Southern Bank And Trust Company
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Bank And Trust Company.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southern Bank And Trust Company
Po Box 729
Mount Olive, NC 28365
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,470
Total Mortgage Loan Application Amount $249,700,000
Average Mortgage Loan Application Amount $145,200
Highest Mortgage Loan Application Amount $2,805,000
Average Applicant Income $119,600
Highest Applicant Income $1,867,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southern Bank And Trust Company by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Nash County North Carolina 184 $ 23,870,000 $ 129,000 $ 106,000
Pitt County North Carolina 178 $ 27,170,000 $ 152,000 $ 147,000
Dare County North Carolina 136 $ 30,830,000 $ 226,000 $ 138,000
Wilson County North Carolina 74 $ 8,920,000 $ 120,000 $ 110,000
Wayne County North Carolina 70 $ 8,160,000 $ 116,000 $ 83,000
Virginia Beach County Virginia 64 $ 22,050,000 $ 344,000 $ 215,000
Bertie County North Carolina 56 $ 4,940,000 $ 88,000 $ 88,000
Edgecombe County North Carolina 52 $ 4,470,000 $ 85,000 $ 67,000
Hertford County North Carolina 48 $ 5,180,000 $ 107,000 $ 100,000
Beaufort County North Carolina 39 $ 6,045,000 $ 155,000 $ 113,000
Halifax County North Carolina 38 $ 3,670,000 $ 96,000 $ 77,000
Northampton County North Carolina 32 $ 3,070,000 $ 95,000 $ 64,000
Johnston County North Carolina 30 $ 5,310,000 $ 177,000 $ 150,000
Norfolk County Virginia 30 $ 7,840,000 $ 261,000 $ 151,000
Duplin County North Carolina 28 $ 2,860,000 $ 102,000 $ 112,000
Wake County North Carolina 26 $ 7,160,000 $ 275,000 $ 233,000
Chowan County North Carolina 25 $ 4,195,000 $ 167,000 $ 166,000
Lenoir County North Carolina 23 $ 2,115,000 $ 91,000 $ 79,000
Carteret County North Carolina 21 $ 6,125,000 $ 291,000 $ 252,000
Gates County North Carolina 21 $ 2,265,000 $ 107,000 $ 102,000
New Hanover County North Carolina 21 $ 7,285,000 $ 346,000 $ 241,000
Sampson County North Carolina 18 $ 1,970,000 $ 109,000 $ 82,000
Currituck County North Carolina 17 $ 3,415,000 $ 200,000 $ 123,000
Martin County North Carolina 17 $ 1,995,000 $ 117,000 $ 91,000
Chesapeake County Virginia 16 $ 3,030,000 $ 189,000 $ 160,000
Pasquotank County North Carolina 11 $ 2,375,000 $ 215,000 $ 149,000
Greene County North Carolina 10 $ 820,000 $ 82,000 $ 64,000
Franklin County North Carolina 9 $ 1,675,000 $ 186,000 $ 119,000
Suffolk County Virginia 9 $ 2,495,000 $ 277,000 $ 216,000
Brunswick County North Carolina 8 $ 5,370,000 $ 671,000 $ 292,000
Perquimans County North Carolina 8 $ 1,330,000 $ 166,000 $ 78,000
Warren County North Carolina 8 $ 1,200,000 $ 150,000 $ 88,000
Pender County North Carolina 7 $ 4,195,000 $ 599,000 $ 292,000
Hyde County North Carolina 6 $ 1,290,000 $ 215,000 $ 202,000
Washington County North Carolina 6 $ 740,000 $ 123,000 $ 90,000
Camden County North Carolina 5 $ 1,195,000 $ 239,000 $ 164,000
Craven County North Carolina 5 $ 465,000 $ 93,000 $ 83,000
Durham County North Carolina 5 $ 1,005,000 $ 201,000 $ 152,000
Onslow County North Carolina 4 $ 670,000 $ 167,000 $ 107,000
Pamlico County North Carolina 4 $ 630,000 $ 157,000 $ 121,000
Horry County South Carolina 4 $ 1,460,000 $ 365,000 $ 437,000
Hampton County Virginia 4 $ 740,000 $ 185,000 $ 112,000
Isle of Wight County Virginia 4 $ 840,000 $ 210,000 $ 240,000
Bladen County North Carolina 3 $ 515,000 $ 171,000 $ 151,000
Chatham County North Carolina 3 $ 635,000 $ 211,000 $ 93,000
Buncombe County North Carolina 2 $ 780,000 $ 390,000 $ 174,000
Mecklenburg County North Carolina 2 $ 480,000 $ 240,000 $ 88,000
Vance County North Carolina 2 $ 360,000 $ 180,000 $ 150,000
Beaufort County South Carolina 2 $ 310,000 $ 155,000 $ 231,000
Newport News County Virginia 2 $ 80,000 $ 40,000 $ 0
Northampton County Virginia 2 $ 450,000 $ 225,000 $ 127,000
Portsmouth County Virginia 2 $ 110,000 $ 55,000 $ 54,000
Powhatan County Virginia 2 $ 400,000 $ 200,000 $ 127,000
Alexander County North Carolina 1 $ 255,000 $ 255,000 $ 51,000
Avery County North Carolina 1 $ 245,000 $ 245,000 $ 225,000
Cumberland County North Carolina 1 $ 165,000 $ 165,000 $ 0
Harnett County North Carolina 1 $ 195,000 $ 195,000 $ 255,000
Lee County North Carolina 1 $ 165,000 $ 165,000 $ 82,000
Moore County North Carolina 1 $ 135,000 $ 135,000 $ 48,000
Orange County North Carolina 1 $ 125,000 $ 125,000 $ 27,000
Richmond County North Carolina 1 $ 175,000 $ 175,000 $ 390,000
Stanly County North Carolina 1 $ 455,000 $ 455,000 $ 0
Tyrrell County North Carolina 1 $ 135,000 $ 135,000 $ 42,000
Accomack County Virginia 1 $ 125,000 $ 125,000 $ 339,000
Brunswick County Virginia 1 $ 125,000 $ 125,000 $ 148,000
Emporia County Virginia 1 $ 45,000 $ 45,000 $ 110,000
Greensville County Virginia 1 $ 345,000 $ 345,000 $ 113,000
Henry County Virginia 1 $ 95,000 $ 95,000 $ 65,000
James City County Virginia 1 $ 125,000 $ 125,000 $ 250,000
Spotsylvania County Virginia 1 $ 415,000 $ 415,000 $ 59,000
Williamsburg County Virginia 1 $ 325,000 $ 325,000 $ 278,000
York County Virginia 1 $ 415,000 $ 415,000 $ 122,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southern Bank And Trust Company in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 699 $152,415,000 $218,000 $2,805,000 $140,000 $1,867,000
Other Purpose 243 $19,465,000 $80,000 $1,105,000 $114,000 $1,031,000
Refinancing 207 $39,335,000 $190,000 $2,565,000 $111,000 $558,000
Cash-out Refinancing 162 $25,020,000 $154,000 $755,000 $124,000 $829,000
Home Improvement 159 $13,465,000 $84,000 $905,000 $109,000 $625,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,171 $192,775,000 $164,000 $2,805,000 $129,000 $1,867,000
Not applicable 142 $34,420,000 $242,000 $2,565,000 $0 $0
Black or African American 84 $8,500,000 $101,000 $1,055,000 $74,000 $311,000
Not Provided 34 $7,050,000 $207,000 $775,000 $125,000 $498,000
Asian 15 $4,625,000 $308,000 $1,625,000 $195,000 $686,000
Hispanic 12 $870,000 $72,000 $305,000 $63,000 $253,000
American Indian or Alaskan Native 5 $575,000 $115,000 $235,000 $69,000 $155,000
Native Hawaiian or Other Pacific Islander 1 $205,000 $205,000 $205,000 $216,000 $216,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,423 $241,285,000 $169,000 $2,805,000 $128,000 $1,867,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 31 $3,675,000 $118,000 $215,000 $44,000 $76,000
VA-guaranteed (Veterans Administration) 16 $4,740,000 $296,000 $485,000 $114,000 $237,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,149 $193,175,000 $168,000 $2,805,000 $135,000 $1,867,000
Application Denied By Financial Institution 128 $14,560,000 $113,000 $2,565,000 $64,000 $415,000
Preapproval Approved but not Accepted 70 $17,940,000 $256,000 $805,000 $143,000 $1,170,000
Application Approved But Not Accepted 64 $11,020,000 $172,000 $705,000 $103,000 $428,000
Preapproval Denied by Financial Institution 36 $6,440,000 $178,000 $515,000 $65,000 $390,000
Application Withdrawn By Applicant 18 $3,870,000 $215,000 $655,000 $116,000 $443,000
File Closed For Incompleteness 5 $2,695,000 $539,000 $1,755,000 $260,000 $508,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,306 $228,700,000 $175,000 $2,805,000 $134,000 $1,867,000
Debt-To-Income Ratio 68 $9,380,000 $137,000 $1,055,000 $58,000 $390,000
Credit History 63 $5,285,000 $83,000 $305,000 $57,000 $180,000
Collateral 20 $4,990,000 $249,000 $2,565,000 $118,000 $415,000
Other 9 $955,000 $106,000 $205,000 $60,000 $138,000
Credit Application Incomplete 2 $220,000 $110,000 $165,000 $29,000 $41,000
Unverifiable Information 1 $35,000 $35,000 $35,000 $78,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $135,000 $135,000 $135,000 $87,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List