Sovereign Lending Group Incorporated 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
Total Number of Mortgage Applications | 2,777 |
Total Mortgage Loan Application Amount | $934,616,000 |
Average Mortgage Loan Application Amount | $358,333 |
Highest Mortgage Loan Application Amount | $1,245,000 |
Average Applicant Income | $110,666 |
Highest Applicant Income | $3,276,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2015.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adams County Colorado | 40 | $ 9,642,000 | $ 241,000 | $ 67,000 |
Alameda County California | 36 | $ 16,145,000 | $ 448,000 | $ 100,000 |
Albemarle County Virginia | 2 | $ 798,000 | $ 399,000 | $ 43,000 |
Alexandria County Virginia | 2 | $ 1,494,000 | $ 747,000 | $ 0 |
Allegheny County Pennsylvania | 3 | $ 849,000 | $ 283,000 | $ 0 |
Amador County California | 2 | $ 639,000 | $ 319,000 | $ 65,000 |
Amherst County Virginia | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
Anne Arundel County Maryland | 7 | $ 3,257,000 | $ 465,000 | $ 55,000 |
Arapahoe County Colorado | 37 | $ 9,911,000 | $ 267,000 | $ 41,000 |
Arlington County Virginia | 1 | $ 347,000 | $ 347,000 | $ 0 |
Atlantic County New Jersey | 1 | $ 398,000 | $ 398,000 | $ 0 |
Baker County Oregon | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
Baltimore City County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
Baltimore County Maryland | 7 | $ 2,178,000 | $ 311,000 | $ 17,000 |
Bell County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
Benton County Washington | 2 | $ 824,000 | $ 412,000 | $ 145,000 |
Bergen County New Jersey | 5 | $ 1,606,000 | $ 321,000 | $ 0 |
Berks County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 0 |
Bernalillo County New Mexico | 7 | $ 1,714,000 | $ 244,000 | $ 34,000 |
Bexar County Texas | 8 | $ 1,926,000 | $ 240,000 | $ 43,000 |
Blair County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 0 |
Boulder County Colorado | 13 | $ 4,201,000 | $ 323,000 | $ 44,000 |
Bowie County Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
Brazoria County Texas | 1 | $ 548,000 | $ 548,000 | $ 0 |
Brevard County Florida | 4 | $ 1,109,000 | $ 277,000 | $ 0 |
Broomfield County Colorado | 3 | $ 706,000 | $ 235,000 | $ 38,000 |
Broward County Florida | 14 | $ 3,265,000 | $ 233,000 | $ 32,000 |
Bucks County Pennsylvania | 7 | $ 2,408,000 | $ 344,000 | $ 31,000 |
Buncombe County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
Burlington County New Jersey | 7 | $ 1,728,000 | $ 246,000 | $ 34,000 |
Butler County Pennsylvania | 1 | $ 331,000 | $ 331,000 | $ 0 |
Butte County California | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
Cabarrus County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
Calaveras County California | 2 | $ 458,000 | $ 229,000 | $ 36,000 |
Calvert County Maryland | 2 | $ 926,000 | $ 463,000 | $ 0 |
Camden County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
Cape May County New Jersey | 2 | $ 985,000 | $ 492,000 | $ 245,000 |
Caroline County Virginia | 1 | $ 532,000 | $ 532,000 | $ 0 |
Cecil County Maryland | 3 | $ 1,062,000 | $ 354,000 | $ 59,000 |
Charles County Maryland | 9 | $ 3,338,000 | $ 370,000 | $ 18,000 |
Chatham County Georgia | 1 | $ 267,000 | $ 267,000 | $ 0 |
Chelan County Washington | 4 | $ 903,000 | $ 225,000 | $ 28,000 |
Chesapeake County Virginia | 10 | $ 3,210,000 | $ 321,000 | $ 0 |
Chester County Pennsylvania | 5 | $ 1,852,000 | $ 370,000 | $ 80,000 |
Chesterfield County Virginia | 10 | $ 2,528,000 | $ 252,000 | $ 11,000 |
Clackamas County Oregon | 36 | $ 9,883,000 | $ 274,000 | $ 81,000 |
Clallam County Washington | 1 | $ 476,000 | $ 476,000 | $ 0 |
Clark County Washington | 37 | $ 8,813,000 | $ 238,000 | $ 77,000 |
Clatsop County Oregon | 2 | $ 516,000 | $ 258,000 | $ 101,000 |
Clay County Florida | 1 | $ 267,000 | $ 267,000 | $ 0 |
Cobb County Georgia | 2 | $ 286,000 | $ 143,000 | $ 129,000 |
Cochise County Arizona | 1 | $ 333,000 | $ 333,000 | $ 0 |
Coconino County Arizona | 1 | $ 207,000 | $ 207,000 | $ 316,000 |
Collier County Florida | 1 | $ 304,000 | $ 304,000 | $ 79,000 |
Collin County Texas | 8 | $ 1,826,000 | $ 228,000 | $ 128,000 |
Colquitt County Georgia | 1 | $ 288,000 | $ 288,000 | $ 76,000 |
Columbia County Oregon | 4 | $ 595,000 | $ 148,000 | $ 26,000 |
Contra Costa County California | 42 | $ 16,846,000 | $ 401,000 | $ 76,000 |
Cook County Illinois | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
Coryell County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
Coweta County Georgia | 1 | $ 263,000 | $ 263,000 | $ 83,000 |
Cowlitz County Washington | 7 | $ 1,841,000 | $ 263,000 | $ 37,000 |
Crook County Oregon | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
Culpeper County Virginia | 1 | $ 359,000 | $ 359,000 | $ 0 |
Cumberland County Maine | 1 | $ 307,000 | $ 307,000 | $ 0 |
Cumberland County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 0 |
Cumberland County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
Cumberland County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
Dallas County Texas | 11 | $ 2,498,000 | $ 227,000 | $ 68,000 |
Davidson County North Carolina | 2 | $ 318,000 | $ 159,000 | $ 132,000 |
DeKalb County Georgia | 2 | $ 471,000 | $ 235,000 | $ 62,000 |
Del Norte County California | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
Delaware County Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 24,000 |
Denton County Texas | 6 | $ 1,061,000 | $ 176,000 | $ 61,000 |
Denver County Colorado | 20 | $ 4,364,000 | $ 218,000 | $ 64,000 |
Deschutes County Oregon | 3 | $ 671,000 | $ 223,000 | $ 53,000 |
District of Columbia County District Of Columbia | 6 | $ 2,516,000 | $ 419,000 | $ 49,000 |
Douglas County Colorado | 26 | $ 8,894,000 | $ 342,000 | $ 50,000 |
Douglas County Oregon | 1 | $ 391,000 | $ 391,000 | $ 0 |
Douglas County Washington | 4 | $ 1,406,000 | $ 351,000 | $ 59,000 |
Duval County Florida | 14 | $ 3,360,000 | $ 240,000 | $ 57,000 |
El Dorado County California | 6 | $ 3,211,000 | $ 535,000 | $ 84,000 |
El Paso County Colorado | 23 | $ 6,540,000 | $ 284,000 | $ 18,000 |
Elbert County Colorado | 4 | $ 1,158,000 | $ 289,000 | $ 25,000 |
Ellis County Texas | 2 | $ 528,000 | $ 264,000 | $ 49,000 |
Emanuel County Georgia | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
Erie County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 188,000 |
Escambia County Florida | 1 | $ 376,000 | $ 376,000 | $ 107,000 |
Essex County New Jersey | 2 | $ 761,000 | $ 380,000 | $ 0 |
Fairfax County Virginia | 6 | $ 2,888,000 | $ 481,000 | $ 110,000 |
Fairfield County Connecticut | 3 | $ 1,359,000 | $ 453,000 | $ 135,000 |
Fayette County Georgia | 1 | $ 408,000 | $ 408,000 | $ 0 |
Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
Fort Bend County Texas | 2 | $ 433,000 | $ 216,000 | $ 30,000 |
Franklin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 138,000 |
Frederick County Maryland | 2 | $ 888,000 | $ 444,000 | $ 0 |
Frederick County Virginia | 3 | $ 1,214,000 | $ 404,000 | $ 0 |
Fresno County California | 8 | $ 2,473,000 | $ 309,000 | $ 179,000 |
Fulton County Georgia | 3 | $ 687,000 | $ 229,000 | $ 20,000 |
Garland County Arkansas | 1 | $ 625,000 | $ 625,000 | $ 0 |
Gila County Arizona | 3 | $ 912,000 | $ 304,000 | $ 30,000 |
Gilpin County Colorado | 1 | $ 291,000 | $ 291,000 | $ 60,000 |
Glades County Florida | 1 | $ 258,000 | $ 258,000 | $ 65,000 |
Gloucester County New Jersey | 2 | $ 572,000 | $ 286,000 | $ 0 |
Grays Harbor County Washington | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
Guadalupe County Texas | 2 | $ 586,000 | $ 293,000 | $ 67,000 |
Gwinnett County Georgia | 2 | $ 614,000 | $ 307,000 | $ 0 |
Hampton County Virginia | 1 | $ 237,000 | $ 237,000 | $ 0 |
Harford County Maryland | 1 | $ 310,000 | $ 310,000 | $ 0 |
Harris County Texas | 1 | $ 277,000 | $ 277,000 | $ 133,000 |
Hart County Georgia | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
Hartford County Connecticut | 11 | $ 2,325,000 | $ 211,000 | $ 54,000 |
Henderson County Texas | 1 | $ 272,000 | $ 272,000 | $ 75,000 |
Henrico County Virginia | 3 | $ 918,000 | $ 306,000 | $ 19,000 |
Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
Hillsborough County Florida | 6 | $ 1,911,000 | $ 318,000 | $ 82,000 |
Honolulu County Hawaii | 19 | $ 9,982,000 | $ 525,000 | $ 58,000 |
Hood River County Oregon | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
Hudson County New Jersey | 3 | $ 814,000 | $ 271,000 | $ 77,000 |
Humboldt County California | 2 | $ 687,000 | $ 343,000 | $ 0 |
Hunt County Texas | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
Huntingdon County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 87,000 |
Imperial County California | 4 | $ 941,000 | $ 235,000 | $ 106,000 |
Isle of Wight County Virginia | 1 | $ 489,000 | $ 489,000 | $ 0 |
Jackson County Oregon | 3 | $ 1,030,000 | $ 343,000 | $ 30,000 |
James City County Virginia | 1 | $ 442,000 | $ 442,000 | $ 0 |
Jefferson County Colorado | 22 | $ 5,903,000 | $ 268,000 | $ 94,000 |
Jefferson County Oregon | 1 | $ 334,000 | $ 334,000 | $ 0 |
Jefferson County Washington | 1 | $ 516,000 | $ 516,000 | $ 0 |
Johnson County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
Josephine County Oregon | 1 | $ 248,000 | $ 248,000 | $ 125,000 |
Kaufman County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
Kent County Maryland | 1 | $ 1,240,000 | $ 1,240,000 | $ 276,000 |
Kern County California | 23 | $ 6,306,000 | $ 274,000 | $ 68,000 |
King County Washington | 36 | $ 12,558,000 | $ 348,000 | $ 73,000 |
Kings County California | 5 | $ 1,037,000 | $ 207,000 | $ 23,000 |
Kitsap County Washington | 4 | $ 1,317,000 | $ 329,000 | $ 0 |
Kittitas County Washington | 2 | $ 769,000 | $ 384,000 | $ 45,000 |
Klamath County Oregon | 1 | $ 331,000 | $ 331,000 | $ 127,000 |
Lake County California | 4 | $ 932,000 | $ 233,000 | $ 68,000 |
Lake County Colorado | 1 | $ 327,000 | $ 327,000 | $ 0 |
Lake County Florida | 2 | $ 646,000 | $ 323,000 | $ 0 |
Lancaster County Pennsylvania | 4 | $ 825,000 | $ 206,000 | $ 37,000 |
Lane County Oregon | 4 | $ 1,226,000 | $ 306,000 | $ 48,000 |
Larimer County Colorado | 18 | $ 4,649,000 | $ 258,000 | $ 77,000 |
Las Animas County Colorado | 1 | $ 417,000 | $ 417,000 | $ 0 |
Lawrence County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
Lee County Florida | 7 | $ 1,934,000 | $ 276,000 | $ 22,000 |
Lehigh County Pennsylvania | 3 | $ 367,000 | $ 122,000 | $ 10,000 |
Lewis County Washington | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
Lincoln County Oregon | 3 | $ 391,000 | $ 130,000 | $ 52,000 |
Lincoln County Washington | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
Linn County Oregon | 3 | $ 921,000 | $ 307,000 | $ 86,000 |
Litchfield County Connecticut | 2 | $ 388,000 | $ 194,000 | $ 0 |
Logan County Colorado | 1 | $ 308,000 | $ 308,000 | $ 0 |
Los Angeles County California | 345 | $ 139,997,000 | $ 405,000 | $ 113,000 |
Loudoun County Virginia | 6 | $ 2,292,000 | $ 382,000 | $ 13,000 |
Luzerne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
Lycoming County Pennsylvania | 2 | $ 506,000 | $ 253,000 | $ 114,000 |
Madera County California | 2 | $ 742,000 | $ 371,000 | $ 22,000 |
Manatee County Florida | 8 | $ 2,334,000 | $ 291,000 | $ 13,000 |
Maricopa County Arizona | 177 | $ 48,488,000 | $ 273,000 | $ 62,000 |
Marin County California | 4 | $ 1,677,000 | $ 419,000 | $ 77,000 |
Marion County Oregon | 11 | $ 2,547,000 | $ 231,000 | $ 84,000 |
Martin County Florida | 5 | $ 1,648,000 | $ 329,000 | $ 47,000 |
Mason County Washington | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
Maui County Hawaii | 2 | $ 1,041,000 | $ 520,000 | $ 44,000 |
McLennan County Texas | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
Mecklenburg County North Carolina | 1 | $ 311,000 | $ 311,000 | $ 83,000 |
Mendocino County California | 4 | $ 1,036,000 | $ 259,000 | $ 104,000 |
Merced County California | 4 | $ 941,000 | $ 235,000 | $ 74,000 |
Mesa County Colorado | 7 | $ 1,852,000 | $ 264,000 | $ 22,000 |
Miami-Dade County Florida | 6 | $ 1,562,000 | $ 260,000 | $ 75,000 |
Middlesex County New Jersey | 7 | $ 2,118,000 | $ 302,000 | $ 18,000 |
Minnehaha County South Dakota | 1 | $ 364,000 | $ 364,000 | $ 0 |
Mohave County Arizona | 6 | $ 1,538,000 | $ 256,000 | $ 99,000 |
Monmouth County New Jersey | 5 | $ 1,533,000 | $ 306,000 | $ 17,000 |
Monroe County Florida | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
Monroe County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 0 |
Monterey County California | 18 | $ 6,865,000 | $ 381,000 | $ 59,000 |
Montgomery County Maryland | 9 | $ 5,193,000 | $ 577,000 | $ 13,000 |
Montgomery County Pennsylvania | 17 | $ 5,562,000 | $ 327,000 | $ 74,000 |
Montgomery County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 0 |
Montgomery County Texas | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
Montrose County Colorado | 2 | $ 525,000 | $ 262,000 | $ 0 |
Mora County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
Morris County New Jersey | 8 | $ 3,233,000 | $ 404,000 | $ 48,000 |
Multnomah County Oregon | 18 | $ 3,840,000 | $ 213,000 | $ 64,000 |
Napa County California | 3 | $ 1,037,000 | $ 345,000 | $ 30,000 |
Navajo County Arizona | 1 | $ 213,000 | $ 213,000 | $ 0 |
Nevada County California | 5 | $ 1,928,000 | $ 385,000 | $ 0 |
New Haven County Connecticut | 2 | $ 459,000 | $ 229,000 | $ 99,000 |
New Kent County Virginia | 2 | $ 750,000 | $ 375,000 | $ 0 |
Newport News County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
Northampton County Pennsylvania | 4 | $ 767,000 | $ 191,000 | $ 34,000 |
Nueces County Texas | 2 | $ 481,000 | $ 240,000 | $ 102,000 |
Ocean County New Jersey | 13 | $ 4,617,000 | $ 355,000 | $ 23,000 |
Okaloosa County Florida | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
Orange County California | 152 | $ 66,739,000 | $ 439,000 | $ 108,000 |
Orange County Florida | 4 | $ 1,742,000 | $ 435,000 | $ 54,000 |
Osceola County Florida | 3 | $ 643,000 | $ 214,000 | $ 0 |
Pacific County Washington | 1 | $ 171,000 | $ 171,000 | $ 0 |
Palm Beach County Florida | 10 | $ 3,214,000 | $ 321,000 | $ 81,000 |
Park County Colorado | 1 | $ 367,000 | $ 367,000 | $ 48,000 |
Pasco County Florida | 6 | $ 1,836,000 | $ 306,000 | $ 0 |
Passaic County New Jersey | 2 | $ 493,000 | $ 246,000 | $ 102,000 |
Paulding County Georgia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
Philadelphia County Pennsylvania | 7 | $ 1,496,000 | $ 213,000 | $ 72,000 |
Pierce County Washington | 26 | $ 6,626,000 | $ 254,000 | $ 27,000 |
Pima County Arizona | 9 | $ 2,663,000 | $ 295,000 | $ 105,000 |
Pinal County Arizona | 16 | $ 2,769,000 | $ 173,000 | $ 67,000 |
Pinellas County Florida | 3 | $ 872,000 | $ 290,000 | $ 78,000 |
Placer County California | 15 | $ 5,063,000 | $ 337,000 | $ 78,000 |
Plumas County California | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
Polk County Florida | 2 | $ 618,000 | $ 309,000 | $ 40,000 |
Polk County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
Polk County Oregon | 5 | $ 988,000 | $ 197,000 | $ 59,000 |
Prince George's County Maryland | 18 | $ 5,558,000 | $ 308,000 | $ 46,000 |
Prince William County Virginia | 14 | $ 6,214,000 | $ 443,000 | $ 62,000 |
Pulaski County Arkansas | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
Randall County Texas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
Randolph County Illinois | 1 | $ 82,000 | $ 82,000 | $ 88,000 |
Richmond City County Virginia | 3 | $ 484,000 | $ 161,000 | $ 8,000 |
Riverside County California | 179 | $ 57,931,000 | $ 323,000 | $ 60,000 |
Roosevelt County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 0 |
Sacramento County California | 31 | $ 9,341,000 | $ 301,000 | $ 51,000 |
San Benito County California | 1 | $ 841,000 | $ 841,000 | $ 0 |
San Bernardino County California | 111 | $ 30,740,000 | $ 276,000 | $ 65,000 |
San Diego County California | 202 | $ 89,561,000 | $ 443,000 | $ 70,000 |
San Francisco County California | 5 | $ 2,433,000 | $ 486,000 | $ 217,000 |
San Joaquin County California | 21 | $ 5,260,000 | $ 250,000 | $ 54,000 |
San Luis Obispo County California | 16 | $ 6,644,000 | $ 415,000 | $ 85,000 |
San Mateo County California | 17 | $ 6,672,000 | $ 392,000 | $ 98,000 |
Sandoval County New Mexico | 1 | $ 304,000 | $ 304,000 | $ 0 |
Santa Barbara County California | 12 | $ 4,997,000 | $ 416,000 | $ 87,000 |
Santa Clara County California | 26 | $ 14,254,000 | $ 548,000 | $ 110,000 |
Santa Cruz County California | 5 | $ 2,555,000 | $ 511,000 | $ 156,000 |
Santa Fe County New Mexico | 2 | $ 767,000 | $ 383,000 | $ 0 |
Sarasota County Florida | 1 | $ 608,000 | $ 608,000 | $ 0 |
Seminole County Florida | 4 | $ 1,108,000 | $ 277,000 | $ 6,000 |
Shasta County California | 4 | $ 1,109,000 | $ 277,000 | $ 25,000 |
Shelby County Tennessee | 2 | $ 622,000 | $ 311,000 | $ 36,000 |
Siskiyou County California | 2 | $ 526,000 | $ 263,000 | $ 120,000 |
Skagit County Washington | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
Snohomish County Washington | 22 | $ 6,767,000 | $ 307,000 | $ 45,000 |
Solano County California | 27 | $ 9,118,000 | $ 337,000 | $ 61,000 |
Somerset County New Jersey | 2 | $ 765,000 | $ 382,000 | $ 31,000 |
Somerset County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 43,000 |
Sonoma County California | 13 | $ 4,245,000 | $ 326,000 | $ 85,000 |
Spokane County Washington | 13 | $ 3,439,000 | $ 264,000 | $ 29,000 |
Spotsylvania County Virginia | 3 | $ 1,213,000 | $ 404,000 | $ 0 |
St. Johns County Florida | 6 | $ 1,765,000 | $ 294,000 | $ 29,000 |
St. Lucie County Florida | 3 | $ 905,000 | $ 301,000 | $ 0 |
St. Mary's County Maryland | 2 | $ 525,000 | $ 262,000 | $ 100,000 |
Stafford County Virginia | 5 | $ 2,136,000 | $ 427,000 | $ 35,000 |
Stanislaus County California | 9 | $ 2,583,000 | $ 287,000 | $ 44,000 |
Stevens County Washington | 2 | $ 392,000 | $ 196,000 | $ 64,000 |
Suffolk County Virginia | 2 | $ 583,000 | $ 291,000 | $ 0 |
Sussex County New Jersey | 2 | $ 881,000 | $ 440,000 | $ 47,000 |
Sutter County California | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
Tarrant County Texas | 7 | $ 1,670,000 | $ 238,000 | $ 48,000 |
Taylor County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
Teller County Colorado | 1 | $ 204,000 | $ 204,000 | $ 114,000 |
Thurston County Washington | 11 | $ 3,158,000 | $ 287,000 | $ 33,000 |
Tolland County Connecticut | 2 | $ 501,000 | $ 250,000 | $ 0 |
Travis County Texas | 1 | $ 414,000 | $ 414,000 | $ 0 |
Tulare County California | 6 | $ 1,139,000 | $ 189,000 | $ 17,000 |
Umatilla County Oregon | 2 | $ 405,000 | $ 202,000 | $ 52,000 |
Union County New Jersey | 3 | $ 887,000 | $ 295,000 | $ 34,000 |
Union County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
Union County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
Ventura County California | 37 | $ 14,870,000 | $ 401,000 | $ 94,000 |
Virginia Beach County Virginia | 9 | $ 3,610,000 | $ 401,000 | $ 10,000 |
Volusia County Florida | 5 | $ 1,287,000 | $ 257,000 | $ 13,000 |
Warren County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
Washington County Oregon | 31 | $ 8,036,000 | $ 259,000 | $ 84,000 |
Waynesboro County Virginia | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
Weld County Colorado | 16 | $ 3,533,000 | $ 220,000 | $ 49,000 |
Westmoreland County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 26,000 |
Whatcom County Washington | 7 | $ 1,795,000 | $ 256,000 | $ 49,000 |
Williamson County Tennessee | 2 | $ 818,000 | $ 409,000 | $ 30,000 |
Williamson County Texas | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
Worcester County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
Yakima County Washington | 4 | $ 1,049,000 | $ 262,000 | $ 59,000 |
Yamhill County Oregon | 6 | $ 1,155,000 | $ 192,000 | $ 69,000 |
Yavapai County Arizona | 8 | $ 2,867,000 | $ 358,000 | $ 54,000 |
Yolo County California | 3 | $ 1,156,000 | $ 385,000 | $ 32,000 |
York County Pennsylvania | 1 | $ 341,000 | $ 341,000 | $ 0 |
Yuba County California | 4 | $ 739,000 | $ 184,000 | $ 21,000 |
Yuma County Arizona | 2 | $ 415,000 | $ 207,000 | $ 31,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 2,673 | $898,155,000 | $336,000 | $1,245,000 | $67,000 | $3,276,000 |
Home Purchase | 98 | $34,112,000 | $348,000 | $856,000 | $129,000 | $440,000 |
Home Improvement | 6 | $2,349,000 | $391,000 | $580,000 | $136,000 | $300,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,742 | $588,128,000 | $337,000 | $1,245,000 | $69,000 | $3,276,000 |
Hispanic | 387 | $123,145,000 | $318,000 | $860,000 | $75,000 | $1,138,000 |
Not Provided | 266 | $89,121,000 | $335,000 | $1,100,000 | $74,000 | $450,000 |
Black or African American | 212 | $70,959,000 | $334,000 | $902,000 | $44,000 | $347,000 |
Asian | 124 | $47,500,000 | $383,000 | $1,041,000 | $84,000 | $455,000 |
Native Hawaiian or Other Pacific Islander | 26 | $11,323,000 | $435,000 | $1,240,000 | $105,000 | $276,000 |
American Indian or Alaskan Native | 15 | $3,628,000 | $241,000 | $386,000 | $45,000 | $118,000 |
Not applicable | 5 | $812,000 | $162,000 | $286,000 | $54,000 | $76,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
VA-guaranteed (Veterans Administration) | 1,413 | $515,772,000 | $365,000 | $1,245,000 | $30,000 | $468,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,086 | $337,209,000 | $310,000 | $1,170,000 | $121,000 | $3,276,000 |
FHA-insured (Federal Housing Administration) | 276 | $81,203,000 | $294,000 | $672,000 | $67,000 | $1,266,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $432,000 | $216,000 | $232,000 | $122,000 | $168,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,118 | $409,316,000 | $366,000 | $1,245,000 | $61,000 | $1,142,000 |
Application Denied By Financial Institution | 637 | $203,724,000 | $319,000 | $1,240,000 | $75,000 | $2,192,000 |
Application Withdrawn By Applicant | 523 | $166,715,000 | $318,000 | $1,010,000 | $78,000 | $3,276,000 |
File Closed For Incompleteness | 482 | $148,036,000 | $307,000 | $1,152,000 | $71,000 | $447,000 |
Application Approved But Not Accepted | 17 | $6,825,000 | $401,000 | $940,000 | $59,000 | $170,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit Application Incomplete | 257 | $81,263,000 | $316,000 | $1,240,000 | $65,000 | $540,000 |
Debt-To-Income Ratio | 98 | $29,779,000 | $303,000 | $955,000 | $70,000 | $251,000 |
Other | 90 | $33,423,000 | $371,000 | $1,170,000 | $93,000 | $2,192,000 |
Collateral | 71 | $21,615,000 | $304,000 | $674,000 | $98,000 | $450,000 |
Credit History | 70 | $22,149,000 | $316,000 | $1,100,000 | $65,000 | $447,000 |
Unverifiable Information | 21 | $8,027,000 | $382,000 | $850,000 | $129,000 | $447,000 |
Employment History | 9 | $2,087,000 | $231,000 | $390,000 | $82,000 | $228,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,307,000 | $217,000 | $378,000 | $48,000 | $134,000 |
Mortgage Insurance Denied | 1 | $153,000 | $153,000 | $153,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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