Southern First Bank
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southern First Bank 100 Verdae Blvd Greenville, SC 29607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,309 |
| Total Mortgage Loan Application Amount | $989,255,000 |
| Average Mortgage Loan Application Amount | $371,600 |
| Highest Mortgage Loan Application Amount | $8,805,000 |
| Average Applicant Income | $300,000 |
| Highest Applicant Income | $9,730,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 974 | $ 367,140,000 | $ 376,000 | $ 249,000 |
| Charleston County South Carolina | 181 | $ 92,425,000 | $ 510,000 | $ 327,000 |
| Fulton County Georgia | 133 | $ 91,535,000 | $ 688,000 | $ 428,000 |
| Spartanburg County South Carolina | 96 | $ 31,990,000 | $ 333,000 | $ 169,000 |
| Anderson County South Carolina | 79 | $ 21,805,000 | $ 276,000 | $ 130,000 |
| Guilford County North Carolina | 76 | $ 25,610,000 | $ 336,000 | $ 363,000 |
| Pickens County South Carolina | 55 | $ 27,065,000 | $ 492,000 | $ 412,000 |
| Wake County North Carolina | 51 | $ 18,525,000 | $ 363,000 | $ 302,000 |
| Berkeley County South Carolina | 44 | $ 19,170,000 | $ 435,000 | $ 230,000 |
| DeKalb County Georgia | 43 | $ 30,515,000 | $ 709,000 | $ 293,000 |
| Richland County South Carolina | 42 | $ 11,130,000 | $ 265,000 | $ 269,000 |
| Mecklenburg County North Carolina | 41 | $ 19,735,000 | $ 481,000 | $ 294,000 |
| Dorchester County South Carolina | 37 | $ 11,565,000 | $ 312,000 | $ 239,000 |
| Cobb County Georgia | 34 | $ 10,370,000 | $ 305,000 | $ 176,000 |
| Oconee County South Carolina | 31 | $ 17,435,000 | $ 562,000 | $ 363,000 |
| Lexington County South Carolina | 27 | $ 12,415,000 | $ 459,000 | $ 183,000 |
| Gwinnett County Georgia | 19 | $ 6,945,000 | $ 365,000 | $ 249,000 |
| Forsyth County North Carolina | 19 | $ 6,805,000 | $ 358,000 | $ 207,000 |
| Baldwin County Georgia | 17 | $ 1,875,000 | $ 110,000 | $ 0 |
| Horry County South Carolina | 13 | $ 4,655,000 | $ 358,000 | $ 365,000 |
| Durham County North Carolina | 12 | $ 2,850,000 | $ 237,000 | $ 263,000 |
| Beaufort County South Carolina | 12 | $ 7,260,000 | $ 605,000 | $ 485,000 |
| Orange County North Carolina | 10 | $ 4,310,000 | $ 431,000 | $ 387,000 |
| Buncombe County North Carolina | 9 | $ 4,595,000 | $ 510,000 | $ 170,000 |
| Davidson County North Carolina | 9 | $ 4,615,000 | $ 512,000 | $ 472,000 |
| Georgetown County South Carolina | 8 | $ 3,530,000 | $ 441,000 | $ 500,000 |
| Cherokee County Georgia | 7 | $ 2,715,000 | $ 387,000 | $ 335,000 |
| Brunswick County North Carolina | 7 | $ 3,375,000 | $ 482,000 | $ 2,059,000 |
| New Hanover County North Carolina | 7 | $ 3,635,000 | $ 519,000 | $ 880,000 |
| Laurens County South Carolina | 7 | $ 1,455,000 | $ 207,000 | $ 189,000 |
| Forsyth County Georgia | 6 | $ 2,490,000 | $ 415,000 | $ 247,000 |
| Carteret County North Carolina | 6 | $ 3,450,000 | $ 575,000 | $ 690,000 |
| Davie County North Carolina | 6 | $ 2,390,000 | $ 398,000 | $ 217,000 |
| Aiken County South Carolina | 6 | $ 2,160,000 | $ 360,000 | $ 134,000 |
| York County South Carolina | 6 | $ 3,940,000 | $ 656,000 | $ 1,719,000 |
| Walton County Florida | 5 | $ 6,075,000 | $ 1,215,000 | $ 716,000 |
| Cabarrus County North Carolina | 5 | $ 1,815,000 | $ 363,000 | $ 585,000 |
| Jackson County North Carolina | 5 | $ 10,075,000 | $ 2,015,000 | $ 1,292,000 |
| Transylvania County North Carolina | 5 | $ 6,195,000 | $ 1,239,000 | $ 1,796,000 |
| Union County North Carolina | 5 | $ 1,845,000 | $ 369,000 | $ 134,000 |
| Colleton County South Carolina | 5 | $ 3,465,000 | $ 693,000 | $ 360,000 |
| Henderson County North Carolina | 4 | $ 2,950,000 | $ 737,000 | $ 356,000 |
| Randolph County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 75,000 |
| Lee County Florida | 3 | $ 2,145,000 | $ 715,000 | $ 399,000 |
| Fayette County Georgia | 3 | $ 2,065,000 | $ 688,000 | $ 219,000 |
| Franklin County Georgia | 3 | $ 1,185,000 | $ 395,000 | $ 115,000 |
| Glynn County Georgia | 3 | $ 1,835,000 | $ 611,000 | $ 615,000 |
| Caldwell County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 294,000 |
| Gaston County North Carolina | 3 | $ 1,315,000 | $ 438,000 | $ 154,000 |
| Johnston County North Carolina | 3 | $ 1,725,000 | $ 575,000 | $ 118,000 |
| Moore County North Carolina | 3 | $ 10,755,000 | $ 3,585,000 | $ 770,000 |
| Watauga County North Carolina | 3 | $ 2,125,000 | $ 708,000 | $ 309,000 |
| Greenwood County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 237,000 |
| McCormick County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 75,000 |
| Newberry County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 615,000 |
| Orangeburg County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 119,000 |
| Randolph County Alabama | 2 | $ 1,450,000 | $ 725,000 | $ 282,000 |
| Bulloch County Georgia | 2 | $ 290,000 | $ 145,000 | $ 600,000 |
| Clayton County Georgia | 2 | $ 980,000 | $ 490,000 | $ 238,000 |
| Hart County Georgia | 2 | $ 420,000 | $ 210,000 | $ 137,000 |
| Ouachita County Louisiana | 2 | $ 680,000 | $ 340,000 | $ 73,000 |
| Alamance County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 195,000 |
| Alleghany County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Chatham County North Carolina | 2 | $ 720,000 | $ 360,000 | $ 230,000 |
| Franklin County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Haywood County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 127,000 |
| Macon County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 525,000 |
| Madison County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 118,000 |
| Polk County North Carolina | 2 | $ 1,100,000 | $ 550,000 | $ 271,000 |
| Stanly County North Carolina | 2 | $ 1,050,000 | $ 525,000 | $ 511,000 |
| Stokes County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 305,000 |
| Yancey County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 196,000 |
| Cherokee County South Carolina | 2 | $ 780,000 | $ 390,000 | $ 131,000 |
| Saluda County South Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 249,000 |
| Davidson County Tennessee | 2 | $ 680,000 | $ 340,000 | $ 193,000 |
| Knox County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 835,000 |
| Sevier County Tennessee | 2 | $ 2,070,000 | $ 1,035,000 | $ 813,000 |
| Baldwin County Alabama | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Escambia County Florida | 1 | $ 405,000 | $ 405,000 | $ 3,385,000 |
| Franklin County Florida | 1 | $ 805,000 | $ 805,000 | $ 664,000 |
| Hillsborough County Florida | 1 | $ 805,000 | $ 805,000 | $ 293,000 |
| Miami-Dade County Florida | 1 | $ 1,325,000 | $ 1,325,000 | $ 593,000 |
| Nassau County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Pinellas County Florida | 1 | $ 1,765,000 | $ 1,765,000 | $ 835,000 |
| Sarasota County Florida | 1 | $ 2,335,000 | $ 2,335,000 | $ 1,745,000 |
| Barrow County Georgia | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Bartow County Georgia | 1 | $ 405,000 | $ 405,000 | $ 143,000 |
| Bryan County Georgia | 1 | $ 405,000 | $ 405,000 | $ 640,000 |
| Carroll County Georgia | 1 | $ 245,000 | $ 245,000 | $ 131,000 |
| Clarke County Georgia | 1 | $ 225,000 | $ 225,000 | $ 285,000 |
| Columbia County Georgia | 1 | $ 255,000 | $ 255,000 | $ 479,000 |
| Coweta County Georgia | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Fannin County Georgia | 1 | $ 355,000 | $ 355,000 | $ 392,000 |
| Gilmer County Georgia | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| Greene County Georgia | 1 | $ 355,000 | $ 355,000 | $ 855,000 |
| Hall County Georgia | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Hancock County Georgia | 1 | $ 415,000 | $ 415,000 | $ 676,000 |
| Jackson County Georgia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Morgan County Georgia | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Oconee County Georgia | 1 | $ 405,000 | $ 405,000 | $ 50,000 |
| Rabun County Georgia | 1 | $ 1,505,000 | $ 1,505,000 | $ 5,921,000 |
| Rockdale County Georgia | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Troup County Georgia | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Walker County Georgia | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Walton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Ashe County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Avery County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Beaufort County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 188,000 |
| Cumberland County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 261,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Nash County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Northampton County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 176,000 |
| Onslow County North Carolina | 1 | $ 745,000 | $ 745,000 | $ 502,000 |
| Pender County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 271,000 |
| Person County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 154,000 |
| Rockingham County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Surry County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 204,000 |
| Swain County North Carolina | 1 | $ 675,000 | $ 675,000 | $ 303,000 |
| Vance County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 465,000 |
| Yadkin County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 468,000 |
| Bamberg County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Calhoun County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 561,000 |
| Clarendon County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 145,000 |
| Edgefield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Florence County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Shelby County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 90,000 |
| Bedford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 323,000 |
| Carroll County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 475,000 | $ 475,000 | $ 108,000 |
| Floyd County Virginia | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Roanoke City County Virginia | 1 | $ 195,000 | $ 195,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern First Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,239 | $627,885,000 | $506,000 | $8,805,000 | $257,000 | $9,254,000 |
| Refinancing | 382 | $179,170,000 | $469,000 | $5,755,000 | $385,000 | $9,730,000 |
| Other Purpose | 348 | $90,350,000 | $259,000 | $2,525,000 | $353,000 | $4,359,000 |
| Home Improvement | 267 | $63,615,000 | $238,000 | $5,175,000 | $309,000 | $4,500,000 |
| Cash-out Refinancing | 73 | $28,235,000 | $386,000 | $1,165,000 | $196,000 | $1,346,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,640 | $667,620,000 | $407,000 | $3,855,000 | $294,000 | $9,730,000 |
| Not applicable | 284 | $171,760,000 | $604,000 | $8,805,000 | $0 | $0 |
| Not Provided | 199 | $86,505,000 | $434,000 | $5,205,000 | $368,000 | $7,907,000 |
| Black or African American | 88 | $28,080,000 | $319,000 | $2,005,000 | $196,000 | $1,853,000 |
| Hispanic | 41 | $10,135,000 | $247,000 | $645,000 | $136,000 | $550,000 |
| Asian | 40 | $17,420,000 | $435,000 | $1,885,000 | $311,000 | $1,834,000 |
| American Indian or Alaskan Native | 6 | $1,900,000 | $316,000 | $405,000 | $172,000 | $378,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $520,000 | $260,000 | $385,000 | $108,000 | $177,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,256 | $973,670,000 | $431,000 | $8,805,000 | $299,000 | $9,730,000 |
| FHA-insured (Federal Housing Administration) | 38 | $9,590,000 | $252,000 | $465,000 | $101,000 | $685,000 |
| VA-guaranteed (Veterans Administration) | 14 | $5,560,000 | $397,000 | $795,000 | $144,000 | $447,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $435,000 | $435,000 | $435,000 | $103,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,998 | $841,760,000 | $421,000 | $8,805,000 | $302,000 | $9,730,000 |
| Application Withdrawn By Applicant | 227 | $107,735,000 | $474,000 | $5,755,000 | $253,000 | $4,500,000 |
| Application Denied By Financial Institution | 38 | $18,720,000 | $492,000 | $5,205,000 | $191,000 | $701,000 |
| Application Approved But Not Accepted | 33 | $15,815,000 | $479,000 | $2,965,000 | $230,000 | $981,000 |
| File Closed For Incompleteness | 10 | $4,150,000 | $415,000 | $1,325,000 | $316,000 | $780,000 |
| Loan Purchased By The Institution | 3 | $1,075,000 | $358,000 | $705,000 | $94,000 | $96,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,271 | $970,535,000 | $427,000 | $8,805,000 | $296,000 | $9,730,000 |
| Credit History | 13 | $2,865,000 | $220,000 | $1,175,000 | $212,000 | $574,000 |
| Collateral | 11 | $9,645,000 | $876,000 | $5,205,000 | $281,000 | $701,000 |
| Debt-To-Income Ratio | 9 | $3,025,000 | $336,000 | $725,000 | $116,000 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $2,625,000 | $875,000 | $1,805,000 | $112,000 | $150,000 |
| Unverifiable Information | 2 | $560,000 | $280,000 | $435,000 | $85,000 | $103,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.