Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Santander Bank, N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Santander Bank, N.A.
824 North Market Street, Suite 100
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 26,241
Total Mortgage Loan Application Amount $7,155,500,000
Average Mortgage Loan Application Amount $246,333
Highest Mortgage Loan Application Amount $43,000,000
Average Applicant Income $104,333
Highest Applicant Income $7,075,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.

Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2013.

Mortgage Loan Application Totals for Santander Bank, N.A. by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BOSTON-QUINCY, MA 2,781 $ 744,266,000 $ 267,000 $ 126,000
PHILADELPHIA, PA 2,610 $ 662,151,000 $ 253,000 $ 114,000
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 2,527 $ 1,456,336,000 $ 530,500 $ 117,500
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 2,331 $ 694,487,000 $ 297,000 $ 137,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 2,281 $ 430,202,000 $ 186,500 $ 100,000
EDISON-NEW BRUNSWICK, NJ 1,845 $ 410,429,000 $ 222,000 $ 113,000
PEABODY, MA 1,050 $ 263,733,000 $ 251,000 $ 118,000
NEWARK-UNION, NJ-PA 867 $ 231,770,000 $ 203,500 $ 114,000
WORCESTER, MA 821 $ 160,478,000 $ 195,000 $ 104,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 769 $ 150,371,000 $ 195,000 $ 100,000
READING, PA 763 $ 103,800,000 $ 136,000 $ 74,000
BARNSTABLE TOWN, MA 481 $ 109,999,000 $ 228,000 $ 144,000
HARRISBURG-CARLISLE, PA 478 $ 66,692,000 $ 139,000 $ 90,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 368 $ 53,278,000 $ 168,500 $ 80,000
YORK-HANOVER, PA 360 $ 43,680,000 $ 121,000 $ 75,000
NASSAU-SUFFOLK, NY 326 $ 143,225,000 $ 439,000 $ 152,000
LANCASTER, PA 325 $ 49,281,000 $ 151,000 $ 81,000
ALBANY-SCHENECTADY-TROY, NY 305 $ 59,225,000 $ 194,000 $ 98,000
CAMDEN, NJ 272 $ 92,385,000 $ 339,000 $ 100,000
BRIDGEPORT-STAMFORD-NORWALK, CT 267 $ 97,498,000 $ 365,000 $ 198,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 260 $ 54,760,000 $ 210,000 $ 103,000
NEW HAVEN-MILFORD, CT 251 $ 66,016,000 $ 263,000 $ 108,000
WILLIAMSPORT, PA 245 $ 26,506,000 $ 108,000 $ 66,000
TRENTON-EWING, NJ 236 $ 48,067,000 $ 203,000 $ 103,000
SPRINGFIELD, MA 179 $ 28,092,000 $ 156,000 $ 81,000
MANCHESTER-NASHUA, NH 164 $ 33,493,000 $ 204,000 $ 102,000
WILMINGTON, DE-MD-NJ 149 $ 69,460,000 $ 279,333 $ 103,333
BALTIMORE-TOWSON, MD 141 $ 97,123,000 $ 688,000 $ 174,000
LEBANON, PA 118 $ 16,673,000 $ 141,000 $ 85,000
CHICAGO-JOLIET-NAPERVILLE, IL 104 $ 19,412,000 $ 186,000 $ 90,000
OCEAN CITY, NJ 103 $ 31,405,000 $ 304,000 $ 216,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 82 $ 125,773,000 $ 1,171,250 $ 131,500
BETHESDA-ROCKVILLE-FREDERICK, MD 73 $ 34,207,000 $ 468,000 $ 219,000
STATE COLLEGE, PA 61 $ 8,588,000 $ 140,000 $ 86,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 58 $ 15,381,000 $ 265,000 $ 205,000
BUFFALO-NIAGARA FALLS, NY 53 $ 8,569,000 $ 161,000 $ 108,000
ATLANTIC CITY-HAMMONTON, NJ 48 $ 12,557,000 $ 261,000 $ 220,000
HAGERSTOWN-MARTINSBURG, MD-WV 47 $ 5,610,000 $ 113,500 $ 64,500
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 39 $ 9,031,000 $ 231,000 $ 116,000
GLENS FALLS, NY 37 $ 6,172,000 $ 166,000 $ 81,000
SCRANTON--WILKES-BARRE, PA 36 $ 26,479,000 $ 735,000 $ 64,000
PITTSBURGH, PA 35 $ 3,937,000 $ 112,000 $ 68,000
PITTSFIELD, MA 31 $ 8,488,000 $ 273,000 $ 179,000
NORWICH-NEW LONDON, CT 27 $ 8,013,000 $ 296,000 $ 114,000
ROCHESTER, NY 25 $ 5,249,000 $ 209,000 $ 196,000
BURLINGTON-SOUTH BURLINGTON, VT 18 $ 3,664,000 $ 203,000 $ 83,000
WARREN-TROY-FARMINGTON HILLS, MI 18 $ 2,824,000 $ 156,000 $ 73,000
ORLANDO-KISSIMMEE-SANFORD, FL 16 $ 2,706,000 $ 169,000 $ 94,000
INDIANAPOLIS-CARMEL, IN 15 $ 2,271,000 $ 151,000 $ 96,000
KINGSTON, NY 12 $ 2,259,000 $ 188,000 $ 136,000
OAKLAND-FREMONT-HAYWARD, CA 11 $ 2,666,000 $ 242,000 $ 85,000
DETROIT-LIVONIA-DEARBORN, MI 10 $ 1,623,000 $ 162,000 $ 78,000
DOVER, DE 10 $ 1,686,000 $ 168,000 $ 68,000
GARY, IN 10 $ 1,483,000 $ 148,000 $ 82,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 10 $ 1,981,000 $ 166,500 $ 73,500
ST. LOUIS, MO-IL 10 $ 1,359,000 $ 137,500 $ 76,500
RALEIGH-CARY, NC 8 $ 1,718,000 $ 214,000 $ 107,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 7 $ 1,041,000 $ 148,000 $ 146,000
CLEVELAND-ELYRIA-MENTOR, OH 7 $ 558,000 $ 79,000 $ 43,000
EVANSVILLE, IN-KY 7 $ 1,171,000 $ 167,000 $ 101,000
NAPLES-MARCO ISLAND, FL 7 $ 1,949,000 $ 278,000 $ 397,000
ALTOONA, PA 6 $ 285,000 $ 47,000 $ 66,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 6 $ 718,000 $ 119,000 $ 84,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 6 $ 961,000 $ 160,000 $ 142,000
KANSAS CITY, MO-KS 6 $ 665,000 $ 108,500 $ 73,500
PHOENIX-MESA-GLENDALE, AZ 6 $ 1,235,000 $ 205,000 $ 93,000
SYRACUSE, NY 6 $ 1,084,000 $ 180,000 $ 56,000
HUNTSVILLE, AL 5 $ 781,000 $ 156,000 $ 111,000
UTICA-ROME, NY 5 $ 722,000 $ 144,000 $ 94,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 5 $ 774,000 $ 154,000 $ 67,000
BURLINGTON, NC 4 $ 272,000 $ 68,000 $ 44,000
GREENSBORO-HIGH POINT, NC 4 $ 906,000 $ 226,000 $ 81,000
NORTH PORT-BRADENTON-SARASOTA, FL 4 $ 542,000 $ 135,000 $ 113,000
SOUTH BEND-MISHAWAKA, IN-MI 4 $ 765,000 $ 188,500 $ 121,500
TAMPA-ST. PETERSBURG-CLEARWATER, FL 4 $ 526,000 $ 131,000 $ 66,000
VALLEJO-FAIRFIELD, CA 4 $ 930,000 $ 232,000 $ 45,000
VINELAND-MILLVILLE-BRIDGETON, NJ 4 $ 8,741,000 $ 2,185,000 $ 54,000
ASHEVILLE, NC 3 $ 260,000 $ 86,000 $ 45,000
CANTON-MASSILLON, OH 3 $ 320,000 $ 106,000 $ 56,000
CAPE CORAL-FORT MYERS, FL 3 $ 384,000 $ 128,000 $ 107,000
DENVER-AURORA-BROOMFIELD, CO 3 $ 635,000 $ 211,000 $ 107,000
DURHAM-CHAPEL HILL, NC 3 $ 305,000 $ 101,000 $ 59,000
FRESNO, CA 3 $ 559,000 $ 186,000 $ 134,000
JACKSONVILLE, FL 3 $ 295,000 $ 98,000 $ 54,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 477,000 $ 159,000 $ 44,000
RICHMOND, VA 3 $ 893,000 $ 297,000 $ 118,000
SANTA ANA-ANAHEIM-IRVINE, CA 3 $ 646,000 $ 215,000 $ 90,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 28,008,000 $ 9,336,000 $ 66,000
CHARLOTTE-GASTONIA-ROCK HILL, NC-SC 2 $ 133,000 $ 66,000 $ 54,000
COLUMBUS, OH 2 $ 282,000 $ 141,000 $ 115,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2 $ 349,000 $ 174,000 $ 135,000
FLINT, MI 2 $ 250,000 $ 125,000 $ 85,000
GOLDSBORO, NC 2 $ 207,000 $ 103,000 $ 35,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 733,000 $ 366,000 $ 60,000
MIAMI-MIAMI BEACH-KENDALL, FL 2 $ 293,000 $ 146,000 $ 47,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 304,000 $ 152,000 $ 81,000
MUNCIE, IN 2 $ 341,000 $ 170,000 $ 120,000
PORT ST. LUCIE, FL 2 $ 191,000 $ 95,000 $ 72,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 2 $ 617,000 $ 308,000 $ 198,000
SAVANNAH, GA 2 $ 247,000 $ 123,000 $ 58,000
STOCKTON, CA 2 $ 456,000 $ 228,000 $ 90,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 2 $ 401,000 $ 200,500 $ 124,000
AKRON, OH 1 $ 83,000 $ 83,000 $ 52,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 73,000 $ 73,000 $ 25,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 204,000 $ 204,000 $ 97,000
BLOOMINGTON, IN 1 $ 66,000 $ 66,000 $ 77,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 1 $ 127,000 $ 127,000 $ 72,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 220,000 $ 220,000 $ 317,000
DAYTON, OH 1 $ 58,000 $ 58,000 $ 68,000
DOTHAN, AL 1 $ 150,000 $ 150,000 $ 37,000
DULUTH, MN-WI 1 $ 125,000 $ 125,000 $ 60,000
ELKHART-GOSHEN, IN 1 $ 148,000 $ 148,000 $ 80,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 55,000 $ 55,000 $ 50,000
FORT WAYNE, IN 1 $ 55,000 $ 55,000 $ 35,000
GRAND RAPIDS-WYOMING, MI 1 $ 113,000 $ 113,000 $ 32,000
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 110,000 $ 110,000 $ 108,000
ITHACA, NY 1 $ 200,000 $ 200,000 $ 85,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 95,000 $ 95,000 $ 76,000
KNOXVILLE, TN 1 $ 186,000 $ 186,000 $ 66,000
LAFAYETTE, IN 1 $ 70,000 $ 70,000 $ 82,000
LAKELAND-WINTER HAVEN, FL 1 $ 155,000 $ 155,000 $ 70,000
LAS CRUCES, NM 1 $ 409,000 $ 409,000 $ 130,000
LAS VEGAS-PARADISE, NV 1 $ 25,000 $ 25,000 $ 81,000
LAWTON, OK 1 $ 61,000 $ 61,000 $ 28,000
MACON, GA 1 $ 115,000 $ 115,000 $ 87,000
MORRISTOWN, TN 1 $ 72,000 $ 72,000 $ 35,000
NAPA, CA 1 $ 184,000 $ 184,000 $ 162,000
NILES-BENTON HARBOR, MI 1 $ 180,000 $ 180,000 $ 64,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1 $ 86,000 $ 86,000 $ 26,000
PINE BLUFF, AR 1 $ 28,000 $ 28,000 $ 50,000
PROVO-OREM, UT 1 $ 78,000 $ 78,000 $ 107,000
PUNTA GORDA, FL 1 $ 129,000 $ 129,000 $ 77,000
REDDING, CA 1 $ 200,000 $ 200,000 $ 141,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1 $ 305,000 $ 305,000 $ 111,000
ROANOKE, VA 1 $ 65,000 $ 65,000 $ 42,000
ROCKFORD, IL 1 $ 131,000 $ 131,000 $ 125,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 305,000 $ 305,000 $ 81,000
SAN LUIS OBISPO-PASO ROBLES, CA 1 $ 516,000 $ 516,000 $ 123,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 278,000 $ 278,000 $ 48,000
SEBASTIAN-VERO BEACH, FL 1 $ 133,000 $ 133,000 $ 214,000
TOLEDO, OH 1 $ 83,000 $ 83,000 $ 87,000
WICHITA, KS 1 $ 300,000 $ 300,000 $ 540,000
WILMINGTON, NC 1 $ 92,000 $ 92,000 $ 89,000
WINSTON-SALEM, NC 1 $ 165,000 $ 165,000 $ 93,000

Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,067 $4,967,108,000 $274,000 $43,000,000 $115,000 $4,168,000
Home Purchase 6,968 $1,967,147,000 $282,000 $27,750,000 $115,000 $7,075,000
Home Improvement 1,206 $221,245,000 $183,000 $14,000,000 $83,000 $933,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 19,795 $4,502,588,000 $227,000 $3,500,000 $121,000 $7,075,000
Asian 1,760 $453,738,000 $257,000 $1,463,000 $108,000 $963,000
Not Provided 1,649 $362,219,000 $219,000 $1,500,000 $124,000 $4,168,000
Hispanic 1,333 $234,029,000 $175,000 $1,500,000 $68,000 $786,000
Black or African American 1,033 $172,224,000 $166,000 $2,250,000 $76,000 $933,000
Not applicable 466 $1,387,373,000 $2,977,000 $43,000,000 $0 $0
American Indian or Alaskan Native 110 $25,921,000 $235,000 $628,000 $106,000 $2,000,000
Native Hawaiian or Other Pacific Islander 95 $17,408,000 $183,000 $615,000 $77,000 $410,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,405 $6,995,986,000 $275,000 $43,000,000 $115,000 $7,075,000
FHA-insured (Federal Housing Administration) 765 $144,190,000 $188,000 $797,000 $61,000 $238,000
VA-guaranteed (Veterans Administration) 71 $15,324,000 $215,000 $543,000 $77,000 $220,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 18,449 $4,666,846,000 $252,000 $43,000,000 $119,000 $7,075,000
Application Denied By Financial Institution 4,899 $1,014,029,000 $206,000 $11,000,000 $93,000 $2,490,000
Application Approved But Not Accepted 1,205 $318,347,000 $264,000 $13,500,000 $120,000 $1,887,000
Loan Purchased By The Institution 784 $860,258,000 $1,097,000 $13,842,000 $137,000 $3,804,000
Application Withdrawn By Applicant 635 $230,681,000 $363,000 $16,500,000 $101,000 $1,500,000
Preapproval Denied by Financial Institution 142 $28,625,000 $201,000 $1,050,000 $70,000 $527,000
File Closed For Incompleteness 127 $36,714,000 $289,000 $7,600,000 $78,000 $634,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,604 $325,573,000 $202,000 $6,000,000 $111,000 $2,490,000
Debt-To-Income Ratio 1,106 $247,610,000 $223,000 $1,128,000 $65,000 $585,000
Credit Application Incomplete 826 $203,953,000 $246,000 $1,445,000 $115,000 $1,358,000
Credit History 613 $96,854,000 $158,000 $11,000,000 $68,000 $2,000,000
Other 480 $88,274,000 $183,000 $1,425,000 $100,000 $1,529,000
Unverifiable Information 285 $51,091,000 $179,000 $1,200,000 $69,000 $668,000
Insufficient Cash (Downpayment, Closing Cost) 74 $17,904,000 $241,000 $1,050,000 $85,000 $270,000
Employment History 51 $11,009,000 $215,000 $626,000 $64,000 $266,000
Mortgage Insurance Denied 1 $315,000 $315,000 $315,000 $78,000 $78,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Santander Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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