Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southpoint Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Alpharetta, GA 30005 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
Total Number of Mortgage Applications | 805 |
Total Mortgage Loan Application Amount | $129,837,000 |
Average Mortgage Loan Application Amount | $157,000 |
Highest Mortgage Loan Application Amount | $735,000 |
Average Applicant Income | $63,500 |
Highest Applicant Income | $317,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Gwinnett County Georgia | 69 | $ 12,071,000 | $ 174,000 | $ 78,000 |
Fulton County Georgia | 57 | $ 12,510,000 | $ 219,000 | $ 91,000 |
DeKalb County Georgia | 47 | $ 7,652,000 | $ 162,000 | $ 64,000 |
Cobb County Georgia | 46 | $ 8,504,000 | $ 184,000 | $ 77,000 |
Greenwood County South Carolina | 32 | $ 4,048,000 | $ 126,000 | $ 47,000 |
DeSoto County Mississippi | 26 | $ 3,407,000 | $ 131,000 | $ 46,000 |
Coweta County Georgia | 23 | $ 3,382,000 | $ 147,000 | $ 63,000 |
Santa Rosa County Florida | 22 | $ 3,950,000 | $ 179,000 | $ 54,000 |
Cherokee County Georgia | 20 | $ 3,606,000 | $ 180,000 | $ 78,000 |
Henry County Georgia | 20 | $ 3,352,000 | $ 167,000 | $ 72,000 |
Forsyth County Georgia | 18 | $ 3,139,000 | $ 174,000 | $ 96,000 |
Chatham County Georgia | 15 | $ 2,806,000 | $ 187,000 | $ 63,000 |
Abbeville County South Carolina | 12 | $ 1,476,000 | $ 123,000 | $ 51,000 |
Douglas County Georgia | 10 | $ 1,624,000 | $ 162,000 | $ 67,000 |
Fayette County Georgia | 10 | $ 1,623,000 | $ 162,000 | $ 79,000 |
Paulding County Georgia | 10 | $ 1,390,000 | $ 139,000 | $ 61,000 |
McMinn County Tennessee | 10 | $ 914,000 | $ 91,000 | $ 42,000 |
Clayton County Georgia | 9 | $ 1,098,000 | $ 122,000 | $ 56,000 |
Greene County Tennessee | 9 | $ 1,147,000 | $ 127,000 | $ 50,000 |
Carroll County Georgia | 8 | $ 1,044,000 | $ 130,000 | $ 59,000 |
Harris County Georgia | 8 | $ 1,154,000 | $ 144,000 | $ 68,000 |
Muscogee County Georgia | 8 | $ 1,493,000 | $ 186,000 | $ 77,000 |
Polk County Florida | 7 | $ 798,000 | $ 114,000 | $ 51,000 |
Columbia County Georgia | 7 | $ 1,466,000 | $ 209,000 | $ 93,000 |
Florence County South Carolina | 7 | $ 971,000 | $ 138,000 | $ 66,000 |
Orangeburg County South Carolina | 7 | $ 814,000 | $ 116,000 | $ 52,000 |
Houston County Georgia | 6 | $ 1,426,000 | $ 237,000 | $ 101,000 |
Jackson County Georgia | 6 | $ 763,000 | $ 127,000 | $ 53,000 |
Barrow County Georgia | 5 | $ 899,000 | $ 179,000 | $ 67,000 |
Dougherty County Georgia | 5 | $ 675,000 | $ 135,000 | $ 69,000 |
Effingham County Georgia | 5 | $ 978,000 | $ 195,000 | $ 84,000 |
Hall County Georgia | 5 | $ 940,000 | $ 188,000 | $ 61,000 |
Lowndes County Georgia | 5 | $ 869,000 | $ 173,000 | $ 68,000 |
Meriwether County Georgia | 5 | $ 483,000 | $ 96,000 | $ 56,000 |
Newton County Georgia | 5 | $ 788,000 | $ 157,000 | $ 48,000 |
Pickens County Georgia | 5 | $ 792,000 | $ 158,000 | $ 80,000 |
Richmond County Georgia | 5 | $ 812,000 | $ 162,000 | $ 72,000 |
Rockdale County Georgia | 5 | $ 757,000 | $ 151,000 | $ 57,000 |
Walton County Georgia | 5 | $ 847,000 | $ 169,000 | $ 65,000 |
Wake County North Carolina | 5 | $ 1,134,000 | $ 226,000 | $ 87,000 |
Okaloosa County Florida | 4 | $ 635,000 | $ 158,000 | $ 59,000 |
Bibb County Georgia | 4 | $ 509,000 | $ 127,000 | $ 46,000 |
Bryan County Georgia | 4 | $ 763,000 | $ 190,000 | $ 62,000 |
Catoosa County Georgia | 4 | $ 628,000 | $ 157,000 | $ 68,000 |
Glynn County Georgia | 4 | $ 542,000 | $ 135,000 | $ 47,000 |
Gordon County Georgia | 4 | $ 705,000 | $ 176,000 | $ 87,000 |
Liberty County Georgia | 4 | $ 889,000 | $ 222,000 | $ 73,000 |
Troup County Georgia | 4 | $ 579,000 | $ 144,000 | $ 52,000 |
Walker County Georgia | 4 | $ 663,000 | $ 165,000 | $ 66,000 |
Guilford County North Carolina | 4 | $ 656,000 | $ 164,000 | $ 71,000 |
Mecklenburg County North Carolina | 4 | $ 711,000 | $ 177,000 | $ 72,000 |
Onslow County North Carolina | 4 | $ 669,000 | $ 167,000 | $ 91,000 |
Hamilton County Tennessee | 4 | $ 296,000 | $ 74,000 | $ 20,000 |
Shelby County Tennessee | 4 | $ 557,000 | $ 139,000 | $ 69,000 |
Houston County Alabama | 3 | $ 384,000 | $ 128,000 | $ 52,000 |
Bulloch County Georgia | 3 | $ 402,000 | $ 134,000 | $ 55,000 |
Heard County Georgia | 3 | $ 257,000 | $ 85,000 | $ 43,000 |
Jones County Georgia | 3 | $ 598,000 | $ 199,000 | $ 70,000 |
Lumpkin County Georgia | 3 | $ 291,000 | $ 97,000 | $ 59,000 |
Putnam County Georgia | 3 | $ 470,000 | $ 156,000 | $ 74,000 |
Cumberland County North Carolina | 3 | $ 554,000 | $ 184,000 | $ 70,000 |
Davidson County Tennessee | 3 | $ 570,000 | $ 190,000 | $ 64,000 |
Clay County Florida | 2 | $ 296,000 | $ 148,000 | $ 46,000 |
Escambia County Florida | 2 | $ 274,000 | $ 137,000 | $ 84,000 |
Hillsborough County Florida | 2 | $ 312,000 | $ 156,000 | $ 46,000 |
Orange County Florida | 2 | $ 604,000 | $ 302,000 | $ 81,000 |
Osceola County Florida | 2 | $ 300,000 | $ 150,000 | $ 37,000 |
Camden County Georgia | 2 | $ 373,000 | $ 186,000 | $ 87,000 |
Dawson County Georgia | 2 | $ 272,000 | $ 136,000 | $ 53,000 |
Gilmer County Georgia | 2 | $ 584,000 | $ 292,000 | $ 113,000 |
Grady County Georgia | 2 | $ 254,000 | $ 127,000 | $ 49,000 |
Lee County Georgia | 2 | $ 263,000 | $ 131,000 | $ 54,000 |
Monroe County Georgia | 2 | $ 129,000 | $ 64,000 | $ 36,000 |
Morgan County Georgia | 2 | $ 299,000 | $ 149,000 | $ 49,000 |
Thomas County Georgia | 2 | $ 234,000 | $ 117,000 | $ 74,000 |
White County Georgia | 2 | $ 239,000 | $ 119,000 | $ 36,000 |
Whitfield County Georgia | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
Alamance County North Carolina | 2 | $ 236,000 | $ 118,000 | $ 56,000 |
Forsyth County North Carolina | 2 | $ 335,000 | $ 167,000 | $ 67,000 |
Gaston County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 54,000 |
Johnston County North Carolina | 2 | $ 366,000 | $ 183,000 | $ 54,000 |
Pasquotank County North Carolina | 2 | $ 308,000 | $ 154,000 | $ 67,000 |
Darlington County South Carolina | 2 | $ 175,000 | $ 87,000 | $ 37,000 |
Laurens County South Carolina | 2 | $ 452,000 | $ 226,000 | $ 76,000 |
Knox County Tennessee | 2 | $ 376,000 | $ 188,000 | $ 37,000 |
Sequatchie County Tennessee | 2 | $ 217,000 | $ 108,000 | $ 87,000 |
Sumner County Tennessee | 2 | $ 264,000 | $ 132,000 | $ 43,000 |
Brevard County Florida | 1 | $ 274,000 | $ 274,000 | $ 53,000 |
Marion County Florida | 1 | $ 56,000 | $ 56,000 | $ 24,000 |
Pasco County Florida | 1 | $ 88,000 | $ 88,000 | $ 44,000 |
Pinellas County Florida | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
Sarasota County Florida | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
St. Johns County Florida | 1 | $ 264,000 | $ 264,000 | $ 95,000 |
Sumter County Florida | 1 | $ 159,000 | $ 159,000 | $ 66,000 |
Volusia County Florida | 1 | $ 64,000 | $ 64,000 | $ 33,000 |
Appling County Georgia | 1 | $ 150,000 | $ 150,000 | $ 56,000 |
Bartow County Georgia | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
Butts County Georgia | 1 | $ 186,000 | $ 186,000 | $ 52,000 |
Charlton County Georgia | 1 | $ 118,000 | $ 118,000 | $ 52,000 |
Clarke County Georgia | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
Elbert County Georgia | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
Fannin County Georgia | 1 | $ 186,000 | $ 186,000 | $ 72,000 |
Franklin County Georgia | 1 | $ 162,000 | $ 162,000 | $ 84,000 |
Glascock County Georgia | 1 | $ 117,000 | $ 117,000 | $ 66,000 |
Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
Jasper County Georgia | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
Lincoln County Georgia | 1 | $ 107,000 | $ 107,000 | $ 21,000 |
McIntosh County Georgia | 1 | $ 109,000 | $ 109,000 | $ 55,000 |
Miller County Georgia | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
Montgomery County Georgia | 1 | $ 176,000 | $ 176,000 | $ 122,000 |
Murray County Georgia | 1 | $ 121,000 | $ 121,000 | $ 34,000 |
Oconee County Georgia | 1 | $ 297,000 | $ 297,000 | $ 92,000 |
Peach County Georgia | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
Quitman County Georgia | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
Seminole County Georgia | 1 | $ 304,000 | $ 304,000 | $ 61,000 |
Spalding County Georgia | 1 | $ 131,000 | $ 131,000 | $ 62,000 |
Talbot County Georgia | 1 | $ 104,000 | $ 104,000 | $ 32,000 |
Tift County Georgia | 1 | $ 220,000 | $ 220,000 | $ 81,000 |
Towns County Georgia | 1 | $ 226,000 | $ 226,000 | $ 55,000 |
Treutlen County Georgia | 1 | $ 158,000 | $ 158,000 | $ 43,000 |
Washington County Georgia | 1 | $ 132,000 | $ 132,000 | $ 63,000 |
Wheeler County Georgia | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
Worth County Georgia | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
Tate County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 30,000 |
Buncombe County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
Burke County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
Cabarrus County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
Catawba County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
Davidson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
Durham County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
Harnett County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 102,000 |
Iredell County North Carolina | 1 | $ 256,000 | $ 256,000 | $ 124,000 |
Lincoln County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 34,000 |
Moore County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
New Hanover County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 43,000 |
Stokes County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 54,000 |
Union County North Carolina | 1 | $ 327,000 | $ 327,000 | $ 100,000 |
Warren County North Carolina | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
Anderson County South Carolina | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
Beaufort County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
Charleston County South Carolina | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
Dorchester County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
Horry County South Carolina | 1 | $ 381,000 | $ 381,000 | $ 65,000 |
McCormick County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
Newberry County South Carolina | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
Oconee County South Carolina | 1 | $ 21,000 | $ 21,000 | $ 15,000 |
Sumter County South Carolina | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
Williamsburg County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 64,000 |
Bradley County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 62,000 |
Cheatham County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 43,000 |
Fayette County Tennessee | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
Humphreys County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
Macon County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
Monroe County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
Montgomery County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
Putnam County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
Rhea County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 27,000 |
Roane County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 26,000 |
Sevier County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
Trousdale County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 18,000 |
Collin County Texas | 1 | $ 159,000 | $ 159,000 | $ 53,000 |
Dallas County Texas | 1 | $ 69,000 | $ 69,000 | $ 63,000 |
Galveston County Texas | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
Harris County Texas | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
Tarrant County Texas | 1 | $ 154,000 | $ 154,000 | $ 71,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 496 | $86,425,000 | $174,000 | $735,000 | $74,000 | $317,000 |
Home Purchase | 309 | $43,412,000 | $140,000 | $396,000 | $53,000 | $196,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 482 | $79,921,000 | $165,000 | $735,000 | $67,000 | $317,000 |
Black or African American | 195 | $30,143,000 | $154,000 | $381,000 | $64,000 | $204,000 |
Not Provided | 90 | $13,344,000 | $148,000 | $334,000 | $65,000 | $150,000 |
Hispanic | 30 | $4,585,000 | $152,000 | $273,000 | $69,000 | $130,000 |
Asian | 7 | $1,568,000 | $224,000 | $331,000 | $90,000 | $196,000 |
Native Hawaiian or Other Pacific Islander | 1 | $276,000 | $276,000 | $276,000 | $97,000 | $97,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 316 | $45,253,000 | $143,000 | $381,000 | $61,000 | $204,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 279 | $51,024,000 | $182,000 | $735,000 | $77,000 | $317,000 |
VA-guaranteed (Veterans Administration) | 134 | $24,759,000 | $184,000 | $417,000 | $71,000 | $159,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $8,801,000 | $115,000 | $220,000 | $42,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 477 | $74,914,000 | $157,000 | $607,000 | $65,000 | $317,000 |
Application Withdrawn By Applicant | 261 | $44,271,000 | $169,000 | $735,000 | $69,000 | $231,000 |
Application Denied By Financial Institution | 50 | $7,851,000 | $157,000 | $417,000 | $64,000 | $125,000 |
Application Approved But Not Accepted | 15 | $2,354,000 | $156,000 | $304,000 | $60,000 | $130,000 |
File Closed For Incompleteness | 2 | $447,000 | $223,000 | $345,000 | $55,000 | $63,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 30 | $4,301,000 | $143,000 | $171,000 | $67,000 | $92,000 |
Debt-To-Income Ratio | 5 | $699,000 | $139,000 | $174,000 | $39,000 | $69,000 |
Collateral | 5 | $1,022,000 | $204,000 | $417,000 | $65,000 | $122,000 |
Other | 3 | $670,000 | $223,000 | $327,000 | $65,000 | $100,000 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.