Southpoint Financial Services, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southpoint Financial Services, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Alpharetta, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 608 |
| Total Mortgage Loan Application Amount | $85,568,000 |
| Average Mortgage Loan Application Amount | $142,500 |
| Highest Mortgage Loan Application Amount | $447,000 |
| Average Applicant Income | $59,500 |
| Highest Applicant Income | $385,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenwood County South Carolina | 56 | $ 6,951,000 | $ 124,000 | $ 51,000 |
| DeSoto County Mississippi | 52 | $ 8,075,000 | $ 155,000 | $ 59,000 |
| Fulton County Georgia | 43 | $ 6,552,000 | $ 152,000 | $ 56,000 |
| Gwinnett County Georgia | 25 | $ 3,453,000 | $ 138,000 | $ 60,000 |
| Henry County Georgia | 21 | $ 3,074,000 | $ 146,000 | $ 54,000 |
| Florence County South Carolina | 21 | $ 2,669,000 | $ 127,000 | $ 52,000 |
| Santa Rosa County Florida | 20 | $ 3,567,000 | $ 178,000 | $ 65,000 |
| Orangeburg County South Carolina | 19 | $ 2,496,000 | $ 131,000 | $ 48,000 |
| DeKalb County Georgia | 14 | $ 1,725,000 | $ 123,000 | $ 52,000 |
| Sumner County Tennessee | 14 | $ 2,381,000 | $ 170,000 | $ 73,000 |
| Abbeville County South Carolina | 12 | $ 1,279,000 | $ 106,000 | $ 43,000 |
| Cobb County Georgia | 11 | $ 1,640,000 | $ 149,000 | $ 45,000 |
| Pickens County Georgia | 11 | $ 1,119,000 | $ 101,000 | $ 59,000 |
| Clayton County Georgia | 10 | $ 1,085,000 | $ 108,000 | $ 53,000 |
| Rockdale County Georgia | 10 | $ 1,231,000 | $ 123,000 | $ 61,000 |
| McMinn County Tennessee | 10 | $ 1,311,000 | $ 131,000 | $ 66,000 |
| Shelby County Tennessee | 10 | $ 1,797,000 | $ 179,000 | $ 81,000 |
| Greene County Tennessee | 9 | $ 1,014,000 | $ 112,000 | $ 51,000 |
| Douglas County Georgia | 8 | $ 791,000 | $ 98,000 | $ 41,000 |
| Fayette County Georgia | 8 | $ 1,663,000 | $ 207,000 | $ 61,000 |
| Hall County Georgia | 8 | $ 1,462,000 | $ 182,000 | $ 85,000 |
| Laurens County South Carolina | 8 | $ 1,395,000 | $ 174,000 | $ 87,000 |
| Orange County Florida | 7 | $ 978,000 | $ 139,000 | $ 44,000 |
| Cherokee County Georgia | 7 | $ 1,107,000 | $ 158,000 | $ 60,000 |
| Forsyth County Georgia | 7 | $ 1,290,000 | $ 184,000 | $ 82,000 |
| Osceola County Florida | 6 | $ 703,000 | $ 117,000 | $ 36,000 |
| Chatham County Georgia | 6 | $ 1,255,000 | $ 209,000 | $ 73,000 |
| Hamilton County Tennessee | 6 | $ 808,000 | $ 134,000 | $ 56,000 |
| Catoosa County Georgia | 5 | $ 573,000 | $ 114,000 | $ 47,000 |
| Horry County South Carolina | 5 | $ 392,000 | $ 78,000 | $ 50,000 |
| Jefferson County Alabama | 4 | $ 538,000 | $ 134,000 | $ 64,000 |
| Coweta County Georgia | 4 | $ 502,000 | $ 125,000 | $ 41,000 |
| Crisp County Georgia | 4 | $ 419,000 | $ 104,000 | $ 61,000 |
| Newton County Georgia | 4 | $ 479,000 | $ 119,000 | $ 43,000 |
| Paulding County Georgia | 4 | $ 446,000 | $ 111,000 | $ 44,000 |
| Darlington County South Carolina | 4 | $ 539,000 | $ 134,000 | $ 43,000 |
| Lexington County South Carolina | 4 | $ 607,000 | $ 151,000 | $ 72,000 |
| Spartanburg County South Carolina | 4 | $ 333,000 | $ 83,000 | $ 43,000 |
| Harris County Texas | 4 | $ 464,000 | $ 116,000 | $ 57,000 |
| Lake County Florida | 3 | $ 395,000 | $ 131,000 | $ 41,000 |
| Sumter County Florida | 3 | $ 352,000 | $ 117,000 | $ 62,000 |
| Schley County Georgia | 3 | $ 458,000 | $ 152,000 | $ 64,000 |
| Onslow County North Carolina | 3 | $ 738,000 | $ 246,000 | $ 75,000 |
| Roane County Tennessee | 3 | $ 359,000 | $ 119,000 | $ 56,000 |
| Houston County Alabama | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Escambia County Florida | 2 | $ 214,000 | $ 107,000 | $ 46,000 |
| Bartow County Georgia | 2 | $ 224,000 | $ 112,000 | $ 47,000 |
| Dawson County Georgia | 2 | $ 263,000 | $ 131,000 | $ 30,000 |
| Dougherty County Georgia | 2 | $ 313,000 | $ 156,000 | $ 46,000 |
| Effingham County Georgia | 2 | $ 309,000 | $ 154,000 | $ 60,000 |
| Floyd County Georgia | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Hart County Georgia | 2 | $ 204,000 | $ 102,000 | $ 40,000 |
| Richmond County Georgia | 2 | $ 285,000 | $ 142,000 | $ 94,000 |
| Walker County Georgia | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Tate County Mississippi | 2 | $ 223,000 | $ 111,000 | $ 41,000 |
| Cumberland County North Carolina | 2 | $ 299,000 | $ 149,000 | $ 46,000 |
| Anderson County South Carolina | 2 | $ 242,000 | $ 121,000 | $ 37,000 |
| Bamberg County South Carolina | 2 | $ 178,000 | $ 89,000 | $ 62,000 |
| Greenville County South Carolina | 2 | $ 211,000 | $ 105,000 | $ 55,000 |
| Richland County South Carolina | 2 | $ 433,000 | $ 216,000 | $ 44,000 |
| Davidson County Tennessee | 2 | $ 253,000 | $ 126,000 | $ 48,000 |
| Grundy County Tennessee | 2 | $ 232,000 | $ 116,000 | $ 34,000 |
| Montgomery County Tennessee | 2 | $ 292,000 | $ 146,000 | $ 66,000 |
| Smith County Tennessee | 2 | $ 222,000 | $ 111,000 | $ 30,000 |
| Wilson County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 63,000 |
| Fort Bend County Texas | 2 | $ 246,000 | $ 123,000 | $ 60,000 |
| Autauga County Alabama | 1 | $ 87,000 | $ 87,000 | $ 99,000 |
| Coffee County Alabama | 1 | $ 104,000 | $ 104,000 | $ 66,000 |
| Limestone County Alabama | 1 | $ 84,000 | $ 84,000 | $ 70,000 |
| Mobile County Alabama | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Shelby County Alabama | 1 | $ 410,000 | $ 410,000 | $ 54,000 |
| St. Clair County Alabama | 1 | $ 141,000 | $ 141,000 | $ 43,000 |
| Walker County Alabama | 1 | $ 309,000 | $ 309,000 | $ 56,000 |
| Broomfield County Colorado | 1 | $ 207,000 | $ 207,000 | $ 65,000 |
| Larimer County Colorado | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| Leon County Florida | 1 | $ 386,000 | $ 386,000 | $ 62,000 |
| Marion County Florida | 1 | $ 121,000 | $ 121,000 | $ 66,000 |
| Polk County Florida | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Taylor County Florida | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Bibb County Georgia | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Bryan County Georgia | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Columbia County Georgia | 1 | $ 294,000 | $ 294,000 | $ 48,000 |
| Glynn County Georgia | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Houston County Georgia | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Lee County Georgia | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Liberty County Georgia | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Marion County Georgia | 1 | $ 139,000 | $ 139,000 | $ 146,000 |
| Monroe County Georgia | 1 | $ 281,000 | $ 281,000 | $ 56,000 |
| Muscogee County Georgia | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Thomas County Georgia | 1 | $ 76,000 | $ 76,000 | $ 25,000 |
| Troup County Georgia | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Walton County Georgia | 1 | $ 66,000 | $ 66,000 | $ 25,000 |
| Whitfield County Georgia | 1 | $ 170,000 | $ 170,000 | $ 35,000 |
| Wayne County Kentucky | 1 | $ 107,000 | $ 107,000 | $ 105,000 |
| Marshall County Mississippi | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Panola County Mississippi | 1 | $ 224,000 | $ 224,000 | $ 98,000 |
| Durham County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 123,000 |
| Johnston County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| New Hanover County North Carolina | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Sampson County North Carolina | 1 | $ 179,000 | $ 179,000 | $ 85,000 |
| Wake County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 87,000 |
| Wayne County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 87,000 |
| Beaufort County South Carolina | 1 | $ 387,000 | $ 387,000 | $ 175,000 |
| Calhoun County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 85,000 |
| Colleton County South Carolina | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Dillon County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 59,000 |
| Marion County South Carolina | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| McCormick County South Carolina | 1 | $ 61,000 | $ 61,000 | $ 30,000 |
| Oconee County South Carolina | 1 | $ 301,000 | $ 301,000 | $ 385,000 |
| Pickens County South Carolina | 1 | $ 166,000 | $ 166,000 | $ 41,000 |
| Sumter County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Blount County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Cheatham County Tennessee | 1 | $ 318,000 | $ 318,000 | $ 87,000 |
| Cumberland County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 44,000 |
| Franklin County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 58,000 |
| Hawkins County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Knox County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 65,000 |
| Loudon County Tennessee | 1 | $ 88,000 | $ 88,000 | $ 41,000 |
| Marion County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 60,000 |
| Maury County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 38,000 |
| Meigs County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 45,000 |
| Rhea County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Rutherford County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Trousdale County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 70,000 |
| Van Buren County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Washington County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 73,000 |
| White County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Bexar County Texas | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Montgomery County Texas | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Williamson County Texas | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 387 | $52,291,000 | $135,000 | $417,000 | $51,000 | $248,000 |
| Refinancing | 221 | $33,277,000 | $150,000 | $447,000 | $68,000 | $385,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 344 | $49,708,000 | $144,000 | $441,000 | $61,000 | $385,000 |
| Black or African American | 200 | $27,489,000 | $137,000 | $422,000 | $52,000 | $167,000 |
| Not Provided | 36 | $4,707,000 | $130,000 | $447,000 | $63,000 | $250,000 |
| Hispanic | 15 | $1,673,000 | $111,000 | $184,000 | $35,000 | $52,000 |
| Asian | 12 | $1,910,000 | $159,000 | $275,000 | $47,000 | $76,000 |
| American Indian or Alaskan Native | 1 | $81,000 | $81,000 | $81,000 | $32,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 345 | $47,404,000 | $137,000 | $447,000 | $55,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 106 | $17,237,000 | $162,000 | $441,000 | $65,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 98 | $12,057,000 | $123,000 | $255,000 | $41,000 | $85,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 59 | $8,870,000 | $150,000 | $417,000 | $84,000 | $385,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 562 | $78,667,000 | $139,000 | $447,000 | $57,000 | $385,000 |
| Application Withdrawn By Applicant | 19 | $2,722,000 | $143,000 | $318,000 | $56,000 | $167,000 |
| Application Denied By Financial Institution | 17 | $2,393,000 | $140,000 | $310,000 | $48,000 | $102,000 |
| File Closed For Incompleteness | 6 | $879,000 | $146,000 | $266,000 | $78,000 | $135,000 |
| Application Approved But Not Accepted | 4 | $907,000 | $226,000 | $422,000 | $57,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $1,259,000 | $139,000 | $310,000 | $38,000 | $83,000 |
| Credit History | 6 | $758,000 | $126,000 | $199,000 | $46,000 | $85,000 |
| Employment History | 1 | $87,000 | $87,000 | $87,000 | $99,000 | $99,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.