Southern Bank
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southern Bank 531 Vine St Poplar Bluff, MO 63901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,112 |
| Total Mortgage Loan Application Amount | $202,100,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $7,765,000 |
| Average Applicant Income | $88,600 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Butler County Missouri | 108 | $ 15,150,000 | $ 140,000 | $ 95,000 |
| Cape Girardeau County Missouri | 101 | $ 23,055,000 | $ 228,000 | $ 127,000 |
| Stoddard County Missouri | 83 | $ 9,925,000 | $ 119,000 | $ 91,000 |
| Howell County Missouri | 68 | $ 7,840,000 | $ 115,000 | $ 77,000 |
| Craighead County Arkansas | 64 | $ 10,800,000 | $ 168,000 | $ 129,000 |
| Ripley County Missouri | 64 | $ 7,130,000 | $ 111,000 | $ 101,000 |
| Webster County Missouri | 64 | $ 7,870,000 | $ 122,000 | $ 78,000 |
| Greene County Missouri | 61 | $ 8,265,000 | $ 135,000 | $ 93,000 |
| Oregon County Missouri | 57 | $ 4,375,000 | $ 76,000 | $ 57,000 |
| Dunklin County Missouri | 55 | $ 4,315,000 | $ 78,000 | $ 64,000 |
| Greene County Arkansas | 39 | $ 4,315,000 | $ 110,000 | $ 76,000 |
| White County Arkansas | 31 | $ 6,315,000 | $ 203,000 | $ 67,000 |
| Carter County Missouri | 30 | $ 3,630,000 | $ 121,000 | $ 105,000 |
| Independence County Arkansas | 28 | $ 2,780,000 | $ 99,000 | $ 82,000 |
| Christian County Missouri | 22 | $ 4,110,000 | $ 186,000 | $ 90,000 |
| Taney County Missouri | 17 | $ 9,005,000 | $ 529,000 | $ 144,000 |
| Fulton County Arkansas | 16 | $ 1,740,000 | $ 108,000 | $ 77,000 |
| Scott County Missouri | 16 | $ 1,820,000 | $ 113,000 | $ 95,000 |
| Stone County Missouri | 15 | $ 2,025,000 | $ 135,000 | $ 113,000 |
| Pulaski County Arkansas | 11 | $ 3,605,000 | $ 327,000 | $ 231,000 |
| Sharp County Arkansas | 9 | $ 605,000 | $ 67,000 | $ 60,000 |
| New Madrid County Missouri | 9 | $ 1,045,000 | $ 116,000 | $ 74,000 |
| Jackson County Arkansas | 8 | $ 530,000 | $ 66,000 | $ 65,000 |
| Lonoke County Arkansas | 8 | $ 1,580,000 | $ 197,000 | $ 111,000 |
| Wayne County Missouri | 8 | $ 920,000 | $ 115,000 | $ 98,000 |
| Bollinger County Missouri | 7 | $ 705,000 | $ 100,000 | $ 48,000 |
| Union County Illinois | 6 | $ 500,000 | $ 83,000 | $ 71,000 |
| Clay County Arkansas | 5 | $ 395,000 | $ 79,000 | $ 66,000 |
| Cleburne County Arkansas | 5 | $ 365,000 | $ 73,000 | $ 53,000 |
| Poinsett County Arkansas | 5 | $ 465,000 | $ 93,000 | $ 81,000 |
| Alexander County Illinois | 5 | $ 155,000 | $ 31,000 | $ 58,000 |
| Dallas County Missouri | 5 | $ 435,000 | $ 87,000 | $ 68,000 |
| Mississippi County Arkansas | 4 | $ 2,940,000 | $ 735,000 | $ 69,000 |
| Ozark County Missouri | 4 | $ 200,000 | $ 50,000 | $ 59,000 |
| Reynolds County Missouri | 4 | $ 870,000 | $ 217,000 | $ 161,000 |
| Baxter County Arkansas | 3 | $ 565,000 | $ 188,000 | $ 111,000 |
| Randolph County Arkansas | 3 | $ 305,000 | $ 101,000 | $ 77,000 |
| Wright County Missouri | 3 | $ 695,000 | $ 231,000 | $ 73,000 |
| Benton County Arkansas | 2 | $ 240,000 | $ 120,000 | $ 160,000 |
| Faulkner County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 114,000 |
| Marion County Arkansas | 2 | $ 100,000 | $ 50,000 | $ 37,000 |
| Van Buren County Arkansas | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Washington County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 115,000 |
| Pulaski County Illinois | 2 | $ 40,000 | $ 20,000 | $ 86,000 |
| Williamson County Illinois | 2 | $ 390,000 | $ 195,000 | $ 200,000 |
| Marshall County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 396,000 |
| Douglas County Missouri | 2 | $ 300,000 | $ 150,000 | $ 82,000 |
| Lawrence County Missouri | 2 | $ 320,000 | $ 160,000 | $ 94,000 |
| Mississippi County Missouri | 2 | $ 70,000 | $ 35,000 | $ 87,000 |
| Pemiscot County Missouri | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| St. Louis County Missouri | 2 | $ 920,000 | $ 460,000 | $ 150,000 |
| Texas County Missouri | 2 | $ 320,000 | $ 160,000 | $ 35,000 |
| Montgomery County Alabama | 1 | $ 7,475,000 | $ 7,475,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Saline County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 138,000 |
| Arapahoe County Colorado | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Orange County Florida | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Habersham County Georgia | 1 | $ 1,515,000 | $ 1,515,000 | $ 0 |
| Jackson County Illinois | 1 | $ 85,000 | $ 85,000 | $ 59,000 |
| Johnson County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Doniphan County Kansas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnson County Kansas | 1 | $ 285,000 | $ 285,000 | $ 252,000 |
| Miami County Kansas | 1 | $ 205,000 | $ 205,000 | $ 208,000 |
| Bolivar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 503,000 |
| Harrison County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Camden County Missouri | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Cedar County Missouri | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Hickory County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Morgan County Missouri | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Perry County Missouri | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Payne County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Texas County Oklahoma | 1 | $ 1,195,000 | $ 1,195,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 2,945,000 | $ 2,945,000 | $ 0 |
| Dyer County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Anderson County Texas | 1 | $ 1,765,000 | $ 1,765,000 | $ 0 |
| Bexar County Texas | 1 | $ 4,305,000 | $ 4,305,000 | $ 0 |
| Galveston County Texas | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Gregg County Texas | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Pecos County Texas | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Potter County Texas | 1 | $ 7,765,000 | $ 7,765,000 | $ 0 |
| Rusk County Texas | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Taylor County Texas | 1 | $ 6,255,000 | $ 6,255,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 668 | $123,540,000 | $184,000 | $7,765,000 | $90,000 | $1,025,000 |
| Refinancing | 349 | $70,105,000 | $200,000 | $6,255,000 | $95,000 | $1,500,000 |
| Other Purpose | 37 | $3,775,000 | $102,000 | $425,000 | $96,000 | $503,000 |
| Cash-out Refinancing | 30 | $3,190,000 | $106,000 | $195,000 | $73,000 | $200,000 |
| Home Improvement | 28 | $1,490,000 | $53,000 | $245,000 | $89,000 | $672,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 911 | $113,625,000 | $124,000 | $1,085,000 | $92,000 | $1,500,000 |
| Not applicable | 175 | $85,935,000 | $491,000 | $7,765,000 | $0 | $0 |
| Black or African American | 7 | $615,000 | $87,000 | $215,000 | $49,000 | $69,000 |
| Hispanic | 7 | $425,000 | $60,000 | $105,000 | $36,000 | $66,000 |
| Asian | 5 | $625,000 | $125,000 | $205,000 | $91,000 | $339,000 |
| Not Provided | 5 | $715,000 | $143,000 | $385,000 | $86,000 | $162,000 |
| American Indian or Alaskan Native | 2 | $160,000 | $80,000 | $105,000 | $42,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,024 | $192,770,000 | $188,000 | $7,765,000 | $96,000 | $1,500,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $9,330,000 | $106,000 | $285,000 | $47,000 | $87,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 972 | $188,790,000 | $194,000 | $7,765,000 | $97,000 | $1,500,000 |
| Application Withdrawn By Applicant | 67 | $7,585,000 | $113,000 | $275,000 | $71,000 | $239,000 |
| Application Denied By Financial Institution | 65 | $4,975,000 | $76,000 | $345,000 | $48,000 | $160,000 |
| Application Approved But Not Accepted | 7 | $665,000 | $95,000 | $195,000 | $61,000 | $118,000 |
| File Closed For Incompleteness | 1 | $85,000 | $85,000 | $85,000 | $23,000 | $23,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,047 | $197,125,000 | $188,000 | $7,765,000 | $95,000 | $1,500,000 |
| Credit History | 49 | $3,705,000 | $75,000 | $345,000 | $52,000 | $160,000 |
| Debt-To-Income Ratio | 7 | $525,000 | $75,000 | $145,000 | $20,000 | $25,000 |
| Collateral | 4 | $480,000 | $120,000 | $215,000 | $81,000 | $150,000 |
| Other | 3 | $115,000 | $38,000 | $75,000 | $19,000 | $30,000 |
| Employment History | 1 | $5,000 | $5,000 | $5,000 | $28,000 | $28,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.