Southstate Bank, National Association
Mortgage Loan Application
Totals and Details
for 2020

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Southstate Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southstate Bank, National Association
1101 1St Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  
Total Number of Mortgage Applications 27,167
Total Mortgage Loan Application Amount $7,072,265,000
Average Mortgage Loan Application Amount $223,400
Highest Mortgage Loan Application Amount $24,005,000
Average Applicant Income $161,000
Highest Applicant Income $8,169,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southstate Bank, National Association by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-ROSWELL, GA 4,356 $ 1,404,700,000 $ 322,000 $ 161,000
NA (OUTSIDE OF MSA/MD) 2,561 $ 542,755,000 $ 268,100 $ 193,650
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1,481 $ 314,375,000 $ 212,000 $ 120,000
CHARLESTON-NORTH CHARLESTON, SC 1,399 $ 424,665,000 $ 303,000 $ 199,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1,341 $ 442,625,000 $ 308,500 $ 196,500
NORTH PORT-SARASOTA-BRADENTON, FL 1,327 $ 365,415,000 $ 275,000 $ 161,000
GREENVILLE-ANDERSON-MAULDIN, SC 1,124 $ 278,830,000 $ 248,000 $ 141,000
ORLANDO-KISSIMMEE-SANFORD, FL 1,101 $ 216,805,000 $ 196,000 $ 129,000
AUGUSTA-RICHMOND COUNTY, GA-SC 890 $ 204,900,000 $ 219,000 $ 120,500
LAKELAND-WINTER HAVEN, FL 824 $ 117,280,000 $ 142,000 $ 105,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 759 $ 163,195,000 $ 241,500 $ 143,000
JACKSONVILLE, FL 698 $ 203,890,000 $ 292,000 $ 189,000
HUNTSVILLE, AL 625 $ 226,715,000 $ 362,000 $ 155,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 604 $ 177,220,000 $ 293,000 $ 175,000
PORT ST. LUCIE, FL 584 $ 141,410,000 $ 242,000 $ 142,000
SAVANNAH, GA 539 $ 151,055,000 $ 280,000 $ 152,000
COLUMBIA, SC 536 $ 118,140,000 $ 220,000 $ 136,000
DAPHNE-FAIRHOPE-FOLEY, AL 535 $ 165,265,000 $ 308,000 $ 198,000
SEBASTIAN-VERO BEACH, FL 449 $ 117,605,000 $ 261,000 $ 147,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 428 $ 67,830,000 $ 158,000 $ 111,000
AUBURN-OPELIKA, AL 417 $ 101,085,000 $ 242,000 $ 158,000
BIRMINGHAM-HOOVER, AL 385 $ 132,185,000 $ 343,000 $ 211,000
ROME, GA 265 $ 56,565,000 $ 213,000 $ 111,000
OCALA, FL 238 $ 34,020,000 $ 142,000 $ 105,000
SEBRING, FL 218 $ 24,440,000 $ 112,000 $ 69,000
MACON-BIBB COUNTY, GA 214 $ 52,020,000 $ 243,000 $ 148,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 203 $ 69,635,000 $ 343,000 $ 205,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 166 $ 53,620,000 $ 323,000 $ 166,000
MIAMI-MIAMI BEACH-KENDALL, FL 160 $ 44,310,000 $ 276,000 $ 191,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 147 $ 47,545,000 $ 323,000 $ 209,000
FLORENCE, SC 145 $ 21,285,000 $ 146,000 $ 108,000
CAPE CORAL-FORT MYERS, FL 140 $ 29,770,000 $ 212,000 $ 158,000
PENSACOLA-FERRY PASS-BRENT, FL 136 $ 40,900,000 $ 300,000 $ 187,000
RALEIGH, NC 134 $ 33,340,000 $ 248,000 $ 148,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 125 $ 29,665,000 $ 237,000 $ 158,000
WILMINGTON, NC 113 $ 34,995,000 $ 309,000 $ 167,000
GAINESVILLE, FL 101 $ 20,525,000 $ 203,000 $ 183,000
SPARTANBURG, SC 101 $ 21,905,000 $ 216,000 $ 134,000
GAINESVILLE, GA 99 $ 22,475,000 $ 227,000 $ 103,000
PUNTA GORDA, FL 84 $ 13,760,000 $ 163,000 $ 128,000
DALTON, GA 71 $ 11,815,000 $ 166,000 $ 86,000
ATHENS-CLARKE COUNTY, GA 61 $ 15,565,000 $ 255,000 $ 182,000
RICHMOND, VA 57 $ 17,245,000 $ 302,000 $ 203,000
THE VILLAGES, FL 57 $ 8,105,000 $ 142,000 $ 99,000
HOMOSASSA SPRINGS, FL 52 $ 7,860,000 $ 151,000 $ 103,000
DURHAM-CHAPEL HILL, NC 44 $ 9,040,000 $ 205,000 $ 156,000
ASHEVILLE, NC 43 $ 12,665,000 $ 294,000 $ 173,000
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 42 $ 25,460,000 $ 606,000 $ 426,000
BRUNSWICK, GA 41 $ 10,995,000 $ 268,000 $ 152,000
WARNER ROBINS, GA 41 $ 10,205,000 $ 248,000 $ 141,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 40 $ 13,950,000 $ 340,750 $ 140,250
SUMTER, SC 35 $ 4,285,000 $ 122,000 $ 99,000
HINESVILLE, GA 31 $ 4,985,000 $ 160,000 $ 68,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 31 $ 13,335,000 $ 430,000 $ 213,000
NEW BERN, NC 28 $ 5,180,000 $ 185,000 $ 79,000
COLUMBUS, GA-AL 26 $ 4,670,000 $ 171,500 $ 81,500
DECATUR, AL 26 $ 4,850,000 $ 186,000 $ 114,000
ALBANY, GA 24 $ 5,100,000 $ 212,000 $ 97,000
MONTGOMERY, AL 24 $ 8,300,000 $ 345,000 $ 261,000
GREENVILLE, NC 22 $ 4,020,000 $ 182,000 $ 120,000
CHATTANOOGA, TN-GA 20 $ 4,730,000 $ 247,000 $ 132,000
PANAMA CITY, FL 20 $ 5,880,000 $ 294,000 $ 245,000
MOBILE, AL 16 $ 3,760,000 $ 235,000 $ 156,000
JACKSONVILLE, NC 14 $ 3,330,000 $ 237,000 $ 127,000
GOLDSBORO, NC 12 $ 2,390,000 $ 199,000 $ 100,000
WINSTON-SALEM, NC 12 $ 2,440,000 $ 203,000 $ 170,000
FAYETTEVILLE, NC 11 $ 1,615,000 $ 146,000 $ 83,000
FLORENCE-MUSCLE SHOALS, AL 11 $ 1,645,000 $ 149,000 $ 170,000
HICKORY-LENOIR-MORGANTON, NC 11 $ 3,435,000 $ 312,000 $ 138,000
TUSCALOOSA, AL 11 $ 3,215,000 $ 292,000 $ 171,000
TALLAHASSEE, FL 10 $ 2,720,000 $ 272,000 $ 118,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 10 $ 2,720,000 $ 272,000 $ 153,000
CHICAGO-NAPERVILLE, IL 8 $ 2,680,000 $ 335,000 $ 226,000
DOTHAN, AL 8 $ 940,000 $ 117,000 $ 86,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 7 $ 2,645,000 $ 377,000 $ 257,000
ANNISTON-OXFORD-JACKSONVILLE, AL 5 $ 695,000 $ 139,000 $ 59,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 5 $ 755,000 $ 151,000 $ 53,000
MEMPHIS, TN-MS-AR 5 $ 1,135,000 $ 147,500 $ 139,500
VALDOSTA, GA 5 $ 815,000 $ 163,000 $ 102,000
DENVER-AURORA-LAKEWOOD, CO 4 $ 1,310,000 $ 327,000 $ 232,000
JACKSON, MS 4 $ 1,070,000 $ 267,000 $ 166,000
PROVIDENCE-WARWICK, RI-MA 4 $ 1,170,000 $ 323,000 $ 208,000
WARREN-TROY-FARMINGTON HILLS, MI 4 $ 910,000 $ 227,000 $ 104,000
BALTIMORE-COLUMBIA-TOWSON, MD 3 $ 925,000 $ 308,000 $ 203,000
BURLINGTON, NC 3 $ 675,000 $ 225,000 $ 130,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 3 $ 1,225,000 $ 408,000 $ 206,000
GREENSBORO-HIGH POINT, NC 3 $ 555,000 $ 185,000 $ 481,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 3 $ 625,000 $ 208,000 $ 58,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 3 $ 585,000 $ 195,000 $ 150,000
LAFAYETTE, LA 3 $ 825,000 $ 275,000 $ 256,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 855,000 $ 285,000 $ 187,000
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 1,895,000 $ 631,000 $ 215,000
TUCSON, AZ 3 $ 565,000 $ 188,000 $ 51,000
WORCESTER, MA-CT 3 $ 805,000 $ 268,000 $ 110,000
AUSTIN-ROUND ROCK, TX 2 $ 520,000 $ 260,000 $ 163,000
BATON ROUGE, LA 2 $ 530,000 $ 265,000 $ 184,000
BOSTON, MA 2 $ 690,000 $ 345,000 $ 117,000
BOULDER, CO 2 $ 700,000 $ 350,000 $ 186,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 1,110,000 $ 555,000 $ 350,000
COLORADO SPRINGS, CO 2 $ 450,000 $ 225,000 $ 0
DETROIT-DEARBORN-LIVONIA, MI 2 $ 450,000 $ 225,000 $ 243,000
JOHNSON CITY, TN 2 $ 250,000 $ 125,000 $ 180,000
KNOXVILLE, TN 2 $ 250,000 $ 125,000 $ 71,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 2 $ 330,000 $ 165,000 $ 185,500
LOUISVILLE/JEFFERSON COUNTY, KY-IN 2 $ 610,000 $ 305,000 $ 350,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 2 $ 530,000 $ 265,000 $ 82,000
NEW ORLEANS-METAIRIE, LA 2 $ 870,000 $ 435,000 $ 411,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 2 $ 750,000 $ 375,000 $ 118,000
NEWARK, NJ-PA 2 $ 670,000 $ 335,000 $ 218,000
SPRINGFIELD, MA 2 $ 450,000 $ 225,000 $ 88,000
ST. LOUIS, MO-IL 2 $ 330,000 $ 165,000 $ 113,000
ANN ARBOR, MI 1 $ 445,000 $ 445,000 $ 305,000
BARNSTABLE TOWN, MA 1 $ 385,000 $ 385,000 $ 227,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 1 $ 405,000 $ 405,000 $ 0
CALIFORNIA-LEXINGTON PARK, MD 1 $ 255,000 $ 255,000 $ 0
CHARLOTTESVILLE, VA 1 $ 385,000 $ 385,000 $ 193,000
CINCINNATI, OH-KY-IN 1 $ 325,000 $ 325,000 $ 182,000
CLARKSVILLE, TN-KY 1 $ 235,000 $ 235,000 $ 174,000
CLEVELAND-ELYRIA, OH 1 $ 215,000 $ 215,000 $ 171,000
COLLEGE STATION-BRYAN, TX 1 $ 185,000 $ 185,000 $ 67,000
DALLAS-PLANO-IRVING, TX 1 $ 215,000 $ 215,000 $ 119,000
DAYTON-SPRINGFIELD-KETTERING, OH 1 $ 215,000 $ 215,000 $ 205,000
DES MOINES-WEST DES MOINES, IA 1 $ 175,000 $ 175,000 $ 66,000
FORT COLLINS, CO 1 $ 305,000 $ 305,000 $ 148,000
FORT WORTH-ARLINGTON, TX 1 $ 165,000 $ 165,000 $ 57,000
GADSDEN, AL 1 $ 65,000 $ 65,000 $ 38,000
GRAND JUNCTION, CO 1 $ 315,000 $ 315,000 $ 163,000
GRAND RAPIDS-WYOMING, MI 1 $ 315,000 $ 315,000 $ 214,000
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 165,000 $ 165,000 $ 145,000
JACKSON, TN 1 $ 105,000 $ 105,000 $ 25,000
KANSAS CITY, MO-KS 1 $ 75,000 $ 75,000 $ 262,000
LANCASTER, PA 1 $ 325,000 $ 325,000 $ 276,000
LAS VEGAS-HENDERSON-PARADISE, NV 1 $ 515,000 $ 515,000 $ 178,000
LEBANON, PA 1 $ 325,000 $ 325,000 $ 101,000
LEXINGTON-FAYETTE, KY 1 $ 135,000 $ 135,000 $ 85,000
LYNCHBURG, VA 1 $ 105,000 $ 105,000 $ 19,000
MANCHESTER-NASHUA, NH 1 $ 215,000 $ 215,000 $ 53,000
MCALLEN-EDINBURG-MISSION, TX 1 $ 265,000 $ 265,000 $ 131,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 1 $ 435,000 $ 435,000 $ 116,000
MODESTO, CA 1 $ 415,000 $ 415,000 $ 130,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 1 $ 315,000 $ 315,000 $ 156,000
MORRISTOWN, TN 1 $ 115,000 $ 115,000 $ 106,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 1 $ 255,000 $ 255,000 $ 87,000
NEW HAVEN-MILFORD, CT 1 $ 365,000 $ 365,000 $ 263,000
OKLAHOMA CITY, OK 1 $ 145,000 $ 145,000 $ 97,000
PEORIA, IL 1 $ 115,000 $ 115,000 $ 61,000
PITTSBURGH, PA 1 $ 705,000 $ 705,000 $ 276,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 1 $ 465,000 $ 465,000 $ 287,000
PROVO-OREM, UT 1 $ 225,000 $ 225,000 $ 210,000
REDDING, CA 1 $ 375,000 $ 375,000 $ 232,000
RENO, NV 1 $ 505,000 $ 505,000 $ 233,000
ROANOKE, VA 1 $ 125,000 $ 125,000 $ 55,000
ROCKY MOUNT, NC 1 $ 85,000 $ 85,000 $ 34,000
SALINAS, CA 1 $ 515,000 $ 515,000 $ 380,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1 $ 855,000 $ 855,000 $ 147,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 1 $ 515,000 $ 515,000 $ 185,000
TRENTON, NJ 1 $ 375,000 $ 375,000 $ 124,000
TULSA, OK 1 $ 255,000 $ 255,000 $ 0
WENATCHEE, WA 1 $ 355,000 $ 355,000 $ 216,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,459 $3,773,555,000 $280,000 $24,005,000 $138,000 $5,410,000
Refinancing 7,026 $2,017,750,000 $287,000 $7,005,000 $169,000 $8,169,000
Cash-out Refinancing 2,617 $719,655,000 $274,000 $3,005,000 $147,000 $7,772,000
Home Improvement 2,085 $259,285,000 $124,000 $3,005,000 $157,000 $2,160,000
Other Purpose 1,980 $302,020,000 $152,000 $2,005,000 $194,000 $6,826,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,023 $5,106,405,000 $255,000 $3,405,000 $157,000 $8,169,000
Not Provided 3,084 $917,320,000 $297,000 $3,505,000 $171,000 $5,068,000
Black or African American 1,540 $329,280,000 $213,000 $2,005,000 $96,000 $2,040,000
Hispanic 1,350 $289,490,000 $214,000 $1,555,000 $110,000 $1,175,000
Asian 746 $214,190,000 $287,000 $3,005,000 $152,000 $2,130,000
Not applicable 261 $175,265,000 $671,000 $24,005,000 $0 $0
American Indian or Alaskan Native 82 $19,050,000 $232,000 $2,855,000 $105,000 $722,000
Native Hawaiian or Other Pacific Islander 20 $5,050,000 $252,000 $495,000 $113,000 $410,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,079 $6,557,705,000 $261,000 $24,005,000 $158,000 $8,169,000
FHA-insured (Federal Housing Administration) 1,131 $243,295,000 $215,000 $455,000 $72,000 $707,000
VA-guaranteed (Veterans Administration) 767 $239,735,000 $312,000 $1,255,000 $105,000 $414,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 190 $31,530,000 $165,000 $385,000 $52,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,364 $5,233,920,000 $270,000 $24,005,000 $157,000 $7,772,000
Application Withdrawn By Applicant 3,731 $1,066,045,000 $285,000 $4,205,000 $175,000 $8,169,000
Application Denied By Financial Institution 3,408 $638,630,000 $187,000 $7,005,000 $97,000 $3,600,000
Application Approved But Not Accepted 479 $81,645,000 $170,000 $2,505,000 $129,000 $2,922,000
File Closed For Incompleteness 183 $51,335,000 $280,000 $2,005,000 $152,000 $1,084,000
Loan Purchased By The Institution 2 $690,000 $345,000 $485,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,759 $6,433,635,000 $270,000 $24,005,000 $159,000 $8,169,000
Debt-To-Income Ratio 1,450 $237,990,000 $164,000 $3,005,000 $65,000 $664,000
Credit History 824 $112,170,000 $136,000 $1,505,000 $87,000 $840,000
Credit Application Incomplete 399 $113,145,000 $283,000 $3,005,000 $157,000 $2,160,000
Collateral 385 $85,485,000 $222,000 $3,845,000 $162,000 $1,297,000
Other 162 $47,140,000 $290,000 $7,005,000 $219,000 $3,600,000
Employment History 94 $15,730,000 $167,000 $515,000 $76,000 $466,000
Insufficient Cash (Downpayment, Closing Cost) 49 $17,865,000 $364,000 $2,905,000 $116,000 $1,085,000
Unverifiable Information 45 $9,105,000 $202,000 $965,000 $162,000 $2,305,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

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