Santander Bank, N.A. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 15,498 |
Total Mortgage Loan Application Amount | $5,964,576,000 |
Average Mortgage Loan Application Amount | $440,333 |
Highest Mortgage Loan Application Amount | $49,522,000 |
Average Applicant Income | $114,000 |
Highest Applicant Income | $4,937,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2015.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Accomack County Virginia | 1 | $ 168,000 | $ 168,000 | $ 169,000 |
Adams County Pennsylvania | 3 | $ 292,000 | $ 97,000 | $ 60,000 |
Addison County Vermont | 1 | $ 180,000 | $ 180,000 | $ 117,000 |
Alachua County Florida | 2 | $ 191,000 | $ 95,000 | $ 78,000 |
Albany County New York | 103 | $ 20,821,000 | $ 202,000 | $ 103,000 |
Alexandria County Virginia | 1 | $ 974,000 | $ 974,000 | $ 208,000 |
Allegheny County Pennsylvania | 5 | $ 5,954,000 | $ 1,190,000 | $ 57,000 |
Allen County Indiana | 1 | $ 63,000 | $ 63,000 | $ 65,000 |
Androscoggin County Maine | 4 | $ 7,248,000 | $ 1,812,000 | $ 304,000 |
Anne Arundel County Maryland | 25 | $ 32,510,000 | $ 1,300,000 | $ 277,000 |
Arlington County Virginia | 3 | $ 2,098,000 | $ 699,000 | $ 279,000 |
Armstrong County Pennsylvania | 2 | $ 331,000 | $ 165,000 | $ 108,000 |
Atlantic County New Jersey | 31 | $ 7,703,000 | $ 248,000 | $ 219,000 |
Baltimore City County Maryland | 22 | $ 55,386,000 | $ 2,517,000 | $ 76,000 |
Baltimore County Maryland | 26 | $ 8,477,000 | $ 326,000 | $ 152,000 |
Barnstable County Massachusetts | 281 | $ 76,856,000 | $ 273,000 | $ 144,000 |
Bedford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
Belknap County New Hampshire | 10 | $ 5,451,000 | $ 545,000 | $ 131,000 |
Bennington County Vermont | 4 | $ 1,163,000 | $ 290,000 | $ 262,000 |
Benzie County Michigan | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
Bergen County New Jersey | 197 | $ 99,624,000 | $ 505,000 | $ 159,000 |
Berkeley County South Carolina | 1 | $ 333,000 | $ 333,000 | $ 199,000 |
Berks County Pennsylvania | 351 | $ 55,955,000 | $ 159,000 | $ 84,000 |
Berkshire County Massachusetts | 25 | $ 7,196,000 | $ 287,000 | $ 232,000 |
Bradford County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 179,000 |
Bradley County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
Brevard County Florida | 3 | $ 2,285,000 | $ 761,000 | $ 156,000 |
Bristol County Massachusetts | 507 | $ 109,578,000 | $ 216,000 | $ 94,000 |
Bristol County Rhode Island | 68 | $ 20,956,000 | $ 308,000 | $ 159,000 |
Bronx County New York | 62 | $ 61,899,000 | $ 998,000 | $ 46,000 |
Broome County New York | 2 | $ 288,000 | $ 144,000 | $ 99,000 |
Broward County Florida | 8 | $ 5,672,000 | $ 709,000 | $ 100,000 |
Bucks County Pennsylvania | 177 | $ 103,510,000 | $ 584,000 | $ 169,000 |
Buncombe County North Carolina | 4 | $ 523,000 | $ 130,000 | $ 51,000 |
Burlington County New Jersey | 93 | $ 24,521,000 | $ 263,000 | $ 121,000 |
Butler County Ohio | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
Butler County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 106,000 |
Cabarrus County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 19,000 |
Cambria County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 47,000 |
Camden County New Jersey | 66 | $ 42,468,000 | $ 643,000 | $ 105,000 |
Cape May County New Jersey | 56 | $ 23,864,000 | $ 426,000 | $ 357,000 |
Carbon County Pennsylvania | 6 | $ 696,000 | $ 116,000 | $ 118,000 |
Caroline County Maryland | 2 | $ 209,000 | $ 104,000 | $ 25,000 |
Carroll County Maryland | 7 | $ 2,294,000 | $ 327,000 | $ 136,000 |
Carroll County New Hampshire | 19 | $ 3,695,000 | $ 194,000 | $ 208,000 |
Carteret County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
Caswell County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
Catawba County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
Cattaraugus County New York | 2 | $ 196,000 | $ 98,000 | $ 75,000 |
Cecil County Maryland | 4 | $ 1,456,000 | $ 364,000 | $ 169,000 |
Centre County Pennsylvania | 26 | $ 5,723,000 | $ 220,000 | $ 105,000 |
Chautauqua County New York | 1 | $ 13,000 | $ 13,000 | $ 94,000 |
Cheshire County New Hampshire | 4 | $ 872,000 | $ 218,000 | $ 177,000 |
Chester County Pennsylvania | 210 | $ 70,414,000 | $ 335,000 | $ 158,000 |
Chittenden County Vermont | 5 | $ 1,125,000 | $ 225,000 | $ 123,000 |
Clermont County Ohio | 1 | $ 41,000 | $ 41,000 | $ 55,000 |
Cleveland County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
Clinton County New York | 2 | $ 368,000 | $ 184,000 | $ 262,000 |
Clinton County Pennsylvania | 41 | $ 4,331,000 | $ 105,000 | $ 70,000 |
Cobb County Georgia | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
Collier County Florida | 6 | $ 1,577,000 | $ 262,000 | $ 307,000 |
Colquitt County Georgia | 1 | $ 41,000 | $ 41,000 | $ 30,000 |
Columbia County New York | 3 | $ 913,000 | $ 304,000 | $ 117,000 |
Columbia County Pennsylvania | 3 | $ 409,000 | $ 136,000 | $ 77,000 |
Contra Costa County California | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
Cook County Illinois | 42 | $ 49,650,000 | $ 1,182,000 | $ 29,000 |
Coos County New Hampshire | 3 | $ 603,000 | $ 201,000 | $ 103,000 |
Cumberland County Maine | 13 | $ 9,498,000 | $ 730,000 | $ 142,000 |
Cumberland County New Jersey | 2 | $ 729,000 | $ 364,000 | $ 0 |
Cumberland County Pennsylvania | 94 | $ 16,277,000 | $ 173,000 | $ 89,000 |
Cuyahoga County Ohio | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
Dallas County Texas | 2 | $ 1,622,000 | $ 811,000 | $ 0 |
Dauphin County Pennsylvania | 94 | $ 23,446,000 | $ 249,000 | $ 79,000 |
Davidson County North Carolina | 3 | $ 289,000 | $ 96,000 | $ 50,000 |
Davidson County Tennessee | 2 | $ 43,463,000 | $ 21,731,000 | $ 0 |
Delaware County New York | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
Delaware County Pennsylvania | 169 | $ 43,859,000 | $ 259,000 | $ 121,000 |
District of Columbia County District Of Columbia | 13 | $ 18,551,000 | $ 1,427,000 | $ 156,000 |
Dukes County Massachusetts | 60 | $ 23,642,000 | $ 394,000 | $ 168,000 |
DuPage County Illinois | 3 | $ 508,000 | $ 169,000 | $ 73,000 |
Durham County North Carolina | 3 | $ 7,754,000 | $ 2,584,000 | $ 188,000 |
Dutchess County New York | 8 | $ 1,765,000 | $ 220,000 | $ 171,000 |
Duval County Florida | 1 | $ 2,651,000 | $ 2,651,000 | $ 0 |
Effingham County Georgia | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
Elk County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
Elkhart County Indiana | 3 | $ 221,000 | $ 73,000 | $ 39,000 |
Erie County New York | 52 | $ 7,602,000 | $ 146,000 | $ 86,000 |
Erie County Ohio | 1 | $ 53,000 | $ 53,000 | $ 67,000 |
Essex County Massachusetts | 655 | $ 241,121,000 | $ 368,000 | $ 110,000 |
Essex County New Jersey | 219 | $ 80,130,000 | $ 365,000 | $ 118,000 |
Essex County New York | 2 | $ 1,610,000 | $ 805,000 | $ 604,000 |
Fairfax City County Virginia | 1 | $ 182,000 | $ 182,000 | $ 74,000 |
Fairfax County Virginia | 7 | $ 6,688,000 | $ 955,000 | $ 206,000 |
Fairfield County Connecticut | 155 | $ 61,657,000 | $ 397,000 | $ 189,000 |
Fairfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 264,000 |
Fannin County Georgia | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
Fayette County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
Flagler County Florida | 3 | $ 243,000 | $ 81,000 | $ 110,000 |
Forsyth County North Carolina | 3 | $ 358,000 | $ 119,000 | $ 52,000 |
Franklin County Maine | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
Franklin County Missouri | 2 | $ 231,000 | $ 115,000 | $ 109,000 |
Franklin County New York | 1 | $ 363,000 | $ 363,000 | $ 658,000 |
Franklin County Ohio | 1 | $ 72,000 | $ 72,000 | $ 22,000 |
Franklin County Pennsylvania | 6 | $ 608,000 | $ 101,000 | $ 64,000 |
Frederick County Maryland | 6 | $ 11,190,000 | $ 1,865,000 | $ 39,000 |
Fresno County California | 2 | $ 3,870,000 | $ 1,935,000 | $ 63,000 |
Fulton County Georgia | 1 | $ 241,000 | $ 241,000 | $ 172,000 |
Fulton County New York | 6 | $ 1,065,000 | $ 177,000 | $ 101,000 |
Garrett County Maryland | 3 | $ 450,000 | $ 150,000 | $ 17,000 |
Genesee County New York | 1 | $ 184,000 | $ 184,000 | $ 84,000 |
Gloucester County New Jersey | 30 | $ 28,922,000 | $ 964,000 | $ 115,000 |
Grafton County New Hampshire | 8 | $ 2,167,000 | $ 270,000 | $ 297,000 |
Greene County New York | 3 | $ 436,000 | $ 145,000 | $ 216,000 |
Greene County Ohio | 2 | $ 121,000 | $ 60,000 | $ 47,000 |
Grundy County Illinois | 1 | $ 2,911,000 | $ 2,911,000 | $ 0 |
Guilford County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 53,000 |
Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
Hamilton County New York | 3 | $ 486,000 | $ 162,000 | $ 209,000 |
Hamilton County Ohio | 4 | $ 426,000 | $ 106,000 | $ 81,000 |
Hamilton County Tennessee | 1 | $ 267,000 | $ 267,000 | $ 0 |
Hampden County Massachusetts | 46 | $ 8,777,000 | $ 190,000 | $ 75,000 |
Hampshire County Massachusetts | 11 | $ 1,853,000 | $ 168,000 | $ 94,000 |
Hancock County Maine | 1 | $ 131,000 | $ 131,000 | $ 170,000 |
Harford County Maryland | 4 | $ 953,000 | $ 238,000 | $ 91,000 |
Harris County Texas | 1 | $ 341,000 | $ 341,000 | $ 0 |
Harrison County West Virginia | 1 | $ 43,000 | $ 43,000 | $ 23,000 |
Hartford County Connecticut | 281 | $ 64,712,000 | $ 230,000 | $ 97,000 |
Hendricks County Indiana | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
Henrico County Virginia | 1 | $ 206,000 | $ 206,000 | $ 108,000 |
Herkimer County New York | 2 | $ 306,000 | $ 153,000 | $ 162,000 |
Hernando County Florida | 1 | $ 117,000 | $ 117,000 | $ 42,000 |
Hillsborough County Florida | 1 | $ 931,000 | $ 931,000 | $ 0 |
Hillsborough County New Hampshire | 130 | $ 33,882,000 | $ 260,000 | $ 117,000 |
Hoke County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
Howard County Maryland | 12 | $ 7,566,000 | $ 630,000 | $ 323,000 |
Hudson County New Jersey | 196 | $ 98,163,000 | $ 500,000 | $ 131,000 |
Hunterdon County New Jersey | 34 | $ 10,572,000 | $ 310,000 | $ 128,000 |
Huntingdon County Pennsylvania | 4 | $ 458,000 | $ 114,000 | $ 73,000 |
Indian River County Florida | 1 | $ 124,000 | $ 124,000 | $ 62,000 |
Jasper County Indiana | 2 | $ 272,000 | $ 136,000 | $ 51,000 |
Jefferson County Kentucky | 1 | $ 1,829,000 | $ 1,829,000 | $ 0 |
Jefferson County Missouri | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
Jefferson County New York | 2 | $ 729,000 | $ 364,000 | $ 168,000 |
Johnson County Kansas | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
Juniata County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 16,000 |
Kane County Illinois | 3 | $ 689,000 | $ 229,000 | $ 132,000 |
Kendall County Illinois | 1 | $ 224,000 | $ 224,000 | $ 1,200,000 |
Kennebec County Maine | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
Kent County Delaware | 4 | $ 611,000 | $ 152,000 | $ 95,000 |
Kent County Rhode Island | 142 | $ 36,711,000 | $ 258,000 | $ 107,000 |
King County Washington | 2 | $ 987,000 | $ 493,000 | $ 202,000 |
Kings County New York | 564 | $ 305,866,000 | $ 542,000 | $ 90,000 |
Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 0 |
Lackawanna County Pennsylvania | 4 | $ 808,000 | $ 202,000 | $ 141,000 |
Lake County Colorado | 1 | $ 234,000 | $ 234,000 | $ 322,000 |
Lake County Florida | 1 | $ 4,544,000 | $ 4,544,000 | $ 0 |
Lake County Indiana | 2 | $ 157,000 | $ 78,000 | $ 30,000 |
Lake County Ohio | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
Lancaster County Pennsylvania | 151 | $ 25,822,000 | $ 171,000 | $ 77,000 |
Lebanon County Pennsylvania | 80 | $ 10,270,000 | $ 128,000 | $ 66,000 |
Lee County Florida | 6 | $ 1,714,000 | $ 285,000 | $ 294,000 |
Lehigh County Pennsylvania | 71 | $ 24,637,000 | $ 347,000 | $ 95,000 |
Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
Lincoln County Maine | 2 | $ 342,000 | $ 171,000 | $ 119,000 |
Lincoln County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
Litchfield County Connecticut | 28 | $ 5,790,000 | $ 206,000 | $ 144,000 |
Los Angeles County California | 52 | $ 117,367,000 | $ 2,257,000 | $ 30,000 |
Loudoun County Virginia | 11 | $ 5,014,000 | $ 455,000 | $ 233,000 |
Luzerne County Pennsylvania | 9 | $ 1,625,000 | $ 180,000 | $ 88,000 |
Lycoming County Pennsylvania | 146 | $ 22,706,000 | $ 155,000 | $ 71,000 |
Macomb County Michigan | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
Manatee County Florida | 1 | $ 266,000 | $ 266,000 | $ 132,000 |
Marion County Indiana | 2 | $ 65,000 | $ 32,000 | $ 28,000 |
McHenry County Illinois | 1 | $ 553,000 | $ 553,000 | $ 0 |
Mecklenburg County North Carolina | 4 | $ 5,436,000 | $ 1,359,000 | $ 55,000 |
Mercer County New Jersey | 133 | $ 31,134,000 | $ 234,000 | $ 115,000 |
Mercer County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
Merrimack County New Hampshire | 25 | $ 5,115,000 | $ 204,000 | $ 74,000 |
Miami-Dade County Florida | 42 | $ 24,826,000 | $ 591,000 | $ 24,000 |
Middlesex County Connecticut | 24 | $ 6,724,000 | $ 280,000 | $ 109,000 |
Middlesex County Massachusetts | 1,266 | $ 443,495,000 | $ 350,000 | $ 142,000 |
Middlesex County New Jersey | 270 | $ 102,173,000 | $ 378,000 | $ 124,000 |
Mifflin County Pennsylvania | 2 | $ 264,000 | $ 132,000 | $ 95,000 |
Milwaukee County Wisconsin | 2 | $ 24,343,000 | $ 12,171,000 | $ 0 |
Monmouth County New Jersey | 396 | $ 127,346,000 | $ 321,000 | $ 161,000 |
Monroe County Florida | 1 | $ 488,000 | $ 488,000 | $ 250,000 |
Monroe County Indiana | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
Monroe County New York | 7 | $ 1,540,000 | $ 220,000 | $ 153,000 |
Monroe County Pennsylvania | 15 | $ 2,531,000 | $ 168,000 | $ 139,000 |
Montgomery County Alabama | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
Montgomery County Maryland | 34 | $ 36,013,000 | $ 1,059,000 | $ 324,000 |
Montgomery County New York | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
Montgomery County Pennsylvania | 305 | $ 97,758,000 | $ 320,000 | $ 166,000 |
Montour County Pennsylvania | 5 | $ 706,000 | $ 141,000 | $ 58,000 |
Moore County North Carolina | 1 | $ 410,000 | $ 410,000 | $ 299,000 |
Morris County New Jersey | 136 | $ 105,393,000 | $ 774,000 | $ 147,000 |
Nantucket County Massachusetts | 9 | $ 5,332,000 | $ 592,000 | $ 204,000 |
Nassau County New York | 159 | $ 94,346,000 | $ 593,000 | $ 146,000 |
New Castle County Delaware | 100 | $ 30,540,000 | $ 305,000 | $ 172,000 |
New Hanover County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 32,000 |
New Haven County Connecticut | 108 | $ 34,126,000 | $ 315,000 | $ 127,000 |
New London County Connecticut | 8 | $ 1,558,000 | $ 194,000 | $ 100,000 |
New York County New York | 284 | $ 353,649,000 | $ 1,245,000 | $ 143,000 |
Newport County Rhode Island | 58 | $ 19,489,000 | $ 336,000 | $ 275,000 |
Newport News County Virginia | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
Niagara County New York | 5 | $ 879,000 | $ 175,000 | $ 111,000 |
Noble County Indiana | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
Norfolk County Massachusetts | 639 | $ 221,490,000 | $ 346,000 | $ 133,000 |
Norfolk County Virginia | 1 | $ 4,750,000 | $ 4,750,000 | $ 0 |
Northampton County Pennsylvania | 89 | $ 29,361,000 | $ 329,000 | $ 83,000 |
Northumberland County Pennsylvania | 33 | $ 3,443,000 | $ 104,000 | $ 71,000 |
Oakland County Michigan | 3 | $ 368,000 | $ 122,000 | $ 37,000 |
Ocean County New Jersey | 329 | $ 71,117,000 | $ 216,000 | $ 100,000 |
Oneida County New York | 4 | $ 236,000 | $ 59,000 | $ 58,000 |
Onondaga County New York | 5 | $ 552,000 | $ 110,000 | $ 75,000 |
Ontario County New York | 2 | $ 486,000 | $ 243,000 | $ 211,000 |
Orange County California | 6 | $ 15,346,000 | $ 2,557,000 | $ 0 |
Orange County Florida | 1 | $ 257,000 | $ 257,000 | $ 26,000 |
Orange County New York | 22 | $ 15,709,000 | $ 714,000 | $ 99,000 |
Orleans County Vermont | 2 | $ 262,000 | $ 131,000 | $ 120,000 |
Osceola County Florida | 2 | $ 372,000 | $ 186,000 | $ 54,000 |
Otsego County New York | 5 | $ 5,871,000 | $ 1,174,000 | $ 124,000 |
Oxford County Maine | 8 | $ 1,485,000 | $ 185,000 | $ 220,000 |
Palm Beach County Florida | 9 | $ 3,062,000 | $ 340,000 | $ 276,000 |
Pasco County Florida | 1 | $ 2,129,000 | $ 2,129,000 | $ 0 |
Passaic County New Jersey | 63 | $ 18,154,000 | $ 288,000 | $ 101,000 |
Pendleton County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 78,000 |
Penobscot County Maine | 3 | $ 564,000 | $ 188,000 | $ 41,000 |
Perry County Pennsylvania | 7 | $ 1,395,000 | $ 199,000 | $ 64,000 |
Philadelphia County Pennsylvania | 330 | $ 117,325,000 | $ 355,000 | $ 81,000 |
Pickens County South Carolina | 1 | $ 6,100,000 | $ 6,100,000 | $ 0 |
Pike County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
Pike County Pennsylvania | 3 | $ 655,000 | $ 218,000 | $ 166,000 |
Pinellas County Florida | 4 | $ 6,287,000 | $ 1,571,000 | $ 16,000 |
Plymouth County Massachusetts | 455 | $ 120,342,000 | $ 264,000 | $ 110,000 |
Polk County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
Portsmouth County Virginia | 1 | $ 7,250,000 | $ 7,250,000 | $ 0 |
Prince George's County Maryland | 10 | $ 79,171,000 | $ 7,917,000 | $ 39,000 |
Prince William County Virginia | 1 | $ 633,000 | $ 633,000 | $ 211,000 |
Providence County Rhode Island | 523 | $ 90,407,000 | $ 172,000 | $ 78,000 |
Putnam County New York | 11 | $ 3,603,000 | $ 327,000 | $ 152,000 |
Queen Anne's County Maryland | 1 | $ 759,000 | $ 759,000 | $ 553,000 |
Queens County New York | 324 | $ 203,303,000 | $ 627,000 | $ 82,000 |
Ramsey County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
Randolph County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
Rensselaer County New York | 32 | $ 11,439,000 | $ 357,000 | $ 94,000 |
Richmond City County Virginia | 3 | $ 15,000,000 | $ 5,000,000 | $ 0 |
Richmond County New York | 344 | $ 107,970,000 | $ 313,000 | $ 116,000 |
Roanoke County Virginia | 1 | $ 277,000 | $ 277,000 | $ 110,000 |
Rockingham County New Hampshire | 156 | $ 39,664,000 | $ 254,000 | $ 113,000 |
Rockingham County North Carolina | 2 | $ 167,000 | $ 83,000 | $ 34,000 |
Rockland County New York | 22 | $ 11,967,000 | $ 543,000 | $ 106,000 |
Rutland County Vermont | 2 | $ 232,000 | $ 116,000 | $ 222,000 |
Sagadahoc County Maine | 1 | $ 205,000 | $ 205,000 | $ 249,000 |
Salem County New Jersey | 4 | $ 818,000 | $ 204,000 | $ 61,000 |
San Diego County California | 5 | $ 10,474,000 | $ 2,094,000 | $ 33,000 |
San Mateo County California | 1 | $ 750,000 | $ 750,000 | $ 214,000 |
Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 229,000 |
Saratoga County New York | 88 | $ 21,039,000 | $ 239,000 | $ 112,000 |
Schenectady County New York | 42 | $ 7,909,000 | $ 188,000 | $ 92,000 |
Schoharie County New York | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
Schuylkill County Pennsylvania | 116 | $ 9,626,000 | $ 82,000 | $ 56,000 |
Seminole County Florida | 2 | $ 3,365,000 | $ 1,682,000 | $ 0 |
Seneca County New York | 1 | $ 98,000 | $ 98,000 | $ 129,000 |
Snyder County Pennsylvania | 6 | $ 887,000 | $ 147,000 | $ 74,000 |
Somerset County Maine | 1 | $ 138,000 | $ 138,000 | $ 190,000 |
Somerset County New Jersey | 123 | $ 54,380,000 | $ 442,000 | $ 167,000 |
Somerset County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
St. Joseph County Indiana | 3 | $ 195,000 | $ 65,000 | $ 27,000 |
St. Lawrence County New York | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
St. Louis County Missouri | 3 | $ 317,000 | $ 105,000 | $ 71,000 |
St. Lucie County Florida | 1 | $ 150,000 | $ 150,000 | $ 112,000 |
Stafford County Virginia | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
Stanislaus County California | 1 | $ 258,000 | $ 258,000 | $ 138,000 |
Stark County Ohio | 1 | $ 93,000 | $ 93,000 | $ 35,000 |
Steuben County New York | 1 | $ 118,000 | $ 118,000 | $ 133,000 |
Stokes County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 34,000 |
Strafford County New Hampshire | 11 | $ 2,489,000 | $ 226,000 | $ 123,000 |
Suffolk County Massachusetts | 486 | $ 168,936,000 | $ 347,000 | $ 125,000 |
Suffolk County New York | 90 | $ 37,828,000 | $ 420,000 | $ 171,000 |
Suffolk County Virginia | 1 | $ 22,750,000 | $ 22,750,000 | $ 0 |
Sullivan County New Hampshire | 4 | $ 1,141,000 | $ 285,000 | $ 164,000 |
Sullivan County New York | 1 | $ 66,000 | $ 66,000 | $ 114,000 |
Sullivan County Pennsylvania | 5 | $ 1,094,000 | $ 218,000 | $ 90,000 |
Summit County Ohio | 1 | $ 61,000 | $ 61,000 | $ 22,000 |
Sumter County Florida | 1 | $ 190,000 | $ 190,000 | $ 105,000 |
Sussex County Delaware | 24 | $ 10,988,000 | $ 457,000 | $ 392,000 |
Sussex County New Jersey | 35 | $ 15,168,000 | $ 433,000 | $ 79,000 |
Talbot County Maryland | 2 | $ 1,307,000 | $ 653,000 | $ 1,554,000 |
Talladega County Alabama | 1 | $ 53,000 | $ 53,000 | $ 49,000 |
Tarrant County Texas | 2 | $ 751,000 | $ 375,000 | $ 0 |
Tioga County New York | 1 | $ 110,000 | $ 110,000 | $ 44,000 |
Tolland County Connecticut | 16 | $ 1,880,000 | $ 117,000 | $ 71,000 |
Tompkins County New York | 5 | $ 58,120,000 | $ 11,624,000 | $ 0 |
Travis County Texas | 1 | $ 415,000 | $ 415,000 | $ 0 |
Tulsa County Oklahoma | 1 | $ 39,000 | $ 39,000 | $ 26,000 |
Ulster County New York | 5 | $ 940,000 | $ 188,000 | $ 136,000 |
Union County New Jersey | 197 | $ 75,965,000 | $ 385,000 | $ 117,000 |
Union County North Carolina | 1 | $ 213,000 | $ 213,000 | $ 94,000 |
Union County Pennsylvania | 19 | $ 2,446,000 | $ 128,000 | $ 82,000 |
Valencia County New Mexico | 1 | $ 127,000 | $ 127,000 | $ 285,000 |
Vanderburgh County Indiana | 1 | $ 77,000 | $ 77,000 | $ 117,000 |
Virginia Beach County Virginia | 2 | $ 3,740,000 | $ 1,870,000 | $ 1,055,000 |
Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 17,000 |
Wake County North Carolina | 3 | $ 316,000 | $ 105,000 | $ 33,000 |
Warren County New Jersey | 14 | $ 2,790,000 | $ 199,000 | $ 75,000 |
Warren County New York | 11 | $ 2,749,000 | $ 249,000 | $ 117,000 |
Washington County Maryland | 3 | $ 358,000 | $ 119,000 | $ 51,000 |
Washington County New York | 3 | $ 267,000 | $ 89,000 | $ 52,000 |
Washington County Pennsylvania | 2 | $ 343,000 | $ 171,000 | $ 438,000 |
Washington County Rhode Island | 115 | $ 32,554,000 | $ 283,000 | $ 157,000 |
Washington County Vermont | 2 | $ 630,000 | $ 315,000 | $ 363,000 |
Watauga County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
Wayne County Pennsylvania | 4 | $ 987,000 | $ 246,000 | $ 196,000 |
Westchester County New York | 149 | $ 68,891,000 | $ 462,000 | $ 129,000 |
Wicomico County Maryland | 1 | $ 81,000 | $ 81,000 | $ 142,000 |
Will County Illinois | 9 | $ 6,275,000 | $ 697,000 | $ 64,000 |
Windham County Connecticut | 12 | $ 1,844,000 | $ 153,000 | $ 140,000 |
Windham County Vermont | 9 | $ 2,637,000 | $ 293,000 | $ 276,000 |
Windsor County Vermont | 1 | $ 259,000 | $ 259,000 | $ 215,000 |
Worcester County Maryland | 5 | $ 1,508,000 | $ 301,000 | $ 333,000 |
Worcester County Massachusetts | 375 | $ 96,936,000 | $ 258,000 | $ 109,000 |
Wyoming County New York | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
York County Maine | 27 | $ 7,688,000 | $ 284,000 | $ 277,000 |
York County Pennsylvania | 147 | $ 20,351,000 | $ 138,000 | $ 73,000 |
York County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 8,268 | $3,259,550,000 | $394,000 | $49,522,000 | $119,000 | $4,937,000 |
Home Purchase | 6,668 | $2,384,336,000 | $357,000 | $44,625,000 | $123,000 | $2,775,000 |
Home Improvement | 562 | $320,690,000 | $570,000 | $41,668,000 | $100,000 | $1,223,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 10,678 | $2,930,347,000 | $274,000 | $3,850,000 | $134,000 | $4,937,000 |
Asian | 1,386 | $466,125,000 | $336,000 | $6,000,000 | $139,000 | $2,775,000 |
Hispanic | 1,131 | $253,222,000 | $223,000 | $1,900,000 | $70,000 | $1,194,000 |
Not applicable | 821 | $1,945,136,000 | $2,369,000 | $49,522,000 | $0 | $0 |
Not Provided | 726 | $206,892,000 | $284,000 | $2,063,000 | $129,000 | $928,000 |
Black or African American | 679 | $141,234,000 | $208,000 | $1,540,000 | $77,000 | $541,000 |
American Indian or Alaskan Native | 40 | $11,296,000 | $282,000 | $860,000 | $84,000 | $315,000 |
Native Hawaiian or Other Pacific Islander | 37 | $10,324,000 | $279,000 | $580,000 | $95,000 | $437,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,704 | $5,789,344,000 | $393,000 | $49,522,000 | $123,000 | $4,937,000 |
FHA-insured (Federal Housing Administration) | 730 | $161,832,000 | $221,000 | $587,000 | $67,000 | $560,000 |
VA-guaranteed (Veterans Administration) | 64 | $13,400,000 | $209,000 | $417,000 | $74,000 | $208,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 11,009 | $3,582,134,000 | $325,000 | $49,522,000 | $131,000 | $4,937,000 |
Application Denied By Financial Institution | 2,248 | $574,968,000 | $255,000 | $27,000,000 | $98,000 | $3,500,000 |
Application Withdrawn By Applicant | 992 | $324,827,000 | $327,000 | $5,800,000 | $127,000 | $2,763,000 |
Loan Purchased By The Institution | 654 | $1,282,321,000 | $1,960,000 | $30,695,000 | $11,000 | $411,000 |
Application Approved But Not Accepted | 265 | $119,038,000 | $449,000 | $22,000,000 | $135,000 | $2,613,000 |
Preapproval Denied by Financial Institution | 171 | $36,287,000 | $212,000 | $1,500,000 | $69,000 | $812,000 |
File Closed For Incompleteness | 159 | $45,001,000 | $283,000 | $1,490,000 | $121,000 | $1,061,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 676 | $194,497,000 | $287,000 | $27,000,000 | $120,000 | $2,775,000 |
Debt-To-Income Ratio | 646 | $167,275,000 | $258,000 | $1,450,000 | $62,000 | $341,000 |
Credit Application Incomplete | 506 | $117,733,000 | $232,000 | $1,870,000 | $116,000 | $1,200,000 |
Credit History | 224 | $46,959,000 | $209,000 | $4,150,000 | $66,000 | $288,000 |
Other | 166 | $39,130,000 | $235,000 | $1,490,000 | $110,000 | $1,058,000 |
Unverifiable Information | 112 | $27,626,000 | $246,000 | $1,075,000 | $110,000 | $3,500,000 |
Insufficient Cash (Downpayment, Closing Cost) | 56 | $12,771,000 | $228,000 | $840,000 | $83,000 | $337,000 |
Employment History | 32 | $4,964,000 | $155,000 | $499,000 | $56,000 | $344,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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