Southpoint Bank
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Southpoint Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southpoint Bank 3501 Grandview Parkway Birmingham, AL 35243 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,901 |
| Total Mortgage Loan Application Amount | $417,515,000 |
| Average Mortgage Loan Application Amount | $201,800 |
| Highest Mortgage Loan Application Amount | $5,055,000 |
| Average Applicant Income | $104,200 |
| Highest Applicant Income | $751,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 410 | $ 105,390,000 | $ 257,000 | $ 95,000 |
| Shelby County Alabama | 323 | $ 77,865,000 | $ 241,000 | $ 92,000 |
| Morgan County Alabama | 164 | $ 29,420,000 | $ 179,000 | $ 78,000 |
| St. Clair County Alabama | 139 | $ 31,575,000 | $ 227,000 | $ 88,000 |
| Baldwin County Alabama | 132 | $ 30,870,000 | $ 233,000 | $ 98,000 |
| Lawrence County Alabama | 72 | $ 11,100,000 | $ 154,000 | $ 65,000 |
| Tallapoosa County Alabama | 69 | $ 17,785,000 | $ 257,000 | $ 119,000 |
| Elmore County Alabama | 62 | $ 10,480,000 | $ 169,000 | $ 76,000 |
| Calhoun County Alabama | 50 | $ 8,620,000 | $ 172,000 | $ 89,000 |
| Colbert County Alabama | 40 | $ 4,990,000 | $ 124,000 | $ 57,000 |
| Montgomery County Alabama | 40 | $ 5,160,000 | $ 129,000 | $ 54,000 |
| Autauga County Alabama | 39 | $ 5,735,000 | $ 147,000 | $ 67,000 |
| Lauderdale County Alabama | 36 | $ 5,060,000 | $ 140,000 | $ 60,000 |
| Talladega County Alabama | 32 | $ 6,030,000 | $ 188,000 | $ 88,000 |
| Tuscaloosa County Alabama | 29 | $ 5,155,000 | $ 177,000 | $ 84,000 |
| Madison County Alabama | 28 | $ 6,390,000 | $ 228,000 | $ 110,000 |
| Blount County Alabama | 24 | $ 4,740,000 | $ 197,000 | $ 74,000 |
| Mobile County Alabama | 24 | $ 5,150,000 | $ 214,000 | $ 103,000 |
| Walton County Florida | 21 | $ 8,325,000 | $ 396,000 | $ 170,000 |
| Lee County Alabama | 19 | $ 5,115,000 | $ 269,000 | $ 112,000 |
| Limestone County Alabama | 19 | $ 3,165,000 | $ 166,000 | $ 81,000 |
| Bay County Florida | 17 | $ 5,475,000 | $ 322,000 | $ 127,000 |
| Cullman County Alabama | 8 | $ 1,530,000 | $ 191,000 | $ 59,000 |
| Franklin County Alabama | 7 | $ 1,255,000 | $ 179,000 | $ 66,000 |
| Walker County Alabama | 6 | $ 1,420,000 | $ 236,000 | $ 101,000 |
| Chilton County Alabama | 5 | $ 825,000 | $ 165,000 | $ 98,000 |
| Washington County Alabama | 5 | $ 535,000 | $ 107,000 | $ 45,000 |
| Winston County Alabama | 5 | $ 1,195,000 | $ 239,000 | $ 228,000 |
| Escambia County Alabama | 4 | $ 800,000 | $ 200,000 | $ 61,000 |
| Okaloosa County Florida | 3 | $ 435,000 | $ 145,000 | $ 143,000 |
| Orange County Florida | 3 | $ 775,000 | $ 258,000 | $ 101,000 |
| Lamar County Mississippi | 3 | $ 595,000 | $ 198,000 | $ 61,000 |
| Marion County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 42,000 |
| Lincoln County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 124,000 |
| Bibb County Alabama | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Cleburne County Alabama | 2 | $ 500,000 | $ 250,000 | $ 70,000 |
| Coosa County Alabama | 2 | $ 390,000 | $ 195,000 | $ 112,000 |
| Dallas County Alabama | 2 | $ 430,000 | $ 215,000 | $ 68,000 |
| Etowah County Alabama | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Marion County Alabama | 2 | $ 220,000 | $ 110,000 | $ 33,000 |
| Monroe County Alabama | 2 | $ 320,000 | $ 160,000 | $ 83,000 |
| Santa Rosa County Florida | 2 | $ 610,000 | $ 305,000 | $ 77,000 |
| Jones County Georgia | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Jackson County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 180,000 |
| Barbour County Alabama | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Butler County Alabama | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Chambers County Alabama | 1 | $ 515,000 | $ 515,000 | $ 370,000 |
| DeKalb County Alabama | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Fayette County Alabama | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Henry County Alabama | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Jackson County Alabama | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| Lowndes County Alabama | 1 | $ 165,000 | $ 165,000 | $ 39,000 |
| Marshall County Alabama | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Pike County Alabama | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Maricopa County Arizona | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Escambia County Florida | 1 | $ 485,000 | $ 485,000 | $ 280,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Pinellas County Florida | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| DeKalb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Fulton County Georgia | 1 | $ 425,000 | $ 425,000 | $ 136,000 |
| Henry County Georgia | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| Calcasieu County Louisiana | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Montgomery County Maryland | 1 | $ 235,000 | $ 235,000 | $ 422,000 |
| Clay County Mississippi | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Covington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 43,000 |
| DeSoto County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Forrest County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 44,000 |
| Jones County Mississippi | 1 | $ 385,000 | $ 385,000 | $ 221,000 |
| Rankin County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Simpson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Wake County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| Beaufort County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Davidson County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 222,000 |
| Hamilton County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Lawrence County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 54,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Williamson County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 182,000 |
| Starr County Texas | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southpoint Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,267 | $265,345,000 | $209,000 | $2,665,000 | $82,000 | $672,000 |
| Refinancing | 454 | $114,250,000 | $251,000 | $5,055,000 | $106,000 | $751,000 |
| Cash-out Refinancing | 155 | $34,325,000 | $221,000 | $515,000 | $106,000 | $366,000 |
| Other Purpose | 19 | $2,375,000 | $125,000 | $215,000 | $77,000 | $183,000 |
| Home Improvement | 6 | $1,220,000 | $203,000 | $515,000 | $150,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,551 | $336,455,000 | $216,000 | $2,665,000 | $93,000 | $751,000 |
| Black or African American | 199 | $37,135,000 | $186,000 | $515,000 | $65,000 | $177,000 |
| Hispanic | 48 | $10,350,000 | $215,000 | $415,000 | $77,000 | $166,000 |
| Not Provided | 46 | $11,000,000 | $239,000 | $585,000 | $100,000 | $480,000 |
| Not applicable | 21 | $15,145,000 | $721,000 | $5,055,000 | $0 | $0 |
| Asian | 19 | $3,935,000 | $207,000 | $415,000 | $85,000 | $340,000 |
| American Indian or Alaskan Native | 13 | $2,825,000 | $217,000 | $515,000 | $76,000 | $197,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,274 | $302,670,000 | $237,000 | $5,055,000 | $103,000 | $751,000 |
| FHA-insured (Federal Housing Administration) | 392 | $66,260,000 | $169,000 | $335,000 | $57,000 | $178,000 |
| VA-guaranteed (Veterans Administration) | 121 | $30,695,000 | $253,000 | $625,000 | $93,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 114 | $17,890,000 | $156,000 | $365,000 | $53,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,509 | $333,965,000 | $221,000 | $5,055,000 | $89,000 | $751,000 |
| Application Withdrawn By Applicant | 293 | $63,165,000 | $215,000 | $755,000 | $95,000 | $480,000 |
| Application Denied By Financial Institution | 57 | $9,765,000 | $171,000 | $465,000 | $80,000 | $278,000 |
| File Closed For Incompleteness | 30 | $8,260,000 | $275,000 | $925,000 | $91,000 | $228,000 |
| Application Approved But Not Accepted | 12 | $2,360,000 | $196,000 | $415,000 | $75,000 | $125,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,844 | $407,750,000 | $221,000 | $5,055,000 | $90,000 | $751,000 |
| Debt-To-Income Ratio | 16 | $2,820,000 | $176,000 | $345,000 | $85,000 | $156,000 |
| Credit History | 13 | $2,215,000 | $170,000 | $465,000 | $83,000 | $278,000 |
| Other | 11 | $1,775,000 | $161,000 | $275,000 | $62,000 | $119,000 |
| Collateral | 7 | $855,000 | $122,000 | $235,000 | $82,000 | $149,000 |
| Unverifiable Information | 6 | $1,360,000 | $226,000 | $445,000 | $73,000 | $101,000 |
| Employment History | 2 | $240,000 | $120,000 | $125,000 | $68,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $500,000 | $250,000 | $335,000 | $128,000 | $217,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.