South Central Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2022
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for South Central Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | South Central Bank, Inc. 501 S L Rogers Wells Blvd Glasgow, KY 42141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,932 |
| Total Mortgage Loan Application Amount | $368,460,000 |
| Average Mortgage Loan Application Amount | $166,400 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $104,400 |
| Highest Applicant Income | $4,850,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Kentucky | 323 | $ 58,065,000 | $ 179,000 | $ 102,000 |
| Hardin County Kentucky | 314 | $ 68,100,000 | $ 216,000 | $ 101,000 |
| Barren County Kentucky | 249 | $ 32,965,000 | $ 132,000 | $ 82,000 |
| Daviess County Kentucky | 126 | $ 19,650,000 | $ 155,000 | $ 91,000 |
| Jefferson County Kentucky | 119 | $ 27,885,000 | $ 234,000 | $ 129,000 |
| Monroe County Kentucky | 75 | $ 8,185,000 | $ 109,000 | $ 59,000 |
| Allen County Kentucky | 72 | $ 8,440,000 | $ 117,000 | $ 90,000 |
| Fayette County Kentucky | 67 | $ 16,685,000 | $ 249,000 | $ 179,000 |
| Logan County Kentucky | 42 | $ 8,390,000 | $ 199,000 | $ 122,000 |
| Simpson County Kentucky | 41 | $ 5,545,000 | $ 135,000 | $ 80,000 |
| Hart County Kentucky | 40 | $ 5,590,000 | $ 139,000 | $ 67,000 |
| Meade County Kentucky | 32 | $ 7,840,000 | $ 245,000 | $ 128,000 |
| Pulaski County Kentucky | 30 | $ 4,460,000 | $ 148,000 | $ 148,000 |
| Larue County Kentucky | 24 | $ 5,050,000 | $ 210,000 | $ 81,000 |
| Edmonson County Kentucky | 23 | $ 2,225,000 | $ 96,000 | $ 86,000 |
| Metcalfe County Kentucky | 23 | $ 1,715,000 | $ 74,000 | $ 46,000 |
| Nelson County Kentucky | 22 | $ 4,400,000 | $ 200,000 | $ 79,000 |
| Davidson County Tennessee | 22 | $ 9,170,000 | $ 416,000 | $ 234,000 |
| Oldham County Kentucky | 14 | $ 4,770,000 | $ 340,000 | $ 146,000 |
| Breckinridge County Kentucky | 13 | $ 2,435,000 | $ 187,000 | $ 56,000 |
| Bullitt County Kentucky | 13 | $ 5,305,000 | $ 408,000 | $ 134,000 |
| Floyd County Kentucky | 13 | $ 2,005,000 | $ 154,000 | $ 73,000 |
| Ohio County Kentucky | 13 | $ 2,075,000 | $ 159,000 | $ 99,000 |
| Grayson County Kentucky | 11 | $ 1,635,000 | $ 148,000 | $ 60,000 |
| Rutherford County Tennessee | 11 | $ 3,455,000 | $ 314,000 | $ 215,000 |
| Jessamine County Kentucky | 10 | $ 1,590,000 | $ 159,000 | $ 77,000 |
| Pike County Kentucky | 6 | $ 710,000 | $ 118,000 | $ 62,000 |
| Sumner County Tennessee | 6 | $ 1,320,000 | $ 220,000 | $ 129,000 |
| Williamson County Tennessee | 6 | $ 4,500,000 | $ 750,000 | $ 381,000 |
| Butler County Kentucky | 5 | $ 585,000 | $ 117,000 | $ 52,000 |
| Clark County Kentucky | 5 | $ 1,155,000 | $ 231,000 | $ 91,000 |
| Franklin County Kentucky | 5 | $ 935,000 | $ 187,000 | $ 50,000 |
| Henry County Kentucky | 5 | $ 1,025,000 | $ 205,000 | $ 75,000 |
| Russell County Kentucky | 5 | $ 645,000 | $ 129,000 | $ 128,000 |
| Shelby County Kentucky | 5 | $ 1,235,000 | $ 247,000 | $ 157,000 |
| Washington County Kentucky | 5 | $ 1,195,000 | $ 239,000 | $ 149,000 |
| Anderson County Kentucky | 4 | $ 910,000 | $ 227,000 | $ 67,000 |
| Carroll County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 71,000 |
| Johnson County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 60,000 |
| Madison County Kentucky | 4 | $ 940,000 | $ 235,000 | $ 82,000 |
| Woodford County Kentucky | 4 | $ 840,000 | $ 210,000 | $ 146,000 |
| Floyd County Indiana | 3 | $ 645,000 | $ 215,000 | $ 62,000 |
| Perry County Indiana | 3 | $ 305,000 | $ 101,000 | $ 66,000 |
| Boyle County Kentucky | 3 | $ 485,000 | $ 161,000 | $ 92,000 |
| Cumberland County Kentucky | 3 | $ 345,000 | $ 115,000 | $ 90,000 |
| Green County Kentucky | 3 | $ 425,000 | $ 141,000 | $ 105,000 |
| Hancock County Kentucky | 3 | $ 315,000 | $ 105,000 | $ 72,000 |
| Henderson County Kentucky | 3 | $ 2,565,000 | $ 855,000 | $ 0 |
| Scott County Kentucky | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| Spencer County Kentucky | 3 | $ 4,395,000 | $ 1,465,000 | $ 77,000 |
| Sevier County Tennessee | 3 | $ 1,805,000 | $ 601,000 | $ 376,000 |
| Sarasota County Florida | 2 | $ 460,000 | $ 230,000 | $ 212,000 |
| Walton County Florida | 2 | $ 300,000 | $ 150,000 | $ 254,000 |
| Clark County Indiana | 2 | $ 290,000 | $ 145,000 | $ 110,000 |
| Scott County Indiana | 2 | $ 370,000 | $ 185,000 | $ 64,000 |
| Boone County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 128,000 |
| Boyd County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Campbell County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Gallatin County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Garrard County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 127,000 |
| McLean County Kentucky | 2 | $ 60,000 | $ 30,000 | $ 45,000 |
| Taylor County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Todd County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 81,000 |
| St. Louis County Missouri | 2 | $ 630,000 | $ 315,000 | $ 65,000 |
| Hamilton County Ohio | 2 | $ 510,000 | $ 255,000 | $ 146,000 |
| Cannon County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 129,000 |
| Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cullman County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Etowah County Alabama | 1 | $ 485,000 | $ 485,000 | $ 84,000 |
| Jefferson County Alabama | 1 | $ 565,000 | $ 565,000 | $ 639,000 |
| Mobile County Alabama | 1 | $ 1,145,000 | $ 1,145,000 | $ 0 |
| Bay County Florida | 1 | $ 415,000 | $ 415,000 | $ 352,000 |
| Collier County Florida | 1 | $ 555,000 | $ 555,000 | $ 303,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 310,000 |
| Lee County Florida | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Bibb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Dawson County Georgia | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Forsyth County Georgia | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Crawford County Indiana | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Vanderburgh County Indiana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Warrick County Indiana | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Washington County Indiana | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Adair County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Carlisle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Clinton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 248,000 |
| Graves County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Laurel County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 185,000 |
| Lawrence County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Lincoln County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 30,000 |
| Mercer County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Muhlenberg County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Owen County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 273,000 |
| Owsley County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Rockcastle County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 165,000 |
| Wolfe County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Oakland County Michigan | 1 | $ 175,000 | $ 175,000 | $ 875,000 |
| Wayne County Michigan | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| St. Louis City County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Moore County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 812,000 |
| Polk County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| Wake County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 176,000 |
| Dorchester County South Carolina | 1 | $ 435,000 | $ 435,000 | $ 94,000 |
| Horry County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Spartanburg County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 141,000 |
| Blount County Tennessee | 1 | $ 555,000 | $ 555,000 | $ 138,000 |
| Cheatham County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 260,000 |
| Clay County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Coffee County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Cumberland County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Franklin County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 243,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 364,000 |
| Macon County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Marshall County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| Montgomery County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 817,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Travis County Texas | 1 | $ 385,000 | $ 385,000 | $ 90,000 |
| Suffolk County Virginia | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| King County Washington | 1 | $ 445,000 | $ 445,000 | $ 81,000 |
| Mingo County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South Central Bank, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 859 | $194,075,000 | $225,000 | $1,765,000 | $100,000 | $4,850,000 |
| Refinancing | 418 | $83,170,000 | $198,000 | $2,005,000 | $104,000 | $915,000 |
| Home Improvement | 236 | $20,610,000 | $87,000 | $1,565,000 | $113,000 | $1,298,000 |
| Cash-out Refinancing | 228 | $55,060,000 | $241,000 | $5,005,000 | $99,000 | $1,039,000 |
| Other Purpose | 191 | $15,545,000 | $81,000 | $605,000 | $106,000 | $1,252,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,558 | $258,930,000 | $166,000 | $1,905,000 | $101,000 | $4,850,000 |
| Not applicable | 163 | $61,455,000 | $377,000 | $5,005,000 | $0 | $0 |
| Not Provided | 82 | $19,660,000 | $239,000 | $1,115,000 | $149,000 | $1,298,000 |
| Black or African American | 55 | $12,135,000 | $220,000 | $565,000 | $113,000 | $817,000 |
| Hispanic | 32 | $6,570,000 | $205,000 | $485,000 | $73,000 | $165,000 |
| Asian | 22 | $4,980,000 | $226,000 | $565,000 | $81,000 | $210,000 |
| American Indian or Alaskan Native | 6 | $970,000 | $161,000 | $285,000 | $100,000 | $208,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $865,000 | $288,000 | $305,000 | $97,000 | $123,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,596 | $297,940,000 | $186,000 | $5,005,000 | $110,000 | $4,850,000 |
| FHA-insured (Federal Housing Administration) | 204 | $38,700,000 | $189,000 | $475,000 | $68,000 | $309,000 |
| VA-guaranteed (Veterans Administration) | 77 | $23,295,000 | $302,000 | $725,000 | $102,000 | $307,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $8,525,000 | $155,000 | $305,000 | $50,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,531 | $294,185,000 | $192,000 | $5,005,000 | $106,000 | $1,298,000 |
| Application Withdrawn By Applicant | 266 | $54,560,000 | $205,000 | $1,115,000 | $110,000 | $4,850,000 |
| Application Denied By Financial Institution | 135 | $19,715,000 | $146,000 | $645,000 | $62,000 | $206,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,797 | $348,745,000 | $194,000 | $5,005,000 | $106,000 | $4,850,000 |
| Debt-To-Income Ratio | 53 | $9,315,000 | $175,000 | $645,000 | $58,000 | $206,000 |
| Credit History | 51 | $5,635,000 | $110,000 | $445,000 | $61,000 | $182,000 |
| Collateral | 13 | $1,755,000 | $135,000 | $325,000 | $82,000 | $157,000 |
| Other | 7 | $865,000 | $123,000 | $215,000 | $67,000 | $118,000 |
| Credit Application Incomplete | 5 | $1,135,000 | $227,000 | $425,000 | $72,000 | $105,000 |
| Employment History | 3 | $475,000 | $158,000 | $165,000 | $54,000 | $76,000 |
| Unverifiable Information | 2 | $440,000 | $220,000 | $265,000 | $49,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $95,000 | $95,000 | $95,000 | $68,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.