Southbank
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Southbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | Southbank 118 Jefferson Street Huntsville, AL 35801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,304 |
| Total Mortgage Loan Application Amount | $313,480,000 |
| Average Mortgage Loan Application Amount | $156,405 |
| Highest Mortgage Loan Application Amount | $990,000 |
| Average Applicant Income | $79,513 |
| Highest Applicant Income | $2,200,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 637 | $ 80,634,000 | $ 126,000 | $ 65,000 |
| Wake County North Carolina | 526 | $ 90,551,000 | $ 172,000 | $ 61,000 |
| Durham County North Carolina | 207 | $ 28,894,000 | $ 139,000 | $ 47,000 |
| Lauderdale County Alabama | 194 | $ 17,868,000 | $ 92,000 | $ 43,000 |
| Colbert County Alabama | 112 | $ 10,475,000 | $ 93,000 | $ 39,000 |
| Lafayette County Mississippi | 97 | $ 12,444,000 | $ 128,000 | $ 66,000 |
| Alcorn County Mississippi | 86 | $ 8,904,000 | $ 103,000 | $ 45,000 |
| Limestone County Alabama | 38 | $ 4,535,000 | $ 119,000 | $ 44,000 |
| Orange County North Carolina | 34 | $ 7,537,000 | $ 221,000 | $ 72,000 |
| McNairy County Tennessee | 32 | $ 3,182,000 | $ 99,000 | $ 42,000 |
| Morgan County Alabama | 25 | $ 2,798,000 | $ 111,000 | $ 58,000 |
| Mississippi County Arkansas | 22 | $ 691,000 | $ 31,000 | $ 37,000 |
| Johnston County North Carolina | 21 | $ 2,916,000 | $ 138,000 | $ 38,000 |
| Tishomingo County Mississippi | 18 | $ 1,310,000 | $ 72,000 | $ 48,000 |
| Granville County North Carolina | 14 | $ 1,625,000 | $ 116,000 | $ 30,000 |
| New Hanover County North Carolina | 14 | $ 3,643,000 | $ 260,000 | $ 303,000 |
| Chatham County North Carolina | 11 | $ 2,560,000 | $ 232,000 | $ 112,000 |
| Marshall County Alabama | 10 | $ 1,205,000 | $ 120,000 | $ 68,000 |
| Hardin County Tennessee | 9 | $ 1,967,000 | $ 218,000 | $ 97,000 |
| Franklin County North Carolina | 8 | $ 1,660,000 | $ 207,000 | $ 92,000 |
| Jackson County Alabama | 6 | $ 684,000 | $ 114,000 | $ 57,000 |
| Carteret County North Carolina | 6 | $ 957,000 | $ 159,000 | $ 122,000 |
| Vance County North Carolina | 6 | $ 660,000 | $ 110,000 | $ 48,000 |
| Fulton County Georgia | 5 | $ 693,000 | $ 138,000 | $ 51,000 |
| Brunswick County North Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 142,000 |
| Lincoln County Tennessee | 5 | $ 502,000 | $ 100,000 | $ 38,000 |
| Baldwin County Alabama | 4 | $ 664,000 | $ 166,000 | $ 134,000 |
| Franklin County Alabama | 4 | $ 443,000 | $ 110,000 | $ 67,000 |
| Jefferson County Alabama | 4 | $ 824,000 | $ 206,000 | $ 37,000 |
| Macon County Illinois | 4 | $ 419,000 | $ 104,000 | $ 57,000 |
| Horry County South Carolina | 4 | $ 394,000 | $ 98,000 | $ 105,000 |
| Cullman County Alabama | 3 | $ 270,000 | $ 90,000 | $ 212,000 |
| Lawrence County Alabama | 3 | $ 241,000 | $ 80,000 | $ 47,000 |
| Shelby County Alabama | 3 | $ 534,000 | $ 178,000 | $ 75,000 |
| Tuscaloosa County Alabama | 3 | $ 465,000 | $ 155,000 | $ 91,000 |
| Johnson County Kansas | 3 | $ 425,000 | $ 141,000 | $ 60,000 |
| Prentiss County Mississippi | 3 | $ 236,000 | $ 78,000 | $ 38,000 |
| Jackson County Missouri | 3 | $ 512,000 | $ 170,000 | $ 62,000 |
| Onslow County North Carolina | 3 | $ 297,000 | $ 99,000 | $ 67,000 |
| Pitt County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 96,000 |
| Watauga County North Carolina | 3 | $ 798,000 | $ 266,000 | $ 136,000 |
| Franklin County Tennessee | 3 | $ 393,000 | $ 131,000 | $ 99,000 |
| DeKalb County Alabama | 2 | $ 197,000 | $ 98,000 | $ 41,000 |
| Craighead County Arkansas | 2 | $ 170,000 | $ 85,000 | $ 72,000 |
| Palm Beach County Florida | 2 | $ 466,000 | $ 233,000 | $ 116,000 |
| Pinellas County Florida | 2 | $ 577,000 | $ 288,000 | $ 118,000 |
| Walton County Florida | 2 | $ 633,000 | $ 316,000 | $ 170,000 |
| Fannin County Georgia | 2 | $ 208,000 | $ 104,000 | $ 71,000 |
| Monroe County Indiana | 2 | $ 336,000 | $ 168,000 | $ 89,000 |
| Putnam County Indiana | 2 | $ 145,000 | $ 72,000 | $ 41,000 |
| Oakland County Michigan | 2 | $ 500,000 | $ 250,000 | $ 122,000 |
| Yalobusha County Mississippi | 2 | $ 272,000 | $ 136,000 | $ 64,000 |
| Alamance County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Cumberland County North Carolina | 2 | $ 498,000 | $ 249,000 | $ 133,000 |
| Forsyth County North Carolina | 2 | $ 153,000 | $ 76,000 | $ 30,000 |
| Harnett County North Carolina | 2 | $ 267,000 | $ 133,000 | $ 38,000 |
| Mecklenburg County North Carolina | 2 | $ 289,000 | $ 144,000 | $ 72,000 |
| Moore County North Carolina | 2 | $ 278,000 | $ 139,000 | $ 161,000 |
| Tulsa County Oklahoma | 2 | $ 168,000 | $ 84,000 | $ 16,000 |
| Giles County Tennessee | 2 | $ 345,000 | $ 172,000 | $ 114,000 |
| Shelby County Tennessee | 2 | $ 281,000 | $ 140,000 | $ 161,000 |
| Warren County Tennessee | 2 | $ 126,000 | $ 63,000 | $ 168,000 |
| Fairfax County Virginia | 2 | $ 640,000 | $ 320,000 | $ 168,000 |
| Autauga County Alabama | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 53,000 | $ 53,000 | $ 60,000 |
| Mobile County Alabama | 1 | $ 212,000 | $ 212,000 | $ 54,000 |
| Montgomery County Alabama | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Tallapoosa County Alabama | 1 | $ 194,000 | $ 194,000 | $ 173,000 |
| Winston County Alabama | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 82,000 | $ 82,000 | $ 61,000 |
| Alameda County California | 1 | $ 199,000 | $ 199,000 | $ 64,000 |
| Humboldt County California | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Boulder County Colorado | 1 | $ 535,000 | $ 535,000 | $ 230,000 |
| Brevard County Florida | 1 | $ 104,000 | $ 104,000 | $ 80,000 |
| Broward County Florida | 1 | $ 546,000 | $ 546,000 | $ 255,000 |
| Collier County Florida | 1 | $ 87,000 | $ 87,000 | $ 73,000 |
| Lake County Florida | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Lee County Florida | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Martin County Florida | 1 | $ 160,000 | $ 160,000 | $ 118,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Okaloosa County Florida | 1 | $ 295,000 | $ 295,000 | $ 81,000 |
| Pasco County Florida | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Santa Rosa County Florida | 1 | $ 410,000 | $ 410,000 | $ 113,000 |
| Seminole County Florida | 1 | $ 129,000 | $ 129,000 | $ 50,000 |
| DeKalb County Georgia | 1 | $ 98,000 | $ 98,000 | $ 60,000 |
| Forsyth County Georgia | 1 | $ 222,000 | $ 222,000 | $ 103,000 |
| Hall County Georgia | 1 | $ 40,000 | $ 40,000 | $ 132,000 |
| Coles County Illinois | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Madison County Illinois | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Miami County Kansas | 1 | $ 28,000 | $ 28,000 | $ 61,000 |
| Barnstable County Massachusetts | 1 | $ 298,000 | $ 298,000 | $ 105,000 |
| DeSoto County Mississippi | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Hinds County Mississippi | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Lee County Mississippi | 1 | $ 151,000 | $ 151,000 | $ 23,000 |
| Oktibbeha County Mississippi | 1 | $ 111,000 | $ 111,000 | $ 80,000 |
| Panola County Mississippi | 1 | $ 34,000 | $ 34,000 | $ 34,000 |
| Rankin County Mississippi | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Union County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Yazoo County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 61,000 |
| Bernalillo County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 62,000 |
| Kings County New York | 1 | $ 281,000 | $ 281,000 | $ 80,000 |
| Avery County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 86,000 |
| Columbus County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 34,000 |
| Guilford County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 216,000 |
| Halifax County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 114,000 |
| Lee County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Pender County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 94,000 |
| Person County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 63,000 |
| Rowan County North Carolina | 1 | $ 294,000 | $ 294,000 | $ 80,000 |
| Wayne County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Wilson County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Franklin County Ohio | 1 | $ 257,000 | $ 257,000 | $ 115,000 |
| Darlington County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 51,000 |
| Florence County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 65,000 |
| Greenville County South Carolina | 1 | $ 280,000 | $ 280,000 | $ 131,000 |
| Spartanburg County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 106,000 |
| Davidson County Tennessee | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Knox County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Loudon County Tennessee | 1 | $ 254,000 | $ 254,000 | $ 63,000 |
| Wayne County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Williamson County Tennessee | 1 | $ 323,000 | $ 323,000 | $ 250,000 |
| Bexar County Texas | 1 | $ 73,000 | $ 73,000 | $ 200,000 |
| Albemarle County Virginia | 1 | $ 127,000 | $ 127,000 | $ 44,000 |
| Loudoun County Virginia | 1 | $ 320,000 | $ 320,000 | $ 80,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southbank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,591 | $223,603,000 | $189,714 | $853,000 | $90,523 | $2,200,000 |
| Home Purchase (one-to-four family) | 690 | $89,529,000 | $127,307 | $990,000 | $70,923 | $1,583,000 |
| Home Improvement (one-to-four family) | 23 | $348,000 | $49,333 | $127,000 | $39,666 | $72,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,006 | $274,648,000 | $174,300 | $990,000 | $85,700 | $2,200,000 |
| Black | 202 | $26,837,000 | $131,727 | $580,000 | $71,181 | $216,000 |
| Asian or Pacific Islander | 66 | $8,977,000 | $171,250 | $378,000 | $76,750 | $214,000 |
| Hispanic | 16 | $1,651,000 | $139,333 | $228,000 | $56,333 | $96,000 |
| Not applicable | 8 | $668,000 | $83,000 | $186,000 | $36,000 | $110,000 |
| American Indian or Alaskan Native | 3 | $323,000 | $107,000 | $130,000 | $59,000 | $123,000 |
| Other | 2 | $270,000 | $135,000 | $180,000 | $76,500 | $95,000 |
| Information not provided by applicant in mail or telephone application | 1 | $106,000 | $106,000 | $106,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,008 | $278,548,000 | $179,500 | $990,000 | $90,454 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 187 | $20,710,000 | $104,000 | $177,000 | $37,500 | $136,000 |
| VA-guaranteed (Veterans Administration) | 109 | $14,222,000 | $137,000 | $248,000 | $56,200 | $137,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,128 | $291,905,000 | $181,904 | $990,000 | $82,000 | $2,200,000 |
| Application Withdrawn By Applicant | 128 | $16,672,000 | $137,375 | $600,000 | $82,500 | $294,000 |
| Application Denied By Financial Institution | 17 | $650,000 | $83,250 | $152,000 | $38,000 | $62,000 |
| File Closed For Incompleteness | 16 | $2,481,000 | $171,000 | $300,000 | $65,500 | $164,000 |
| Application Approved But Not Accepted | 15 | $1,772,000 | $94,000 | $305,000 | $53,333 | $157,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $178,000 | $25,500 | $72,000 | $30,500 | $61,000 |
| Debt-To-Income Ratio | 3 | $260,000 | $86,666 | $152,000 | $32,666 | $62,000 |
| Unverifiable Information | 2 | $212,000 | $106,000 | $150,000 | $39,500 | $40,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.