South Central Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for South Central Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
| Mortgage Company & Address | South Central Bank, Inc. 501 S L Rogers Wells Blvd Glasgow, KY 42141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 1,582 |
| Total Mortgage Loan Application Amount | $245,505,000 |
| Average Mortgage Loan Application Amount | $130,666 |
| Highest Mortgage Loan Application Amount | $10,024,000 |
| Average Applicant Income | $69,666 |
| Highest Applicant Income | $2,000,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Barren County Kentucky | 293 | $ 32,744,000 | $ 111,000 | $ 78,000 |
| Hardin County Kentucky | 264 | $ 42,682,000 | $ 161,000 | $ 86,000 |
| Warren County Kentucky | 233 | $ 46,202,000 | $ 198,000 | $ 82,000 |
| Daviess County Kentucky | 168 | $ 29,607,000 | $ 176,000 | $ 60,000 |
| Monroe County Kentucky | 68 | $ 6,394,000 | $ 94,000 | $ 56,000 |
| Metcalfe County Kentucky | 66 | $ 4,687,000 | $ 71,000 | $ 54,000 |
| Jefferson County Kentucky | 53 | $ 14,540,000 | $ 274,000 | $ 103,000 |
| Allen County Kentucky | 51 | $ 5,192,000 | $ 101,000 | $ 52,000 |
| Hart County Kentucky | 43 | $ 3,219,000 | $ 74,000 | $ 45,000 |
| Larue County Kentucky | 25 | $ 3,349,000 | $ 133,000 | $ 66,000 |
| Meade County Kentucky | 24 | $ 3,853,000 | $ 160,000 | $ 75,000 |
| Christian County Kentucky | 22 | $ 3,195,000 | $ 145,000 | $ 76,000 |
| Simpson County Kentucky | 22 | $ 2,861,000 | $ 130,000 | $ 66,000 |
| Fayette County Kentucky | 21 | $ 6,622,000 | $ 315,000 | $ 133,000 |
| Adair County Kentucky | 17 | $ 2,171,000 | $ 127,000 | $ 62,000 |
| Pulaski County Kentucky | 16 | $ 2,922,000 | $ 182,000 | $ 67,000 |
| Edmonson County Kentucky | 13 | $ 1,306,000 | $ 100,000 | $ 59,000 |
| Logan County Kentucky | 10 | $ 1,565,000 | $ 156,000 | $ 74,000 |
| Oldham County Kentucky | 8 | $ 1,763,000 | $ 220,000 | $ 91,000 |
| Hancock County Kentucky | 7 | $ 856,000 | $ 122,000 | $ 51,000 |
| Todd County Kentucky | 7 | $ 787,000 | $ 112,000 | $ 51,000 |
| Butler County Kentucky | 6 | $ 674,000 | $ 112,000 | $ 62,000 |
| Carroll County Kentucky | 6 | $ 650,000 | $ 108,000 | $ 53,000 |
| Cumberland County Kentucky | 6 | $ 888,000 | $ 148,000 | $ 209,000 |
| Jessamine County Kentucky | 6 | $ 1,344,000 | $ 224,000 | $ 61,000 |
| Breckinridge County Kentucky | 5 | $ 555,000 | $ 111,000 | $ 55,000 |
| Grayson County Kentucky | 5 | $ 465,000 | $ 93,000 | $ 58,000 |
| Green County Kentucky | 5 | $ 557,000 | $ 111,000 | $ 49,000 |
| Henry County Kentucky | 5 | $ 815,000 | $ 163,000 | $ 90,000 |
| Russell County Kentucky | 5 | $ 971,000 | $ 194,000 | $ 99,000 |
| Davidson County Tennessee | 5 | $ 265,000 | $ 53,000 | $ 26,000 |
| Gallatin County Kentucky | 4 | $ 427,000 | $ 106,000 | $ 49,000 |
| Mercer County Kentucky | 4 | $ 253,000 | $ 63,000 | $ 41,000 |
| Taylor County Kentucky | 4 | $ 456,000 | $ 114,000 | $ 117,000 |
| Floyd County Indiana | 3 | $ 667,000 | $ 222,000 | $ 125,000 |
| Boone County Kentucky | 3 | $ 1,024,000 | $ 341,000 | $ 220,000 |
| Johnson County Kentucky | 3 | $ 551,000 | $ 183,000 | $ 210,000 |
| Magoffin County Kentucky | 3 | $ 259,000 | $ 86,000 | $ 33,000 |
| Nelson County Kentucky | 3 | $ 328,000 | $ 109,000 | $ 70,000 |
| Pike County Kentucky | 3 | $ 374,000 | $ 124,000 | $ 56,000 |
| Trimble County Kentucky | 3 | $ 422,000 | $ 140,000 | $ 82,000 |
| Williamson County Tennessee | 3 | $ 1,914,000 | $ 638,000 | $ 198,000 |
| Spencer County Indiana | 2 | $ 158,000 | $ 79,000 | $ 76,000 |
| Grant County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Laurel County Kentucky | 2 | $ 225,000 | $ 112,000 | $ 38,000 |
| Ohio County Kentucky | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| Owen County Kentucky | 2 | $ 331,000 | $ 165,000 | $ 113,000 |
| Perry County Kentucky | 2 | $ 486,000 | $ 243,000 | $ 169,000 |
| Shelby County Kentucky | 2 | $ 497,000 | $ 248,000 | $ 124,000 |
| Clay County Tennessee | 2 | $ 583,000 | $ 291,000 | $ 61,000 |
| Macon County Tennessee | 2 | $ 77,000 | $ 38,000 | $ 39,000 |
| Robertson County Tennessee | 2 | $ 5,568,000 | $ 2,784,000 | $ 20,000 |
| Rutherford County Tennessee | 2 | $ 528,000 | $ 264,000 | $ 75,000 |
| Sumner County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 52,000 |
| Bay County Florida | 1 | $ 201,000 | $ 201,000 | $ 139,000 |
| Brevard County Florida | 1 | $ 176,000 | $ 176,000 | $ 64,000 |
| Collier County Florida | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Escambia County Florida | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Marion County Florida | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Jefferson County Georgia | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| Logan County Illinois | 1 | $ 174,000 | $ 174,000 | $ 528,000 |
| Harrison County Indiana | 1 | $ 280,000 | $ 280,000 | $ 71,000 |
| Monroe County Indiana | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Anderson County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| Bourbon County Kentucky | 1 | $ 59,000 | $ 59,000 | $ 250,000 |
| Boyle County Kentucky | 1 | $ 1,196,000 | $ 1,196,000 | $ 262,000 |
| Bullitt County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 31,000 |
| Floyd County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Franklin County Kentucky | 1 | $ 284,000 | $ 284,000 | $ 141,000 |
| Fulton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Graves County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Greenup County Kentucky | 1 | $ 214,000 | $ 214,000 | $ 62,000 |
| Henderson County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Hickman County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Kenton County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Madison County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 36,000 |
| Marion County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| McCreary County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| McLean County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Muhlenberg County Kentucky | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Scott County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Trigg County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Woodford County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 25,000 |
| Tishomingo County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 69,000 |
| Allegheny County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 84,000 |
| Beaufort County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 119,000 |
| Cannon County Tennessee | 1 | $ 236,000 | $ 236,000 | $ 300,000 |
| Jefferson County Tennessee | 1 | $ 268,000 | $ 268,000 | $ 966,000 |
| Montgomery County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Smith County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 34,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for South Central Bank, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 860 | $151,515,000 | $176,000 | $10,024,000 | $77,000 | $2,000,000 |
| Refinancing | 610 | $85,457,000 | $140,000 | $3,373,000 | $80,000 | $1,468,000 |
| Home Improvement | 112 | $8,533,000 | $76,000 | $2,533,000 | $52,000 | $282,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,385 | $180,241,000 | $130,000 | $2,481,000 | $82,000 | $2,000,000 |
| Not applicable | 108 | $52,405,000 | $485,000 | $10,024,000 | $0 | $0 |
| Black or African American | 31 | $4,788,000 | $154,000 | $406,000 | $68,000 | $207,000 |
| Not Provided | 26 | $2,698,000 | $103,000 | $412,000 | $66,000 | $186,000 |
| Hispanic | 20 | $2,527,000 | $126,000 | $281,000 | $135,000 | $534,000 |
| Asian | 7 | $1,995,000 | $285,000 | $574,000 | $116,000 | $182,000 |
| American Indian or Alaskan Native | 5 | $851,000 | $170,000 | $340,000 | $82,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,292 | $201,913,000 | $156,000 | $10,024,000 | $80,000 | $2,000,000 |
| FHA-insured (Federal Housing Administration) | 123 | $15,645,000 | $127,000 | $280,000 | $55,000 | $134,000 |
| VA-guaranteed (Veterans Administration) | 89 | $17,719,000 | $199,000 | $442,000 | $81,000 | $207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $10,228,000 | $131,000 | $1,000,000 | $48,000 | $229,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,170 | $194,152,000 | $165,000 | $10,024,000 | $81,000 | $2,000,000 |
| Application Denied By Financial Institution | 241 | $27,795,000 | $115,000 | $2,481,000 | $53,000 | $760,000 |
| Application Approved But Not Accepted | 94 | $11,321,000 | $120,000 | $424,000 | $81,000 | $447,000 |
| Application Withdrawn By Applicant | 76 | $12,127,000 | $159,000 | $1,200,000 | $78,000 | $390,000 |
| File Closed For Incompleteness | 1 | $110,000 | $110,000 | $110,000 | $138,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.