Southern First Bank
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern First Bank
100 Verdae Blvd
Greenville, SC 29607
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 2,309
Total Mortgage Loan Application Amount $989,255,000
Average Mortgage Loan Application Amount $371,600
Highest Mortgage Loan Application Amount $8,805,000
Average Applicant Income $300,000
Highest Applicant Income $9,730,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern First Bank by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville County South Carolina 974 $ 367,140,000 $ 376,000 $ 249,000
Charleston County South Carolina 181 $ 92,425,000 $ 510,000 $ 327,000
Fulton County Georgia 133 $ 91,535,000 $ 688,000 $ 428,000
Spartanburg County South Carolina 96 $ 31,990,000 $ 333,000 $ 169,000
Anderson County South Carolina 79 $ 21,805,000 $ 276,000 $ 130,000
Guilford County North Carolina 76 $ 25,610,000 $ 336,000 $ 363,000
Pickens County South Carolina 55 $ 27,065,000 $ 492,000 $ 412,000
Wake County North Carolina 51 $ 18,525,000 $ 363,000 $ 302,000
Berkeley County South Carolina 44 $ 19,170,000 $ 435,000 $ 230,000
DeKalb County Georgia 43 $ 30,515,000 $ 709,000 $ 293,000
Richland County South Carolina 42 $ 11,130,000 $ 265,000 $ 269,000
Mecklenburg County North Carolina 41 $ 19,735,000 $ 481,000 $ 294,000
Dorchester County South Carolina 37 $ 11,565,000 $ 312,000 $ 239,000
Cobb County Georgia 34 $ 10,370,000 $ 305,000 $ 176,000
Oconee County South Carolina 31 $ 17,435,000 $ 562,000 $ 363,000
Lexington County South Carolina 27 $ 12,415,000 $ 459,000 $ 183,000
Gwinnett County Georgia 19 $ 6,945,000 $ 365,000 $ 249,000
Forsyth County North Carolina 19 $ 6,805,000 $ 358,000 $ 207,000
Baldwin County Georgia 17 $ 1,875,000 $ 110,000 $ 0
Horry County South Carolina 13 $ 4,655,000 $ 358,000 $ 365,000
Durham County North Carolina 12 $ 2,850,000 $ 237,000 $ 263,000
Beaufort County South Carolina 12 $ 7,260,000 $ 605,000 $ 485,000
Orange County North Carolina 10 $ 4,310,000 $ 431,000 $ 387,000
Buncombe County North Carolina 9 $ 4,595,000 $ 510,000 $ 170,000
Davidson County North Carolina 9 $ 4,615,000 $ 512,000 $ 472,000
Georgetown County South Carolina 8 $ 3,530,000 $ 441,000 $ 500,000
Cherokee County Georgia 7 $ 2,715,000 $ 387,000 $ 335,000
Brunswick County North Carolina 7 $ 3,375,000 $ 482,000 $ 2,059,000
New Hanover County North Carolina 7 $ 3,635,000 $ 519,000 $ 880,000
Laurens County South Carolina 7 $ 1,455,000 $ 207,000 $ 189,000
Forsyth County Georgia 6 $ 2,490,000 $ 415,000 $ 247,000
Carteret County North Carolina 6 $ 3,450,000 $ 575,000 $ 690,000
Davie County North Carolina 6 $ 2,390,000 $ 398,000 $ 217,000
Aiken County South Carolina 6 $ 2,160,000 $ 360,000 $ 134,000
York County South Carolina 6 $ 3,940,000 $ 656,000 $ 1,719,000
Walton County Florida 5 $ 6,075,000 $ 1,215,000 $ 716,000
Cabarrus County North Carolina 5 $ 1,815,000 $ 363,000 $ 585,000
Jackson County North Carolina 5 $ 10,075,000 $ 2,015,000 $ 1,292,000
Transylvania County North Carolina 5 $ 6,195,000 $ 1,239,000 $ 1,796,000
Union County North Carolina 5 $ 1,845,000 $ 369,000 $ 134,000
Colleton County South Carolina 5 $ 3,465,000 $ 693,000 $ 360,000
Henderson County North Carolina 4 $ 2,950,000 $ 737,000 $ 356,000
Randolph County North Carolina 4 $ 870,000 $ 217,000 $ 75,000
Lee County Florida 3 $ 2,145,000 $ 715,000 $ 399,000
Fayette County Georgia 3 $ 2,065,000 $ 688,000 $ 219,000
Franklin County Georgia 3 $ 1,185,000 $ 395,000 $ 115,000
Glynn County Georgia 3 $ 1,835,000 $ 611,000 $ 615,000
Caldwell County North Carolina 3 $ 855,000 $ 285,000 $ 294,000
Gaston County North Carolina 3 $ 1,315,000 $ 438,000 $ 154,000
Johnston County North Carolina 3 $ 1,725,000 $ 575,000 $ 118,000
Moore County North Carolina 3 $ 10,755,000 $ 3,585,000 $ 770,000
Watauga County North Carolina 3 $ 2,125,000 $ 708,000 $ 309,000
Greenwood County South Carolina 3 $ 625,000 $ 208,000 $ 237,000
McCormick County South Carolina 3 $ 805,000 $ 268,000 $ 75,000
Newberry County South Carolina 3 $ 885,000 $ 295,000 $ 615,000
Orangeburg County South Carolina 3 $ 335,000 $ 111,000 $ 119,000
Randolph County Alabama 2 $ 1,450,000 $ 725,000 $ 282,000
Bulloch County Georgia 2 $ 290,000 $ 145,000 $ 600,000
Clayton County Georgia 2 $ 980,000 $ 490,000 $ 238,000
Hart County Georgia 2 $ 420,000 $ 210,000 $ 137,000
Ouachita County Louisiana 2 $ 680,000 $ 340,000 $ 73,000
Alamance County North Carolina 2 $ 480,000 $ 240,000 $ 195,000
Alleghany County North Carolina 2 $ 190,000 $ 95,000 $ 38,000
Chatham County North Carolina 2 $ 720,000 $ 360,000 $ 230,000
Franklin County North Carolina 2 $ 630,000 $ 315,000 $ 0
Haywood County North Carolina 2 $ 100,000 $ 50,000 $ 127,000
Macon County North Carolina 2 $ 820,000 $ 410,000 $ 525,000
Madison County North Carolina 2 $ 420,000 $ 210,000 $ 118,000
Polk County North Carolina 2 $ 1,100,000 $ 550,000 $ 271,000
Stanly County North Carolina 2 $ 1,050,000 $ 525,000 $ 511,000
Stokes County North Carolina 2 $ 1,010,000 $ 505,000 $ 305,000
Yancey County North Carolina 2 $ 400,000 $ 200,000 $ 196,000
Cherokee County South Carolina 2 $ 780,000 $ 390,000 $ 131,000
Saluda County South Carolina 2 $ 1,140,000 $ 570,000 $ 249,000
Davidson County Tennessee 2 $ 680,000 $ 340,000 $ 193,000
Knox County Tennessee 2 $ 710,000 $ 355,000 $ 835,000
Sevier County Tennessee 2 $ 2,070,000 $ 1,035,000 $ 813,000
Baldwin County Alabama 1 $ 335,000 $ 335,000 $ 89,000
Escambia County Florida 1 $ 405,000 $ 405,000 $ 3,385,000
Franklin County Florida 1 $ 805,000 $ 805,000 $ 664,000
Hillsborough County Florida 1 $ 805,000 $ 805,000 $ 293,000
Miami-Dade County Florida 1 $ 1,325,000 $ 1,325,000 $ 593,000
Nassau County Florida 1 $ 2,005,000 $ 2,005,000 $ 0
Palm Beach County Florida 1 $ 1,765,000 $ 1,765,000 $ 0
Pinellas County Florida 1 $ 1,765,000 $ 1,765,000 $ 835,000
Sarasota County Florida 1 $ 2,335,000 $ 2,335,000 $ 1,745,000
Barrow County Georgia 1 $ 265,000 $ 265,000 $ 85,000
Bartow County Georgia 1 $ 405,000 $ 405,000 $ 143,000
Bryan County Georgia 1 $ 405,000 $ 405,000 $ 640,000
Carroll County Georgia 1 $ 245,000 $ 245,000 $ 131,000
Clarke County Georgia 1 $ 225,000 $ 225,000 $ 285,000
Columbia County Georgia 1 $ 255,000 $ 255,000 $ 479,000
Coweta County Georgia 1 $ 365,000 $ 365,000 $ 80,000
Fannin County Georgia 1 $ 355,000 $ 355,000 $ 392,000
Gilmer County Georgia 1 $ 125,000 $ 125,000 $ 139,000
Greene County Georgia 1 $ 355,000 $ 355,000 $ 855,000
Hall County Georgia 1 $ 1,135,000 $ 1,135,000 $ 0
Hancock County Georgia 1 $ 415,000 $ 415,000 $ 676,000
Jackson County Georgia 1 $ 355,000 $ 355,000 $ 0
Morgan County Georgia 1 $ 125,000 $ 125,000 $ 153,000
Oconee County Georgia 1 $ 405,000 $ 405,000 $ 50,000
Rabun County Georgia 1 $ 1,505,000 $ 1,505,000 $ 5,921,000
Rockdale County Georgia 1 $ 85,000 $ 85,000 $ 39,000
Troup County Georgia 1 $ 555,000 $ 555,000 $ 0
Walker County Georgia 1 $ 225,000 $ 225,000 $ 120,000
Walton County Georgia 1 $ 285,000 $ 285,000 $ 95,000
Ashe County North Carolina 1 $ 175,000 $ 175,000 $ 0
Avery County North Carolina 1 $ 265,000 $ 265,000 $ 0
Beaufort County North Carolina 1 $ 335,000 $ 335,000 $ 0
Cleveland County North Carolina 1 $ 285,000 $ 285,000 $ 188,000
Cumberland County North Carolina 1 $ 265,000 $ 265,000 $ 261,000
Dare County North Carolina 1 $ 335,000 $ 335,000 $ 0
Halifax County North Carolina 1 $ 125,000 $ 125,000 $ 0
Iredell County North Carolina 1 $ 205,000 $ 205,000 $ 0
Lenoir County North Carolina 1 $ 705,000 $ 705,000 $ 0
Nash County North Carolina 1 $ 215,000 $ 215,000 $ 0
Northampton County North Carolina 1 $ 635,000 $ 635,000 $ 176,000
Onslow County North Carolina 1 $ 745,000 $ 745,000 $ 502,000
Pender County North Carolina 1 $ 655,000 $ 655,000 $ 271,000
Person County North Carolina 1 $ 685,000 $ 685,000 $ 154,000
Rockingham County North Carolina 1 $ 605,000 $ 605,000 $ 0
Surry County North Carolina 1 $ 265,000 $ 265,000 $ 204,000
Swain County North Carolina 1 $ 675,000 $ 675,000 $ 303,000
Vance County North Carolina 1 $ 615,000 $ 615,000 $ 465,000
Yadkin County North Carolina 1 $ 505,000 $ 505,000 $ 468,000
Bamberg County South Carolina 1 $ 825,000 $ 825,000 $ 0
Calhoun County South Carolina 1 $ 335,000 $ 335,000 $ 561,000
Clarendon County South Carolina 1 $ 505,000 $ 505,000 $ 145,000
Edgefield County South Carolina 1 $ 125,000 $ 125,000 $ 68,000
Florence County South Carolina 1 $ 115,000 $ 115,000 $ 0
Jefferson County Tennessee 1 $ 215,000 $ 215,000 $ 109,000
Shelby County Tennessee 1 $ 365,000 $ 365,000 $ 90,000
Bedford County Virginia 1 $ 255,000 $ 255,000 $ 323,000
Carroll County Virginia 1 $ 195,000 $ 195,000 $ 0
Fairfax County Virginia 1 $ 475,000 $ 475,000 $ 108,000
Floyd County Virginia 1 $ 175,000 $ 175,000 $ 252,000
Roanoke City County Virginia 1 $ 195,000 $ 195,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern First Bank in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,239 $627,885,000 $506,000 $8,805,000 $257,000 $9,254,000
Refinancing 382 $179,170,000 $469,000 $5,755,000 $385,000 $9,730,000
Other Purpose 348 $90,350,000 $259,000 $2,525,000 $353,000 $4,359,000
Home Improvement 267 $63,615,000 $238,000 $5,175,000 $309,000 $4,500,000
Cash-out Refinancing 73 $28,235,000 $386,000 $1,165,000 $196,000 $1,346,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,640 $667,620,000 $407,000 $3,855,000 $294,000 $9,730,000
Not applicable 284 $171,760,000 $604,000 $8,805,000 $0 $0
Not Provided 199 $86,505,000 $434,000 $5,205,000 $368,000 $7,907,000
Black or African American 88 $28,080,000 $319,000 $2,005,000 $196,000 $1,853,000
Hispanic 41 $10,135,000 $247,000 $645,000 $136,000 $550,000
Asian 40 $17,420,000 $435,000 $1,885,000 $311,000 $1,834,000
American Indian or Alaskan Native 6 $1,900,000 $316,000 $405,000 $172,000 $378,000
Native Hawaiian or Other Pacific Islander 2 $520,000 $260,000 $385,000 $108,000 $177,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,256 $973,670,000 $431,000 $8,805,000 $299,000 $9,730,000
FHA-insured (Federal Housing Administration) 38 $9,590,000 $252,000 $465,000 $101,000 $685,000
VA-guaranteed (Veterans Administration) 14 $5,560,000 $397,000 $795,000 $144,000 $447,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $435,000 $435,000 $435,000 $103,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,998 $841,760,000 $421,000 $8,805,000 $302,000 $9,730,000
Application Withdrawn By Applicant 227 $107,735,000 $474,000 $5,755,000 $253,000 $4,500,000
Application Denied By Financial Institution 38 $18,720,000 $492,000 $5,205,000 $191,000 $701,000
Application Approved But Not Accepted 33 $15,815,000 $479,000 $2,965,000 $230,000 $981,000
File Closed For Incompleteness 10 $4,150,000 $415,000 $1,325,000 $316,000 $780,000
Loan Purchased By The Institution 3 $1,075,000 $358,000 $705,000 $94,000 $96,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,271 $970,535,000 $427,000 $8,805,000 $296,000 $9,730,000
Credit History 13 $2,865,000 $220,000 $1,175,000 $212,000 $574,000
Collateral 11 $9,645,000 $876,000 $5,205,000 $281,000 $701,000
Debt-To-Income Ratio 9 $3,025,000 $336,000 $725,000 $116,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 3 $2,625,000 $875,000 $1,805,000 $112,000 $150,000
Unverifiable Information 2 $560,000 $280,000 $435,000 $85,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.

Download the South Carolina Lender List