Southern Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern Bank
531 Vine St
Poplar Bluff, MO 63901
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,957
Total Mortgage Loan Application Amount $452,255,000
Average Mortgage Loan Application Amount $183,800
Highest Mortgage Loan Application Amount $15,505,000
Average Applicant Income $113,000
Highest Applicant Income $3,254,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Bank by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 1,220 $ 209,670,000 $ 1,169,071 $ 125,800
SPRINGFIELD, MO 357 $ 66,885,000 $ 187,000 $ 117,000
CAPE GIRARDEAU, MO-IL 136 $ 26,980,000 $ 136,000 $ 81,500
JONESBORO, AR 120 $ 18,230,000 $ 151,000 $ 106,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 33 $ 8,795,000 $ 266,000 $ 188,000
ST. LOUIS, MO-IL 11 $ 2,345,000 $ 213,000 $ 157,000
KANSAS CITY, MO-KS 6 $ 2,620,000 $ 364,000 $ 81,500
CARBONDALE-MARION, IL 5 $ 275,000 $ 55,000 $ 57,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 5 $ 1,555,000 $ 311,000 $ 112,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 5 $ 2,595,000 $ 519,000 $ 157,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 4 $ 930,000 $ 232,000 $ 92,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 29,320,000 $ 7,330,000 $ 0
KNOXVILLE, TN 3 $ 7,965,000 $ 2,655,000 $ 0
NAPLES-IMMOKALEE-MARCO ISLAND, FL 3 $ 1,145,000 $ 381,000 $ 194,000
TOPEKA, KS 3 $ 305,000 $ 101,000 $ 0
ABILENE, TX 2 $ 10,210,000 $ 5,105,000 $ 0
CAPE CORAL-FORT MYERS, FL 2 $ 1,330,000 $ 665,000 $ 375,000
COLUMBUS, GA-AL 2 $ 13,270,000 $ 6,635,000 $ 0
DAPHNE-FAIRHOPE-FOLEY, AL 2 $ 1,340,000 $ 670,000 $ 358,000
JOPLIN, MO 2 $ 1,360,000 $ 680,000 $ 0
LONGVIEW, TX 2 $ 8,770,000 $ 4,385,000 $ 0
MEMPHIS, TN-MS-AR 2 $ 3,870,000 $ 1,935,000 $ 416,000
MONROE, LA 2 $ 2,500,000 $ 1,250,000 $ 0
OKLAHOMA CITY, OK 2 $ 8,790,000 $ 4,395,000 $ 0
TULSA, OK 2 $ 3,010,000 $ 1,505,000 $ 0
ANNISTON-OXFORD-JACKSONVILLE, AL 1 $ 2,065,000 $ 2,065,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1 $ 725,000 $ 725,000 $ 274,000
CHICAGO-NAPERVILLE, IL 1 $ 405,000 $ 405,000 $ 0
COLORADO SPRINGS, CO 1 $ 245,000 $ 245,000 $ 72,000
DALLAS-PLANO-IRVING, TX 1 $ 215,000 $ 215,000 $ 0
DENVER-AURORA-LAKEWOOD, CO 1 $ 405,000 $ 405,000 $ 689,000
FLORENCE-MUSCLE SHOALS, AL 1 $ 265,000 $ 265,000 $ 141,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 885,000 $ 885,000 $ 263,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 1 $ 145,000 $ 145,000 $ 0
JACKSON, TN 1 $ 2,515,000 $ 2,515,000 $ 0
JOHNSON CITY, TN 1 $ 2,305,000 $ 2,305,000 $ 0
KALAMAZOO-PORTAGE, MI 1 $ 1,155,000 $ 1,155,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 1,755,000 $ 1,755,000 $ 0
LAKELAND-WINTER HAVEN, FL 1 $ 115,000 $ 115,000 $ 69,000
MIAMI-MIAMI BEACH-KENDALL, FL 1 $ 755,000 $ 755,000 $ 263,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 325,000 $ 325,000 $ 233,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 145,000 $ 145,000 $ 75,000
RAPID CITY, SD 1 $ 305,000 $ 305,000 $ 860,000
TALLAHASSEE, FL 1 $ 795,000 $ 795,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 215,000 $ 215,000 $ 97,000
WICHITA, KS 1 $ 65,000 $ 65,000 $ 0
WINSTON-SALEM, NC 1 $ 2,385,000 $ 2,385,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,105 $242,595,000 $219,000 $15,505,000 $97,000 $2,760,000
Refinancing 626 $173,280,000 $276,000 $6,705,000 $109,000 $3,254,000
Cash-out Refinancing 142 $25,270,000 $177,000 $535,000 $96,000 $534,000
Other Purpose 48 $8,710,000 $181,000 $1,205,000 $180,000 $974,000
Home Improvement 36 $2,400,000 $66,000 $355,000 $83,000 $518,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,637 $257,095,000 $157,000 $1,305,000 $102,000 $3,254,000
Not applicable 242 $181,600,000 $750,000 $15,505,000 $0 $0
Hispanic 23 $4,385,000 $190,000 $515,000 $220,000 $2,760,000
Black or African American 21 $1,985,000 $94,000 $165,000 $62,000 $103,000
Not Provided 16 $3,540,000 $221,000 $885,000 $118,000 $327,000
Asian 15 $3,455,000 $230,000 $705,000 $119,000 $416,000
American Indian or Alaskan Native 3 $195,000 $65,000 $105,000 $99,000 $198,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,855 $439,695,000 $237,000 $15,505,000 $106,000 $3,254,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 101 $12,495,000 $123,000 $275,000 $49,000 $91,000
FHA-insured (Federal Housing Administration) 1 $65,000 $65,000 $65,000 $32,000 $32,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,711 $412,265,000 $240,000 $15,505,000 $104,000 $2,760,000
Application Withdrawn By Applicant 160 $27,220,000 $170,000 $885,000 $114,000 $3,254,000
Application Denied By Financial Institution 75 $9,895,000 $131,000 $405,000 $56,000 $112,000
Application Approved But Not Accepted 9 $2,595,000 $288,000 $1,105,000 $113,000 $355,000
File Closed For Incompleteness 2 $280,000 $140,000 $175,000 $38,000 $39,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,882 $442,360,000 $235,000 $15,505,000 $105,000 $3,254,000
Credit History 38 $4,210,000 $110,000 $355,000 $62,000 $112,000
Debt-To-Income Ratio 25 $4,315,000 $172,000 $405,000 $46,000 $105,000
Collateral 5 $655,000 $131,000 $325,000 $70,000 $104,000
Other 3 $265,000 $88,000 $145,000 $39,000 $71,000
Employment History 3 $315,000 $105,000 $185,000 $59,000 $111,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $80,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List