South Central Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for South Central Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | South Central Bank, Inc. 501 S L Rogers Wells Blvd Glasgow, KY 42141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,509 |
| Total Mortgage Loan Application Amount | $258,625,000 |
| Average Mortgage Loan Application Amount | $137,600 |
| Highest Mortgage Loan Application Amount | $11,615,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $2,767,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Warren County Kentucky | 272 | $ 46,150,000 | $ 169,000 | $ 92,000 |
| Hardin County Kentucky | 250 | $ 46,570,000 | $ 186,000 | $ 87,000 |
| Barren County Kentucky | 162 | $ 18,540,000 | $ 114,000 | $ 95,000 |
| Daviess County Kentucky | 113 | $ 16,455,000 | $ 145,000 | $ 96,000 |
| Fayette County Kentucky | 76 | $ 17,230,000 | $ 226,000 | $ 136,000 |
| Monroe County Kentucky | 73 | $ 7,945,000 | $ 108,000 | $ 62,000 |
| Allen County Kentucky | 63 | $ 7,525,000 | $ 119,000 | $ 73,000 |
| Jefferson County Kentucky | 62 | $ 19,280,000 | $ 310,000 | $ 102,000 |
| Meade County Kentucky | 45 | $ 7,655,000 | $ 170,000 | $ 62,000 |
| Hart County Kentucky | 27 | $ 2,775,000 | $ 102,000 | $ 61,000 |
| Metcalfe County Kentucky | 26 | $ 2,090,000 | $ 80,000 | $ 48,000 |
| Simpson County Kentucky | 25 | $ 3,615,000 | $ 144,000 | $ 68,000 |
| Larue County Kentucky | 20 | $ 2,830,000 | $ 141,000 | $ 112,000 |
| Breckinridge County Kentucky | 19 | $ 2,455,000 | $ 129,000 | $ 70,000 |
| Scott County Kentucky | 19 | $ 3,785,000 | $ 199,000 | $ 102,000 |
| Pulaski County Kentucky | 15 | $ 1,875,000 | $ 125,000 | $ 58,000 |
| Jessamine County Kentucky | 14 | $ 3,260,000 | $ 232,000 | $ 103,000 |
| Edmonson County Kentucky | 13 | $ 1,445,000 | $ 111,000 | $ 61,000 |
| Logan County Kentucky | 10 | $ 1,030,000 | $ 103,000 | $ 51,000 |
| Nelson County Kentucky | 10 | $ 2,630,000 | $ 263,000 | $ 105,000 |
| Bullitt County Kentucky | 9 | $ 1,885,000 | $ 209,000 | $ 92,000 |
| Christian County Kentucky | 9 | $ 745,000 | $ 82,000 | $ 40,000 |
| Grayson County Kentucky | 9 | $ 1,005,000 | $ 111,000 | $ 68,000 |
| Davidson County Tennessee | 9 | $ 2,045,000 | $ 227,000 | $ 87,000 |
| Adair County Kentucky | 8 | $ 750,000 | $ 93,000 | $ 71,000 |
| Butler County Kentucky | 7 | $ 735,000 | $ 105,000 | $ 35,000 |
| Oldham County Kentucky | 7 | $ 1,385,000 | $ 197,000 | $ 102,000 |
| Russell County Kentucky | 7 | $ 795,000 | $ 113,000 | $ 101,000 |
| Woodford County Kentucky | 7 | $ 1,195,000 | $ 170,000 | $ 62,000 |
| Clark County Kentucky | 6 | $ 700,000 | $ 116,000 | $ 47,000 |
| Franklin County Kentucky | 6 | $ 750,000 | $ 125,000 | $ 58,000 |
| Ohio County Kentucky | 6 | $ 790,000 | $ 131,000 | $ 72,000 |
| Sumner County Tennessee | 6 | $ 1,300,000 | $ 216,000 | $ 91,000 |
| Hancock County Kentucky | 5 | $ 885,000 | $ 177,000 | $ 76,000 |
| Madison County Kentucky | 5 | $ 1,125,000 | $ 225,000 | $ 72,000 |
| Mercer County Kentucky | 4 | $ 540,000 | $ 135,000 | $ 51,000 |
| Shelby County Kentucky | 4 | $ 520,000 | $ 130,000 | $ 83,000 |
| Taylor County Kentucky | 4 | $ 690,000 | $ 172,000 | $ 90,000 |
| Clermont County Ohio | 4 | $ 510,000 | $ 127,000 | $ 93,000 |
| Carroll County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 121,000 |
| Garrard County Kentucky | 3 | $ 625,000 | $ 208,000 | $ 76,000 |
| Rutherford County Tennessee | 3 | $ 445,000 | $ 148,000 | $ 115,000 |
| Collier County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 1,116,000 |
| Gilmer County Georgia | 2 | $ 970,000 | $ 485,000 | $ 893,000 |
| Spencer County Indiana | 2 | $ 330,000 | $ 165,000 | $ 115,000 |
| Warrick County Indiana | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Boone County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Fleming County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 42,000 |
| Gallatin County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 52,000 |
| Green County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 58,000 |
| Henry County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Hickman County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| Kenton County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Lincoln County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Montgomery County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 25,000 |
| Lebanon County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 127,000 |
| Brevard County Florida | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Franklin County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Lee County Florida | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Santa Rosa County Florida | 1 | $ 395,000 | $ 395,000 | $ 149,000 |
| Walton County Florida | 1 | $ 11,615,000 | $ 11,615,000 | $ 0 |
| Clayton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 144,000 |
| Clark County Indiana | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Anderson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Bell County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Bourbon County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Henderson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Laurel County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Lee County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Lewis County Kentucky | 1 | $ 605,000 | $ 605,000 | $ 96,000 |
| McCracken County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| McCreary County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| McLean County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Pike County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Rockcastle County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Spencer County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Trigg County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Calhoun County Michigan | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Hamilton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Greenwood County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 166,000 |
| Claiborne County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 121,000 |
| Clay County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Dickson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Macon County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Montgomery County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 136,000 |
| Robertson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
| Sevier County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| Shelby County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South Central Bank, Inc. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 845 | $145,795,000 | $172,000 | $11,615,000 | $87,000 | $2,767,000 |
| Refinancing | 404 | $74,430,000 | $184,000 | $3,035,000 | $98,000 | $1,562,000 |
| Cash-out Refinancing | 215 | $34,825,000 | $161,000 | $1,105,000 | $82,000 | $642,000 |
| Other Purpose | 29 | $1,835,000 | $63,000 | $205,000 | $69,000 | $267,000 |
| Home Improvement | 16 | $1,740,000 | $108,000 | $355,000 | $129,000 | $313,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,195 | $187,905,000 | $157,000 | $1,325,000 | $87,000 | $2,198,000 |
| Not applicable | 111 | $35,985,000 | $324,000 | $11,615,000 | $0 | $0 |
| Not Provided | 111 | $18,425,000 | $165,000 | $435,000 | $86,000 | $642,000 |
| Black or African American | 48 | $8,180,000 | $170,000 | $325,000 | $70,000 | $254,000 |
| Asian | 19 | $4,355,000 | $229,000 | $805,000 | $95,000 | $280,000 |
| Hispanic | 13 | $1,555,000 | $119,000 | $235,000 | $349,000 | $2,767,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $640,000 | $160,000 | $285,000 | $56,000 | $137,000 |
| American Indian or Alaskan Native | 2 | $500,000 | $250,000 | $375,000 | $290,000 | $499,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,087 | $190,045,000 | $174,000 | $11,615,000 | $101,000 | $2,767,000 |
| FHA-insured (Federal Housing Administration) | 198 | $28,130,000 | $142,000 | $305,000 | $54,000 | $170,000 |
| VA-guaranteed (Veterans Administration) | 126 | $27,020,000 | $214,000 | $465,000 | $86,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 98 | $13,430,000 | $137,000 | $255,000 | $49,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,096 | $191,910,000 | $175,000 | $11,615,000 | $92,000 | $2,767,000 |
| Application Withdrawn By Applicant | 213 | $35,895,000 | $168,000 | $735,000 | $96,000 | $1,240,000 |
| Application Denied By Financial Institution | 197 | $30,385,000 | $154,000 | $1,105,000 | $65,000 | $280,000 |
| Application Approved But Not Accepted | 3 | $435,000 | $145,000 | $275,000 | $173,000 | $247,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,312 | $228,240,000 | $173,000 | $11,615,000 | $93,000 | $2,767,000 |
| Credit History | 73 | $9,475,000 | $129,000 | $805,000 | $63,000 | $280,000 |
| Debt-To-Income Ratio | 55 | $9,305,000 | $169,000 | $1,105,000 | $51,000 | $234,000 |
| Collateral | 32 | $5,190,000 | $162,000 | $445,000 | $81,000 | $199,000 |
| Credit Application Incomplete | 12 | $2,270,000 | $189,000 | $335,000 | $91,000 | $229,000 |
| Other | 10 | $1,390,000 | $139,000 | $315,000 | $81,000 | $155,000 |
| Employment History | 7 | $845,000 | $120,000 | $165,000 | $44,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,445,000 | $289,000 | $995,000 | $90,000 | $257,000 |
| Unverifiable Information | 2 | $340,000 | $170,000 | $225,000 | $94,000 | $95,000 |
| Mortgage Insurance Denied | 1 | $125,000 | $125,000 | $125,000 | $36,000 | $36,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.