Southern First Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for South Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern First Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southern First Bank 100 Verdae Blvd Greenville, SC 29607 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,420 |
| Total Mortgage Loan Application Amount | $708,760,000 |
| Average Mortgage Loan Application Amount | $252,600 |
| Highest Mortgage Loan Application Amount | $5,745,000 |
| Average Applicant Income | $277,000 |
| Highest Applicant Income | $6,594,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in SC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 783 | $ 222,665,000 | $ 284,000 | $ 191,000 |
| Richland County South Carolina | 417 | $ 103,375,000 | $ 247,000 | $ 155,000 |
| Lexington County South Carolina | 317 | $ 66,245,000 | $ 208,000 | $ 100,000 |
| Charleston County South Carolina | 271 | $ 108,305,000 | $ 399,000 | $ 276,000 |
| Fulton County Georgia | 91 | $ 38,965,000 | $ 428,000 | $ 417,000 |
| Spartanburg County South Carolina | 61 | $ 13,095,000 | $ 214,000 | $ 132,000 |
| Guilford County North Carolina | 40 | $ 12,980,000 | $ 324,000 | $ 507,000 |
| Berkeley County South Carolina | 38 | $ 12,670,000 | $ 333,000 | $ 196,000 |
| Anderson County South Carolina | 35 | $ 6,845,000 | $ 195,000 | $ 154,000 |
| Wake County North Carolina | 34 | $ 12,240,000 | $ 360,000 | $ 228,000 |
| Pickens County South Carolina | 32 | $ 12,900,000 | $ 403,000 | $ 555,000 |
| Dorchester County South Carolina | 26 | $ 7,310,000 | $ 281,000 | $ 181,000 |
| Cobb County Georgia | 19 | $ 5,095,000 | $ 268,000 | $ 377,000 |
| Kershaw County South Carolina | 15 | $ 3,355,000 | $ 223,000 | $ 133,000 |
| DeKalb County Georgia | 14 | $ 6,330,000 | $ 452,000 | $ 292,000 |
| Oconee County South Carolina | 14 | $ 5,180,000 | $ 370,000 | $ 242,000 |
| Beaufort County South Carolina | 11 | $ 4,455,000 | $ 405,000 | $ 290,000 |
| Mecklenburg County North Carolina | 10 | $ 3,730,000 | $ 373,000 | $ 161,000 |
| Georgetown County South Carolina | 9 | $ 2,235,000 | $ 248,000 | $ 166,000 |
| Buncombe County North Carolina | 8 | $ 2,860,000 | $ 357,000 | $ 277,000 |
| Durham County North Carolina | 7 | $ 1,395,000 | $ 199,000 | $ 195,000 |
| Forsyth County North Carolina | 7 | $ 1,535,000 | $ 219,000 | $ 87,000 |
| Orange County North Carolina | 7 | $ 895,000 | $ 127,000 | $ 187,000 |
| Horry County South Carolina | 7 | $ 1,745,000 | $ 249,000 | $ 91,000 |
| Laurens County South Carolina | 7 | $ 1,605,000 | $ 229,000 | $ 168,000 |
| Newberry County South Carolina | 7 | $ 1,475,000 | $ 210,000 | $ 153,000 |
| York County South Carolina | 7 | $ 1,915,000 | $ 273,000 | $ 183,000 |
| Carteret County North Carolina | 5 | $ 2,705,000 | $ 541,000 | $ 375,000 |
| Davidson County North Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 211,000 |
| Watauga County North Carolina | 5 | $ 1,265,000 | $ 253,000 | $ 229,000 |
| Aiken County South Carolina | 5 | $ 1,095,000 | $ 219,000 | $ 117,000 |
| Saluda County South Carolina | 5 | $ 2,435,000 | $ 487,000 | $ 100,000 |
| Brunswick County North Carolina | 4 | $ 2,650,000 | $ 662,000 | $ 1,634,000 |
| Glynn County Georgia | 3 | $ 995,000 | $ 331,000 | $ 380,000 |
| Henry County Georgia | 3 | $ 6,135,000 | $ 2,045,000 | $ 111,000 |
| Chatham County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 95,000 |
| Cleveland County North Carolina | 3 | $ 1,995,000 | $ 665,000 | $ 105,000 |
| Stokes County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 193,000 |
| Greenwood County South Carolina | 3 | $ 275,000 | $ 91,000 | $ 104,000 |
| Sumter County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 65,000 |
| Okaloosa County Florida | 2 | $ 2,030,000 | $ 1,015,000 | $ 0 |
| Walton County Florida | 2 | $ 1,670,000 | $ 835,000 | $ 914,000 |
| Columbia County Georgia | 2 | $ 420,000 | $ 210,000 | $ 142,000 |
| Gwinnett County Georgia | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| Rabun County Georgia | 2 | $ 1,610,000 | $ 805,000 | $ 555,000 |
| Alamance County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 163,000 |
| Caldwell County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 128,000 |
| Gaston County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 162,000 |
| Haywood County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 194,000 |
| Henderson County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 134,000 |
| Jackson County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 145,000 |
| Lincoln County North Carolina | 2 | $ 800,000 | $ 400,000 | $ 290,000 |
| New Hanover County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 210,000 |
| Onslow County North Carolina | 2 | $ 880,000 | $ 440,000 | $ 191,000 |
| Randolph County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 123,000 |
| Rockingham County North Carolina | 2 | $ 1,010,000 | $ 505,000 | $ 213,000 |
| Transylvania County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Florence County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 290,000 |
| Lancaster County South Carolina | 2 | $ 1,640,000 | $ 820,000 | $ 806,000 |
| Lee County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Orangeburg County South Carolina | 2 | $ 440,000 | $ 220,000 | $ 110,000 |
| Carroll County Virginia | 2 | $ 630,000 | $ 315,000 | $ 276,000 |
| Jefferson County Alabama | 1 | $ 455,000 | $ 455,000 | $ 397,000 |
| Douglas County Colorado | 1 | $ 555,000 | $ 555,000 | $ 315,000 |
| Bay County Florida | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Pinellas County Florida | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Baldwin County Georgia | 1 | $ 245,000 | $ 245,000 | $ 127,000 |
| Chatham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 211,000 |
| Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Clarke County Georgia | 1 | $ 255,000 | $ 255,000 | $ 416,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Lumpkin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Muscogee County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Putnam County Georgia | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Towns County Georgia | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Tippecanoe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Catawba County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| Montgomery County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 185,000 |
| Polk County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 121,000 |
| Abbeville County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 124,000 |
| Bamberg County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 52,000 |
| Barnwell County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Calhoun County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 102,000 |
| Clarendon County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Colleton County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Fairfield County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 155,000 |
| Shelby County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Grayson County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Grayson County Virginia | 1 | $ 125,000 | $ 125,000 | $ 112,000 |
| James City County Virginia | 1 | $ 435,000 | $ 435,000 | $ 151,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of South Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern First Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,301 | $402,225,000 | $309,000 | $5,745,000 | $176,000 | $5,546,000 |
| Refinancing | 717 | $244,415,000 | $340,000 | $1,655,000 | $221,000 | $5,291,000 |
| Other Purpose | 234 | $35,000,000 | $149,000 | $905,000 | $284,000 | $6,594,000 |
| Home Improvement | 167 | $26,815,000 | $160,000 | $2,005,000 | $218,000 | $1,383,000 |
| Cash-out Refinancing | 1 | $305,000 | $305,000 | $305,000 | $486,000 | $486,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,807 | $536,815,000 | $297,000 | $2,825,000 | $205,000 | $6,594,000 |
| Not Provided | 332 | $89,270,000 | $268,000 | $2,765,000 | $238,000 | $2,750,000 |
| Not applicable | 130 | $48,780,000 | $375,000 | $5,745,000 | $0 | $0 |
| Black or African American | 84 | $15,130,000 | $180,000 | $715,000 | $103,000 | $765,000 |
| Hispanic | 34 | $7,980,000 | $234,000 | $945,000 | $110,000 | $827,000 |
| Asian | 24 | $8,380,000 | $349,000 | $1,405,000 | $142,000 | $323,000 |
| American Indian or Alaskan Native | 3 | $1,025,000 | $341,000 | $805,000 | $116,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $485,000 | $485,000 | $485,000 | $155,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,190 | $655,930,000 | $299,000 | $5,745,000 | $217,000 | $6,594,000 |
| FHA-insured (Federal Housing Administration) | 126 | $24,250,000 | $192,000 | $375,000 | $65,000 | $158,000 |
| VA-guaranteed (Veterans Administration) | 77 | $24,015,000 | $311,000 | $775,000 | $104,000 | $304,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,565,000 | $169,000 | $245,000 | $52,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,296 | $668,120,000 | $290,000 | $5,745,000 | $206,000 | $6,594,000 |
| Application Withdrawn By Applicant | 88 | $28,350,000 | $322,000 | $1,955,000 | $150,000 | $705,000 |
| Application Denied By Financial Institution | 20 | $7,760,000 | $388,000 | $1,515,000 | $221,000 | $1,594,000 |
| Application Approved But Not Accepted | 16 | $4,530,000 | $283,000 | $1,005,000 | $214,000 | $621,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,400 | $701,000,000 | $292,000 | $5,745,000 | $204,000 | $6,594,000 |
| Debt-To-Income Ratio | 6 | $1,010,000 | $168,000 | $385,000 | $81,000 | $244,000 |
| Collateral | 5 | $3,625,000 | $725,000 | $1,515,000 | $520,000 | $1,594,000 |
| Credit History | 4 | $500,000 | $125,000 | $185,000 | $122,000 | $216,000 |
| Credit Application Incomplete | 3 | $1,525,000 | $508,000 | $935,000 | $291,000 | $349,000 |
| Other | 2 | $1,100,000 | $550,000 | $1,005,000 | $48,000 | $48,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in SC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in South Carolina, and search similar information at your convenience.