Spiritbank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for Spiritbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Spiritbank 1800 S Baltimore Ave Ste 600 Tulsa, OK 74119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,857 |
| Total Mortgage Loan Application Amount | $178,136,000 |
| Average Mortgage Loan Application Amount | $427,375 |
| Highest Mortgage Loan Application Amount | $4,548,000 |
| Average Applicant Income | $57,312 |
| Highest Applicant Income | $1,958,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tulsa County Oklahoma | 490 | $ 74,297,000 | $ 151,000 | $ 61,000 |
| Payne County Oklahoma | 375 | $ 24,796,000 | $ 66,000 | $ 53,000 |
| Creek County Oklahoma | 374 | $ 14,439,000 | $ 38,000 | $ 44,000 |
| Oklahoma County Oklahoma | 120 | $ 13,011,000 | $ 108,000 | $ 43,000 |
| Rogers County Oklahoma | 85 | $ 10,035,000 | $ 118,000 | $ 64,000 |
| Wagoner County Oklahoma | 76 | $ 9,156,000 | $ 120,000 | $ 53,000 |
| Lincoln County Oklahoma | 71 | $ 3,089,000 | $ 43,000 | $ 41,000 |
| Benton County Arkansas | 56 | $ 4,752,000 | $ 84,000 | $ 33,000 |
| Pawnee County Oklahoma | 38 | $ 1,398,000 | $ 36,000 | $ 29,000 |
| Washington County Arkansas | 37 | $ 3,423,000 | $ 92,000 | $ 33,000 |
| Osage County Oklahoma | 21 | $ 3,681,000 | $ 175,000 | $ 42,000 |
| Cleveland County Oklahoma | 19 | $ 1,952,000 | $ 102,000 | $ 50,000 |
| Canadian County Oklahoma | 13 | $ 1,425,000 | $ 109,000 | $ 57,000 |
| Noble County Oklahoma | 12 | $ 811,000 | $ 67,000 | $ 45,000 |
| Logan County Oklahoma | 8 | $ 498,000 | $ 62,000 | $ 50,000 |
| Okmulgee County Oklahoma | 6 | $ 387,000 | $ 64,000 | $ 80,000 |
| Delaware County Oklahoma | 4 | $ 923,000 | $ 230,000 | $ 261,000 |
| Washington County Oklahoma | 4 | $ 305,000 | $ 76,000 | $ 54,000 |
| Cherokee County Oklahoma | 3 | $ 188,000 | $ 62,000 | $ 187,000 |
| Garfield County Oklahoma | 3 | $ 195,000 | $ 65,000 | $ 58,000 |
| Nowata County Oklahoma | 3 | $ 200,000 | $ 66,000 | $ 26,000 |
| Okfuskee County Oklahoma | 3 | $ 196,000 | $ 65,000 | $ 83,000 |
| Pittsburg County Oklahoma | 3 | $ 229,000 | $ 76,000 | $ 35,000 |
| Craig County Oklahoma | 2 | $ 217,000 | $ 108,000 | $ 90,000 |
| Mayes County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 82,000 |
| McClain County Oklahoma | 2 | $ 264,000 | $ 132,000 | $ 38,000 |
| Muskogee County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 59,000 |
| Collin County Texas | 2 | $ 256,000 | $ 128,000 | $ 139,000 |
| Denton County Texas | 2 | $ 319,000 | $ 159,000 | $ 25,000 |
| Pima County Arizona | 1 | $ 227,000 | $ 227,000 | $ 51,000 |
| Columbia County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Crawford County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 22,000 |
| Madison County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Monterey County California | 1 | $ 1,508,000 | $ 1,508,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 525,000 | $ 525,000 | $ 146,000 |
| Archuleta County Colorado | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 3,400,000 | $ 3,400,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 260,000 | $ 260,000 | $ 161,000 |
| Paulding County Georgia | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Montgomery County Kansas | 1 | $ 43,000 | $ 43,000 | $ 36,000 |
| Jackson County Missouri | 1 | $ 192,000 | $ 192,000 | $ 149,000 |
| Stone County Missouri | 1 | $ 58,000 | $ 58,000 | $ 96,000 |
| Grady County Oklahoma | 1 | $ 24,000 | $ 24,000 | $ 29,000 |
| Jackson County Oklahoma | 1 | $ 6,000 | $ 6,000 | $ 14,000 |
| Le Flore County Oklahoma | 1 | $ 63,000 | $ 63,000 | $ 29,000 |
| Major County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 37,000 |
| Woodward County Oklahoma | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Bexar County Texas | 1 | $ 110,000 | $ 110,000 | $ 57,000 |
| Bowie County Texas | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Spiritbank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,111 | $121,636,000 | $671,888 | $4,548,000 | $59,000 | $1,958,000 |
| Refinancing | 504 | $50,882,000 | $128,000 | $4,500,000 | $55,666 | $573,000 |
| Home Improvement | 242 | $5,618,000 | $23,000 | $649,000 | $52,000 | $324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,513 | $116,453,000 | $173,375 | $915,000 | $74,375 | $1,958,000 |
| Hispanic | 113 | $10,460,000 | $92,000 | $184,000 | $39,500 | $573,000 |
| Not applicable | 89 | $40,074,000 | $1,337,750 | $4,548,000 | $3,750 | $706,000 |
| Not Provided | 49 | $4,893,000 | $106,666 | $400,000 | $76,000 | $180,000 |
| American Indian or Alaskan Native | 48 | $2,317,000 | $48,000 | $146,000 | $53,000 | $204,000 |
| Black or African American | 28 | $2,031,000 | $72,000 | $310,000 | $37,000 | $96,000 |
| Asian | 14 | $1,558,000 | $111,000 | $253,000 | $58,000 | $155,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $350,000 | $116,000 | $145,000 | $49,000 | $62,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,575 | $149,180,000 | $607,700 | $4,548,000 | $53,700 | $1,958,000 |
| FHA-insured (Federal Housing Administration) | 239 | $23,127,000 | $96,000 | $175,000 | $46,000 | $217,000 |
| VA-guaranteed (Veterans Administration) | 39 | $5,502,000 | $141,000 | $240,000 | $55,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $327,000 | $81,000 | $148,000 | $39,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,646 | $161,722,000 | $662,555 | $4,548,000 | $50,888 | $1,958,000 |
| Application Withdrawn By Applicant | 130 | $12,519,000 | $92,000 | $800,000 | $36,000 | $267,000 |
| Application Denied By Financial Institution | 75 | $3,416,000 | $107,750 | $340,000 | $70,250 | $161,000 |
| File Closed For Incompleteness | 5 | $402,000 | $74,500 | $122,000 | $26,000 | $109,000 |
| Application Approved But Not Accepted | 1 | $77,000 | $77,000 | $77,000 | $30,000 | $30,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $1,377,000 | $56,000 | $168,000 | $36,000 | $105,000 |
| Collateral | 10 | $844,000 | $66,000 | $340,000 | $51,500 | $148,000 |
| Debt-To-Income Ratio | 8 | $292,000 | $36,000 | $144,000 | $19,000 | $33,000 |
| Other | 6 | $760,000 | $151,333 | $260,000 | $83,666 | $161,000 |
| Employment History | 5 | $106,000 | $21,000 | $50,000 | $15,000 | $31,000 |
| Unverifiable Information | 2 | $37,000 | $18,000 | $32,000 | $11,000 | $23,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.