Southern Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern Bank And Trust Company
Po Box 729
Mount Olive, NC 28365
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,554
Total Mortgage Loan Application Amount $686,800,000
Average Mortgage Loan Application Amount $228,000
Highest Mortgage Loan Application Amount $5,005,000
Average Applicant Income $172,400
Highest Applicant Income $5,408,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Bank And Trust Company by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Pitt County North Carolina 288 $ 56,910,000 $ 197,000 $ 168,000
Nash County North Carolina 271 $ 46,535,000 $ 171,000 $ 129,000
Dare County North Carolina 182 $ 64,390,000 $ 353,000 $ 250,000
New Hanover County North Carolina 147 $ 58,775,000 $ 399,000 $ 284,000
Virginia Beach County Virginia 117 $ 37,895,000 $ 323,000 $ 291,000
Wake County North Carolina 116 $ 45,220,000 $ 389,000 $ 326,000
Beaufort County North Carolina 115 $ 31,295,000 $ 272,000 $ 127,000
Wilson County North Carolina 115 $ 23,835,000 $ 207,000 $ 142,000
Wayne County North Carolina 95 $ 14,325,000 $ 150,000 $ 117,000
Norfolk County Virginia 54 $ 13,680,000 $ 253,000 $ 172,000
Carteret County North Carolina 53 $ 25,235,000 $ 476,000 $ 296,000
Pasquotank County North Carolina 49 $ 11,745,000 $ 239,000 $ 139,000
Brunswick County North Carolina 47 $ 22,815,000 $ 485,000 $ 216,000
Chesapeake County Virginia 46 $ 9,630,000 $ 209,000 $ 152,000
Suffolk County Virginia 43 $ 13,145,000 $ 305,000 $ 305,000
Johnston County North Carolina 42 $ 8,460,000 $ 201,000 $ 156,000
Bertie County North Carolina 41 $ 6,365,000 $ 155,000 $ 121,000
Chowan County North Carolina 41 $ 8,245,000 $ 201,000 $ 140,000
Perquimans County North Carolina 41 $ 11,655,000 $ 284,000 $ 127,000
Hertford County North Carolina 38 $ 3,930,000 $ 103,000 $ 115,000
Edgecombe County North Carolina 37 $ 8,495,000 $ 229,000 $ 87,000
Currituck County North Carolina 36 $ 13,780,000 $ 382,000 $ 157,000
Lenoir County North Carolina 31 $ 5,205,000 $ 167,000 $ 95,000
Halifax County North Carolina 29 $ 3,225,000 $ 111,000 $ 117,000
Pender County North Carolina 29 $ 14,275,000 $ 492,000 $ 328,000
Duplin County North Carolina 28 $ 3,670,000 $ 131,000 $ 109,000
Franklin County North Carolina 28 $ 6,020,000 $ 215,000 $ 148,000
Sampson County North Carolina 28 $ 3,350,000 $ 119,000 $ 91,000
Camden County North Carolina 22 $ 4,700,000 $ 213,000 $ 121,000
Martin County North Carolina 20 $ 3,040,000 $ 152,000 $ 96,000
Onslow County North Carolina 18 $ 6,890,000 $ 382,000 $ 206,000
Craven County North Carolina 17 $ 2,995,000 $ 176,000 $ 150,000
Gates County North Carolina 17 $ 2,435,000 $ 143,000 $ 106,000
Greene County North Carolina 17 $ 3,175,000 $ 186,000 $ 110,000
Northampton County North Carolina 16 $ 1,720,000 $ 107,000 $ 85,000
Warren County North Carolina 14 $ 3,930,000 $ 280,000 $ 165,000
Washington County North Carolina 10 $ 1,600,000 $ 160,000 $ 128,000
Hyde County North Carolina 9 $ 1,805,000 $ 200,000 $ 288,000
Orange County North Carolina 9 $ 5,225,000 $ 580,000 $ 261,000
Portsmouth County Virginia 9 $ 1,255,000 $ 139,000 $ 208,000
Isle of Wight County Virginia 8 $ 3,310,000 $ 413,000 $ 156,000
Durham County North Carolina 7 $ 3,615,000 $ 516,000 $ 411,000
Pamlico County North Carolina 7 $ 2,325,000 $ 332,000 $ 164,000
James City County Virginia 7 $ 1,385,000 $ 197,000 $ 97,000
Buncombe County North Carolina 6 $ 1,920,000 $ 320,000 $ 301,000
Guilford County North Carolina 6 $ 1,610,000 $ 268,000 $ 186,000
Southampton County Virginia 5 $ 1,195,000 $ 239,000 $ 138,000
Burke County North Carolina 4 $ 1,550,000 $ 387,000 $ 179,000
Chatham County North Carolina 4 $ 2,800,000 $ 700,000 $ 396,000
Harnett County North Carolina 4 $ 1,790,000 $ 447,000 $ 216,000
Moore County North Carolina 4 $ 1,440,000 $ 360,000 $ 222,000
Hampton County Virginia 4 $ 5,220,000 $ 1,305,000 $ 110,000
Mecklenburg County Virginia 4 $ 1,130,000 $ 282,000 $ 69,000
Richmond City County Virginia 4 $ 1,770,000 $ 442,000 $ 196,000
Granville County North Carolina 3 $ 385,000 $ 128,000 $ 97,000
Robeson County North Carolina 3 $ 825,000 $ 275,000 $ 78,000
Union County North Carolina 3 $ 1,205,000 $ 401,000 $ 123,000
Horry County South Carolina 3 $ 465,000 $ 155,000 $ 43,000
Newport News County Virginia 3 $ 2,125,000 $ 708,000 $ 126,000
Northampton County Virginia 3 $ 2,665,000 $ 888,000 $ 331,000
Alamance County North Carolina 2 $ 790,000 $ 395,000 $ 172,000
Bladen County North Carolina 2 $ 90,000 $ 45,000 $ 66,000
Forsyth County North Carolina 2 $ 1,430,000 $ 715,000 $ 54,000
Gaston County North Carolina 2 $ 270,000 $ 135,000 $ 67,000
Jones County North Carolina 2 $ 150,000 $ 75,000 $ 61,000
Mecklenburg County North Carolina 2 $ 2,810,000 $ 1,405,000 $ 242,000
Swain County North Carolina 2 $ 670,000 $ 335,000 $ 610,000
Tyrrell County North Carolina 2 $ 600,000 $ 300,000 $ 80,000
Watauga County North Carolina 2 $ 750,000 $ 375,000 $ 206,000
Chesterfield County Virginia 2 $ 540,000 $ 270,000 $ 72,000
Franklin City County Virginia 2 $ 530,000 $ 265,000 $ 180,000
Hanover County Virginia 2 $ 1,040,000 $ 520,000 $ 153,000
Henrico County Virginia 2 $ 2,660,000 $ 1,330,000 $ 484,000
Caswell County North Carolina 1 $ 415,000 $ 415,000 $ 88,000
Catawba County North Carolina 1 $ 305,000 $ 305,000 $ 261,000
Cleveland County North Carolina 1 $ 65,000 $ 65,000 $ 38,000
Columbus County North Carolina 1 $ 245,000 $ 245,000 $ 58,000
Cumberland County North Carolina 1 $ 55,000 $ 55,000 $ 42,000
Davidson County North Carolina 1 $ 255,000 $ 255,000 $ 49,000
Lee County North Carolina 1 $ 225,000 $ 225,000 $ 53,000
McDowell County North Carolina 1 $ 705,000 $ 705,000 $ 281,000
Randolph County North Carolina 1 $ 385,000 $ 385,000 $ 242,000
Transylvania County North Carolina 1 $ 605,000 $ 605,000 $ 115,000
Vance County North Carolina 1 $ 45,000 $ 45,000 $ 25,000
Richland County South Carolina 1 $ 195,000 $ 195,000 $ 40,000
Sevier County Tennessee 1 $ 605,000 $ 605,000 $ 0
Accomack County Virginia 1 $ 225,000 $ 225,000 $ 0
Appomattox County Virginia 1 $ 315,000 $ 315,000 $ 98,000
Bedford County Virginia 1 $ 355,000 $ 355,000 $ 784,000
Brunswick County Virginia 1 $ 195,000 $ 195,000 $ 130,000
Campbell County Virginia 1 $ 65,000 $ 65,000 $ 49,000
Gloucester County Virginia 1 $ 405,000 $ 405,000 $ 267,000
Grayson County Virginia 1 $ 285,000 $ 285,000 $ 64,000
Lancaster County Virginia 1 $ 355,000 $ 355,000 $ 502,000
Middlesex County Virginia 1 $ 105,000 $ 105,000 $ 161,000
New Kent County Virginia 1 $ 275,000 $ 275,000 $ 123,000
Northumberland County Virginia 1 $ 25,000 $ 25,000 $ 160,000
Pittsylvania County Virginia 1 $ 125,000 $ 125,000 $ 143,000
York County Virginia 1 $ 715,000 $ 715,000 $ 217,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Bank And Trust Company in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,094 $423,990,000 $387,000 $4,375,000 $175,000 $2,100,000
Other Purpose 721 $96,215,000 $133,000 $1,075,000 $194,000 $2,974,000
Refinancing 435 $113,575,000 $261,000 $5,005,000 $200,000 $3,081,000
Home Improvement 164 $18,700,000 $114,000 $1,005,000 $173,000 $5,408,000
Cash-out Refinancing 140 $34,320,000 $245,000 $1,355,000 $120,000 $1,069,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,007 $515,375,000 $256,000 $3,005,000 $187,000 $5,408,000
Not applicable 234 $89,490,000 $382,000 $5,005,000 $0 $0
Black or African American 148 $25,610,000 $173,000 $1,395,000 $114,000 $713,000
Not Provided 59 $22,235,000 $376,000 $1,925,000 $159,000 $801,000
Asian 37 $16,435,000 $444,000 $2,005,000 $205,000 $740,000
Hispanic 35 $8,115,000 $231,000 $1,485,000 $134,000 $610,000
American Indian or Alaskan Native 4 $1,030,000 $257,000 $425,000 $125,000 $228,000
Native Hawaiian or Other Pacific Islander 1 $345,000 $345,000 $345,000 $68,000 $68,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,525 $678,265,000 $268,000 $5,005,000 $182,000 $5,408,000
VA-guaranteed (Veterans Administration) 21 $7,055,000 $335,000 $505,000 $112,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,480,000 $185,000 $245,000 $70,000 $96,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,183 $589,925,000 $270,000 $5,005,000 $194,000 $5,408,000
Application Denied By Financial Institution 185 $35,075,000 $189,000 $2,995,000 $88,000 $895,000
Application Approved But Not Accepted 93 $27,015,000 $290,000 $1,355,000 $147,000 $1,017,000
Application Withdrawn By Applicant 45 $16,555,000 $367,000 $1,065,000 $161,000 $557,000
Preapproval Approved but not Accepted 25 $7,785,000 $311,000 $1,205,000 $88,000 $249,000
Preapproval Denied by Financial Institution 18 $9,280,000 $515,000 $1,605,000 $81,000 $210,000
File Closed For Incompleteness 5 $1,165,000 $233,000 $395,000 $103,000 $204,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,351 $642,445,000 $273,000 $5,005,000 $190,000 $5,408,000
Debt-To-Income Ratio 87 $23,345,000 $268,000 $2,995,000 $76,000 $260,000
Credit History 75 $10,925,000 $145,000 $1,085,000 $80,000 $420,000
Collateral 16 $2,750,000 $171,000 $565,000 $121,000 $289,000
Other 13 $4,885,000 $375,000 $1,585,000 $149,000 $895,000
Credit Application Incomplete 6 $300,000 $50,000 $105,000 $110,000 $199,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,395,000 $465,000 $685,000 $134,000 $162,000
Unverifiable Information 2 $510,000 $255,000 $305,000 $125,000 $250,000
Employment History 1 $245,000 $245,000 $245,000 $68,000 $68,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List