Southbank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Southbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southbank 118 Jefferson Street Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 811 |
| Total Mortgage Loan Application Amount | $99,964,000 |
| Average Mortgage Loan Application Amount | $127,115 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $78,692 |
| Highest Applicant Income | $453,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 266 | $ 30,211,000 | $ 113,000 | $ 62,000 |
| Wake County North Carolina | 131 | $ 22,157,000 | $ 169,000 | $ 72,000 |
| Lauderdale County Alabama | 80 | $ 7,602,000 | $ 95,000 | $ 39,000 |
| Durham County North Carolina | 58 | $ 6,966,000 | $ 120,000 | $ 60,000 |
| Colbert County Alabama | 34 | $ 2,807,000 | $ 82,000 | $ 38,000 |
| Lafayette County Mississippi | 32 | $ 3,483,000 | $ 108,000 | $ 76,000 |
| Alcorn County Mississippi | 30 | $ 2,715,000 | $ 90,000 | $ 47,000 |
| Limestone County Alabama | 14 | $ 1,977,000 | $ 141,000 | $ 83,000 |
| Mississippi County Arkansas | 14 | $ 524,000 | $ 37,000 | $ 31,000 |
| Granville County North Carolina | 9 | $ 927,000 | $ 103,000 | $ 52,000 |
| Chatham County North Carolina | 8 | $ 1,249,000 | $ 156,000 | $ 112,000 |
| Morgan County Alabama | 7 | $ 1,002,000 | $ 143,000 | $ 69,000 |
| Franklin County North Carolina | 7 | $ 752,000 | $ 107,000 | $ 72,000 |
| Orange County North Carolina | 7 | $ 1,848,000 | $ 264,000 | $ 113,000 |
| McNairy County Tennessee | 7 | $ 803,000 | $ 114,000 | $ 68,000 |
| Marshall County Alabama | 5 | $ 648,000 | $ 129,000 | $ 71,000 |
| Tishomingo County Mississippi | 5 | $ 293,000 | $ 58,000 | $ 30,000 |
| Guilford County North Carolina | 5 | $ 869,000 | $ 173,000 | $ 55,000 |
| Lincoln County Tennessee | 5 | $ 334,000 | $ 66,000 | $ 39,000 |
| Franklin County Alabama | 4 | $ 494,000 | $ 123,000 | $ 28,000 |
| Broward County Florida | 4 | $ 625,000 | $ 156,000 | $ 78,000 |
| Johnston County North Carolina | 4 | $ 632,000 | $ 158,000 | $ 122,000 |
| Vance County North Carolina | 4 | $ 642,000 | $ 160,000 | $ 86,000 |
| Hardin County Tennessee | 4 | $ 426,000 | $ 106,000 | $ 96,000 |
| Lawrence County Alabama | 3 | $ 324,000 | $ 108,000 | $ 40,000 |
| Forsyth County North Carolina | 3 | $ 260,000 | $ 86,000 | $ 58,000 |
| Harnett County North Carolina | 3 | $ 253,000 | $ 84,000 | $ 53,000 |
| Randolph County North Carolina | 3 | $ 347,000 | $ 115,000 | $ 38,000 |
| Jefferson County Alabama | 2 | $ 173,000 | $ 86,000 | $ 52,000 |
| Winston County Alabama | 2 | $ 228,000 | $ 114,000 | $ 29,000 |
| Seminole County Florida | 2 | $ 216,000 | $ 108,000 | $ 149,000 |
| Walton County Florida | 2 | $ 1,198,000 | $ 599,000 | $ 149,000 |
| Yalobusha County Mississippi | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| Henry County Missouri | 2 | $ 132,000 | $ 66,000 | $ 41,000 |
| St. Louis County Missouri | 2 | $ 406,000 | $ 203,000 | $ 60,000 |
| Alamance County North Carolina | 2 | $ 94,000 | $ 47,000 | $ 115,000 |
| Pitt County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 109,000 |
| Scotland County North Carolina | 2 | $ 85,000 | $ 42,000 | $ 54,000 |
| Charleston County South Carolina | 2 | $ 398,000 | $ 199,000 | $ 90,000 |
| Horry County South Carolina | 2 | $ 252,000 | $ 126,000 | $ 118,000 |
| Hamilton County Tennessee | 2 | $ 456,000 | $ 228,000 | $ 113,000 |
| Mecklenburg County Virginia | 2 | $ 293,000 | $ 146,000 | $ 164,000 |
| Baldwin County Alabama | 1 | $ 238,000 | $ 238,000 | $ 139,000 |
| Calhoun County Alabama | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| DeKalb County Alabama | 1 | $ 76,000 | $ 76,000 | $ 96,000 |
| Marion County Alabama | 1 | $ 63,000 | $ 63,000 | $ 21,000 |
| Montgomery County Alabama | 1 | $ 146,000 | $ 146,000 | $ 45,000 |
| Talladega County Alabama | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Cleburne County Arkansas | 1 | $ 192,000 | $ 192,000 | $ 0 |
| San Bernardino County California | 1 | $ 144,000 | $ 144,000 | $ 149,000 |
| Miami-Dade County Florida | 1 | $ 284,000 | $ 284,000 | $ 79,000 |
| Okaloosa County Florida | 1 | $ 76,000 | $ 76,000 | $ 56,000 |
| Palm Beach County Florida | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Barren County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 43,000 |
| Washington County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 116,000 |
| Prentiss County Mississippi | 1 | $ 292,000 | $ 292,000 | $ 114,000 |
| Jackson County Missouri | 1 | $ 117,000 | $ 117,000 | $ 40,000 |
| Clark County Nevada | 1 | $ 208,000 | $ 208,000 | $ 78,000 |
| Brunswick County North Carolina | 1 | $ 369,000 | $ 369,000 | $ 453,000 |
| Carteret County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 65,000 |
| Craven County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 138,000 |
| Hoke County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 161,000 |
| Rockingham County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 53,000 |
| Rowan County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Wilson County North Carolina | 1 | $ 296,000 | $ 296,000 | $ 149,000 |
| Yancey County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Oklahoma County Oklahoma | 1 | $ 91,000 | $ 91,000 | $ 42,000 |
| Harris County Texas | 1 | $ 70,000 | $ 70,000 | $ 104,000 |
| Loudoun County Virginia | 1 | $ 368,000 | $ 368,000 | $ 142,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southbank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 528 | $63,625,000 | $109,818 | $650,000 | $83,818 | $410,000 |
| Refinancing | 273 | $36,081,000 | $162,083 | $650,000 | $79,416 | $453,000 |
| Home Improvement | 10 | $258,000 | $50,666 | $120,000 | $57,000 | $114,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 658 | $83,466,000 | $129,428 | $650,000 | $78,714 | $453,000 |
| Black or African American | 119 | $12,726,000 | $77,800 | $360,000 | $41,200 | $135,000 |
| Asian | 27 | $2,993,000 | $117,600 | $300,000 | $94,400 | $216,000 |
| American Indian or Alaskan Native | 2 | $308,000 | $154,000 | $180,000 | $107,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $228,000 | $114,000 | $135,000 | $37,500 | $56,000 |
| Not applicable | 2 | $175,000 | $87,000 | $99,000 | $115,000 | $135,000 |
| Not Provided | 1 | $68,000 | $68,000 | $68,000 | $40,000 | $40,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 728 | $88,383,000 | $125,933 | $650,000 | $84,000 | $453,000 |
| FHA-insured (Federal Housing Administration) | 43 | $5,461,000 | $104,000 | $177,000 | $46,333 | $132,000 |
| VA-guaranteed (Veterans Administration) | 40 | $6,120,000 | $141,333 | $339,000 | $60,666 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 726 | $90,573,000 | $130,000 | $650,000 | $85,857 | $453,000 |
| Application Withdrawn By Applicant | 37 | $4,888,000 | $108,833 | $360,000 | $60,500 | $327,000 |
| Application Approved But Not Accepted | 22 | $2,526,000 | $139,250 | $285,000 | $73,500 | $228,000 |
| Application Denied By Financial Institution | 13 | $528,000 | $57,500 | $145,000 | $21,750 | $82,000 |
| File Closed For Incompleteness | 13 | $1,449,000 | $118,750 | $350,000 | $87,500 | $340,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6 | $36,000 | $6,000 | $15,000 | $19,000 | $42,000 |
| Collateral | 3 | $107,000 | $31,000 | $70,000 | $56,000 | $82,000 |
| Other | 3 | $300,000 | $83,500 | $145,000 | $12,000 | $24,000 |
| Employment History | 1 | $85,000 | $85,000 | $85,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.