Southern First Bank
Mortgage Loan Application
Totals and Details
for 2023
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2023.
| Mortgage Company & Address | Southern First Bank 100 Verdae Blvd Greenville, SC 29607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,516 |
| Total Mortgage Loan Application Amount | $554,040,000 |
| Average Mortgage Loan Application Amount | $302,800 |
| Highest Mortgage Loan Application Amount | $12,805,000 |
| Average Applicant Income | $289,000 |
| Highest Applicant Income | $7,251,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 560 | $ 192,250,000 | $ 343,000 | $ 203,000 |
| Charleston County South Carolina | 95 | $ 50,835,000 | $ 535,000 | $ 435,000 |
| Fulton County Georgia | 89 | $ 43,775,000 | $ 491,000 | $ 318,000 |
| Anderson County South Carolina | 87 | $ 22,275,000 | $ 256,000 | $ 109,000 |
| Spartanburg County South Carolina | 71 | $ 17,225,000 | $ 242,000 | $ 180,000 |
| DeKalb County Georgia | 39 | $ 16,285,000 | $ 417,000 | $ 179,000 |
| Mecklenburg County North Carolina | 39 | $ 29,425,000 | $ 754,000 | $ 694,000 |
| Berkeley County South Carolina | 38 | $ 15,520,000 | $ 408,000 | $ 237,000 |
| Richland County South Carolina | 36 | $ 8,410,000 | $ 233,000 | $ 216,000 |
| Pickens County South Carolina | 35 | $ 11,735,000 | $ 335,000 | $ 336,000 |
| Guilford County North Carolina | 32 | $ 8,780,000 | $ 274,000 | $ 204,000 |
| Dorchester County South Carolina | 25 | $ 7,205,000 | $ 288,000 | $ 156,000 |
| Lexington County South Carolina | 19 | $ 5,445,000 | $ 286,000 | $ 202,000 |
| Oconee County South Carolina | 17 | $ 7,775,000 | $ 457,000 | $ 305,000 |
| Wake County North Carolina | 16 | $ 5,440,000 | $ 340,000 | $ 267,000 |
| Durham County North Carolina | 13 | $ 3,925,000 | $ 301,000 | $ 270,000 |
| Forsyth County North Carolina | 12 | $ 2,290,000 | $ 190,000 | $ 137,000 |
| Cobb County Georgia | 11 | $ 3,685,000 | $ 335,000 | $ 218,000 |
| Laurens County South Carolina | 11 | $ 3,735,000 | $ 339,000 | $ 137,000 |
| Georgetown County South Carolina | 9 | $ 1,925,000 | $ 213,000 | $ 183,000 |
| Gwinnett County Georgia | 8 | $ 1,720,000 | $ 215,000 | $ 577,000 |
| York County South Carolina | 8 | $ 2,700,000 | $ 337,000 | $ 98,000 |
| Cherokee County Georgia | 6 | $ 2,200,000 | $ 366,000 | $ 181,000 |
| Brunswick County North Carolina | 6 | $ 5,470,000 | $ 911,000 | $ 397,000 |
| Carteret County North Carolina | 5 | $ 2,245,000 | $ 449,000 | $ 339,000 |
| Watauga County North Carolina | 5 | $ 2,295,000 | $ 459,000 | $ 606,000 |
| Duval County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 140,000 |
| Clayton County Georgia | 4 | $ 1,000,000 | $ 250,000 | $ 75,000 |
| Davidson County North Carolina | 4 | $ 610,000 | $ 152,000 | $ 221,000 |
| Henderson County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 151,000 |
| Orange County North Carolina | 4 | $ 630,000 | $ 157,000 | $ 280,000 |
| Franklin County Florida | 3 | $ 3,095,000 | $ 1,031,000 | $ 751,000 |
| Forsyth County Georgia | 3 | $ 1,725,000 | $ 575,000 | $ 306,000 |
| Buncombe County North Carolina | 3 | $ 1,975,000 | $ 658,000 | $ 651,000 |
| Chatham County North Carolina | 3 | $ 865,000 | $ 288,000 | $ 170,000 |
| Stokes County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 172,000 |
| Beaufort County South Carolina | 3 | $ 1,375,000 | $ 458,000 | $ 268,000 |
| Colleton County South Carolina | 3 | $ 1,535,000 | $ 511,000 | $ 126,000 |
| Chatham County Georgia | 2 | $ 1,290,000 | $ 645,000 | $ 131,000 |
| Douglas County Georgia | 2 | $ 730,000 | $ 365,000 | $ 94,000 |
| Hall County Georgia | 2 | $ 1,510,000 | $ 755,000 | $ 586,000 |
| Pickens County Georgia | 2 | $ 940,000 | $ 470,000 | $ 141,000 |
| Rockdale County Georgia | 2 | $ 290,000 | $ 145,000 | $ 91,000 |
| Cabarrus County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 134,000 |
| Davie County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 209,000 |
| Franklin County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 78,000 |
| Gaston County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Graham County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 404,000 |
| Iredell County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 137,000 |
| Jackson County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 313,000 |
| Montgomery County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 351,000 |
| Polk County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 287,000 |
| Rowan County North Carolina | 2 | $ 730,000 | $ 365,000 | $ 60,000 |
| Transylvania County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 901,000 |
| Union County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 128,000 |
| Abbeville County South Carolina | 2 | $ 650,000 | $ 325,000 | $ 171,000 |
| Aiken County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 193,000 |
| Orangeburg County South Carolina | 2 | $ 520,000 | $ 260,000 | $ 98,000 |
| Union County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Sevier County Tennessee | 2 | $ 1,270,000 | $ 635,000 | $ 478,000 |
| Lee County Alabama | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Shelby County Alabama | 1 | $ 525,000 | $ 525,000 | $ 241,000 |
| Bay County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 816,000 |
| Carroll County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Coweta County Georgia | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Fayette County Georgia | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Jackson County Georgia | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Paulding County Georgia | 1 | $ 55,000 | $ 55,000 | $ 336,000 |
| Rabun County Georgia | 1 | $ 2,005,000 | $ 2,005,000 | $ 1,500,000 |
| Toombs County Georgia | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Towns County Georgia | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Walton County Georgia | 1 | $ 425,000 | $ 425,000 | $ 178,000 |
| Ouachita County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 99,000 |
| Montgomery County Maryland | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Alexander County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Avery County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 428,000 |
| Haywood County North Carolina | 1 | $ 1,295,000 | $ 1,295,000 | $ 3,000 |
| Johnston County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Moore County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 239,000 |
| Nash County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Pender County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 624,000 |
| Person County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Randolph County North Carolina | 1 | $ 2,115,000 | $ 2,115,000 | $ 728,000 |
| Swain County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 559,000 |
| Yancey County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 282,000 |
| Bamberg County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Cherokee County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 87,000 |
| Fairfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Greenwood County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 376,000 |
| Horry County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 153,000 |
| Kershaw County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Lancaster County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 144,000 |
| Newberry County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 216,000 |
| Williamsburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 1,017,000 |
| Davidson County Tennessee | 1 | $ 685,000 | $ 685,000 | $ 158,000 |
| Williamson County Tennessee | 1 | $ 695,000 | $ 695,000 | $ 210,000 |
| Henrico County Virginia | 1 | $ 1,245,000 | $ 1,245,000 | $ 510,000 |
| Washington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern First Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,114 | $448,850,000 | $402,000 | $12,805,000 | $188,000 | $3,533,000 |
| Home Improvement | 151 | $29,865,000 | $197,000 | $1,005,000 | $404,000 | $7,251,000 |
| Other Purpose | 133 | $35,915,000 | $270,000 | $2,165,000 | $427,000 | $4,339,000 |
| Refinancing | 79 | $28,135,000 | $356,000 | $1,805,000 | $284,000 | $2,219,000 |
| Cash-out Refinancing | 39 | $11,275,000 | $289,000 | $1,405,000 | $142,000 | $540,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,026 | $373,610,000 | $364,000 | $3,505,000 | $259,000 | $7,251,000 |
| Black or African American | 171 | $45,805,000 | $267,000 | $805,000 | $98,000 | $999,000 |
| Not Provided | 150 | $56,630,000 | $377,000 | $5,905,000 | $244,000 | $3,947,000 |
| Not applicable | 75 | $49,565,000 | $660,000 | $12,805,000 | $0 | $0 |
| Hispanic | 49 | $14,185,000 | $289,000 | $805,000 | $125,000 | $700,000 |
| Asian | 31 | $10,155,000 | $327,000 | $905,000 | $198,000 | $1,084,000 |
| American Indian or Alaskan Native | 9 | $1,925,000 | $213,000 | $325,000 | $131,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $435,000 | $435,000 | $435,000 | $125,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,375 | $514,205,000 | $373,000 | $12,805,000 | $249,000 | $7,251,000 |
| FHA-insured (Federal Housing Administration) | 115 | $31,125,000 | $270,000 | $475,000 | $82,000 | $218,000 |
| VA-guaranteed (Veterans Administration) | 19 | $7,115,000 | $374,000 | $805,000 | $117,000 | $238,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,595,000 | $227,000 | $295,000 | $73,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,142 | $421,280,000 | $368,000 | $12,805,000 | $252,000 | $7,251,000 |
| Application Withdrawn By Applicant | 211 | $83,115,000 | $393,000 | $2,805,000 | $219,000 | $3,216,000 |
| Application Denied By Financial Institution | 133 | $40,475,000 | $304,000 | $3,005,000 | $99,000 | $1,142,000 |
| File Closed For Incompleteness | 19 | $6,715,000 | $353,000 | $725,000 | $163,000 | $400,000 |
| Application Approved But Not Accepted | 11 | $2,455,000 | $223,000 | $565,000 | $356,000 | $1,077,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,383 | $513,565,000 | $371,000 | $12,805,000 | $246,000 | $7,251,000 |
| Credit History | 89 | $21,985,000 | $247,000 | $505,000 | $66,000 | $164,000 |
| Debt-To-Income Ratio | 24 | $7,500,000 | $312,000 | $685,000 | $103,000 | $320,000 |
| Other | 10 | $7,950,000 | $795,000 | $3,005,000 | $424,000 | $1,142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,355,000 | $451,000 | $1,005,000 | $55,000 | $61,000 |
| Collateral | 3 | $235,000 | $78,000 | $135,000 | $188,000 | $404,000 |
| Employment History | 2 | $780,000 | $390,000 | $485,000 | $155,000 | $251,000 |
| Credit Application Incomplete | 1 | $335,000 | $335,000 | $335,000 | $54,000 | $54,000 |
| Unverifiable Information | 1 | $335,000 | $335,000 | $335,000 | $98,000 | $98,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.