Southcrest Bank
Mortgage Loan Application
Totals and Details
for 2015
Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for Southcrest Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southcrest Bank 1475 Peachtree St Suite 200 Atlanta, GA 30309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 626 |
| Total Mortgage Loan Application Amount | $93,663,000 |
| Average Mortgage Loan Application Amount | $129,000 |
| Highest Mortgage Loan Application Amount | $1,425,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,487,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Upson County Georgia | 95 | $ 8,148,000 | $ 85,000 | $ 67,000 |
| Polk County Georgia | 55 | $ 4,661,000 | $ 84,000 | $ 84,000 |
| Cobb County Georgia | 44 | $ 9,910,000 | $ 225,000 | $ 78,000 |
| Fulton County Georgia | 41 | $ 8,035,000 | $ 195,000 | $ 55,000 |
| Coweta County Georgia | 33 | $ 6,923,000 | $ 209,000 | $ 87,000 |
| Walker County Georgia | 27 | $ 2,948,000 | $ 109,000 | $ 100,000 |
| Gwinnett County Georgia | 26 | $ 4,384,000 | $ 168,000 | $ 95,000 |
| Meriwether County Georgia | 26 | $ 3,232,000 | $ 124,000 | $ 79,000 |
| Fayette County Georgia | 20 | $ 4,164,000 | $ 208,000 | $ 85,000 |
| Cherokee County Georgia | 19 | $ 3,866,000 | $ 203,000 | $ 74,000 |
| Henry County Georgia | 19 | $ 3,489,000 | $ 183,000 | $ 49,000 |
| DeKalb County Georgia | 17 | $ 3,342,000 | $ 196,000 | $ 76,000 |
| Forsyth County Georgia | 14 | $ 3,797,000 | $ 271,000 | $ 93,000 |
| Paulding County Georgia | 12 | $ 1,379,000 | $ 114,000 | $ 64,000 |
| Spalding County Georgia | 11 | $ 1,224,000 | $ 111,000 | $ 114,000 |
| Chilton County Alabama | 10 | $ 1,107,000 | $ 110,000 | $ 73,000 |
| Hall County Georgia | 9 | $ 1,004,000 | $ 111,000 | $ 22,000 |
| Carroll County Georgia | 7 | $ 755,000 | $ 107,000 | $ 358,000 |
| Douglas County Georgia | 7 | $ 758,000 | $ 108,000 | $ 12,000 |
| Jefferson County Alabama | 6 | $ 778,000 | $ 129,000 | $ 19,000 |
| Newton County Georgia | 6 | $ 648,000 | $ 108,000 | $ 12,000 |
| Guilford County North Carolina | 6 | $ 541,000 | $ 90,000 | $ 22,000 |
| Pike County Georgia | 5 | $ 686,000 | $ 137,000 | $ 71,000 |
| Nassau County Florida | 4 | $ 890,000 | $ 222,000 | $ 109,000 |
| Bibb County Georgia | 4 | $ 431,000 | $ 107,000 | $ 39,000 |
| Chatham County Georgia | 4 | $ 481,000 | $ 120,000 | $ 25,000 |
| Clarke County Georgia | 4 | $ 510,000 | $ 127,000 | $ 211,000 |
| Clayton County Georgia | 4 | $ 497,000 | $ 124,000 | $ 70,000 |
| Haralson County Georgia | 4 | $ 722,000 | $ 180,000 | $ 57,000 |
| Taylor County Georgia | 4 | $ 260,000 | $ 65,000 | $ 41,000 |
| Baldwin County Alabama | 3 | $ 824,000 | $ 274,000 | $ 0 |
| Bartow County Georgia | 3 | $ 1,264,000 | $ 421,000 | $ 163,000 |
| Catoosa County Georgia | 3 | $ 266,000 | $ 88,000 | $ 52,000 |
| Muscogee County Georgia | 3 | $ 393,000 | $ 131,000 | $ 15,000 |
| Rockdale County Georgia | 3 | $ 374,000 | $ 124,000 | $ 7,000 |
| Mecklenburg County North Carolina | 3 | $ 183,000 | $ 61,000 | $ 65,000 |
| Dallas County Alabama | 2 | $ 119,000 | $ 59,000 | $ 0 |
| Morgan County Alabama | 2 | $ 139,000 | $ 69,000 | $ 0 |
| Shelby County Alabama | 2 | $ 330,000 | $ 165,000 | $ 38,000 |
| Brevard County Florida | 2 | $ 800,000 | $ 400,000 | $ 105,000 |
| Lee County Florida | 2 | $ 211,000 | $ 105,000 | $ 114,000 |
| Barrow County Georgia | 2 | $ 456,000 | $ 228,000 | $ 20,000 |
| Lumpkin County Georgia | 2 | $ 259,000 | $ 129,000 | $ 127,000 |
| Monroe County Georgia | 2 | $ 234,000 | $ 117,000 | $ 45,000 |
| Troup County Georgia | 2 | $ 175,000 | $ 87,000 | $ 32,000 |
| Washington County Georgia | 2 | $ 359,000 | $ 179,000 | $ 51,000 |
| Durham County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 209,000 | $ 104,000 | $ 24,000 |
| Barbour County Alabama | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Clay County Alabama | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Dale County Alabama | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Henry County Alabama | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Lee County Alabama | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 315,000 | $ 315,000 | $ 240,000 |
| Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 279,000 |
| Charlotte County Florida | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Duval County Florida | 1 | $ 680,000 | $ 680,000 | $ 425,000 |
| Baldwin County Georgia | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Bryan County Georgia | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Butts County Georgia | 1 | $ 204,000 | $ 204,000 | $ 61,000 |
| Colquitt County Georgia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Dawson County Georgia | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Decatur County Georgia | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Fannin County Georgia | 1 | $ 780,000 | $ 780,000 | $ 0 |
| Floyd County Georgia | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Hancock County Georgia | 1 | $ 320,000 | $ 320,000 | $ 290,000 |
| Harris County Georgia | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| Jones County Georgia | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Lamar County Georgia | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Laurens County Georgia | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Morgan County Georgia | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Murray County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Peach County Georgia | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Talbot County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Walton County Georgia | 1 | $ 48,000 | $ 48,000 | $ 35,000 |
| White County Georgia | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Harnett County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 43,000 |
| Hoke County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Johnston County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 131,000 |
| Pasquotank County North Carolina | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Stanly County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Wake County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Chester County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Richland County South Carolina | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Bradley County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 140,000 |
| Marion County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 17,000 |
| Montgomery County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Tipton County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southcrest Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 333 | $53,328,000 | $160,000 | $780,000 | $61,000 | $781,000 |
| Refinancing | 288 | $39,886,000 | $138,000 | $1,425,000 | $88,000 | $1,487,000 |
| Home Improvement | 5 | $449,000 | $89,000 | $250,000 | $75,000 | $108,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 359 | $54,363,000 | $151,000 | $1,425,000 | $93,000 | $781,000 |
| Not applicable | 129 | $19,632,000 | $152,000 | $780,000 | $17,000 | $760,000 |
| Black or African American | 71 | $8,904,000 | $125,000 | $523,000 | $69,000 | $462,000 |
| Not Provided | 46 | $8,269,000 | $179,000 | $790,000 | $90,000 | $1,487,000 |
| Hispanic | 15 | $1,237,000 | $82,000 | $331,000 | $53,000 | $138,000 |
| Asian | 5 | $1,059,000 | $211,000 | $320,000 | $105,000 | $176,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $199,000 | $199,000 | $199,000 | $58,000 | $58,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 519 | $76,921,000 | $148,000 | $1,425,000 | $77,000 | $1,487,000 |
| FHA-insured (Federal Housing Administration) | 69 | $10,935,000 | $158,000 | $349,000 | $56,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $2,169,000 | $114,000 | $172,000 | $39,000 | $69,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,638,000 | $191,000 | $353,000 | $73,000 | $139,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 319 | $47,565,000 | $149,000 | $1,425,000 | $105,000 | $1,487,000 |
| Loan Purchased By The Institution | 117 | $17,967,000 | $153,000 | $780,000 | $0 | $0 |
| Application Withdrawn By Applicant | 102 | $15,737,000 | $154,000 | $790,000 | $63,000 | $412,000 |
| Application Denied By Financial Institution | 69 | $9,617,000 | $139,000 | $675,000 | $66,000 | $781,000 |
| File Closed For Incompleteness | 19 | $2,777,000 | $146,000 | $315,000 | $79,000 | $153,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 40 | $5,592,000 | $139,000 | $675,000 | $74,000 | $781,000 |
| Debt-To-Income Ratio | 17 | $2,447,000 | $143,000 | $417,000 | $52,000 | $263,000 |
| Collateral | 7 | $1,090,000 | $155,000 | $326,000 | $92,000 | $294,000 |
| Other | 3 | $265,000 | $88,000 | $139,000 | $22,000 | $38,000 |
| Unverifiable Information | 1 | $100,000 | $100,000 | $100,000 | $33,000 | $33,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $123,000 | $123,000 | $123,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.