Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern Trust Mortgage, Llc
4433 Corporation Lane Suite 300
Virginia Beach, VA 23462
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  
Total Number of Mortgage Applications 4,291
Total Mortgage Loan Application Amount $1,441,855,000
Average Mortgage Loan Application Amount $320,000
Highest Mortgage Loan Application Amount $6,885,000
Average Applicant Income $132,500
Highest Applicant Income $5,500,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Trust Mortgage, Llc by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Virginia Beach County Virginia 426 $ 149,280,000 $ 350,000 $ 118,000
Chesterfield County Virginia 337 $ 111,515,000 $ 330,000 $ 115,000
Chesapeake County Virginia 228 $ 75,290,000 $ 330,000 $ 108,000
Henrico County Virginia 218 $ 66,340,000 $ 304,000 $ 116,000
Suffolk County Virginia 201 $ 68,815,000 $ 342,000 $ 111,000
Norfolk County Virginia 200 $ 51,040,000 $ 255,000 $ 97,000
Cumberland County North Carolina 179 $ 42,955,000 $ 239,000 $ 104,000
Richmond City County Virginia 158 $ 48,140,000 $ 304,000 $ 133,000
Dare County North Carolina 122 $ 64,070,000 $ 525,000 $ 222,000
Wake County North Carolina 98 $ 38,220,000 $ 390,000 $ 143,000
Portsmouth County Virginia 96 $ 18,670,000 $ 194,000 $ 81,000
Currituck County North Carolina 89 $ 43,115,000 $ 484,000 $ 190,000
Hanover County Virginia 80 $ 25,820,000 $ 322,000 $ 123,000
Anne Arundel County Maryland 77 $ 32,925,000 $ 427,000 $ 150,000
Prince George's County Maryland 62 $ 40,400,000 $ 651,000 $ 175,000
Newport News County Virginia 61 $ 11,885,000 $ 194,000 $ 76,000
Harnett County North Carolina 53 $ 14,205,000 $ 268,000 $ 97,000
Charleston County South Carolina 49 $ 30,445,000 $ 621,000 $ 251,000
Hampton County Virginia 47 $ 10,405,000 $ 221,000 $ 86,000
Baltimore County Maryland 38 $ 14,210,000 $ 373,000 $ 125,000
Pasquotank County North Carolina 37 $ 10,675,000 $ 288,000 $ 100,000
Horry County South Carolina 36 $ 10,940,000 $ 303,000 $ 135,000
Harford County Maryland 35 $ 11,885,000 $ 339,000 $ 116,000
Cecil County Maryland 31 $ 12,295,000 $ 396,000 $ 109,000
Hoke County North Carolina 31 $ 8,245,000 $ 265,000 $ 86,000
Baltimore City County Maryland 30 $ 9,240,000 $ 308,000 $ 166,000
York County Pennsylvania 30 $ 9,260,000 $ 308,000 $ 127,000
Orange County Florida 29 $ 17,235,000 $ 594,000 $ 296,000
Allegany County Maryland 28 $ 3,080,000 $ 110,000 $ 53,000
Johnston County North Carolina 27 $ 8,865,000 $ 328,000 $ 101,000
Dorchester County South Carolina 27 $ 7,965,000 $ 295,000 $ 104,000
Howard County Maryland 26 $ 11,670,000 $ 448,000 $ 162,000
St. Mary's County Maryland 24 $ 7,860,000 $ 327,000 $ 99,000
St. Johns County Florida 22 $ 9,250,000 $ 420,000 $ 136,000
King William County Virginia 22 $ 5,440,000 $ 247,000 $ 87,000
Goochland County Virginia 21 $ 6,935,000 $ 330,000 $ 120,000
Isle of Wight County Virginia 21 $ 7,005,000 $ 333,000 $ 117,000
New Kent County Virginia 20 $ 7,300,000 $ 365,000 $ 109,000
Queen Anne's County Maryland 19 $ 7,235,000 $ 380,000 $ 174,000
Fairfax County Virginia 19 $ 13,705,000 $ 721,000 $ 255,000
Duval County Florida 18 $ 5,160,000 $ 286,000 $ 100,000
Calvert County Maryland 18 $ 5,990,000 $ 332,000 $ 94,000
Louisa County Virginia 18 $ 4,610,000 $ 256,000 $ 74,000
Powhatan County Virginia 18 $ 6,010,000 $ 333,000 $ 119,000
Seminole County Florida 17 $ 5,825,000 $ 342,000 $ 106,000
Petersburg County Virginia 17 $ 1,965,000 $ 115,000 $ 68,000
Carroll County Maryland 16 $ 5,620,000 $ 351,000 $ 120,000
Camden County North Carolina 16 $ 4,820,000 $ 301,000 $ 85,000
Berkeley County South Carolina 16 $ 7,160,000 $ 447,000 $ 155,000
Colonial Heights County Virginia 16 $ 2,920,000 $ 182,000 $ 75,000
Dinwiddie County Virginia 16 $ 3,220,000 $ 201,000 $ 82,000
Northumberland County Virginia 16 $ 4,700,000 $ 293,000 $ 111,000
Volusia County Florida 15 $ 4,035,000 $ 269,000 $ 91,000
Durham County North Carolina 15 $ 5,105,000 $ 340,000 $ 127,000
Franklin County North Carolina 14 $ 4,310,000 $ 307,000 $ 96,000
Greenville County South Carolina 14 $ 4,040,000 $ 288,000 $ 100,000
Lee County North Carolina 13 $ 3,585,000 $ 275,000 $ 105,000
Moore County North Carolina 13 $ 3,195,000 $ 245,000 $ 98,000
Cumberland County Pennsylvania 13 $ 5,255,000 $ 404,000 $ 119,000
Lancaster County Virginia 13 $ 2,845,000 $ 218,000 $ 125,000
York County Virginia 13 $ 4,005,000 $ 308,000 $ 127,000
Montgomery County Maryland 12 $ 6,400,000 $ 533,000 $ 164,000
Mecklenburg County North Carolina 12 $ 4,680,000 $ 390,000 $ 149,000
Essex County Virginia 12 $ 1,690,000 $ 140,000 $ 67,000
Hopewell County Virginia 12 $ 2,150,000 $ 179,000 $ 87,000
Dorchester County Maryland 11 $ 3,125,000 $ 284,000 $ 107,000
Cabarrus County North Carolina 11 $ 3,215,000 $ 292,000 $ 101,000
Scotland County North Carolina 11 $ 3,625,000 $ 329,000 $ 103,000
York County South Carolina 11 $ 3,965,000 $ 360,000 $ 103,000
Accomack County Virginia 11 $ 3,325,000 $ 302,000 $ 135,000
Franklin City County Virginia 11 $ 2,015,000 $ 183,000 $ 87,000
Prince George County Virginia 11 $ 2,705,000 $ 245,000 $ 100,000
Southampton County Virginia 10 $ 2,400,000 $ 240,000 $ 86,000
Beaufort County South Carolina 9 $ 2,985,000 $ 331,000 $ 119,000
Georgetown County South Carolina 9 $ 3,455,000 $ 383,000 $ 113,000
Chatham County North Carolina 8 $ 3,570,000 $ 446,000 $ 232,000
New Hanover County North Carolina 8 $ 2,660,000 $ 332,000 $ 121,000
Onslow County North Carolina 8 $ 1,990,000 $ 248,000 $ 117,000
District of Columbia County District Of Columbia 7 $ 4,805,000 $ 686,000 $ 251,000
Sarasota County Florida 7 $ 3,185,000 $ 455,000 $ 127,000
Caroline County Maryland 7 $ 2,305,000 $ 329,000 $ 98,000
Charles County Maryland 7 $ 2,955,000 $ 422,000 $ 135,000
Talbot County Maryland 7 $ 2,125,000 $ 303,000 $ 159,000
Brunswick County North Carolina 7 $ 2,385,000 $ 340,000 $ 134,000
Stanly County North Carolina 7 $ 1,465,000 $ 209,000 $ 101,000
Amelia County Virginia 7 $ 2,145,000 $ 306,000 $ 86,000
James City County Virginia 7 $ 3,485,000 $ 497,000 $ 128,000
Middlesex County Virginia 7 $ 1,925,000 $ 275,000 $ 192,000
Broward County Florida 6 $ 3,140,000 $ 523,000 $ 322,000
Clay County Florida 6 $ 2,350,000 $ 391,000 $ 143,000
Garrett County Maryland 6 $ 1,590,000 $ 265,000 $ 141,000
Guilford County North Carolina 6 $ 1,410,000 $ 235,000 $ 68,000
Robeson County North Carolina 6 $ 840,000 $ 140,000 $ 84,000
Rowan County North Carolina 6 $ 1,190,000 $ 198,000 $ 62,000
Sampson County North Carolina 6 $ 1,470,000 $ 245,000 $ 102,000
Franklin County Pennsylvania 6 $ 2,190,000 $ 365,000 $ 132,000
Spartanburg County South Carolina 6 $ 1,260,000 $ 210,000 $ 103,000
Northampton County Virginia 6 $ 2,070,000 $ 345,000 $ 217,000
Nottoway County Virginia 6 $ 980,000 $ 163,000 $ 72,000
Spotsylvania County Virginia 6 $ 2,120,000 $ 353,000 $ 107,000
Sussex County Delaware 5 $ 1,685,000 $ 337,000 $ 148,000
Osceola County Florida 5 $ 1,935,000 $ 387,000 $ 112,000
Fulton County Georgia 5 $ 3,165,000 $ 633,000 $ 197,000
Frederick County Maryland 5 $ 2,875,000 $ 575,000 $ 148,000
Washington County Maryland 5 $ 1,295,000 $ 259,000 $ 62,000
Gates County North Carolina 5 $ 775,000 $ 155,000 $ 125,000
Chester County Pennsylvania 5 $ 2,155,000 $ 431,000 $ 115,000
Laurens County South Carolina 5 $ 1,095,000 $ 219,000 $ 61,000
Arlington County Virginia 5 $ 4,515,000 $ 903,000 $ 259,000
King and Queen County Virginia 5 $ 905,000 $ 181,000 $ 68,000
Loudoun County Virginia 5 $ 2,495,000 $ 499,000 $ 185,000
Hillsborough County Florida 4 $ 890,000 $ 222,000 $ 112,000
Palm Beach County Florida 4 $ 2,180,000 $ 545,000 $ 130,000
Polk County Florida 4 $ 950,000 $ 237,000 $ 61,000
Carteret County North Carolina 4 $ 1,130,000 $ 282,000 $ 210,000
Davidson County North Carolina 4 $ 1,390,000 $ 347,000 $ 105,000
Montgomery County North Carolina 4 $ 1,660,000 $ 415,000 $ 335,000
Orange County North Carolina 4 $ 1,790,000 $ 447,000 $ 74,000
Dauphin County Pennsylvania 4 $ 1,450,000 $ 362,000 $ 141,000
Caroline County Virginia 4 $ 920,000 $ 230,000 $ 111,000
Roanoke County Virginia 4 $ 1,060,000 $ 265,000 $ 128,000
Mineral County West Virginia 4 $ 1,100,000 $ 275,000 $ 136,000
Baker County Florida 3 $ 725,000 $ 241,000 $ 70,000
Brevard County Florida 3 $ 1,635,000 $ 545,000 $ 147,000
Santa Rosa County Florida 3 $ 975,000 $ 325,000 $ 90,000
St. Lucie County Florida 3 $ 1,005,000 $ 335,000 $ 242,000
Alamance County North Carolina 3 $ 1,115,000 $ 371,000 $ 98,000
Buncombe County North Carolina 3 $ 885,000 $ 295,000 $ 237,000
Halifax County North Carolina 3 $ 875,000 $ 291,000 $ 188,000
Iredell County North Carolina 3 $ 1,045,000 $ 348,000 $ 130,000
Perquimans County North Carolina 3 $ 935,000 $ 311,000 $ 100,000
Vance County North Carolina 3 $ 885,000 $ 295,000 $ 103,000
Philadelphia County Pennsylvania 3 $ 965,000 $ 321,000 $ 96,000
Chester County South Carolina 3 $ 855,000 $ 285,000 $ 88,000
Colleton County South Carolina 3 $ 765,000 $ 255,000 $ 68,000
Lancaster County South Carolina 3 $ 1,845,000 $ 615,000 $ 228,000
Gloucester County Virginia 3 $ 725,000 $ 241,000 $ 91,000
Poquoson County Virginia 3 $ 1,615,000 $ 538,000 $ 119,000
Surry County Virginia 3 $ 845,000 $ 281,000 $ 83,000
Sussex County Virginia 3 $ 415,000 $ 138,000 $ 84,000
Escambia County Florida 2 $ 620,000 $ 310,000 $ 114,000
Lake County Florida 2 $ 590,000 $ 295,000 $ 121,000
Manatee County Florida 2 $ 820,000 $ 410,000 $ 220,000
Nassau County Florida 2 $ 1,090,000 $ 545,000 $ 119,000
Pinellas County Florida 2 $ 640,000 $ 320,000 $ 789,000
DeKalb County Georgia 2 $ 1,340,000 $ 670,000 $ 310,000
Wicomico County Maryland 2 $ 580,000 $ 290,000 $ 96,000
Worcester County Maryland 2 $ 460,000 $ 230,000 $ 43,000
Bergen County New Jersey 2 $ 940,000 $ 470,000 $ 128,000
Essex County New Jersey 2 $ 1,330,000 $ 665,000 $ 217,000
Catawba County North Carolina 2 $ 340,000 $ 170,000 $ 170,000
Chowan County North Carolina 2 $ 1,370,000 $ 685,000 $ 230,000
Forsyth County North Carolina 2 $ 270,000 $ 135,000 $ 103,000
Gaston County North Carolina 2 $ 600,000 $ 300,000 $ 230,000
Nash County North Carolina 2 $ 600,000 $ 300,000 $ 98,000
Pitt County North Carolina 2 $ 450,000 $ 225,000 $ 57,000
Surry County North Carolina 2 $ 480,000 $ 240,000 $ 78,000
Union County North Carolina 2 $ 940,000 $ 470,000 $ 145,000
Wayne County North Carolina 2 $ 220,000 $ 110,000 $ 49,000
Wilson County North Carolina 2 $ 340,000 $ 170,000 $ 66,000
Allegheny County Pennsylvania 2 $ 800,000 $ 400,000 $ 136,000
Montgomery County Pennsylvania 2 $ 1,320,000 $ 660,000 $ 286,000
Somerset County Pennsylvania 2 $ 380,000 $ 190,000 $ 185,000
Jasper County South Carolina 2 $ 560,000 $ 280,000 $ 73,000
Albemarle County Virginia 2 $ 630,000 $ 315,000 $ 108,000
Buckingham County Virginia 2 $ 500,000 $ 250,000 $ 90,000
Cumberland County Virginia 2 $ 450,000 $ 225,000 $ 77,000
Fluvanna County Virginia 2 $ 310,000 $ 155,000 $ 60,000
Greene County Virginia 2 $ 510,000 $ 255,000 $ 125,000
Halifax County Virginia 2 $ 400,000 $ 200,000 $ 34,000
King George County Virginia 2 $ 950,000 $ 475,000 $ 320,000
Mathews County Virginia 2 $ 1,070,000 $ 535,000 $ 99,000
Mecklenburg County Virginia 2 $ 300,000 $ 150,000 $ 213,000
Nelson County Virginia 2 $ 500,000 $ 250,000 $ 234,000
Prince Edward County Virginia 2 $ 500,000 $ 250,000 $ 78,000
Prince William County Virginia 2 $ 940,000 $ 470,000 $ 225,000
Baldwin County Alabama 1 $ 505,000 $ 505,000 $ 134,000
New Castle County Delaware 1 $ 395,000 $ 395,000 $ 96,000
Hernando County Florida 1 $ 295,000 $ 295,000 $ 51,000
Leon County Florida 1 $ 315,000 $ 315,000 $ 93,000
Marion County Florida 1 $ 495,000 $ 495,000 $ 270,000
Martin County Florida 1 $ 255,000 $ 255,000 $ 115,000
Miami-Dade County Florida 1 $ 1,055,000 $ 1,055,000 $ 275,000
Pasco County Florida 1 $ 145,000 $ 145,000 $ 42,000
Sumter County Florida 1 $ 265,000 $ 265,000 $ 100,000
Chatham County Georgia 1 $ 405,000 $ 405,000 $ 150,000
Effingham County Georgia 1 $ 295,000 $ 295,000 $ 75,000
Harris County Georgia 1 $ 55,000 $ 55,000 $ 34,000
Lowndes County Georgia 1 $ 195,000 $ 195,000 $ 34,000
Kent County Maryland 1 $ 205,000 $ 205,000 $ 68,000
Camden County New Jersey 1 $ 265,000 $ 265,000 $ 116,000
Gloucester County New Jersey 1 $ 615,000 $ 615,000 $ 220,000
Monmouth County New Jersey 1 $ 385,000 $ 385,000 $ 109,000
Burke County North Carolina 1 $ 325,000 $ 325,000 $ 135,000
Caldwell County North Carolina 1 $ 315,000 $ 315,000 $ 111,000
Duplin County North Carolina 1 $ 185,000 $ 185,000 $ 74,000
Granville County North Carolina 1 $ 185,000 $ 185,000 $ 185,000
Henderson County North Carolina 1 $ 395,000 $ 395,000 $ 95,000
Hertford County North Carolina 1 $ 105,000 $ 105,000 $ 29,000
Hyde County North Carolina 1 $ 305,000 $ 305,000 $ 92,000
Jackson County North Carolina 1 $ 365,000 $ 365,000 $ 98,000
Lenoir County North Carolina 1 $ 115,000 $ 115,000 $ 81,000
Person County North Carolina 1 $ 135,000 $ 135,000 $ 52,000
Randolph County North Carolina 1 $ 475,000 $ 475,000 $ 185,000
Tyrrell County North Carolina 1 $ 135,000 $ 135,000 $ 70,000
Watauga County North Carolina 1 $ 585,000 $ 585,000 $ 209,000
Cuyahoga County Ohio 1 $ 135,000 $ 135,000 $ 136,000
Franklin County Ohio 1 $ 225,000 $ 225,000 $ 294,000
Licking County Ohio 1 $ 785,000 $ 785,000 $ 361,000
Northampton County Pennsylvania 1 $ 345,000 $ 345,000 $ 103,000
Aiken County South Carolina 1 $ 265,000 $ 265,000 $ 144,000
Cherokee County South Carolina 1 $ 105,000 $ 105,000 $ 73,000
Clarendon County South Carolina 1 $ 185,000 $ 185,000 $ 34,000
Greenwood County South Carolina 1 $ 175,000 $ 175,000 $ 41,000
Hampton County South Carolina 1 $ 205,000 $ 205,000 $ 74,000
Orangeburg County South Carolina 1 $ 205,000 $ 205,000 $ 120,000
Pickens County South Carolina 1 $ 185,000 $ 185,000 $ 51,000
Hamblen County Tennessee 1 $ 255,000 $ 255,000 $ 96,000
Marion County Tennessee 1 $ 615,000 $ 615,000 $ 256,000
Shelby County Tennessee 1 $ 365,000 $ 365,000 $ 131,000
Alexandria County Virginia 1 $ 715,000 $ 715,000 $ 150,000
Botetourt County Virginia 1 $ 225,000 $ 225,000 $ 116,000
Brunswick County Virginia 1 $ 115,000 $ 115,000 $ 23,000
Carroll County Virginia 1 $ 315,000 $ 315,000 $ 165,000
Charles City County Virginia 1 $ 305,000 $ 305,000 $ 57,000
Charlotte County Virginia 1 $ 95,000 $ 95,000 $ 22,000
Charlottesville County Virginia 1 $ 255,000 $ 255,000 $ 60,000
Fairfax City County Virginia 1 $ 515,000 $ 515,000 $ 239,000
Fauquier County Virginia 1 $ 2,005,000 $ 2,005,000 $ 341,000
Franklin County Virginia 1 $ 805,000 $ 805,000 $ 428,000
Greensville County Virginia 1 $ 255,000 $ 255,000 $ 42,000
Manassas County Virginia 1 $ 445,000 $ 445,000 $ 138,000
Montgomery County Virginia 1 $ 185,000 $ 185,000 $ 84,000
Orange County Virginia 1 $ 615,000 $ 615,000 $ 106,000
Page County Virginia 1 $ 205,000 $ 205,000 $ 86,000
Patrick County Virginia 1 $ 105,000 $ 105,000 $ 27,000
Richmond County Virginia 1 $ 205,000 $ 205,000 $ 71,000
Roanoke City County Virginia 1 $ 285,000 $ 285,000 $ 152,000
Rockingham County Virginia 1 $ 105,000 $ 105,000 $ 40,000
Shenandoah County Virginia 1 $ 55,000 $ 55,000 $ 164,000
Stafford County Virginia 1 $ 425,000 $ 425,000 $ 205,000
Warren County Virginia 1 $ 225,000 $ 225,000 $ 157,000
Westmoreland County Virginia 1 $ 185,000 $ 185,000 $ 56,000
Williamsburg County Virginia 1 $ 175,000 $ 175,000 $ 62,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,726 $1,255,000,000 $336,000 $3,475,000 $123,000 $1,470,000
Cash-out Refinancing 300 $93,720,000 $312,000 $2,005,000 $117,000 $593,000
Refinancing 208 $78,630,000 $378,000 $6,885,000 $153,000 $5,500,000
Other Purpose 57 $14,505,000 $254,000 $805,000 $137,000 $365,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,523 $872,405,000 $345,000 $6,885,000 $131,000 $5,500,000
Not Provided 646 $223,020,000 $345,000 $3,475,000 $130,000 $1,119,000
Black or African American 594 $177,600,000 $298,000 $1,105,000 $100,000 $660,000
Hispanic 269 $76,885,000 $285,000 $995,000 $92,000 $337,000
Asian 210 $73,970,000 $352,000 $2,005,000 $130,000 $642,000
American Indian or Alaskan Native 21 $5,315,000 $253,000 $385,000 $86,000 $155,000
Native Hawaiian or Other Pacific Islander 4 $1,470,000 $367,000 $595,000 $128,000 $157,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,776 $954,250,000 $343,000 $6,885,000 $140,000 $5,500,000
VA-guaranteed (Veterans Administration) 778 $286,620,000 $368,000 $1,205,000 $106,000 $631,000
FHA-insured (Federal Housing Administration) 681 $188,675,000 $277,000 $885,000 $85,000 $642,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 56 $12,310,000 $219,000 $395,000 $67,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,322 $1,116,900,000 $336,000 $6,885,000 $125,000 $5,500,000
Application Withdrawn By Applicant 718 $246,340,000 $343,000 $3,475,000 $127,000 $1,119,000
Application Denied By Financial Institution 151 $44,365,000 $293,000 $2,585,000 $90,000 $1,076,000
File Closed For Incompleteness 75 $26,395,000 $351,000 $1,085,000 $121,000 $593,000
Application Approved But Not Accepted 25 $7,855,000 $314,000 $2,105,000 $162,000 $1,075,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,140 $1,397,490,000 $337,000 $6,885,000 $125,000 $5,500,000
Other 55 $14,035,000 $255,000 $2,585,000 $91,000 $294,000
Debt-To-Income Ratio 51 $17,435,000 $341,000 $1,505,000 $82,000 $1,076,000
Credit History 14 $3,570,000 $255,000 $535,000 $81,000 $166,000
Collateral 13 $3,415,000 $262,000 $475,000 $153,000 $584,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,645,000 $235,000 $355,000 $55,000 $98,000
Unverifiable Information 6 $2,730,000 $455,000 $775,000 $84,000 $221,000
Credit Application Incomplete 3 $1,135,000 $378,000 $555,000 $95,000 $124,000
Employment History 2 $400,000 $200,000 $245,000 $39,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.

Download the Virginia Lender List