Southstate Bank, National Association
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Southstate Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southstate Bank, National Association
1101 1St Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 22,774
Total Mortgage Loan Application Amount $8,834,680,000
Average Mortgage Loan Application Amount $319,200
Highest Mortgage Loan Application Amount $70,005,000
Average Applicant Income $178,200
Highest Applicant Income $7,254,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southstate Bank, National Association by Metropolitan Area in 2022

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NA (OUTSIDE OF MSA/MD) 2,615 $ 755,005,000 $ 347,352 $ 128,625
ATLANTA-SANDY SPRINGS-ROSWELL, GA 1,877 $ 850,195,000 $ 452,000 $ 205,000
CHARLESTON-NORTH CHARLESTON, SC 1,723 $ 789,345,000 $ 458,000 $ 216,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,612 $ 699,620,000 $ 390,000 $ 214,500
ORLANDO-KISSIMMEE-SANFORD, FL 1,232 $ 356,570,000 $ 289,000 $ 158,000
GREENVILLE-ANDERSON-MAULDIN, SC 1,200 $ 402,520,000 $ 335,000 $ 194,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,022 $ 428,350,000 $ 419,000 $ 170,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 874 $ 252,100,000 $ 366,500 $ 139,000
AUGUSTA-RICHMOND COUNTY, GA-SC 861 $ 231,485,000 $ 258,500 $ 135,500
NORTH PORT-SARASOTA-BRADENTON, FL 805 $ 343,715,000 $ 426,000 $ 191,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 787 $ 353,125,000 $ 448,000 $ 233,000
LAKELAND-WINTER HAVEN, FL 736 $ 118,590,000 $ 161,000 $ 117,000
COLUMBIA, SC 646 $ 159,910,000 $ 247,000 $ 170,000
JACKSONVILLE, FL 469 $ 172,535,000 $ 367,000 $ 217,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 458 $ 98,960,000 $ 216,000 $ 118,000
PORT ST. LUCIE, FL 396 $ 117,440,000 $ 296,000 $ 178,000
DAPHNE-FAIRHOPE-FOLEY, AL 393 $ 165,505,000 $ 421,000 $ 252,000
SAVANNAH, GA 287 $ 111,605,000 $ 388,000 $ 265,000
HUNTSVILLE, AL 285 $ 260,585,000 $ 914,000 $ 197,000
OCALA, FL 253 $ 59,465,000 $ 235,000 $ 151,000
SEBASTIAN-VERO BEACH, FL 236 $ 104,060,000 $ 440,000 $ 205,000
SEBRING, FL 192 $ 32,380,000 $ 168,000 $ 79,000
FLORENCE, SC 190 $ 33,310,000 $ 175,000 $ 103,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 187 $ 75,945,000 $ 406,000 $ 253,000
MIAMI-MIAMI BEACH-KENDALL, FL 171 $ 115,795,000 $ 677,000 $ 211,000
SPARTANBURG, SC 168 $ 44,080,000 $ 262,000 $ 147,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 164 $ 68,800,000 $ 419,000 $ 253,000
AUBURN-OPELIKA, AL 154 $ 50,730,000 $ 329,000 $ 180,000
CAPE CORAL-FORT MYERS, FL 150 $ 28,250,000 $ 188,000 $ 123,000
ASHEVILLE, NC 142 $ 65,720,000 $ 462,000 $ 221,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 135 $ 80,195,000 $ 594,000 $ 293,000
BIRMINGHAM-HOOVER, AL 131 $ 44,745,000 $ 341,000 $ 217,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 127 $ 86,945,000 $ 684,000 $ 150,000
RICHMOND, VA 126 $ 39,220,000 $ 311,000 $ 239,000
WILMINGTON, NC 125 $ 87,195,000 $ 697,000 $ 185,000
PENSACOLA-FERRY PASS-BRENT, FL 113 $ 44,805,000 $ 396,000 $ 249,000
RALEIGH, NC 113 $ 36,455,000 $ 322,000 $ 219,000
ROME, GA 111 $ 27,985,000 $ 252,000 $ 105,000
GAINESVILLE, FL 109 $ 43,975,000 $ 403,000 $ 172,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 78 $ 70,830,000 $ 908,000 $ 418,000
PUNTA GORDA, FL 77 $ 21,925,000 $ 284,000 $ 146,000
GAINESVILLE, GA 73 $ 85,085,000 $ 1,165,000 $ 123,000
DURHAM-CHAPEL HILL, NC 60 $ 17,720,000 $ 295,000 $ 210,000
SUMTER, SC 53 $ 8,575,000 $ 161,000 $ 93,000
ATHENS-CLARKE COUNTY, GA 49 $ 17,335,000 $ 353,000 $ 228,000
DALTON, GA 48 $ 9,980,000 $ 207,000 $ 87,000
MACON-BIBB COUNTY, GA 48 $ 13,130,000 $ 273,000 $ 116,000
THE VILLAGES, FL 47 $ 34,465,000 $ 733,000 $ 99,000
HOMOSASSA SPRINGS, FL 43 $ 9,365,000 $ 217,000 $ 219,000
HICKORY-LENOIR-MORGANTON, NC 40 $ 44,090,000 $ 1,102,000 $ 346,000
PANAMA CITY, FL 23 $ 8,805,000 $ 382,000 $ 206,000
BRUNSWICK, GA 19 $ 9,915,000 $ 521,000 $ 354,000
TALLAHASSEE, FL 17 $ 4,325,000 $ 254,000 $ 113,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 17 $ 6,795,000 $ 331,500 $ 137,500
WINSTON-SALEM, NC 17 $ 4,435,000 $ 260,000 $ 134,000
GREENSBORO-HIGH POINT, NC 16 $ 6,340,000 $ 396,000 $ 231,000
JACKSONVILLE, NC 16 $ 6,430,000 $ 401,000 $ 212,000
CHATTANOOGA, TN-GA 15 $ 53,405,000 $ 3,796,000 $ 82,000
COLUMBUS, GA-AL 15 $ 5,035,000 $ 298,000 $ 129,000
MOBILE, AL 15 $ 3,045,000 $ 203,000 $ 113,000
WARNER ROBINS, GA 15 $ 5,105,000 $ 340,000 $ 99,000
ALBANY, GA 14 $ 2,420,000 $ 172,000 $ 103,000
HINESVILLE, GA 14 $ 3,170,000 $ 226,000 $ 114,000
MONTGOMERY, AL 13 $ 5,735,000 $ 441,000 $ 318,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 13 $ 5,645,000 $ 434,000 $ 180,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 13 $ 7,375,000 $ 1,006,000 $ 1,305,000
DECATUR, AL 12 $ 3,380,000 $ 281,000 $ 220,000
DOTHAN, AL 11 $ 1,895,000 $ 172,000 $ 74,000
ROCKY MOUNT, NC 10 $ 1,390,000 $ 139,000 $ 56,000
LIMA, OH 9 $ 1,755,000 $ 195,000 $ 78,000
FAYETTEVILLE, NC 8 $ 2,070,000 $ 258,000 $ 78,000
FLORENCE-MUSCLE SHOALS, AL 8 $ 2,560,000 $ 320,000 $ 114,000
KNOXVILLE, TN 8 $ 2,580,000 $ 322,000 $ 191,000
GULFPORT-BILOXI-PASCAGOULA, MS 6 $ 760,000 $ 126,000 $ 70,000
NEW BERN, NC 6 $ 820,000 $ 136,000 $ 59,000
ANNISTON-OXFORD-JACKSONVILLE, AL 5 $ 665,000 $ 133,000 $ 56,000
GREENVILLE, NC 5 $ 535,000 $ 107,000 $ 51,000
VALDOSTA, GA 5 $ 795,000 $ 159,000 $ 211,000
CHICAGO-NAPERVILLE, IL 4 $ 820,000 $ 205,000 $ 125,000
GADSDEN, AL 4 $ 760,000 $ 190,000 $ 47,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 4 $ 1,300,000 $ 325,000 $ 966,000
JACKSON, MS 4 $ 830,000 $ 207,000 $ 67,000
MEMPHIS, TN-MS-AR 4 $ 1,170,000 $ 292,500 $ 107,000
TUSCALOOSA, AL 4 $ 640,000 $ 160,000 $ 196,000
BURLINGTON, NC 3 $ 555,000 $ 185,000 $ 91,000
CHARLOTTESVILLE, VA 3 $ 1,025,000 $ 341,000 $ 196,000
GOLDSBORO, NC 3 $ 275,000 $ 91,000 $ 38,000
LYNCHBURG, VA 3 $ 2,375,000 $ 791,000 $ 79,000
SHREVEPORT-BOSSIER CITY, LA 3 $ 385,000 $ 128,000 $ 142,000
HUNTINGTON-ASHLAND, WV-KY-OH 2 $ 200,000 $ 100,000 $ 147,000
KANSAS CITY, MO-KS 2 $ 330,000 $ 165,000 $ 89,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 2 $ 370,000 $ 185,000 $ 98,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 1,220,000 $ 610,000 $ 5,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 2 $ 440,000 $ 220,000 $ 98,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 2 $ 690,000 $ 345,000 $ 441,000
WINCHESTER, VA-WV 2 $ 120,000 $ 60,000 $ 58,000
ALBUQUERQUE, NM 1 $ 545,000 $ 545,000 $ 183,000
BALTIMORE-COLUMBIA-TOWSON, MD 1 $ 475,000 $ 475,000 $ 160,000
BEAUMONT-PORT ARTHUR, TX 1 $ 385,000 $ 385,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 215,000 $ 215,000 $ 106,000
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 2,005,000 $ 2,005,000 $ 565,000
BROWNSVILLE-HARLINGEN, TX 1 $ 55,000 $ 55,000 $ 108,000
BURLINGTON-SOUTH BURLINGTON, VT 1 $ 395,000 $ 395,000 $ 258,000
DENVER-AURORA-LAKEWOOD, CO 1 $ 105,000 $ 105,000 $ 204,000
DULUTH, MN-WI 1 $ 425,000 $ 425,000 $ 123,000
FORT WORTH-ARLINGTON, TX 1 $ 305,000 $ 305,000 $ 341,000
GRANTS PASS, OR 1 $ 155,000 $ 155,000 $ 31,000
HATTIESBURG, MS 1 $ 65,000 $ 65,000 $ 24,000
HOT SPRINGS, AR 1 $ 725,000 $ 725,000 $ 1,044,000
JOHNSON CITY, TN 1 $ 215,000 $ 215,000 $ 109,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 455,000 $ 455,000 $ 130,000
LEXINGTON-FAYETTE, KY 1 $ 245,000 $ 245,000 $ 145,000
LINCOLN, NE 1 $ 305,000 $ 305,000 $ 306,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 1 $ 15,000 $ 15,000 $ 82,000
MORRISTOWN, TN 1 $ 155,000 $ 155,000 $ 36,000
NEW ORLEANS-METAIRIE, LA 1 $ 505,000 $ 505,000 $ 116,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1 $ 965,000 $ 965,000 $ 2,603,000
NORWICH-NEW LONDON, CT 1 $ 285,000 $ 285,000 $ 391,000
OLYMPIA-TUMWATER, WA 1 $ 255,000 $ 255,000 $ 85,000
PHILADELPHIA, PA 1 $ 325,000 $ 325,000 $ 133,000
PITTSBURGH, PA 1 $ 285,000 $ 285,000 $ 63,000
PROVIDENCE-WARWICK, RI-MA 1 $ 455,000 $ 455,000 $ 0
SAN ANTONIO-NEW BRAUNFELS, TX 1 $ 305,000 $ 305,000 $ 54,000
STAUNTON-WAYNESBORO, VA 1 $ 195,000 $ 195,000 $ 78,000
TACOMA-LAKEWOOD, WA 1 $ 215,000 $ 215,000 $ 60,000
WILMINGTON, DE-MD-NJ 1 $ 455,000 $ 455,000 $ 100,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,690 $6,475,640,000 $510,000 $70,005,000 $181,000 $7,254,000
Home Improvement 4,525 $693,845,000 $153,000 $4,005,000 $183,000 $5,780,000
Other Purpose 2,288 $383,690,000 $167,000 $3,335,000 $181,000 $4,685,000
Refinancing 1,954 $834,790,000 $427,000 $39,305,000 $190,000 $2,419,000
Cash-out Refinancing 1,317 $446,715,000 $339,000 $8,505,000 $156,000 $4,230,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15,288 $4,749,770,000 $310,000 $8,505,000 $182,000 $7,254,000
Not Provided 3,649 $1,483,965,000 $406,000 $4,005,000 $206,000 $5,500,000
Black or African American 1,525 $343,045,000 $224,000 $3,855,000 $106,000 $1,716,000
Hispanic 1,252 $341,920,000 $273,000 $4,005,000 $157,000 $5,800,000
Asian 491 $221,165,000 $450,000 $4,805,000 $234,000 $2,603,000
Not applicable 399 $1,653,675,000 $4,144,000 $70,005,000 $0 $0
American Indian or Alaskan Native 103 $26,115,000 $253,000 $1,505,000 $121,000 $592,000
Native Hawaiian or Other Pacific Islander 13 $4,155,000 $319,000 $2,005,000 $117,000 $476,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,842 $8,539,210,000 $390,000 $70,005,000 $184,000 $7,254,000
FHA-insured (Federal Housing Administration) 479 $122,645,000 $256,000 $525,000 $76,000 $280,000
VA-guaranteed (Veterans Administration) 370 $156,180,000 $422,000 $1,905,000 $130,000 $546,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $16,645,000 $200,000 $355,000 $63,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 15,087 $6,533,005,000 $433,000 $70,005,000 $197,000 $7,254,000
Application Denied By Financial Institution 3,980 $715,660,000 $179,000 $4,505,000 $106,000 $5,780,000
Application Withdrawn By Applicant 3,061 $1,345,525,000 $439,000 $56,585,000 $197,000 $5,800,000
Application Approved But Not Accepted 450 $118,620,000 $263,000 $29,775,000 $130,000 $1,821,000
File Closed For Incompleteness 173 $114,255,000 $660,000 $4,005,000 $321,000 $5,336,000
Loan Purchased By The Institution 23 $7,615,000 $331,000 $765,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 18,794 $8,119,020,000 $432,000 $70,005,000 $197,000 $7,254,000
Debt-To-Income Ratio 1,964 $350,410,000 $178,000 $4,005,000 $75,000 $1,716,000
Credit History 941 $117,225,000 $124,000 $2,205,000 $117,000 $2,239,000
Collateral 348 $93,610,000 $268,000 $2,925,000 $202,000 $5,780,000
Credit Application Incomplete 309 $48,715,000 $157,000 $855,000 $148,000 $1,450,000
Employment History 205 $31,285,000 $152,000 $1,105,000 $74,000 $1,460,000
Other 79 $30,325,000 $383,000 $4,505,000 $176,000 $889,000
Unverifiable Information 72 $19,240,000 $267,000 $1,255,000 $133,000 $1,302,000
Insufficient Cash (Downpayment, Closing Cost) 62 $24,850,000 $400,000 $2,005,000 $143,000 $750,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

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