85,000 $ 85,000 $ 53,000
Montgomery County Pennsylvania 1 $ 375,000 $ 375,000 $ 87,000
Westmoreland County Pennsylvania 1 $ 755,000 $ 755,000 $ 239,000
Charleston County South Carolina 1 $ 385,000 $ 385,000 $ 227,000
Lawrence County South Dakota 1 $ 275,000 $ 275,000 $ 300,000
Minnehaha County South Dakota 1 $ 305,000 $ 305,000 $ 123,000
Hamilton County Tennessee 1 $ 105,000 $ 105,000 $ 211,000
Montgomery County Tennessee 1 $ 125,000 $ 125,000 $ 74,000
Sevier County Tennessee 1 $ 155,000 $ 155,000 $ 115,000
Sumner County Tennessee 1 $ 1,065,000 $ 1,065,000 $ 400,000
Williamson County Tennessee 1 $ 225,000 $ 225,000 $ 107,000
Bandera County Texas 1 $ 355,000 $ 355,000 $ 139,000
Dallas County Texas 1 $ 345,000 $ 345,000 $ 163,000
McLennan County Texas 1 $ 865,000 $ 865,000 $ 199,000
Davis County Utah 1 $ 285,000 $ 285,000 $ 52,000
Albemarle County Virginia 1 $ 135,000 $ 135,000 $ 262,000
Arlington County Virginia 1 $ 405,000 $ 405,000 $ 78,000
King George County Virginia 1 $ 225,000 $ 225,000 $ 58,000
Loudoun County Virginia 1 $ 355,000 $ 355,000 $ 169,000
Stafford County Virginia 1 $ 105,000 $ 105,000 $ 98,000
Clallam County Washington 1 $ 805,000 $ 805,000 $ 737,000
Clark County Washington 1 $ 415,000 $ 415,000 $ 108,000
Snohomish County Washington 1 $ 525,000 $ 525,000 $ 228,000
Spokane County Washington 1 $ 675,000 $ 675,000 $ 283,000
Kanawha County West Virginia 1 $ 515,000 $ 515,000 $ 154,000
Waukesha County Wisconsin 1 $ 155,000 $ 155,000 $ 145,000
Waupaca County Wisconsin 1 $ 545,000 $ 545,000 $ 175,000
Natrona County Wyoming 1 $ 205,000 $ 205,000 $ 54,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Star One Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,870 $1,242,230,000 $664,000 $3,505,000 $225,000 $2,820,000
Refinancing 1,216 $551,720,000 $453,000 $2,905,000 $225,000 $3,075,000
Home Improvement 1,010 $295,060,000 $292,000 $2,305,000 $212,000 $2,856,000
Other Purpose 726 $244,110,000 $336,000 $1,805,000 $200,000 $2,179,000
Cash-out Refinancing 675 $444,985,000 $659,000 $4,005,000 $212,000 $1,076,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,306 $1,099,260,000 $476,000 $2,945,000 $207,000 $2,820,000
Asian 1,215 $651,195,000 $535,000 $4,005,000 $224,000 $2,506,000
Not Provided 1,042 $546,060,000 $524,000 $3,505,000 $234,000 $1,860,000
Hispanic 421 $184,545,000 $438,000 $2,205,000 $187,000 $3,075,000
Black or African American 96 $46,840,000 $487,000 $1,705,000 $187,000 $457,000
American Indian or Alaskan Native 27 $13,825,000 $512,000 $1,005,000 $194,000 $448,000
Native Hawaiian or Other Pacific Islander 13 $4,935,000 $379,000 $905,000 $144,000 $231,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,497 $2,778,105,000 $505,000 $4,005,000 $218,000 $3,075,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,118 $1,363,690,000 $437,000 $3,135,000 $218,000 $2,506,000
Preapproval Approved but not Accepted 921 $670,135,000 $727,000 $3,505,000 $237,000 $2,820,000
Application Denied By Financial Institution 752 $378,960,000 $503,000 $4,005,000 $196,000 $3,075,000
Application Approved But Not Accepted 437 $184,395,000 $421,000 $2,005,000 $233,000 $2,500,000
Preapproval Denied by Financial Institution 153 $112,485,000 $735,000 $2,305,000 $178,000 $1,007,000
Application Withdrawn By Applicant 85 $55,135,000 $648,000 $3,375,000 $198,000 $1,021,000
File Closed For Incompleteness 31 $13,305,000 $429,000 $1,165,000 $209,000 $1,300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,592 $2,286,660,000 $497,000 $3,505,000 $222,000 $2,820,000
Credit Application Incomplete 309 $192,705,000 $623,000 $2,505,000 $236,000 $1,650,000
Debt-To-Income Ratio 306 $153,920,000 $503,000 $4,005,000 $92,000 $345,000
Unverifiable Information 101 $47,915,000 $474,000 $2,905,000 $255,000 $1,772,000
Other 79 $35,605,000 $450,000 $2,245,000 $219,000 $828,000
Credit History 58 $28,350,000 $488,000 $1,755,000 $333,000 $3,075,000
Collateral 33 $18,565,000 $562,000 $3,015,000 $288,000 $840,000
Insufficient Cash (Downpayment, Closing Cost) 13 $9,375,000 $721,000 $1,385,000 $195,000 $465,000
Employment History 5 $3,585,000 $717,000 $1,505,000 $197,000 $409,000
Mortgage Insurance Denied 1 $1,425,000 $1,425,000 $1,425,000 $264,000 $264,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List