Sovereign Lending Group Incorporated 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
Total Number of Mortgage Applications | 2,777 |
Total Mortgage Loan Application Amount | $934,616,000 |
Average Mortgage Loan Application Amount | $358,333 |
Highest Mortgage Loan Application Amount | $1,245,000 |
Average Applicant Income | $110,666 |
Highest Applicant Income | $3,276,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2015.
Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
ABILENE, TX | 1 | $ 248,000 | $ 248,000 | $ 0 |
ALBANY, OR | 3 | $ 921,000 | $ 307,000 | $ 86,000 |
ALBUQUERQUE, NM | 8 | $ 2,018,000 | $ 252,000 | $ 30,000 |
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,134,000 | $ 162,000 | $ 24,000 |
ALTOONA, PA | 1 | $ 283,000 | $ 283,000 | $ 0 |
AMARILLO, TX | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
ANAHEIM-SANTA ANA-IRVINE, CA | 152 | $ 66,739,000 | $ 439,000 | $ 108,000 |
ASHEVILLE, NC | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
ATLANTA-SANDY SPRINGS-ROSWELL, GA | 13 | $ 2,941,000 | $ 226,000 | $ 49,000 |
ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 398,000 | $ 398,000 | $ 0 |
AUSTIN-ROUND ROCK, TX | 2 | $ 592,000 | $ 296,000 | $ 59,000 |
BAKERSFIELD, CA | 23 | $ 6,306,000 | $ 274,000 | $ 68,000 |
BALTIMORE-COLUMBIA-TOWSON, MD | 16 | $ 6,030,000 | $ 376,000 | $ 31,000 |
BELLINGHAM, WA | 7 | $ 1,795,000 | $ 256,000 | $ 49,000 |
BEND-REDMOND, OR | 3 | $ 671,000 | $ 223,000 | $ 53,000 |
BOULDER, CO | 13 | $ 4,201,000 | $ 323,000 | $ 44,000 |
BREMERTON-SILVERDALE, WA | 4 | $ 1,317,000 | $ 329,000 | $ 0 |
BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 1,359,000 | $ 453,000 | $ 135,000 |
CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 525,000 | $ 262,000 | $ 100,000 |
CAMDEN, NJ | 9 | $ 2,300,000 | $ 255,000 | $ 27,000 |
CAPE CORAL-FORT MYERS, FL | 7 | $ 1,934,000 | $ 276,000 | $ 22,000 |
CHAMBERSBURG-WAYNESBORO, PA | 1 | $ 157,000 | $ 157,000 | $ 138,000 |
CHARLOTTE-CONCORD-GASTONIA, NC-SC | 3 | $ 1,001,000 | $ 333,000 | $ 27,000 |
CHARLOTTESVILLE, VA | 2 | $ 798,000 | $ 399,000 | $ 43,000 |
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
CHICO, CA | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
CLARKSVILLE, TN-KY | 1 | $ 279,000 | $ 279,000 | $ 0 |
COLORADO SPRINGS, CO | 24 | $ 6,744,000 | $ 281,000 | $ 22,000 |
CORPUS CHRISTI, TX | 2 | $ 481,000 | $ 240,000 | $ 102,000 |
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
DALLAS-PLANO-IRVING, TX | 29 | $ 6,170,000 | $ 212,000 | $ 79,000 |
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,502,000 | $ 250,000 | $ 11,000 |
DENVER-AURORA-LAKEWOOD, CO | 154 | $ 41,236,000 | $ 267,000 | $ 59,000 |
EAST STROUDSBURG, PA | 1 | $ 310,000 | $ 310,000 | $ 0 |
EL CENTRO, CA | 4 | $ 941,000 | $ 235,000 | $ 106,000 |
ERIE, PA | 1 | $ 73,000 | $ 73,000 | $ 188,000 |
EUGENE, OR | 4 | $ 1,226,000 | $ 306,000 | $ 48,000 |
FAYETTEVILLE, NC | 1 | $ 420,000 | $ 420,000 | $ 0 |
FLAGSTAFF, AZ | 1 | $ 207,000 | $ 207,000 | $ 316,000 |
FORT COLLINS, CO | 18 | $ 4,649,000 | $ 258,000 | $ 77,000 |
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 3,265,000 | $ 233,000 | $ 32,000 |
FORT WORTH-ARLINGTON, TX | 8 | $ 1,828,000 | $ 228,000 | $ 42,000 |
FRESNO, CA | 8 | $ 2,473,000 | $ 309,000 | $ 179,000 |
GRAND JUNCTION, CO | 7 | $ 1,852,000 | $ 264,000 | $ 22,000 |
GRANTS PASS, OR | 1 | $ 248,000 | $ 248,000 | $ 125,000 |
GREELEY, CO | 16 | $ 3,533,000 | $ 220,000 | $ 49,000 |
HANFORD-CORCORAN, CA | 5 | $ 1,037,000 | $ 207,000 | $ 23,000 |
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 13 | $ 2,826,000 | $ 217,000 | $ 46,000 |
HOT SPRINGS, AR | 1 | $ 625,000 | $ 625,000 | $ 0 |
HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 5 | $ 1,442,000 | $ 288,000 | $ 45,000 |
JACKSONVILLE, FL | 21 | $ 5,392,000 | $ 256,000 | $ 46,000 |
KAHULUI-WAILUKU-LAHAINA, HI | 2 | $ 1,041,000 | $ 520,000 | $ 44,000 |
KENNEWICK-RICHLAND, WA | 2 | $ 824,000 | $ 412,000 | $ 145,000 |
KILLEEN-TEMPLE, TX | 2 | $ 392,000 | $ 196,000 | $ 0 |
KNOXVILLE, TN | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
LAKE HAVASU CITY-KINGMAN, AZ | 6 | $ 1,538,000 | $ 256,000 | $ 99,000 |
LAKELAND-WINTER HAVEN, FL | 2 | $ 618,000 | $ 309,000 | $ 40,000 |
LANCASTER, PA | 4 | $ 825,000 | $ 206,000 | $ 37,000 |
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
LONGVIEW, WA | 7 | $ 1,841,000 | $ 263,000 | $ 37,000 |
LOS ANGELES-LONG BEACH-GLENDALE, CA | 345 | $ 139,997,000 | $ 405,000 | $ 113,000 |
LYNCHBURG, VA | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
MADERA, CA | 2 | $ 742,000 | $ 371,000 | $ 22,000 |
MEDFORD, OR | 3 | $ 1,030,000 | $ 343,000 | $ 30,000 |
MEMPHIS, TN-MS-AR | 2 | $ 622,000 | $ 311,000 | $ 36,000 |
MERCED, CA | 4 | $ 941,000 | $ 235,000 | $ 74,000 |
MIAMI-MIAMI BEACH-KENDALL, FL | 6 | $ 1,562,000 | $ 260,000 | $ 75,000 |
MODESTO, CA | 9 | $ 2,583,000 | $ 287,000 | $ 44,000 |
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 29 | $ 9,822,000 | $ 338,000 | $ 64,000 |
MOUNT VERNON-ANACORTES, WA | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
NAPA, CA | 3 | $ 1,037,000 | $ 345,000 | $ 30,000 |
NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 304,000 | $ 304,000 | $ 79,000 |
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 818,000 | $ 409,000 | $ 30,000 |
NEW HAVEN-MILFORD, CT | 2 | $ 459,000 | $ 229,000 | $ 99,000 |
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 35 | $ 11,181,000 | $ 319,000 | $ 27,000 |
NEWARK, NJ-PA | 17 | $ 6,527,000 | $ 383,000 | $ 37,000 |
NORTH PORT-SARASOTA-BRADENTON, FL | 9 | $ 2,942,000 | $ 326,000 | $ 12,000 |
OAKLAND-HAYWARD-BERKELEY, CA | 78 | $ 32,991,000 | $ 422,000 | $ 87,000 |
OCEAN CITY, NJ | 2 | $ 985,000 | $ 492,000 | $ 245,000 |
OLYMPIA-TUMWATER, WA | 11 | $ 3,158,000 | $ 287,000 | $ 33,000 |
ORLANDO-KISSIMMEE-SANFORD, FL | 13 | $ 4,139,000 | $ 318,000 | $ 18,000 |
OXNARD-THOUSAND OAKS-VENTURA, CA | 37 | $ 14,870,000 | $ 401,000 | $ 94,000 |
PALM BAY-MELBOURNE-TITUSVILLE, FL | 4 | $ 1,109,000 | $ 277,000 | $ 0 |
PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 376,000 | $ 376,000 | $ 107,000 |
PHILADELPHIA, PA | 9 | $ 1,734,000 | $ 192,000 | $ 62,000 |
PHOENIX-MESA-SCOTTSDALE, AZ | 193 | $ 51,257,000 | $ 265,000 | $ 62,000 |
PITTSBURGH, PA | 6 | $ 1,512,000 | $ 252,000 | $ 8,000 |
PORT ST. LUCIE, FL | 8 | $ 2,553,000 | $ 319,000 | $ 29,000 |
PORTLAND-SOUTH PORTLAND, ME | 1 | $ 307,000 | $ 307,000 | $ 0 |
PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 132 | $ 32,322,000 | $ 242,500 | $ 76,500 |
PRESCOTT, AZ | 8 | $ 2,867,000 | $ 358,000 | $ 54,000 |
READING, PA | 1 | $ 378,000 | $ 378,000 | $ 0 |
REDDING, CA | 4 | $ 1,109,000 | $ 277,000 | $ 25,000 |
RICHMOND, VA | 19 | $ 5,212,000 | $ 274,000 | $ 10,000 |
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 290 | $ 88,671,000 | $ 305,000 | $ 62,000 |
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 55 | $ 18,771,000 | $ 341,000 | $ 61,000 |
SALEM, OR | 16 | $ 3,535,000 | $ 220,000 | $ 76,000 |
SALINAS, CA | 18 | $ 6,865,000 | $ 381,000 | $ 59,000 |
SALISBURY, MD-DE | 1 | $ 395,000 | $ 395,000 | $ 0 |
SAN ANTONIO-NEW BRAUNFELS, TX | 10 | $ 2,512,000 | $ 251,000 | $ 48,000 |
SAN DIEGO-CARLSBAD, CA | 202 | $ 89,561,000 | $ 443,000 | $ 70,000 |
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 22 | $ 9,105,000 | $ 413,000 | $ 125,000 |
SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 27 | $ 15,095,000 | $ 559,000 | $ 106,000 |
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 16 | $ 6,644,000 | $ 415,000 | $ 85,000 |
SAN RAFAEL, CA | 4 | $ 1,677,000 | $ 419,000 | $ 77,000 |
SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,555,000 | $ 511,000 | $ 156,000 |
SANTA FE, NM | 2 | $ 767,000 | $ 383,000 | $ 0 |
SANTA MARIA-SANTA BARBARA, CA | 12 | $ 4,997,000 | $ 416,000 | $ 87,000 |
SANTA ROSA, CA | 13 | $ 4,245,000 | $ 326,000 | $ 85,000 |
SAVANNAH, GA | 1 | $ 267,000 | $ 267,000 | $ 0 |
SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
SEATTLE-BELLEVUE-EVERETT, WA | 58 | $ 19,325,000 | $ 333,000 | $ 63,000 |
SIERRA VISTA-DOUGLAS, AZ | 1 | $ 333,000 | $ 333,000 | $ 0 |
SILVER SPRING-FREDERICK-ROCKVILLE, MD | 11 | $ 6,081,000 | $ 552,000 | $ 10,000 |
SIOUX FALLS, SD | 1 | $ 364,000 | $ 364,000 | $ 0 |
SPOKANE-SPOKANE VALLEY, WA | 15 | $ 3,831,000 | $ 255,000 | $ 34,000 |
STAUNTON-WAYNESBORO, VA | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
STOCKTON-LODI, CA | 21 | $ 5,260,000 | $ 250,000 | $ 54,000 |
TACOMA-LAKEWOOD, WA | 26 | $ 6,626,000 | $ 254,000 | $ 27,000 |
TAMPA-ST. PETERSBURG-CLEARWATER, FL | 15 | $ 4,619,000 | $ 307,000 | $ 48,000 |
TEXARKANA, TX-AR | 1 | $ 247,000 | $ 247,000 | $ 0 |
TUCSON, AZ | 9 | $ 2,663,000 | $ 295,000 | $ 105,000 |
URBAN HONOLULU, HI | 19 | $ 9,982,000 | $ 525,000 | $ 58,000 |
VALLEJO-FAIRFIELD, CA | 27 | $ 9,118,000 | $ 337,000 | $ 61,000 |
VINELAND-BRIDGETON, NJ | 1 | $ 253,000 | $ 253,000 | $ 0 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 25 | $ 8,731,000 | $ 349,000 | $ 3,000 |
VISALIA-PORTERVILLE, CA | 6 | $ 1,139,000 | $ 189,000 | $ 17,000 |
WACO, TX | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 74 | $ 29,544,000 | $ 399,333 | $ 42,666 |
WENATCHEE, WA | 8 | $ 2,309,000 | $ 288,000 | $ 43,000 |
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 10 | $ 3,214,000 | $ 321,000 | $ 81,000 |
WILLIAMSPORT, PA | 2 | $ 506,000 | $ 253,000 | $ 114,000 |
WILMINGTON, DE-MD-NJ | 3 | $ 1,062,000 | $ 354,000 | $ 59,000 |
WINCHESTER, VA-WV | 3 | $ 1,214,000 | $ 404,000 | $ 0 |
WINSTON-SALEM, NC | 2 | $ 318,000 | $ 159,000 | $ 132,000 |
YAKIMA, WA | 4 | $ 1,049,000 | $ 262,000 | $ 59,000 |
YORK-HANOVER, PA | 1 | $ 341,000 | $ 341,000 | $ 0 |
YUBA CITY, CA | 5 | $ 852,000 | $ 170,000 | $ 25,000 |
YUMA, AZ | 2 | $ 415,000 | $ 207,000 | $ 31,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,673 | $898,155,000 | $336,000 | $1,245,000 | $67,000 | $3,276,000 |
Home Purchase | 98 | $34,112,000 | $348,000 | $856,000 | $129,000 | $440,000 |
Home Improvement | 6 | $2,349,000 | $391,000 | $580,000 | $136,000 | $300,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,742 | $588,128,000 | $337,000 | $1,245,000 | $69,000 | $3,276,000 |
Hispanic | 387 | $123,145,000 | $318,000 | $860,000 | $75,000 | $1,138,000 |
Not Provided | 266 | $89,121,000 | $335,000 | $1,100,000 | $74,000 | $450,000 |
Black or African American | 212 | $70,959,000 | $334,000 | $902,000 | $44,000 | $347,000 |
Asian | 124 | $47,500,000 | $383,000 | $1,041,000 | $84,000 | $455,000 |
Native Hawaiian or Other Pacific Islander | 26 | $11,323,000 | $435,000 | $1,240,000 | $105,000 | $276,000 |
American Indian or Alaskan Native | 15 | $3,628,000 | $241,000 | $386,000 | $45,000 | $118,000 |
Not applicable | 5 | $812,000 | $162,000 | $286,000 | $54,000 | $76,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
VA-guaranteed (Veterans Administration) | 1,413 | $515,772,000 | $365,000 | $1,245,000 | $30,000 | $468,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,086 | $337,209,000 | $310,000 | $1,170,000 | $121,000 | $3,276,000 |
FHA-insured (Federal Housing Administration) | 276 | $81,203,000 | $294,000 | $672,000 | $67,000 | $1,266,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $432,000 | $216,000 | $232,000 | $122,000 | $168,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,118 | $409,316,000 | $366,000 | $1,245,000 | $61,000 | $1,142,000 |
Application Denied By Financial Institution | 637 | $203,724,000 | $319,000 | $1,240,000 | $75,000 | $2,192,000 |
Application Withdrawn By Applicant | 523 | $166,715,000 | $318,000 | $1,010,000 | $78,000 | $3,276,000 |
File Closed For Incompleteness | 482 | $148,036,000 | $307,000 | $1,152,000 | $71,000 | $447,000 |
Application Approved But Not Accepted | 17 | $6,825,000 | $401,000 | $940,000 | $59,000 | $170,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 257 | $81,263,000 | $316,000 | $1,240,000 | $65,000 | $540,000 |
Debt-To-Income Ratio | 98 | $29,779,000 | $303,000 | $955,000 | $70,000 | $251,000 |
Other | 90 | $33,423,000 | $371,000 | $1,170,000 | $93,000 | $2,192,000 |
Collateral | 71 | $21,615,000 | $304,000 | $674,000 | $98,000 | $450,000 |
Credit History | 70 | $22,149,000 | $316,000 | $1,100,000 | $65,000 | $447,000 |
Unverifiable Information | 21 | $8,027,000 | $382,000 | $850,000 | $129,000 | $447,000 |
Employment History | 9 | $2,087,000 | $231,000 | $390,000 | $82,000 | $228,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,307,000 | $217,000 | $378,000 | $48,000 | $134,000 |
Mortgage Insurance Denied | 1 | $153,000 | $153,000 | $153,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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