Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | Southern Trust Mortgage, Llc 4433 Corporation Lane Suite 300 Virginia Beach, VA 23462 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2022 |
Total Number of Mortgage Applications | 4,291 |
Total Mortgage Loan Application Amount | $1,441,855,000 |
Average Mortgage Loan Application Amount | $320,000 |
Highest Mortgage Loan Application Amount | $6,885,000 |
Average Applicant Income | $132,500 |
Highest Applicant Income | $5,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Virginia Beach County Virginia | 426 | $ 149,280,000 | $ 350,000 | $ 118,000 |
Chesterfield County Virginia | 337 | $ 111,515,000 | $ 330,000 | $ 115,000 |
Chesapeake County Virginia | 228 | $ 75,290,000 | $ 330,000 | $ 108,000 |
Henrico County Virginia | 218 | $ 66,340,000 | $ 304,000 | $ 116,000 |
Suffolk County Virginia | 201 | $ 68,815,000 | $ 342,000 | $ 111,000 |
Norfolk County Virginia | 200 | $ 51,040,000 | $ 255,000 | $ 97,000 |
Cumberland County North Carolina | 179 | $ 42,955,000 | $ 239,000 | $ 104,000 |
Richmond City County Virginia | 158 | $ 48,140,000 | $ 304,000 | $ 133,000 |
Dare County North Carolina | 122 | $ 64,070,000 | $ 525,000 | $ 222,000 |
Wake County North Carolina | 98 | $ 38,220,000 | $ 390,000 | $ 143,000 |
Portsmouth County Virginia | 96 | $ 18,670,000 | $ 194,000 | $ 81,000 |
Currituck County North Carolina | 89 | $ 43,115,000 | $ 484,000 | $ 190,000 |
Hanover County Virginia | 80 | $ 25,820,000 | $ 322,000 | $ 123,000 |
Anne Arundel County Maryland | 77 | $ 32,925,000 | $ 427,000 | $ 150,000 |
Prince George's County Maryland | 62 | $ 40,400,000 | $ 651,000 | $ 175,000 |
Newport News County Virginia | 61 | $ 11,885,000 | $ 194,000 | $ 76,000 |
Harnett County North Carolina | 53 | $ 14,205,000 | $ 268,000 | $ 97,000 |
Charleston County South Carolina | 49 | $ 30,445,000 | $ 621,000 | $ 251,000 |
Hampton County Virginia | 47 | $ 10,405,000 | $ 221,000 | $ 86,000 |
Baltimore County Maryland | 38 | $ 14,210,000 | $ 373,000 | $ 125,000 |
Pasquotank County North Carolina | 37 | $ 10,675,000 | $ 288,000 | $ 100,000 |
Horry County South Carolina | 36 | $ 10,940,000 | $ 303,000 | $ 135,000 |
Harford County Maryland | 35 | $ 11,885,000 | $ 339,000 | $ 116,000 |
Cecil County Maryland | 31 | $ 12,295,000 | $ 396,000 | $ 109,000 |
Hoke County North Carolina | 31 | $ 8,245,000 | $ 265,000 | $ 86,000 |
Baltimore City County Maryland | 30 | $ 9,240,000 | $ 308,000 | $ 166,000 |
York County Pennsylvania | 30 | $ 9,260,000 | $ 308,000 | $ 127,000 |
Orange County Florida | 29 | $ 17,235,000 | $ 594,000 | $ 296,000 |
Allegany County Maryland | 28 | $ 3,080,000 | $ 110,000 | $ 53,000 |
Johnston County North Carolina | 27 | $ 8,865,000 | $ 328,000 | $ 101,000 |
Dorchester County South Carolina | 27 | $ 7,965,000 | $ 295,000 | $ 104,000 |
Howard County Maryland | 26 | $ 11,670,000 | $ 448,000 | $ 162,000 |
St. Mary's County Maryland | 24 | $ 7,860,000 | $ 327,000 | $ 99,000 |
St. Johns County Florida | 22 | $ 9,250,000 | $ 420,000 | $ 136,000 |
King William County Virginia | 22 | $ 5,440,000 | $ 247,000 | $ 87,000 |
Goochland County Virginia | 21 | $ 6,935,000 | $ 330,000 | $ 120,000 |
Isle of Wight County Virginia | 21 | $ 7,005,000 | $ 333,000 | $ 117,000 |
New Kent County Virginia | 20 | $ 7,300,000 | $ 365,000 | $ 109,000 |
Queen Anne's County Maryland | 19 | $ 7,235,000 | $ 380,000 | $ 174,000 |
Fairfax County Virginia | 19 | $ 13,705,000 | $ 721,000 | $ 255,000 |
Duval County Florida | 18 | $ 5,160,000 | $ 286,000 | $ 100,000 |
Calvert County Maryland | 18 | $ 5,990,000 | $ 332,000 | $ 94,000 |
Louisa County Virginia | 18 | $ 4,610,000 | $ 256,000 | $ 74,000 |
Powhatan County Virginia | 18 | $ 6,010,000 | $ 333,000 | $ 119,000 |
Seminole County Florida | 17 | $ 5,825,000 | $ 342,000 | $ 106,000 |
Petersburg County Virginia | 17 | $ 1,965,000 | $ 115,000 | $ 68,000 |
Carroll County Maryland | 16 | $ 5,620,000 | $ 351,000 | $ 120,000 |
Camden County North Carolina | 16 | $ 4,820,000 | $ 301,000 | $ 85,000 |
Berkeley County South Carolina | 16 | $ 7,160,000 | $ 447,000 | $ 155,000 |
Colonial Heights County Virginia | 16 | $ 2,920,000 | $ 182,000 | $ 75,000 |
Dinwiddie County Virginia | 16 | $ 3,220,000 | $ 201,000 | $ 82,000 |
Northumberland County Virginia | 16 | $ 4,700,000 | $ 293,000 | $ 111,000 |
Volusia County Florida | 15 | $ 4,035,000 | $ 269,000 | $ 91,000 |
Durham County North Carolina | 15 | $ 5,105,000 | $ 340,000 | $ 127,000 |
Franklin County North Carolina | 14 | $ 4,310,000 | $ 307,000 | $ 96,000 |
Greenville County South Carolina | 14 | $ 4,040,000 | $ 288,000 | $ 100,000 |
Lee County North Carolina | 13 | $ 3,585,000 | $ 275,000 | $ 105,000 |
Moore County North Carolina | 13 | $ 3,195,000 | $ 245,000 | $ 98,000 |
Cumberland County Pennsylvania | 13 | $ 5,255,000 | $ 404,000 | $ 119,000 |
Lancaster County Virginia | 13 | $ 2,845,000 | $ 218,000 | $ 125,000 |
York County Virginia | 13 | $ 4,005,000 | $ 308,000 | $ 127,000 |
Montgomery County Maryland | 12 | $ 6,400,000 | $ 533,000 | $ 164,000 |
Mecklenburg County North Carolina | 12 | $ 4,680,000 | $ 390,000 | $ 149,000 |
Essex County Virginia | 12 | $ 1,690,000 | $ 140,000 | $ 67,000 |
Hopewell County Virginia | 12 | $ 2,150,000 | $ 179,000 | $ 87,000 |
Dorchester County Maryland | 11 | $ 3,125,000 | $ 284,000 | $ 107,000 |
Cabarrus County North Carolina | 11 | $ 3,215,000 | $ 292,000 | $ 101,000 |
Scotland County North Carolina | 11 | $ 3,625,000 | $ 329,000 | $ 103,000 |
York County South Carolina | 11 | $ 3,965,000 | $ 360,000 | $ 103,000 |
Accomack County Virginia | 11 | $ 3,325,000 | $ 302,000 | $ 135,000 |
Franklin City County Virginia | 11 | $ 2,015,000 | $ 183,000 | $ 87,000 |
Prince George County Virginia | 11 | $ 2,705,000 | $ 245,000 | $ 100,000 |
Southampton County Virginia | 10 | $ 2,400,000 | $ 240,000 | $ 86,000 |
Beaufort County South Carolina | 9 | $ 2,985,000 | $ 331,000 | $ 119,000 |
Georgetown County South Carolina | 9 | $ 3,455,000 | $ 383,000 | $ 113,000 |
Chatham County North Carolina | 8 | $ 3,570,000 | $ 446,000 | $ 232,000 |
New Hanover County North Carolina | 8 | $ 2,660,000 | $ 332,000 | $ 121,000 |
Onslow County North Carolina | 8 | $ 1,990,000 | $ 248,000 | $ 117,000 |
District of Columbia County District Of Columbia | 7 | $ 4,805,000 | $ 686,000 | $ 251,000 |
Sarasota County Florida | 7 | $ 3,185,000 | $ 455,000 | $ 127,000 |
Caroline County Maryland | 7 | $ 2,305,000 | $ 329,000 | $ 98,000 |
Charles County Maryland | 7 | $ 2,955,000 | $ 422,000 | $ 135,000 |
Talbot County Maryland | 7 | $ 2,125,000 | $ 303,000 | $ 159,000 |
Brunswick County North Carolina | 7 | $ 2,385,000 | $ 340,000 | $ 134,000 |
Stanly County North Carolina | 7 | $ 1,465,000 | $ 209,000 | $ 101,000 |
Amelia County Virginia | 7 | $ 2,145,000 | $ 306,000 | $ 86,000 |
James City County Virginia | 7 | $ 3,485,000 | $ 497,000 | $ 128,000 |
Middlesex County Virginia | 7 | $ 1,925,000 | $ 275,000 | $ 192,000 |
Broward County Florida | 6 | $ 3,140,000 | $ 523,000 | $ 322,000 |
Clay County Florida | 6 | $ 2,350,000 | $ 391,000 | $ 143,000 |
Garrett County Maryland | 6 | $ 1,590,000 | $ 265,000 | $ 141,000 |
Guilford County North Carolina | 6 | $ 1,410,000 | $ 235,000 | $ 68,000 |
Robeson County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 84,000 |
Rowan County North Carolina | 6 | $ 1,190,000 | $ 198,000 | $ 62,000 |
Sampson County North Carolina | 6 | $ 1,470,000 | $ 245,000 | $ 102,000 |
Franklin County Pennsylvania | 6 | $ 2,190,000 | $ 365,000 | $ 132,000 |
Spartanburg County South Carolina | 6 | $ 1,260,000 | $ 210,000 | $ 103,000 |
Northampton County Virginia | 6 | $ 2,070,000 | $ 345,000 | $ 217,000 |
Nottoway County Virginia | 6 | $ 980,000 | $ 163,000 | $ 72,000 |
Spotsylvania County Virginia | 6 | $ 2,120,000 | $ 353,000 | $ 107,000 |
Sussex County Delaware | 5 | $ 1,685,000 | $ 337,000 | $ 148,000 |
Osceola County Florida | 5 | $ 1,935,000 | $ 387,000 | $ 112,000 |
Fulton County Georgia | 5 | $ 3,165,000 | $ 633,000 | $ 197,000 |
Frederick County Maryland | 5 | $ 2,875,000 | $ 575,000 | $ 148,000 |
Washington County Maryland | 5 | $ 1,295,000 | $ 259,000 | $ 62,000 |
Gates County North Carolina | 5 | $ 775,000 | $ 155,000 | $ 125,000 |
Chester County Pennsylvania | 5 | $ 2,155,000 | $ 431,000 | $ 115,000 |
Laurens County South Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 61,000 |
Arlington County Virginia | 5 | $ 4,515,000 | $ 903,000 | $ 259,000 |
King and Queen County Virginia | 5 | $ 905,000 | $ 181,000 | $ 68,000 |
Loudoun County Virginia | 5 | $ 2,495,000 | $ 499,000 | $ 185,000 |
Hillsborough County Florida | 4 | $ 890,000 | $ 222,000 | $ 112,000 |
Palm Beach County Florida | 4 | $ 2,180,000 | $ 545,000 | $ 130,000 |
Polk County Florida | 4 | $ 950,000 | $ 237,000 | $ 61,000 |
Carteret County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 210,000 |
Davidson County North Carolina | 4 | $ 1,390,000 | $ 347,000 | $ 105,000 |
Montgomery County North Carolina | 4 | $ 1,660,000 | $ 415,000 | $ 335,000 |
Orange County North Carolina | 4 | $ 1,790,000 | $ 447,000 | $ 74,000 |
Dauphin County Pennsylvania | 4 | $ 1,450,000 | $ 362,000 | $ 141,000 |
Caroline County Virginia | 4 | $ 920,000 | $ 230,000 | $ 111,000 |
Roanoke County Virginia | 4 | $ 1,060,000 | $ 265,000 | $ 128,000 |
Mineral County West Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 136,000 |
Baker County Florida | 3 | $ 725,000 | $ 241,000 | $ 70,000 |
Brevard County Florida | 3 | $ 1,635,000 | $ 545,000 | $ 147,000 |
Santa Rosa County Florida | 3 | $ 975,000 | $ 325,000 | $ 90,000 |
St. Lucie County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 242,000 |
Alamance County North Carolina | 3 | $ 1,115,000 | $ 371,000 | $ 98,000 |
Buncombe County North Carolina | 3 | $ 885,000 | $ 295,000 | $ 237,000 |
Halifax County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 188,000 |
Iredell County North Carolina | 3 | $ 1,045,000 | $ 348,000 | $ 130,000 |
Perquimans County North Carolina | 3 | $ 935,000 | $ 311,000 | $ 100,000 |
Vance County North Carolina | 3 | $ 885,000 | $ 295,000 | $ 103,000 |
Philadelphia County Pennsylvania | 3 | $ 965,000 | $ 321,000 | $ 96,000 |
Chester County South Carolina | 3 | $ 855,000 | $ 285,000 | $ 88,000 |
Colleton County South Carolina | 3 | $ 765,000 | $ 255,000 | $ 68,000 |
Lancaster County South Carolina | 3 | $ 1,845,000 | $ 615,000 | $ 228,000 |
Gloucester County Virginia | 3 | $ 725,000 | $ 241,000 | $ 91,000 |
Poquoson County Virginia | 3 | $ 1,615,000 | $ 538,000 | $ 119,000 |
Surry County Virginia | 3 | $ 845,000 | $ 281,000 | $ 83,000 |
Sussex County Virginia | 3 | $ 415,000 | $ 138,000 | $ 84,000 |
Escambia County Florida | 2 | $ 620,000 | $ 310,000 | $ 114,000 |
Lake County Florida | 2 | $ 590,000 | $ 295,000 | $ 121,000 |
Manatee County Florida | 2 | $ 820,000 | $ 410,000 | $ 220,000 |
Nassau County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 119,000 |
Pinellas County Florida | 2 | $ 640,000 | $ 320,000 | $ 789,000 |
DeKalb County Georgia | 2 | $ 1,340,000 | $ 670,000 | $ 310,000 |
Wicomico County Maryland | 2 | $ 580,000 | $ 290,000 | $ 96,000 |
Worcester County Maryland | 2 | $ 460,000 | $ 230,000 | $ 43,000 |
Bergen County New Jersey | 2 | $ 940,000 | $ 470,000 | $ 128,000 |
Essex County New Jersey | 2 | $ 1,330,000 | $ 665,000 | $ 217,000 |
Catawba County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 170,000 |
Chowan County North Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 230,000 |
Forsyth County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 103,000 |
Gaston County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 230,000 |
Nash County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 98,000 |
Pitt County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 57,000 |
Surry County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
Union County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 145,000 |
Wayne County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 49,000 |
Wilson County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
Allegheny County Pennsylvania | 2 | $ 800,000 | $ 400,000 | $ 136,000 |
Montgomery County Pennsylvania | 2 | $ 1,320,000 | $ 660,000 | $ 286,000 |
Somerset County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 185,000 |
Jasper County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
Albemarle County Virginia | 2 | $ 630,000 | $ 315,000 | $ 108,000 |
Buckingham County Virginia | 2 | $ 500,000 | $ 250,000 | $ 90,000 |
Cumberland County Virginia | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
Fluvanna County Virginia | 2 | $ 310,000 | $ 155,000 | $ 60,000 |
Greene County Virginia | 2 | $ 510,000 | $ 255,000 | $ 125,000 |
Halifax County Virginia | 2 | $ 400,000 | $ 200,000 | $ 34,000 |
King George County Virginia | 2 | $ 950,000 | $ 475,000 | $ 320,000 |
Mathews County Virginia | 2 | $ 1,070,000 | $ 535,000 | $ 99,000 |
Mecklenburg County Virginia | 2 | $ 300,000 | $ 150,000 | $ 213,000 |
Nelson County Virginia | 2 | $ 500,000 | $ 250,000 | $ 234,000 |
Prince Edward County Virginia | 2 | $ 500,000 | $ 250,000 | $ 78,000 |
Prince William County Virginia | 2 | $ 940,000 | $ 470,000 | $ 225,000 |
Baldwin County Alabama | 1 | $ 505,000 | $ 505,000 | $ 134,000 |
New Castle County Delaware | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
Hernando County Florida | 1 | $ 295,000 | $ 295,000 | $ 51,000 |
Leon County Florida | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
Marion County Florida | 1 | $ 495,000 | $ 495,000 | $ 270,000 |
Martin County Florida | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
Miami-Dade County Florida | 1 | $ 1,055,000 | $ 1,055,000 | $ 275,000 |
Pasco County Florida | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
Sumter County Florida | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
Chatham County Georgia | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
Effingham County Georgia | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
Harris County Georgia | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
Lowndes County Georgia | 1 | $ 195,000 | $ 195,000 | $ 34,000 |
Kent County Maryland | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
Camden County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
Gloucester County New Jersey | 1 | $ 615,000 | $ 615,000 | $ 220,000 |
Monmouth County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
Burke County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
Caldwell County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 111,000 |
Duplin County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
Granville County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 185,000 |
Henderson County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
Hertford County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
Hyde County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 92,000 |
Jackson County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 98,000 |
Lenoir County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
Person County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
Randolph County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 185,000 |
Tyrrell County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
Watauga County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 209,000 |
Cuyahoga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
Franklin County Ohio | 1 | $ 225,000 | $ 225,000 | $ 294,000 |
Licking County Ohio | 1 | $ 785,000 | $ 785,000 | $ 361,000 |
Northampton County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
Aiken County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 144,000 |
Cherokee County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
Clarendon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
Greenwood County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
Hampton County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
Orangeburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
Pickens County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Hamblen County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
Marion County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 256,000 |
Shelby County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 131,000 |
Alexandria County Virginia | 1 | $ 715,000 | $ 715,000 | $ 150,000 |
Botetourt County Virginia | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
Brunswick County Virginia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
Carroll County Virginia | 1 | $ 315,000 | $ 315,000 | $ 165,000 |
Charles City County Virginia | 1 | $ 305,000 | $ 305,000 | $ 57,000 |
Charlotte County Virginia | 1 | $ 95,000 | $ 95,000 | $ 22,000 |
Charlottesville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
Fairfax City County Virginia | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
Fauquier County Virginia | 1 | $ 2,005,000 | $ 2,005,000 | $ 341,000 |
Franklin County Virginia | 1 | $ 805,000 | $ 805,000 | $ 428,000 |
Greensville County Virginia | 1 | $ 255,000 | $ 255,000 | $ 42,000 |
Manassas County Virginia | 1 | $ 445,000 | $ 445,000 | $ 138,000 |
Montgomery County Virginia | 1 | $ 185,000 | $ 185,000 | $ 84,000 |
Orange County Virginia | 1 | $ 615,000 | $ 615,000 | $ 106,000 |
Page County Virginia | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
Patrick County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
Richmond County Virginia | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
Roanoke City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
Rockingham County Virginia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
Shenandoah County Virginia | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
Stafford County Virginia | 1 | $ 425,000 | $ 425,000 | $ 205,000 |
Warren County Virginia | 1 | $ 225,000 | $ 225,000 | $ 157,000 |
Westmoreland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
Williamsburg County Virginia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 3,726 | $1,255,000,000 | $336,000 | $3,475,000 | $123,000 | $1,470,000 |
Cash-out Refinancing | 300 | $93,720,000 | $312,000 | $2,005,000 | $117,000 | $593,000 |
Refinancing | 208 | $78,630,000 | $378,000 | $6,885,000 | $153,000 | $5,500,000 |
Other Purpose | 57 | $14,505,000 | $254,000 | $805,000 | $137,000 | $365,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,523 | $872,405,000 | $345,000 | $6,885,000 | $131,000 | $5,500,000 |
Not Provided | 646 | $223,020,000 | $345,000 | $3,475,000 | $130,000 | $1,119,000 |
Black or African American | 594 | $177,600,000 | $298,000 | $1,105,000 | $100,000 | $660,000 |
Hispanic | 269 | $76,885,000 | $285,000 | $995,000 | $92,000 | $337,000 |
Asian | 210 | $73,970,000 | $352,000 | $2,005,000 | $130,000 | $642,000 |
American Indian or Alaskan Native | 21 | $5,315,000 | $253,000 | $385,000 | $86,000 | $155,000 |
Native Hawaiian or Other Pacific Islander | 4 | $1,470,000 | $367,000 | $595,000 | $128,000 | $157,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,776 | $954,250,000 | $343,000 | $6,885,000 | $140,000 | $5,500,000 |
VA-guaranteed (Veterans Administration) | 778 | $286,620,000 | $368,000 | $1,205,000 | $106,000 | $631,000 |
FHA-insured (Federal Housing Administration) | 681 | $188,675,000 | $277,000 | $885,000 | $85,000 | $642,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 56 | $12,310,000 | $219,000 | $395,000 | $67,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,322 | $1,116,900,000 | $336,000 | $6,885,000 | $125,000 | $5,500,000 |
Application Withdrawn By Applicant | 718 | $246,340,000 | $343,000 | $3,475,000 | $127,000 | $1,119,000 |
Application Denied By Financial Institution | 151 | $44,365,000 | $293,000 | $2,585,000 | $90,000 | $1,076,000 |
File Closed For Incompleteness | 75 | $26,395,000 | $351,000 | $1,085,000 | $121,000 | $593,000 |
Application Approved But Not Accepted | 25 | $7,855,000 | $314,000 | $2,105,000 | $162,000 | $1,075,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 4,140 | $1,397,490,000 | $337,000 | $6,885,000 | $125,000 | $5,500,000 |
Other | 55 | $14,035,000 | $255,000 | $2,585,000 | $91,000 | $294,000 |
Debt-To-Income Ratio | 51 | $17,435,000 | $341,000 | $1,505,000 | $82,000 | $1,076,000 |
Credit History | 14 | $3,570,000 | $255,000 | $535,000 | $81,000 | $166,000 |
Collateral | 13 | $3,415,000 | $262,000 | $475,000 | $153,000 | $584,000 |
Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,645,000 | $235,000 | $355,000 | $55,000 | $98,000 |
Unverifiable Information | 6 | $2,730,000 | $455,000 | $775,000 | $84,000 | $221,000 |
Credit Application Incomplete | 3 | $1,135,000 | $378,000 | $555,000 | $95,000 | $124,000 |
Employment History | 2 | $400,000 | $200,000 | $245,000 | $39,000 | $43,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.