Southern Missouri Bank Of Marshfield 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
Mortgage Company & Address | Southern Missouri Bank Of Marshfield Po Box M 1292 Banning St Marshfield, MO 65706 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 886 |
Total Mortgage Loan Application Amount | $123,264,000 |
Average Mortgage Loan Application Amount | $109,666 |
Highest Mortgage Loan Application Amount | $1,094,000 |
Average Applicant Income | $66,666 |
Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Southern Missouri Bank Of Marshfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southern Missouri Bank Of Marshfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Southern Missouri Bank Of Marshfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southern Missouri Bank Of Marshfield serves its applicants.
Each category highlights the total number of mortgage applications processed by Southern Missouri Bank Of Marshfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southern Missouri Bank Of Marshfield's mortgage activity for 2012.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Adair County Missouri | 2 | $ 201,000 | $ 100,000 | $ 103,000 |
Andrew County Missouri | 1 | $ 93,000 | $ 93,000 | $ 64,000 |
Arkansas County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
Ashley County Arkansas | 1 | $ 141,000 | $ 141,000 | $ 104,000 |
Barron County Wisconsin | 1 | $ 92,000 | $ 92,000 | $ 174,000 |
Barry County Missouri | 3 | $ 321,000 | $ 107,000 | $ 69,000 |
Barton County Missouri | 1 | $ 127,000 | $ 127,000 | $ 95,000 |
Bates County Missouri | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
Baxter County Arkansas | 2 | $ 179,000 | $ 89,000 | $ 34,000 |
Benton County Arkansas | 24 | $ 3,854,000 | $ 160,000 | $ 81,000 |
Benton County Missouri | 8 | $ 1,040,000 | $ 130,000 | $ 88,000 |
Boone County Missouri | 5 | $ 847,000 | $ 169,000 | $ 76,000 |
Bryan County Oklahoma | 1 | $ 313,000 | $ 313,000 | $ 97,000 |
Buchanan County Missouri | 10 | $ 1,141,000 | $ 114,000 | $ 66,000 |
Butler County Kansas | 1 | $ 200,000 | $ 200,000 | $ 134,000 |
Butler County Missouri | 2 | $ 188,000 | $ 94,000 | $ 59,000 |
Caddo County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
Callaway County Missouri | 3 | $ 348,000 | $ 116,000 | $ 84,000 |
Camden County Missouri | 15 | $ 2,679,000 | $ 178,000 | $ 130,000 |
Canadian County Oklahoma | 5 | $ 523,000 | $ 104,000 | $ 81,000 |
Cape Girardeau County Missouri | 3 | $ 349,000 | $ 116,000 | $ 64,000 |
Carter County Missouri | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
Carter County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
Cass County Missouri | 9 | $ 1,560,000 | $ 173,000 | $ 95,000 |
Cedar County Missouri | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
Champaign County Illinois | 1 | $ 108,000 | $ 108,000 | $ 48,000 |
Cherokee County Oklahoma | 2 | $ 197,000 | $ 98,000 | $ 24,000 |
Christian County Missouri | 19 | $ 3,143,000 | $ 165,000 | $ 86,000 |
Cimarron County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
Clark County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
Clay County Missouri | 25 | $ 3,356,000 | $ 134,000 | $ 82,000 |
Clear Creek County Colorado | 1 | $ 119,000 | $ 119,000 | $ 72,000 |
Cleveland County Oklahoma | 6 | $ 484,000 | $ 80,000 | $ 56,000 |
Clinton County Missouri | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
Cole County Missouri | 4 | $ 662,000 | $ 165,000 | $ 97,000 |
Comanche County Oklahoma | 4 | $ 642,000 | $ 160,000 | $ 45,000 |
Contra Costa County California | 2 | $ 415,000 | $ 207,000 | $ 101,000 |
Cook County Illinois | 1 | $ 342,000 | $ 342,000 | $ 76,000 |
Cooper County Missouri | 1 | $ 121,000 | $ 121,000 | $ 57,000 |
Craighead County Arkansas | 4 | $ 419,000 | $ 104,000 | $ 74,000 |
Crawford County Arkansas | 2 | $ 165,000 | $ 82,000 | $ 55,000 |
Crawford County Kansas | 2 | $ 297,000 | $ 148,000 | $ 44,000 |
Crawford County Missouri | 2 | $ 359,000 | $ 179,000 | $ 50,000 |
Creek County Oklahoma | 2 | $ 235,000 | $ 117,000 | $ 70,000 |
Crittenden County Arkansas | 4 | $ 561,000 | $ 140,000 | $ 57,000 |
Dade County Missouri | 1 | $ 93,000 | $ 93,000 | $ 42,000 |
Dakota County Minnesota | 1 | $ 257,000 | $ 257,000 | $ 139,000 |
Dallas County Missouri | 12 | $ 1,081,000 | $ 90,000 | $ 44,000 |
Daviess County Missouri | 1 | $ 91,000 | $ 91,000 | $ 45,000 |
Delaware County Oklahoma | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
Dent County Missouri | 3 | $ 333,000 | $ 111,000 | $ 35,000 |
Douglas County Missouri | 1 | $ 114,000 | $ 114,000 | $ 63,000 |
Dunklin County Missouri | 2 | $ 185,000 | $ 92,000 | $ 47,000 |
Eagle County Colorado | 1 | $ 202,000 | $ 202,000 | $ 134,000 |
El Paso County Colorado | 1 | $ 186,000 | $ 186,000 | $ 155,000 |
Faulkner County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 183,000 |
Franklin County Missouri | 8 | $ 1,897,000 | $ 237,000 | $ 103,000 |
Fulton County Arkansas | 2 | $ 156,000 | $ 78,000 | $ 44,000 |
Garfield County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 29,000 |
Garland County Arkansas | 8 | $ 1,064,000 | $ 133,000 | $ 68,000 |
Gasconade County Missouri | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
Grady County Oklahoma | 2 | $ 232,000 | $ 116,000 | $ 55,000 |
Greene County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 55,000 |
Greene County Missouri | 70 | $ 8,942,000 | $ 127,000 | $ 74,000 |
Grundy County Missouri | 3 | $ 202,000 | $ 67,000 | $ 79,000 |
Hempstead County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 32,000 |
Hot Spring County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 73,000 |
Howard County Arkansas | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
Howell County Missouri | 3 | $ 366,000 | $ 122,000 | $ 61,000 |
Independence County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
Jackson County Missouri | 79 | $ 12,348,000 | $ 156,000 | $ 95,000 |
Jasper County Missouri | 16 | $ 2,006,000 | $ 125,000 | $ 64,000 |
Jefferson County Arkansas | 2 | $ 370,000 | $ 185,000 | $ 118,000 |
Jefferson County Missouri | 17 | $ 2,310,000 | $ 135,000 | $ 64,000 |
Johnson County Arkansas | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
Johnson County Kansas | 9 | $ 2,278,000 | $ 253,000 | $ 135,000 |
Johnson County Missouri | 5 | $ 970,000 | $ 194,000 | $ 108,000 |
Knox County Missouri | 1 | $ 59,000 | $ 59,000 | $ 59,000 |
Laclede County Missouri | 12 | $ 1,066,000 | $ 88,000 | $ 60,000 |
Lafayette County Missouri | 6 | $ 908,000 | $ 151,000 | $ 31,000 |
Lake County Illinois | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
Lawrence County Missouri | 4 | $ 389,000 | $ 97,000 | $ 56,000 |
Le Flore County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
Leavenworth County Kansas | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
Lewis County Missouri | 2 | $ 172,000 | $ 86,000 | $ 78,000 |
Lincoln County Arkansas | 2 | $ 425,000 | $ 212,000 | $ 59,000 |
Lincoln County Missouri | 6 | $ 1,223,000 | $ 203,000 | $ 69,000 |
Linn County Missouri | 2 | $ 273,000 | $ 136,000 | $ 118,000 |
Logan County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
Los Angeles County California | 1 | $ 188,000 | $ 188,000 | $ 30,000 |
Macon County Missouri | 2 | $ 204,000 | $ 102,000 | $ 92,000 |
Madison County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
Madison County Missouri | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
Maricopa County Arizona | 1 | $ 168,000 | $ 168,000 | $ 111,000 |
Marshall County Iowa | 1 | $ 85,000 | $ 85,000 | $ 44,000 |
Mayes County Oklahoma | 1 | $ 83,000 | $ 83,000 | $ 42,000 |
McHenry County Illinois | 2 | $ 288,000 | $ 144,000 | $ 77,000 |
Miller County Arkansas | 4 | $ 397,000 | $ 99,000 | $ 35,000 |
Miller County Missouri | 3 | $ 277,000 | $ 92,000 | $ 49,000 |
Mississippi County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 100,000 |
Mississippi County Missouri | 3 | $ 446,000 | $ 148,000 | $ 134,000 |
Mitchell County Iowa | 1 | $ 212,000 | $ 212,000 | $ 49,000 |
Mitchell County Kansas | 1 | $ 117,000 | $ 117,000 | $ 108,000 |
Moniteau County Missouri | 4 | $ 299,000 | $ 74,000 | $ 32,000 |
Montgomery County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
Montgomery County Kansas | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
Montgomery County Missouri | 3 | $ 325,000 | $ 108,000 | $ 65,000 |
Morgan County Missouri | 4 | $ 615,000 | $ 153,000 | $ 140,000 |
Newton County Arkansas | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
Newton County Missouri | 5 | $ 810,000 | $ 162,000 | $ 73,000 |
Nodaway County Missouri | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
Oconee County South Carolina | 1 | $ 274,000 | $ 274,000 | $ 71,000 |
Oklahoma County Oklahoma | 13 | $ 1,758,000 | $ 135,000 | $ 70,000 |
Okmulgee County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 65,000 |
Orange County California | 1 | $ 359,000 | $ 359,000 | $ 132,000 |
Osage County Missouri | 1 | $ 116,000 | $ 116,000 | $ 68,000 |
Osage County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
Palm Beach County Florida | 1 | $ 373,000 | $ 373,000 | $ 125,000 |
Payne County Oklahoma | 1 | $ 106,000 | $ 106,000 | $ 176,000 |
Pettis County Missouri | 3 | $ 407,000 | $ 135,000 | $ 69,000 |
Phelps County Missouri | 3 | $ 364,000 | $ 121,000 | $ 60,000 |
Phillips County Arkansas | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
Pike County Missouri | 2 | $ 472,000 | $ 236,000 | $ 55,000 |
Platte County Missouri | 7 | $ 1,417,000 | $ 202,000 | $ 92,000 |
Polk County Arkansas | 2 | $ 163,000 | $ 81,000 | $ 70,000 |
Polk County Missouri | 12 | $ 1,729,000 | $ 144,000 | $ 102,000 |
Pottawatomie County Oklahoma | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
Pulaski County Arkansas | 7 | $ 813,000 | $ 116,000 | $ 76,000 |
Pulaski County Missouri | 3 | $ 558,000 | $ 186,000 | $ 59,000 |
Randolph County Missouri | 1 | $ 101,000 | $ 101,000 | $ 152,000 |
Ray County Missouri | 2 | $ 219,000 | $ 109,000 | $ 63,000 |
Redwood County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
Reynolds County Missouri | 1 | $ 96,000 | $ 96,000 | $ 73,000 |
Riley County Kansas | 1 | $ 148,000 | $ 148,000 | $ 72,000 |
Rogers County Oklahoma | 2 | $ 251,000 | $ 125,000 | $ 90,000 |
Rutherford County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 20,000 |
Saline County Arkansas | 7 | $ 661,000 | $ 94,000 | $ 73,000 |
Sebastian County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 15,000 |
Sedgwick County Kansas | 1 | $ 116,000 | $ 116,000 | $ 86,000 |
Sequoyah County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 16,000 |
St. Charles County Missouri | 23 | $ 4,065,000 | $ 176,000 | $ 92,000 |
St. Clair County Missouri | 2 | $ 347,000 | $ 173,000 | $ 58,000 |
St. Francis County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 49,000 |
St. Francois County Missouri | 6 | $ 587,000 | $ 97,000 | $ 74,000 |
St. Louis City County Missouri | 11 | $ 1,461,000 | $ 132,000 | $ 69,000 |
St. Louis County Missouri | 51 | $ 7,006,000 | $ 137,000 | $ 82,000 |
Stanislaus County California | 1 | $ 202,000 | $ 202,000 | $ 92,000 |
Ste. Genevieve County Missouri | 3 | $ 362,000 | $ 120,000 | $ 72,000 |
Stearns County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
Stoddard County Missouri | 3 | $ 508,000 | $ 169,000 | $ 126,000 |
Stone County Arkansas | 1 | $ 201,000 | $ 201,000 | $ 113,000 |
Stone County Missouri | 10 | $ 1,295,000 | $ 129,000 | $ 82,000 |
Taney County Missouri | 12 | $ 1,703,000 | $ 141,000 | $ 73,000 |
Texas County Missouri | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
Texas County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 45,000 |
Tioga County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 35,000 |
Tulsa County Oklahoma | 11 | $ 2,078,000 | $ 188,000 | $ 141,000 |
Union County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 138,000 |
Vernon County Missouri | 2 | $ 166,000 | $ 83,000 | $ 81,000 |
Wagoner County Oklahoma | 3 | $ 346,000 | $ 115,000 | $ 55,000 |
Warren County Missouri | 2 | $ 369,000 | $ 184,000 | $ 97,000 |
Washington County Arkansas | 8 | $ 970,000 | $ 121,000 | $ 89,000 |
Washington County Missouri | 3 | $ 302,000 | $ 100,000 | $ 54,000 |
Wayne County Missouri | 1 | $ 50,000 | $ 50,000 | $ 77,000 |
Webster County Missouri | 105 | $ 13,771,000 | $ 131,000 | $ 57,000 |
Weld County Colorado | 2 | $ 226,000 | $ 113,000 | $ 108,000 |
White County Arkansas | 3 | $ 277,000 | $ 92,000 | $ 77,000 |
Williamson County Texas | 1 | $ 265,000 | $ 265,000 | $ 96,000 |
Wright County Missouri | 6 | $ 670,000 | $ 111,000 | $ 46,000 |
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 769 | $108,695,000 | $141,000 | $750,000 | $78,000 | $600,000 |
Home Purchase | 105 | $13,891,000 | $132,000 | $1,094,000 | $74,000 | $267,000 |
Home Improvement | 12 | $678,000 | $56,000 | $214,000 | $48,000 | $116,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 731 | $99,919,000 | $136,000 | $619,000 | $77,000 | $600,000 |
Not Provided | 112 | $16,449,000 | $146,000 | $750,000 | $76,000 | $236,000 |
Black or African American | 11 | $1,324,000 | $120,000 | $376,000 | $67,000 | $180,000 |
Hispanic | 11 | $1,451,000 | $131,000 | $264,000 | $72,000 | $150,000 |
Not applicable | 10 | $2,056,000 | $205,000 | $1,094,000 | $0 | $0 |
Asian | 8 | $1,449,000 | $181,000 | $577,000 | $129,000 | $231,000 |
American Indian or Alaskan Native | 3 | $616,000 | $205,000 | $334,000 | $62,000 | $84,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 803 | $110,983,000 | $138,000 | $1,094,000 | $78,000 | $600,000 |
VA-guaranteed (Veterans Administration) | 39 | $6,510,000 | $166,000 | $373,000 | $72,000 | $285,000 |
FHA-insured (Federal Housing Administration) | 30 | $3,840,000 | $128,000 | $274,000 | $67,000 | $274,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,931,000 | $137,000 | $375,000 | $56,000 | $100,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 355 | $49,540,000 | $139,000 | $1,094,000 | $83,000 | $368,000 |
Application Withdrawn By Applicant | 327 | $47,559,000 | $145,000 | $577,000 | $79,000 | $600,000 |
Application Denied By Financial Institution | 202 | $25,983,000 | $128,000 | $750,000 | $62,000 | $274,000 |
File Closed For Incompleteness | 2 | $182,000 | $91,000 | $112,000 | $54,000 | $60,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southern Missouri Bank Of Marshfield's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southern Missouri Bank Of Marshfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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