Southern Community Bank And Tr
Mortgage Loan Application
Totals and Details
for 2009
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Community Bank And Tr.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southern Community Bank And Tr 465 Shepherd Street Winston Salem, NC 27103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,280 |
| Total Mortgage Loan Application Amount | $249,373,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $3,290,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $1,211,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Forsyth County North Carolina | 304 | $ 57,895,000 | $ 190,000 | $ 87,000 |
| Guilford County North Carolina | 139 | $ 26,821,000 | $ 192,000 | $ 98,000 |
| Surry County North Carolina | 119 | $ 15,210,000 | $ 127,000 | $ 61,000 |
| Buncombe County North Carolina | 102 | $ 24,435,000 | $ 239,000 | $ 116,000 |
| Wake County North Carolina | 100 | $ 27,061,000 | $ 270,000 | $ 129,000 |
| Yadkin County North Carolina | 73 | $ 8,195,000 | $ 112,000 | $ 64,000 |
| Stokes County North Carolina | 57 | $ 7,692,000 | $ 134,000 | $ 76,000 |
| Iredell County North Carolina | 51 | $ 10,612,000 | $ 208,000 | $ 84,000 |
| Mecklenburg County North Carolina | 39 | $ 9,155,000 | $ 234,000 | $ 167,000 |
| Davidson County North Carolina | 37 | $ 6,842,000 | $ 184,000 | $ 90,000 |
| Davie County North Carolina | 36 | $ 7,490,000 | $ 208,000 | $ 96,000 |
| Henderson County North Carolina | 16 | $ 2,689,000 | $ 168,000 | $ 103,000 |
| Rockingham County North Carolina | 16 | $ 2,036,000 | $ 127,000 | $ 67,000 |
| Union County North Carolina | 16 | $ 3,262,000 | $ 203,000 | $ 115,000 |
| Horry County South Carolina | 14 | $ 3,094,000 | $ 221,000 | $ 148,000 |
| Durham County North Carolina | 13 | $ 2,262,000 | $ 174,000 | $ 132,000 |
| Brunswick County North Carolina | 10 | $ 2,984,000 | $ 298,000 | $ 106,000 |
| Lincoln County North Carolina | 7 | $ 2,305,000 | $ 329,000 | $ 189,000 |
| Alamance County North Carolina | 6 | $ 988,000 | $ 164,000 | $ 68,000 |
| Cabarrus County North Carolina | 6 | $ 1,801,000 | $ 300,000 | $ 128,000 |
| Wilkes County North Carolina | 6 | $ 910,000 | $ 151,000 | $ 153,000 |
| Alleghany County North Carolina | 5 | $ 680,000 | $ 136,000 | $ 71,000 |
| Catawba County North Carolina | 5 | $ 1,354,000 | $ 270,000 | $ 94,000 |
| Randolph County North Carolina | 5 | $ 763,000 | $ 152,000 | $ 50,000 |
| Rowan County North Carolina | 5 | $ 965,000 | $ 193,000 | $ 112,000 |
| Watauga County North Carolina | 5 | $ 1,287,000 | $ 257,000 | $ 128,000 |
| Franklin County Virginia | 5 | $ 1,530,000 | $ 306,000 | $ 142,000 |
| Patrick County Virginia | 5 | $ 836,000 | $ 167,000 | $ 31,000 |
| Carteret County North Carolina | 4 | $ 1,359,000 | $ 339,000 | $ 106,000 |
| Moore County North Carolina | 4 | $ 910,000 | $ 227,000 | $ 78,000 |
| Orange County North Carolina | 4 | $ 979,000 | $ 244,000 | $ 113,000 |
| Carroll County Virginia | 4 | $ 294,000 | $ 73,000 | $ 52,000 |
| Franklin County North Carolina | 3 | $ 680,000 | $ 226,000 | $ 81,000 |
| New Hanover County North Carolina | 3 | $ 580,000 | $ 193,000 | $ 129,000 |
| Vance County North Carolina | 3 | $ 904,000 | $ 301,000 | $ 142,000 |
| Charleston County South Carolina | 3 | $ 924,000 | $ 308,000 | $ 103,000 |
| York County South Carolina | 3 | $ 792,000 | $ 264,000 | $ 132,000 |
| Ashe County North Carolina | 2 | $ 806,000 | $ 403,000 | $ 306,000 |
| Cleveland County North Carolina | 2 | $ 149,000 | $ 74,000 | $ 79,000 |
| Cumberland County North Carolina | 2 | $ 449,000 | $ 224,000 | $ 194,000 |
| Granville County North Carolina | 2 | $ 326,000 | $ 163,000 | $ 57,000 |
| Pitt County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 66,000 |
| Beaufort County South Carolina | 2 | $ 459,000 | $ 229,000 | $ 270,000 |
| Georgetown County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 24,000 |
| Greenville County South Carolina | 2 | $ 478,000 | $ 239,000 | $ 170,000 |
| Lexington County South Carolina | 2 | $ 362,000 | $ 181,000 | $ 81,000 |
| San Diego County California | 1 | $ 220,000 | $ 220,000 | $ 40,000 |
| Eagle County Colorado | 1 | $ 417,000 | $ 417,000 | $ 292,000 |
| Duval County Florida | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Caldwell County North Carolina | 1 | $ 291,000 | $ 291,000 | $ 150,000 |
| Gaston County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Jackson County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 1,211,000 |
| Johnston County North Carolina | 1 | $ 348,000 | $ 348,000 | $ 152,000 |
| Madison County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 28,000 |
| McDowell County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 58,000 |
| Nash County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Pasquotank County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 300,000 |
| Polk County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 582,000 |
| Robeson County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 45,000 |
| Rutherford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Wilson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Anderson County South Carolina | 1 | $ 184,000 | $ 184,000 | $ 91,000 |
| Lancaster County South Carolina | 1 | $ 323,000 | $ 323,000 | $ 64,000 |
| Oconee County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 426,000 |
| Pickens County South Carolina | 1 | $ 256,000 | $ 256,000 | $ 141,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 164,000 |
| Shelby County Tennessee | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Grayson County Virginia | 1 | $ 250,000 | $ 250,000 | $ 130,000 |
| Halifax County Virginia | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Prince William County Virginia | 1 | $ 410,000 | $ 410,000 | $ 101,000 |
| Roanoke County Virginia | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Tazewell County Virginia | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Wythe County Virginia | 1 | $ 18,000 | $ 18,000 | $ 13,000 |
| Albany County Wyoming | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Community Bank And Tr in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 892 | $177,160,000 | $198,000 | $3,290,000 | $97,000 | $925,000 |
| Home Purchase | 367 | $71,245,000 | $194,000 | $1,050,000 | $102,000 | $1,211,000 |
| Home Improvement | 21 | $968,000 | $46,000 | $107,000 | $41,000 | $99,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,110 | $212,196,000 | $191,000 | $1,580,000 | $99,000 | $925,000 |
| Not applicable | 51 | $12,799,000 | $250,000 | $3,290,000 | $0 | $0 |
| Black or African American | 36 | $5,725,000 | $159,000 | $648,000 | $91,000 | $369,000 |
| Not Provided | 33 | $8,358,000 | $253,000 | $1,690,000 | $200,000 | $1,211,000 |
| Asian | 29 | $6,812,000 | $234,000 | $512,000 | $111,000 | $550,000 |
| Hispanic | 19 | $3,004,000 | $158,000 | $356,000 | $56,000 | $168,000 |
| American Indian or Alaskan Native | 2 | $479,000 | $239,000 | $244,000 | $94,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,236 | $242,477,000 | $196,000 | $3,290,000 | $99,000 | $1,211,000 |
| FHA-insured (Federal Housing Administration) | 35 | $5,900,000 | $168,000 | $271,000 | $54,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $883,000 | $110,000 | $165,000 | $50,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 1 | $113,000 | $113,000 | $113,000 | $44,000 | $44,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 868 | $171,644,000 | $197,000 | $3,290,000 | $102,000 | $1,211,000 |
| Application Withdrawn By Applicant | 187 | $37,988,000 | $203,000 | $1,580,000 | $99,000 | $706,000 |
| Application Approved But Not Accepted | 138 | $24,519,000 | $177,000 | $543,000 | $88,000 | $396,000 |
| Application Denied By Financial Institution | 87 | $15,222,000 | $174,000 | $1,690,000 | $67,000 | $475,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.